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14:T12f0,

背景设定：于以现金为主的菲律宾中的金融普惠挑战

菲律宾长期面临金融普惠力度不足的困境。疫情前，仅29%的菲律宾人拥有银行账户。对于储蓄、投资、保险、公平信贷工具乃至基础数字消费，对大多数人而言仍难以触达或受限严重。基础设施短板加剧鸿沟——智能手机普及率停滞于75%，农村地区4G网速远落后于城市。

现金经济主导日常。超90%小额交易依赖现金，企业现金处理成本高达交易额的3%-5%。

在此背景下，由Globe Telecom旗下金融科技部门Mynt开发的移动支付平台GCash应运而生。该平台初期提供话费充值、账单支付及汇款等服务，迅速赢得市场认可。然而随着用户激增，GCash面临严峻技术挑战：

尽管面临挑战，GCash的持续努力终见回报。如今65%的菲律宾人拥有了银行账户, 印证了以GCash为代表的数字金融平台，正推动金融可及性与包容性的大规模变革。

技术迁移：Alipay+ Wallet Tech赋能转型

2019年，GCash与Alipay+ Wallet Tech建立战略合作，GCash通过分阶段技术迁移完成平台全面更新。

获得指数级能力提升：

此次迁移奠定规模化基础。伴随疫情加速数字化进程，GCash实现用户数量三年增长三倍。至2024年，80%菲律宾人使用GCash，其作为国民日常数字伴侣及头部金融超级应用的地位持续巩固。

业务与普惠金融双重影响

攻坚实体经济金融包容性

依托升级后的技术架构，GCash聚焦核心使命：改变菲律宾非正规经济领域与金融服务不足人群的现金支付惯性。国家二维码系统QR Ph的推行暴露出市场摊贩、三轮车司机等群体对现金的深度依赖。以马尼拉30万三轮车司机为例：每名司机日均载客50人次，其中90%交易金额不足₱20（约0.35美元），且全部采用现金支付。

对此，GCash推出综合普惠方案：

支付服务之外，还同步开放储蓄、信贷、保险服务，全面提升劳动者疫后财务抗风险能力。

通过数字生态扩展推动商业转型

技术迁移完成后，GCash开启全面数字生态扩展。其生活方式平台GLife整合超1000家商户，覆盖食品、健康、零售及娱乐领域；金融服务已拓展至投资、信贷与保险板块。

依托Alipay+跨境支付能力，GCash支持55+国家和地区无缝交易，赋能约800万菲律宾用户连接全球1000万商户——该能力对海外务工人员及旅行者至关重要。

这种生态模式推动GCash从支付工具升级为覆盖全国的"支付-金融-生活"一站式平台。如今：

GCash的演进不仅体现技术变革，更印证数字金融如何重塑国民经济行为、推动普惠包容，并在规模级应用中构建数字韧性。

15:T1678,

TNG Digital的起源

TNG Digital（TNGD）是马来西亚的一家金融科技公司，由Touch 'n Go Sdn Bhd与Ant International联合创立。其核心产品TNG电子钱包（TNG eWallet）源于马来西亚拓展数字金融服务的战略布局。

Touch 'n Go长期以来一直与交通支付（如收费站和公共交通）紧密相关。TNG电子钱包作为该服务的数字化延伸，由Touch 'n Go与Ant International合作推动。其最初开发旨在提升收费支付的便捷性，TNG电子钱包迅速获得用户青睐，并逐步发展为一款功能全面的超级应用，提供多样化的数字生活服务。从电子商务、食品配送到金融解决方案及账单支付，TNG电子钱包如今已成为数百万马来西亚人日常生活中不可或缺的组成部分。

系统架构演进：从孤岛式到平台化

早期阶段，TNG电子钱包构建于遗留系统之上，采用了孤岛式的“垂直烟囱”架构——这意味着每条新增业务线（例如交通支付）都需要一个独立的模块。尽管该架构在初期支持了快速部署，但随着业务规模的扩展，最终导致了工作重复、系统碎片化以及高昂的维护成本。

为应对这些挑战，TNGD自2017年起启动了分三步走的系统升级：

从支付工具到超级应用：
构建多元化的数字生态系统

随着系统能力的增强，TNG 电子钱包成功从单一支付工具转型为超级应用，深度融合了支付、金融服务和生活方式三大功能板块。这一转型由三大关键支柱驱动：

具备作为用户流量中心的全面支付能力

借助Alipay+领先的电子钱包产品与运营经验，TNG电子钱包将其支付服务扩展至线上线下全场景，广泛覆盖电子商务、食品配送、便利店及药店等多个关键领域。电子身份认证（e-KYC）、强大的风险管理能力以及高并发支持等前沿技术，确保了即使在交易高峰期（如促销季），交易也能安全高效地进行。平台在有效保障每个电子钱包账户免受未经授权活动侵害的同时，始终提供顺畅的用户体验，实现了至关重要的安全与便捷的平衡。

为金融普惠铺平道路

2021年3月，TNG 电子钱包推出了GO+，这是马来西亚首个电子钱包货币市场基金，为传统储蓄账户提供了一种数字优先的替代方案。GO+的起投门槛较低，仅需10马来西亚林吉特（约合2.35美元）3，使用户能够在保持资金即时流动性和无缝访问的前提下，从其电子钱包余额中获得每日回报。它弥合了消费与投资之间的鸿沟，将日常电子钱包的便利性与金融增长的优势相结合。

截至2024年11月，GO+的用户数量已接近400万4，成为马来西亚最大的货币市场基金平台。其管理资产（AUM）规模较上年同期增长了65%，充分体现了强劲的用户采用率与不断加深的用户信任。凭借这一成功，TNG Digital将业务扩展至信用评分和保险科技领域，显著提升了金融服务不足群体和新兴群体在获取金融工具与保障方面的普及度——从而巩固了其在普惠数字金融领域的领导地位。

国内及跨境生态系统的增强

通过小程序平台，TNG Digital赋能中小企业实现数字化运营，同时扩展了在餐饮、出行和娱乐等领域的服务生态。这进一步加强了其作为马来西亚数字化转型门户和基石的角色定位。此外，借助Alipay+跨境解决方案，TNG电子钱包用户可进行无缝的全球交易；同时，该方案也使外国游客能够在马来西亚便捷交易，惠及当地商户。

当前成就与未来展望

如今，TNG电子钱包持续保持着马来西亚领先的数字金融与日常应用地位，连接着超过2300万经过验证的用户和超过200万商户5。其中，至少有600万用户订阅了TNG电子钱包的一项或多项金融产品。展望未来，TNG Digital 将继续推进金融普惠，推动技术创新，并巩固其作为马来西亚数字经济核心的可信平台地位。

16:T43e,Developed by Ant International, Alipay+ provides mobile payment solutions that enable merchants, including small and medium-sized businesses, to better serve consumers around the world. Upon integration into the system, global merchants can accept payments made by consumers using their familiar and favorite payment methods. ● Alipay+ also provides digital marketing solutions, helping global merchants to distribute a wide range of discounts to users of different digital payment platforms, helping them to acquire and retain consumers. ● Alipay+ Global Merchant Payment Services provide platform-level services and toolkits to meet merchants needs for payment settlement, risk management and business growth for their global business development. ● Alipay+ Payment Technologies and Digitalization Services also provide digital technology solutions for business operation digitalization, e-wallet development, digital finance development and risk management to customers across different industries, supporting their digital transformation and accelerating financial inclusion.17:T5a6,Alipay+ is a unified wallet gateway with cross-border payment and digitisation services that help connect global merchants to consumers.

Consumers enjoy seamless payments, a broad choice of deals and the convenience of digital services using their home e-wallets and banking apps while travelling abroad.

We help our partners and merchants to effortlessly serve billions of consumers globally. Our technology facilitates the overseas use of multiple digital wallets and banking apps through a single integration. We enable customers to instantly and safely use their home e-wallets when travelling overseas – as easily as they do at home, both in-store and online.

Small and medium-sized businesses may use our cutting-edge mobile payment technology and digital tools, including our A+ Rewards promotions platform and mini app technology, to enhance efficiency and achieve omni-channel growth.

Through our AI-powered tech capabilities we help our partners connect with a rapidly growing world of digital customers. Alipay+ Wallet Tech helps partners upgrade their wallet platform and build industry-leading super apps. And Alipay+ GenAI Cockpit is our AI platform engineered to streamline the development of secure, high-precision AI applications in fintech.

Alipay+ is one of the business pillars of Ant International, along with other innovative solutions: Antom, WorldFirst, and Bettr.18:T1703,

Setting the context: Financial inclusion in a cash-dependent Philippines

The Philippines has long faced challenges in achieving widespread financial inclusion. Before the pandemic, only 29% of Filipinos had a bank account, while access to savings, investments, insurance, fair lending tools, and even basic digital purchases remained limited or out of reach for most. Infrastructure limitations only deepened the divide—smartphone penetration plateaued at 75%, and rural 4G speeds lagged significantly behind urban areas.

Cash dominated everyday transactions. Over 90% of small-value exchanges relied on physical currency, burdening businesses with 3–5% overhead costs due to manual cash handling.

GCash emerged in this landscape as a mobile payment platform developed by Globe Telecom’s fintech arm, Mynt. Initially offering services like airtime top-ups, bills payment, and remittances, GCash quickly gained traction. But as its user base expanded rapidly, it faced growing technical hurdles:

Despite these barriers, GCash's efforts began to pay off. Today, 65% of Filipinos now have a bank account, a testament to how digital finance—led by platforms like GCash—has transformed access and inclusion at scale.

The shift: technical migration through Alipay+ Wallet Tech

In 2019, GCash embarked on a strategic collaboration with Alipay+ Wallet Tech. The result was a phased technical migration that enabled a complete platform overhaul.

This transition unlocked exponential gains:

The migration laid the foundation for scale, just as the pandemic accelerated digital adoption. Within a few years, GCash’s user base tripled. By 2024, 8 in 10 Filipinos had used GCash—solidifying its position as a daily digital companion and the country’s leading financial super app.

Impact to business and financial inclusion

Powering inclusion in the real economy

With a stronger backbone, GCash turned to one of its most ambitious goals: shifting entrenched cash behaviors among the country’s informal and underserved segments. The implementation of the national QR code system (QR Ph) revealed just how reliant sectors like market vendors and tricycle drivers were on physical cash. For instance, among Manila’s 300,000 tricycle drivers—each averaging 50 passengers a day—90% of payments were under ₱20 and paid in cash.

GCash launched a multi-pronged financial inclusion campaign tailored for these sectors:

Beyond payments, GCash offered access to savings, credit, and insurance, enabling these workers to build financial resilience in the post-pandemic economy.

Business transformation through ecosystem expansion

With the technical migration complete, GCash began expanding into a holistic digital ecosystem. GLife—its lifestyle marketplace—integrated over 1,000 merchants across categories like food, wellness, retail, and entertainment. The platform’s broader suite of financial services now spans investments, credit, insurance, and more.

Through Alipay+’s cross-border capabilities, GCash also supports seamless payments in over 55 global markets, enabling an estimated 8 million Filipinos to transact with 10 million merchants abroad—a crucial benefit for overseas travelers and workers.

This integrated ecosystem model propelled GCash’s transformation from a payments app into a ‘payments-finance-lifestyle’ platform at national scale. Today:

GCash’s evolution reflects a deeper shift not just in technology, but in how digital finance can reshape national economic behavior, foster financial inclusion, and build digital resilience at scale.

19:T1805,

The origins of TNG Digital

TNG Digital (TNGD) is a Malaysian fintech company established as a joint venture between Touch ‘n Go Sdn Bhd and Ant International. Its core product, TNG eWallet, originated from a strategic effort to broaden access to digital financial services in Malaysia.

Touch ’n Go has long been associated with transport payments, such as tolls and public transit. TNG eWallet was introduced as a digital extension of this and driven by the collaborative efforts of Touch ’n Go and Ant International. Initially developed to enhance toll payment convenience, TNG eWallet quickly gained traction and has since evolved into a full-fledged super app, offering diverse digital lifestyle services. From e-commerce and food delivery to financial solutions and bill payments, TNG eWallet is now an integral part of daily life for millions of Malaysians.

How the system evolved from siloed to platform-based

In its early stages, TNG eWallet was built on a legacy system with a siloed, “vertical chimney” architecture — meaning each new business line (e.g. transport payments) required its own standalone module. While this enabled rapid initial deployment, it eventually led to duplicated efforts, fragmented systems, and high maintenance costs as the business scaled.

To address these challenges, TNGD initiated three-step system upgrades starting in 2017:

From payment tool to super app:
Building a diverse digital ecosystem

With enhanced system capabilities, TNG eWallet has transformed from a payment tool into a super app, seamlessly integrating payments, financial services, and lifestyle features. This transformation is driven by three key pillars:

Comprehensive payment capabilities as a user traffic hub

Leveraging Alipay+’s world-leading e-wallet product and operational expertise, TNG eWallet expanded into both online and offline payments across key verticals, including e-commerce, food delivery, convenience stores, and pharmacies. Cutting-edge technologies such as e-KYC, robust risk management, and high-concurrency support ensure secure, efficient transactions during peak transaction volumes, e.g. promotional seasons. This platform strikes a critical balance: delivering frictionless user experience, while safeguarding every e-wallet account from unauthorised activities.

Paving the way for financial inclusion

In March 2021, TNG eWallet launched GO+, Malaysia’s first e-wallet Money Market Fund, offering a digital-first alternative to conventional saving accounts. With a lower barrier to entry — just RM10 (approx. USD 2.35)3 — GO+ empowers users to earn daily returns on their e-wallet balance while maintaining instant liquidity and seamless access. It bridges the gap between spending and investing, combining the convenience of an everyday e-wallet with the benefits of financial growth.

By November 2024, GO+ had nearly 4 million users4, becoming Malaysia’s largest money market fund platform. Its Assets Under Management (AUM) surged 65% year-on-year, underscoring strong adoption and deepening user trust. Capitalising on this success, TNG Digital expanded into credit scoring and InsurTech, significantly democratising access to financial tools and protection particularly for the underserved and emerging segments — cementing its leadership in inclusive digital finance.

Domestic and cross-border ecosystem enhancement

Through mini-programs, TNG Digital empowers SMEs to digitise their operations while expanding service offerings across verticals like catering, mobility, and entertainment. This further strengthens its position as the gateway and cornerstone of digital transformation across Malaysia. Additionally, with Alipay+ cross-border solutions, TNG eWallet users can make seamless global transactions while enabling foreign visitors to transact in Malaysia, benefitting local merchants.

Current achievements and future outlook

Today, TNG eWallet remains Malaysia’s leading digital financial and everyday app, connecting over 23 million verified users and more than 2 million merchants5, with at least 6 million users subscribing to one or more of TNG eWallet’s financial products. Looking ahead, TNG Digital will continue to advance financial inclusion, foster technological innovation, and strengthen its position as the trusted platform at the heart of Malaysia’s digital economy.

1a:T5a6,Alipay+ is a unified wallet gateway with cross-border payment and digitisation services that help connect global merchants to consumers.

Consumers enjoy seamless payments, a broad choice of deals and the convenience of digital services using their home e-wallets and banking apps while travelling abroad.

We help our partners and merchants to effortlessly serve billions of consumers globally. Our technology facilitates the overseas use of multiple digital wallets and banking apps through a single integration. We enable customers to instantly and safely use their home e-wallets when travelling overseas – as easily as they do at home, both in-store and online.

Small and medium-sized businesses may use our cutting-edge mobile payment technology and digital tools, including our A+ Rewards promotions platform and mini app technology, to enhance efficiency and achieve omni-channel growth.

Through our AI-powered tech capabilities we help our partners connect with a rapidly growing world of digital customers. Alipay+ Wallet Tech helps partners upgrade their wallet platform and build industry-leading super apps. And Alipay+ GenAI Cockpit is our AI platform engineered to streamline the development of secure, high-precision AI applications in fintech.

Alipay+ is one of the business pillars of Ant International, along with other innovative solutions: Antom, WorldFirst, and Bettr.1b:T1703,

Setting the context: Financial inclusion in a cash-dependent Philippines

The Philippines has long faced challenges in achieving widespread financial inclusion. Before the pandemic, only 29% of Filipinos had a bank account, while access to savings, investments, insurance, fair lending tools, and even basic digital purchases remained limited or out of reach for most. Infrastructure limitations only deepened the divide—smartphone penetration plateaued at 75%, and rural 4G speeds lagged significantly behind urban areas.

Cash dominated everyday transactions. Over 90% of small-value exchanges relied on physical currency, burdening businesses with 3–5% overhead costs due to manual cash handling.

GCash emerged in this landscape as a mobile payment platform developed by Globe Telecom’s fintech arm, Mynt. Initially offering services like airtime top-ups, bills payment, and remittances, GCash quickly gained traction. But as its user base expanded rapidly, it faced growing technical hurdles:

Despite these barriers, GCash's efforts began to pay off. Today, 65% of Filipinos now have a bank account, a testament to how digital finance—led by platforms like GCash—has transformed access and inclusion at scale.

The shift: technical migration through Alipay+ Wallet Tech

In 2019, GCash embarked on a strategic collaboration with Alipay+ Wallet Tech. The result was a phased technical migration that enabled a complete platform overhaul.

This transition unlocked exponential gains:

The migration laid the foundation for scale, just as the pandemic accelerated digital adoption. Within a few years, GCash’s user base tripled. By 2024, 8 in 10 Filipinos had used GCash—solidifying its position as a daily digital companion and the country’s leading financial super app.

Impact to business and financial inclusion

Powering inclusion in the real economy

With a stronger backbone, GCash turned to one of its most ambitious goals: shifting entrenched cash behaviors among the country’s informal and underserved segments. The implementation of the national QR code system (QR Ph) revealed just how reliant sectors like market vendors and tricycle drivers were on physical cash. For instance, among Manila’s 300,000 tricycle drivers—each averaging 50 passengers a day—90% of payments were under ₱20 and paid in cash.

GCash launched a multi-pronged financial inclusion campaign tailored for these sectors:

Beyond payments, GCash offered access to savings, credit, and insurance, enabling these workers to build financial resilience in the post-pandemic economy.

Business transformation through ecosystem expansion

With the technical migration complete, GCash began expanding into a holistic digital ecosystem. GLife—its lifestyle marketplace—integrated over 1,000 merchants across categories like food, wellness, retail, and entertainment. The platform’s broader suite of financial services now spans investments, credit, insurance, and more.

Through Alipay+’s cross-border capabilities, GCash also supports seamless payments in over 55 global markets, enabling an estimated 8 million Filipinos to transact with 10 million merchants abroad—a crucial benefit for overseas travelers and workers.

This integrated ecosystem model propelled GCash’s transformation from a payments app into a ‘payments-finance-lifestyle’ platform at national scale. Today:

GCash’s evolution reflects a deeper shift not just in technology, but in how digital finance can reshape national economic behavior, foster financial inclusion, and build digital resilience at scale.

1c:T1805,

The origins of TNG Digital

TNG Digital (TNGD) is a Malaysian fintech company established as a joint venture between Touch ‘n Go Sdn Bhd and Ant International. Its core product, TNG eWallet, originated from a strategic effort to broaden access to digital financial services in Malaysia.

Touch ’n Go has long been associated with transport payments, such as tolls and public transit. TNG eWallet was introduced as a digital extension of this and driven by the collaborative efforts of Touch ’n Go and Ant International. Initially developed to enhance toll payment convenience, TNG eWallet quickly gained traction and has since evolved into a full-fledged super app, offering diverse digital lifestyle services. From e-commerce and food delivery to financial solutions and bill payments, TNG eWallet is now an integral part of daily life for millions of Malaysians.

How the system evolved from siloed to platform-based

In its early stages, TNG eWallet was built on a legacy system with a siloed, “vertical chimney” architecture — meaning each new business line (e.g. transport payments) required its own standalone module. While this enabled rapid initial deployment, it eventually led to duplicated efforts, fragmented systems, and high maintenance costs as the business scaled.

To address these challenges, TNGD initiated three-step system upgrades starting in 2017:

From payment tool to super app:
Building a diverse digital ecosystem

With enhanced system capabilities, TNG eWallet has transformed from a payment tool into a super app, seamlessly integrating payments, financial services, and lifestyle features. This transformation is driven by three key pillars:

Comprehensive payment capabilities as a user traffic hub

Leveraging Alipay+’s world-leading e-wallet product and operational expertise, TNG eWallet expanded into both online and offline payments across key verticals, including e-commerce, food delivery, convenience stores, and pharmacies. Cutting-edge technologies such as e-KYC, robust risk management, and high-concurrency support ensure secure, efficient transactions during peak transaction volumes, e.g. promotional seasons. This platform strikes a critical balance: delivering frictionless user experience, while safeguarding every e-wallet account from unauthorised activities.

Paving the way for financial inclusion

In March 2021, TNG eWallet launched GO+, Malaysia’s first e-wallet Money Market Fund, offering a digital-first alternative to conventional saving accounts. With a lower barrier to entry — just RM10 (approx. USD 2.35)3 — GO+ empowers users to earn daily returns on their e-wallet balance while maintaining instant liquidity and seamless access. It bridges the gap between spending and investing, combining the convenience of an everyday e-wallet with the benefits of financial growth.

By November 2024, GO+ had nearly 4 million users4, becoming Malaysia’s largest money market fund platform. Its Assets Under Management (AUM) surged 65% year-on-year, underscoring strong adoption and deepening user trust. Capitalising on this success, TNG Digital expanded into credit scoring and InsurTech, significantly democratising access to financial tools and protection particularly for the underserved and emerging segments — cementing its leadership in inclusive digital finance.

Domestic and cross-border ecosystem enhancement

Through mini-programs, TNG Digital empowers SMEs to digitise their operations while expanding service offerings across verticals like catering, mobility, and entertainment. This further strengthens its position as the gateway and cornerstone of digital transformation across Malaysia. Additionally, with Alipay+ cross-border solutions, TNG eWallet users can make seamless global transactions while enabling foreign visitors to transact in Malaysia, benefitting local merchants.

Current achievements and future outlook

Today, TNG eWallet remains Malaysia’s leading digital financial and everyday app, connecting over 23 million verified users and more than 2 million merchants5, with at least 6 million users subscribing to one or more of TNG eWallet’s financial products. Looking ahead, TNG Digital will continue to advance financial inclusion, foster technological innovation, and strengthen its position as the trusted platform at the heart of Malaysia’s digital economy.

1d:T5a6,Alipay+ is a unified wallet gateway with cross-border payment and digitisation services that help connect global merchants to consumers.

Consumers enjoy seamless payments, a broad choice of deals and the convenience of digital services using their home e-wallets and banking apps while travelling abroad.

We help our partners and merchants to effortlessly serve billions of consumers globally. Our technology facilitates the overseas use of multiple digital wallets and banking apps through a single integration. We enable customers to instantly and safely use their home e-wallets when travelling overseas – as easily as they do at home, both in-store and online.

Small and medium-sized businesses may use our cutting-edge mobile payment technology and digital tools, including our A+ Rewards promotions platform and mini app technology, to enhance efficiency and achieve omni-channel growth.

Through our AI-powered tech capabilities we help our partners connect with a rapidly growing world of digital customers. Alipay+ Wallet Tech helps partners upgrade their wallet platform and build industry-leading super apps. And Alipay+ GenAI Cockpit is our AI platform engineered to streamline the development of secure, high-precision AI applications in fintech.

Alipay+ is one of the business pillars of Ant International, along with other innovative solutions: Antom, WorldFirst, and Bettr.1e:T1703,

Setting the context: Financial inclusion in a cash-dependent Philippines

The Philippines has long faced challenges in achieving widespread financial inclusion. Before the pandemic, only 29% of Filipinos had a bank account, while access to savings, investments, insurance, fair lending tools, and even basic digital purchases remained limited or out of reach for most. Infrastructure limitations only deepened the divide—smartphone penetration plateaued at 75%, and rural 4G speeds lagged significantly behind urban areas.

Cash dominated everyday transactions. Over 90% of small-value exchanges relied on physical currency, burdening businesses with 3–5% overhead costs due to manual cash handling.

GCash emerged in this landscape as a mobile payment platform developed by Globe Telecom’s fintech arm, Mynt. Initially offering services like airtime top-ups, bills payment, and remittances, GCash quickly gained traction. But as its user base expanded rapidly, it faced growing technical hurdles:

Despite these barriers, GCash's efforts began to pay off. Today, 65% of Filipinos now have a bank account, a testament to how digital finance—led by platforms like GCash—has transformed access and inclusion at scale.

The shift: technical migration through Alipay+ Wallet Tech

In 2019, GCash embarked on a strategic collaboration with Alipay+ Wallet Tech. The result was a phased technical migration that enabled a complete platform overhaul.

This transition unlocked exponential gains:

The migration laid the foundation for scale, just as the pandemic accelerated digital adoption. Within a few years, GCash’s user base tripled. By 2024, 8 in 10 Filipinos had used GCash—solidifying its position as a daily digital companion and the country’s leading financial super app.

Impact to business and financial inclusion

Powering inclusion in the real economy

With a stronger backbone, GCash turned to one of its most ambitious goals: shifting entrenched cash behaviors among the country’s informal and underserved segments. The implementation of the national QR code system (QR Ph) revealed just how reliant sectors like market vendors and tricycle drivers were on physical cash. For instance, among Manila’s 300,000 tricycle drivers—each averaging 50 passengers a day—90% of payments were under ₱20 and paid in cash.

GCash launched a multi-pronged financial inclusion campaign tailored for these sectors:

Beyond payments, GCash offered access to savings, credit, and insurance, enabling these workers to build financial resilience in the post-pandemic economy.

Business transformation through ecosystem expansion

With the technical migration complete, GCash began expanding into a holistic digital ecosystem. GLife—its lifestyle marketplace—integrated over 1,000 merchants across categories like food, wellness, retail, and entertainment. The platform’s broader suite of financial services now spans investments, credit, insurance, and more.

Through Alipay+’s cross-border capabilities, GCash also supports seamless payments in over 55 global markets, enabling an estimated 8 million Filipinos to transact with 10 million merchants abroad—a crucial benefit for overseas travelers and workers.

This integrated ecosystem model propelled GCash’s transformation from a payments app into a ‘payments-finance-lifestyle’ platform at national scale. Today:

GCash’s evolution reflects a deeper shift not just in technology, but in how digital finance can reshape national economic behavior, foster financial inclusion, and build digital resilience at scale.

1f:T1805,

The origins of TNG Digital

TNG Digital (TNGD) is a Malaysian fintech company established as a joint venture between Touch ‘n Go Sdn Bhd and Ant International. Its core product, TNG eWallet, originated from a strategic effort to broaden access to digital financial services in Malaysia.

Touch ’n Go has long been associated with transport payments, such as tolls and public transit. TNG eWallet was introduced as a digital extension of this and driven by the collaborative efforts of Touch ’n Go and Ant International. Initially developed to enhance toll payment convenience, TNG eWallet quickly gained traction and has since evolved into a full-fledged super app, offering diverse digital lifestyle services. From e-commerce and food delivery to financial solutions and bill payments, TNG eWallet is now an integral part of daily life for millions of Malaysians.

How the system evolved from siloed to platform-based

In its early stages, TNG eWallet was built on a legacy system with a siloed, “vertical chimney” architecture — meaning each new business line (e.g. transport payments) required its own standalone module. While this enabled rapid initial deployment, it eventually led to duplicated efforts, fragmented systems, and high maintenance costs as the business scaled.

To address these challenges, TNGD initiated three-step system upgrades starting in 2017:

From payment tool to super app:
Building a diverse digital ecosystem

With enhanced system capabilities, TNG eWallet has transformed from a payment tool into a super app, seamlessly integrating payments, financial services, and lifestyle features. This transformation is driven by three key pillars:

Comprehensive payment capabilities as a user traffic hub

Leveraging Alipay+’s world-leading e-wallet product and operational expertise, TNG eWallet expanded into both online and offline payments across key verticals, including e-commerce, food delivery, convenience stores, and pharmacies. Cutting-edge technologies such as e-KYC, robust risk management, and high-concurrency support ensure secure, efficient transactions during peak transaction volumes, e.g. promotional seasons. This platform strikes a critical balance: delivering frictionless user experience, while safeguarding every e-wallet account from unauthorised activities.

Paving the way for financial inclusion

In March 2021, TNG eWallet launched GO+, Malaysia’s first e-wallet Money Market Fund, offering a digital-first alternative to conventional saving accounts. With a lower barrier to entry — just RM10 (approx. USD 2.35)3 — GO+ empowers users to earn daily returns on their e-wallet balance while maintaining instant liquidity and seamless access. It bridges the gap between spending and investing, combining the convenience of an everyday e-wallet with the benefits of financial growth.

By November 2024, GO+ had nearly 4 million users4, becoming Malaysia’s largest money market fund platform. Its Assets Under Management (AUM) surged 65% year-on-year, underscoring strong adoption and deepening user trust. Capitalising on this success, TNG Digital expanded into credit scoring and InsurTech, significantly democratising access to financial tools and protection particularly for the underserved and emerging segments — cementing its leadership in inclusive digital finance.

Domestic and cross-border ecosystem enhancement

Through mini-programs, TNG Digital empowers SMEs to digitise their operations while expanding service offerings across verticals like catering, mobility, and entertainment. This further strengthens its position as the gateway and cornerstone of digital transformation across Malaysia. Additionally, with Alipay+ cross-border solutions, TNG eWallet users can make seamless global transactions while enabling foreign visitors to transact in Malaysia, benefitting local merchants.

Current achievements and future outlook

Today, TNG eWallet remains Malaysia’s leading digital financial and everyday app, connecting over 23 million verified users and more than 2 million merchants5, with at least 6 million users subscribing to one or more of TNG eWallet’s financial products. Looking ahead, TNG Digital will continue to advance financial inclusion, foster technological innovation, and strengthen its position as the trusted platform at the heart of Malaysia’s digital economy.

20:T5a6,Alipay+ is a unified wallet gateway with cross-border payment and digitisation services that help connect global merchants to consumers.

Consumers enjoy seamless payments, a broad choice of deals and the convenience of digital services using their home e-wallets and banking apps while travelling abroad.

We help our partners and merchants to effortlessly serve billions of consumers globally. Our technology facilitates the overseas use of multiple digital wallets and banking apps through a single integration. We enable customers to instantly and safely use their home e-wallets when travelling overseas – as easily as they do at home, both in-store and online.

Small and medium-sized businesses may use our cutting-edge mobile payment technology and digital tools, including our A+ Rewards promotions platform and mini app technology, to enhance efficiency and achieve omni-channel growth.

Through our AI-powered tech capabilities we help our partners connect with a rapidly growing world of digital customers. Alipay+ Wallet Tech helps partners upgrade their wallet platform and build industry-leading super apps. And Alipay+ GenAI Cockpit is our AI platform engineered to streamline the development of secure, high-precision AI applications in fintech.

Alipay+ is one of the business pillars of Ant International, along with other innovative solutions: Antom, WorldFirst, and Bettr.21:T1703,

Setting the context: Financial inclusion in a cash-dependent Philippines

The Philippines has long faced challenges in achieving widespread financial inclusion. Before the pandemic, only 29% of Filipinos had a bank account, while access to savings, investments, insurance, fair lending tools, and even basic digital purchases remained limited or out of reach for most. Infrastructure limitations only deepened the divide—smartphone penetration plateaued at 75%, and rural 4G speeds lagged significantly behind urban areas.

Cash dominated everyday transactions. Over 90% of small-value exchanges relied on physical currency, burdening businesses with 3–5% overhead costs due to manual cash handling.

GCash emerged in this landscape as a mobile payment platform developed by Globe Telecom’s fintech arm, Mynt. Initially offering services like airtime top-ups, bills payment, and remittances, GCash quickly gained traction. But as its user base expanded rapidly, it faced growing technical hurdles:

Despite these barriers, GCash's efforts began to pay off. Today, 65% of Filipinos now have a bank account, a testament to how digital finance—led by platforms like GCash—has transformed access and inclusion at scale.

The shift: technical migration through Alipay+ Wallet Tech

In 2019, GCash embarked on a strategic collaboration with Alipay+ Wallet Tech. The result was a phased technical migration that enabled a complete platform overhaul.

This transition unlocked exponential gains:

The migration laid the foundation for scale, just as the pandemic accelerated digital adoption. Within a few years, GCash’s user base tripled. By 2024, 8 in 10 Filipinos had used GCash—solidifying its position as a daily digital companion and the country’s leading financial super app.

Impact to business and financial inclusion

Powering inclusion in the real economy

With a stronger backbone, GCash turned to one of its most ambitious goals: shifting entrenched cash behaviors among the country’s informal and underserved segments. The implementation of the national QR code system (QR Ph) revealed just how reliant sectors like market vendors and tricycle drivers were on physical cash. For instance, among Manila’s 300,000 tricycle drivers—each averaging 50 passengers a day—90% of payments were under ₱20 and paid in cash.

GCash launched a multi-pronged financial inclusion campaign tailored for these sectors:

Beyond payments, GCash offered access to savings, credit, and insurance, enabling these workers to build financial resilience in the post-pandemic economy.

Business transformation through ecosystem expansion

With the technical migration complete, GCash began expanding into a holistic digital ecosystem. GLife—its lifestyle marketplace—integrated over 1,000 merchants across categories like food, wellness, retail, and entertainment. The platform’s broader suite of financial services now spans investments, credit, insurance, and more.

Through Alipay+’s cross-border capabilities, GCash also supports seamless payments in over 55 global markets, enabling an estimated 8 million Filipinos to transact with 10 million merchants abroad—a crucial benefit for overseas travelers and workers.

This integrated ecosystem model propelled GCash’s transformation from a payments app into a ‘payments-finance-lifestyle’ platform at national scale. Today:

GCash’s evolution reflects a deeper shift not just in technology, but in how digital finance can reshape national economic behavior, foster financial inclusion, and build digital resilience at scale.

22:T1805,

The origins of TNG Digital

TNG Digital (TNGD) is a Malaysian fintech company established as a joint venture between Touch ‘n Go Sdn Bhd and Ant International. Its core product, TNG eWallet, originated from a strategic effort to broaden access to digital financial services in Malaysia.

Touch ’n Go has long been associated with transport payments, such as tolls and public transit. TNG eWallet was introduced as a digital extension of this and driven by the collaborative efforts of Touch ’n Go and Ant International. Initially developed to enhance toll payment convenience, TNG eWallet quickly gained traction and has since evolved into a full-fledged super app, offering diverse digital lifestyle services. From e-commerce and food delivery to financial solutions and bill payments, TNG eWallet is now an integral part of daily life for millions of Malaysians.

How the system evolved from siloed to platform-based

In its early stages, TNG eWallet was built on a legacy system with a siloed, “vertical chimney” architecture — meaning each new business line (e.g. transport payments) required its own standalone module. While this enabled rapid initial deployment, it eventually led to duplicated efforts, fragmented systems, and high maintenance costs as the business scaled.

To address these challenges, TNGD initiated three-step system upgrades starting in 2017:

From payment tool to super app:
Building a diverse digital ecosystem

With enhanced system capabilities, TNG eWallet has transformed from a payment tool into a super app, seamlessly integrating payments, financial services, and lifestyle features. This transformation is driven by three key pillars:

Comprehensive payment capabilities as a user traffic hub

Leveraging Alipay+’s world-leading e-wallet product and operational expertise, TNG eWallet expanded into both online and offline payments across key verticals, including e-commerce, food delivery, convenience stores, and pharmacies. Cutting-edge technologies such as e-KYC, robust risk management, and high-concurrency support ensure secure, efficient transactions during peak transaction volumes, e.g. promotional seasons. This platform strikes a critical balance: delivering frictionless user experience, while safeguarding every e-wallet account from unauthorised activities.

Paving the way for financial inclusion

In March 2021, TNG eWallet launched GO+, Malaysia’s first e-wallet Money Market Fund, offering a digital-first alternative to conventional saving accounts. With a lower barrier to entry — just RM10 (approx. USD 2.35)3 — GO+ empowers users to earn daily returns on their e-wallet balance while maintaining instant liquidity and seamless access. It bridges the gap between spending and investing, combining the convenience of an everyday e-wallet with the benefits of financial growth.

By November 2024, GO+ had nearly 4 million users4, becoming Malaysia’s largest money market fund platform. Its Assets Under Management (AUM) surged 65% year-on-year, underscoring strong adoption and deepening user trust. Capitalising on this success, TNG Digital expanded into credit scoring and InsurTech, significantly democratising access to financial tools and protection particularly for the underserved and emerging segments — cementing its leadership in inclusive digital finance.

Domestic and cross-border ecosystem enhancement

Through mini-programs, TNG Digital empowers SMEs to digitise their operations while expanding service offerings across verticals like catering, mobility, and entertainment. This further strengthens its position as the gateway and cornerstone of digital transformation across Malaysia. Additionally, with Alipay+ cross-border solutions, TNG eWallet users can make seamless global transactions while enabling foreign visitors to transact in Malaysia, benefitting local merchants.

Current achievements and future outlook

Today, TNG eWallet remains Malaysia’s leading digital financial and everyday app, connecting over 23 million verified users and more than 2 million merchants5, with at least 6 million users subscribing to one or more of TNG eWallet’s financial products. Looking ahead, TNG Digital will continue to advance financial inclusion, foster technological innovation, and strengthen its position as the trusted platform at the heart of Malaysia’s digital economy.

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标识，即可轻松完成支付。","payInChina_productDescription_title_3":"透明的汇率披露","payInChina_productDescription_desc_4":"Alipay+提供的汇率在每个工作日都会及时更新，汇率所见即所得，不向用户收取任何额外费用。","payInChina_aPlusQuestionAndAnswer_title":"Alipay+常见问题","payInChina_aPlusQuestionAndAnswer_question_1":"如何知道中国内地商户是否支持Alipay+支付方式？","payInChina_aPlusQuestionAndAnswer_answer_1":"当您在中国内地的商户收银台（特殊场景除外）看到 [logo] 标志， 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，注册账户，绑定主要国际卡组的境外银行卡，即可开启在华便捷移动支付之旅，像本地人一样支付。","payInChina_descriptionAndBrandList_text_4":"支持的国际银行卡：","payInChina_downloadAlipay_title":"两步用上支付宝","payInChina_downloadAlipay_firstStepDesc":"下载支付宝App，输入手机号码，点击“Next”，根据页面提示完成注册。","payInChina_downloadAlipay_firstStepTitle":"1. 扫码下载支付宝App","payInChina_downloadAlipay_secondStepDesc":"点击【立即添加】进入绑卡页面，按照页面提示，即可完成绑卡操作","payInChina_downloadAlipay_secondStepTitle":"2. 绑定银行卡","payInChina_downloadAlipay_firstImgDesc":"扫码或在应用市场搜索下载\n支付宝应用程序","payInChina_aliPayQuestionAndAnswer_title":"支付宝绑国际银行卡\n常见问题","payInChina_aliPayQuestionAndAnswer_desc":"*国际银行卡指的是在中国境外发行的国际主流卡组织的银行卡，包括信用卡和借记卡。","payInChina_aliPayQuestionAndAnswer_question_1":"目前国际银行卡支持哪些交易场景？","payInChina_aliPayQuestionAndAnswer_answer_1":"目前国际银行卡支持在中国内地的衣食住行日常消费，暂不支持个人转账、红包、理财、保险和其他金融服务。","payInChina_aliPayQuestionAndAnswer_question_2":"国际银行卡支付的汇率怎么计算？","payInChina_aliPayQuestionAndAnswer_answer_2":"国际银行卡的汇率是由您的银行卡所属卡组和发卡行提供的，具体请以您的银行卡账单为准。","payInChina_alipayCustomerServiceCard_title":"支付宝客服","payInChina_alipayCustomerServiceCard_content":"如需帮助，欢迎联系我们","payInChina_alipayCustomerServiceCard_rightRenderList_1":"境内拨打：0571 2688 6000 ","payInChina_alipayCustomerServiceCard_rightRenderList_2":"境外拨打：+86 571 2688 6000","payInChina_alipayCustomerServiceCard_rightRenderList_3":"(服务时间：周一至周日，8:00-24:00)","payInChina_bannerText_title_h5":"您也可以下载支付宝应用程\n序，绑定国际银行卡以享受\n便捷的移动支付","aboutUs_content_team_name1":"Douglas Feagin","aboutUs_content_team_desc1":"蚂蚁国际总裁","aboutUs_content_team_name2":"Toby Xu","aboutUs_content_team_desc2":"Alipay+ 首席战略官, \n全球发展中心总经理","aboutUs_content_team_name3":"黄寅","aboutUs_content_team_desc3":"Alipay+ 全球线下商户服务事业部总经理\r\n东南亚总经理","aboutUs_content_team_name4":"Hyung Kwon (Danny) Chung","aboutUs_content_team_desc4":"韩国、欧洲、中东、非洲地区总经理","aboutUs_content_team_name5":"Weixiao Jiang","aboutUs_content_team_desc5":"Alipay+北亚及\n北美区总经理","aboutUs_content_team_name6":"李智贤","aboutUs_content_team_desc6":"Alipay+钱包科技负责人","aboutUs_content_team_name7":"Venetia Lee","aboutUs_content_team_desc7":"AlipayHK首席执行官, \n大中华区总经理","aboutUs_content_team_name8":"Roseate 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","home_storyVideo_video_webm":"https://cdn.marmot-cloud.com/storage/2024/06/26/AlipayPlus.webm","home_storyVideo_video_mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/03/g6PXKx0/AlipayPlus.mp4","iap.img.Uefa.Benefit.PCImg1":"https://cdn.marmot-cloud.com/storage/2024/06/27/bfd54aa2-4bd9-4692-bdc6-49f75a7667ee.jpg","iap.components.StoryVideo.WatchNow":"立即观看","aboutUs_content_team_desc10":"Alipay+欧洲、中东\n及非洲总经理","aboutUs_content_team_name10":"Pietro Raffaele Candela","scrollSticky.CONFIG1.title":"定制化收单体验","scrollSticky.CONFIG1.content":"借助 Alipay+ 完全可定制的收单系统，商户可灵活根据客户的典型偏好，自主选择展示并提供一种或多种电子钱包及支付方式。","scrollSticky.CONFIG1.bg":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/08/mAo7iVY/Mobile.png","mobileConfig.banner.Header":"A new world of cross-border payments to app users","mobileConfig.banner.subHeader":"Connect your mobile payment app users with millions of merchants across more than 68 countries and regions through Alipay+. It’s the easy and reliable way to pay anywhere.","mobileConfig.buoyText.title":"Go beyond ordinary payment power","mobileConfig.buoyText.desc":"From topping up online game credits, to subscribing to streaming service and shopping in stores abroad, offer a smooth payment experience wherever customers are.","mobileConfig.proDesc.title":"Borderless capability","mobileConfig.proDesc.desc":"Let users experience the convenience of their preferred mobile payment app anywhere, with seamless cross-border transactions.","mobileConfig.payMarket.title":"Boost your sales","mobileConfig.payMarket.desc":"Boost conversions with integrated promotions, discounts and rewards, tailored to their preferred payment method.","mobileConfig.DStore.title":"Keep your users coming back","mobileConfig.DStore.desc":"Offer rewards and daily services for greater satisfaction and convenience.
With Alipay+ D-store, you can turn your app into an all-in-one solution.
Third-party developers can add mini-programs for services like food ordering to meet users’ everyday needs.","acqpConfig.banner.role":"收单服务商","acqpConfig.banner.title":"带您的用户进入无边界支付的全新世界","acqpConfig.banner.content":"支付宝+将移动支付应用程序用户与超过 55 个国家和地区的数百万商户连接起来，增强您的跨境支付服务。","bannerVideo.btn.ContactUs":"联系我们","acqpConfig.BrandList.title":"多种支付应用，尽在掌握","acqpConfig.BrandList.titleLink":"查看所有移动支付方式","acqpConfig.ProdFeature.buoy":"支付解决方案","acqpConfig.ProdFeature.title":"高效接入，高枕无忧","acqpConfig.ProdFeature.desc":"Alipay+让繁杂、独立的移动支付签约和谈判成为历史，引入新的支付方式时也无需再次单独进行集成。使用Alipay+，让不同的技术规格、币种和条款不再成为障碍。","acqpConfig.ProdFeature.checkout.label":"支持线上与店内收银","acqpConfig.ProdFeature.payment.label":"一次集成多种支付方式","acqpConfig.ProdFeature.settlementFile.label":"标准化清算和结算文件，高效运营","acqpConfig.ProdDesc.title":"为您的商家订制最合适的支付组合","acqpConfig.ProdDesc.desc":"Alipay+帮助您更好的覆盖日新月异、多种多样的支付场景，确保您紧跟数字支付新趋势。","acqpConfig.ProdDesc.cashier.label":"收银台支付","acqpConfig.ProdDesc.debit.label":"代扣","acqpConfig.ProdDesc.instore.label":"线下支付","acqpConfig.marketing.buoy":"营销解决方案","acqpConfig.marketing.title":"为您的商家提供更强大的数字营销能力","acqpConfig.marketing.desc":"Alipay+营销解决方案可以为您的商家吸引更多消费者，提升销售业绩，帮助您在行业里脱颖而出。","acqpConfig.marketing.label":"支付营销","acqpConfig.Carousel.NETS.label":"我们很高兴与蚂蚁集团合作提供 Alipay+支持，让我们的本地商户能够接触到更广阔的消费者群体，从而增加商业机会。","acqpConfig.Carousel.NETS.author":"陈明耀(Lawrence CHAN)","acqpConfig.Carousel.NETS.position":"NETS 集团首席执行官","acqpConfig.Carousel.Nuvei.label":"我们的目标是始终提供最适用的支付选择，以开拓更多全球商业可能、扩展客户潜在客群并驱动新的收入流。我们与 Alipay+ 的合作正是这一目标的又一明证。","acqpConfig.Carousel.Nuvei.author":"Philip Fayer","acqpConfig.Carousel.Nuvei.position":"Nuvei 董事长兼首席执行官","acqpConfig.Carousel.BKN301.label":"在 Alipay+ 上的任何商业实体，都能获得卓越的技术、金融及零售营销服务，以在国际范围内拓展业务规模。","acqpConfig.Carousel.BKN301.author":"Stiven Muccioli","acqpConfig.Carousel.BKN301.position":"BKN301 创始人","JoinAlipayCard.joinUs.title":"准备加入","JoinAlipayCard.joinUs.content":"让我们帮助您发展业务","acqpListConfig.walletHeader.title":"支付宝+收单服务商","acqpListConfig.walletHeader.desc":"我们遍布全球的收单服务提供商帮助商家使用支付宝+。寻找合格的收单机构以扩大您的付款接受选项。","acqpListConfig.inputSearch.placeholder":"收单方名称","acqpListConfig.inputSearch.prefixTitle":"快速搜索","acqpListConfig.acqpColumn.title1":"收单服务提供商","acqpListConfig.acqpColumn.title2":"网站","acqpListConfig.showMoreClick.content":"显示所有收单服务提供商","acqpListConfig.showLessClick.content":"显示更少的收单服务提供商","storyVideo_watchNow":"立即观看","mobilePaymentProviderList_wallet_Kaspi_desc":"Kaspi 是一款总部位于哈萨克斯坦的超级应用程序，它将支付平台、商贸平台和金融产品提供商无缝地结合在一起。","config.global.lang.en":"Global (English)","config.global.lang.cn":"China (中文)","config.global.lang.jp":"Japan (日本語)","config.global.lang.kr":"Korea (한국어)","home.pages.PillarPreview.logo10":"https://cdn.marmot-cloud.com/storage/2025/04/09/0a086c6c-4f00-4c1f-985a-bd2b9b3aaa96.png","alipayPlus.common.core.route.AutoDebit.title":"Alipay+ | Auto 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offers.","alipayPlus.common.core.route.Individual.title":"Alipay+ | For individuals","alipayPlus.common.core.route.PaymentProviders.description":"More and more mobile payment apps are partnering with Alipay+ for easier cross-border payment.","alipayPlus.common.core.route.RewardsPlatform.description":"Offer mobile payment app users discounts and deals while increasing user stickiness with Alipay+ Rewards.","alipayPlus.common.core.route.RewardsPlatform.title":"Alipay+ | Rewards platform","alipayPlus.common.core.route.AcquirerListPage.title":"支付宝+ | 收单服务商","alipayPlus.common.core.route.404Page.title":"Oops, it's a 404","iap.components.Card.Content":"让我们助您实现业务增长","iap.Individuals.banner.role":"个人","iap.Individuals.PaymentApps.title":"支付宝合作伙伴付款应用程序:","contactUs_formSend_submit":"Submit","contactUs_formSend_privacy_1":"I have reviewed and acknowledged that Alipay+ may use my data in accordance with ","contactUs_formSend_privacy_2":".","contactUs_resultMsg_title":"Thank you","contactUs_resultMsg_subTitle":"We’ll be in touch soon","contactUs_resultMsg_backToHome":"Back to Home","config.pageConfig.acqpConfig.BannerVideo.title":"让您的商户服务超越支付范畴","config.pageConfig.acqpConfig.BannerVideo.content":"通过 Alipay+，您的客户只需一次无缝集成，即可接入全球领先的支付方式，帮助商户连接数十亿全球用户，并为其打开通往全新数字生活方式的统一门户。","mobile_bannerImage_title":"移动支付服务商","mobile.buoyTextContainer_buoy_text":"支付能力","alipayPlus.mobile.productDescription.link":"收银台支付","alipayPlus.mobile.productDescription.autoDebit":"代扣","alipayPlus.mobile.productDescription.payment":"线下支付","alipayPlus.mobile.productDescription.boostedSales":"提升销量","alipayPlus.mobile.productDescription.desc":"将营销活动整合到支付流程中，打造顺畅的用户体验，以提高转化。","alipayPlus.mobile.productDescription.user":"用户互动","alipayPlus.mobile.productDescription.title":"提升复购","alipayPlus.mobile.productDescription.offerUser":"通过支付奖励和贴心服务，持续提升满意度和便利性。","alipayPlus.mobile.productDescription.convenientLiving":"便捷生活","alipayPlus.mobile.productDescription.descTurn":"将普通应用程序整合成为“多合一”的超级应用程序。\nAlipay+ D-store允许第三方开发者开发应用内的小程序，将订餐等日常服务数字化。","alipayPlus.mobile.productDescription.store":"Alipay+ D-store","alipayPlus.mobile.carousel.lable3":"Alipay+ 帮助 TrueMoney 以非常高效的方式连接全球商户，通过一份合同、一次集成和一个货币标准，最大化我们的技术与运营资源效率。","alipayPlus.mobile.carousel.author3":"Monsinee Nakapanant","alipayPlus.mobile.carousel.position3":"Ascend Money 联合总裁（TrueMoney Wallet 运营方）","alipayPlus.mobile.carousel.label1":"“我们已成为用户连接全球品牌的便捷支付选择。同时，我们能够通过 Alipay+ Rewards 中的促销活动让购物体验更有趣。这一切都得益于我们与 Alipay+ 的合作及其带来的创新。”","alipayPlus.mobile.carousel.author1":"Martha Sazon","alipayPlus.mobile.carousel.position1":"Mynt 总裁兼首席执行官（GCash 运营方）","alipayPlus.mobile.carousel.lable2":"我们与 Alipay+ 的集成超越了产品创新、差异化和技术。这是一项优势互补、实现广泛业务定位的智慧合作。","alipayPlus.mobile.carousel.author2":"Alan Ni","alipayPlus.mobile.carousel.position2":"Touch 'n Go eWallet 首席执行官","alipayPlus_official_website.cashierPaymentConfig.role":"收银台支付","alipayPlus_official_website.cashierPaymentConfig.title":"支持多种支付方式的可定制化收单解决方案和下文结账解决方案","alipayPlus_official_website.cashierPaymentConfig.content":"收银台支付是我们完全可定制的一站式收单解决方案和下文结账解决方案，支持商户无缝接受 Alipay+ 合作支付方式完成的付款。","bannerVideo.btn.ViewDocs":"查看文档","alipayPlus.component.Card.Content":"让我们帮助您拓展业务","alipayPlus.components.Card.ReadyToJoin":"即刻加入","alipayPlus_official_website.cashierPaymentConfig.features.1.label":"可定制支付方式展示","alipayPlus_official_website.cashierPaymentConfig.features.2.label":"用户友好体验","alipayPlus_official_website.cashierPaymentConfig.features.3.label":"易于集成","alipayPlus_official_website.cashierPaymentConfig.features.4.label":"支持基于支付方式的优惠","scrollSticky.CONFIG2.title":"智能设计，提高转化率","scrollSticky.CONFIG2.content":"半屏收银模式更好地展示相关支付方式和适用的促销信息。","scrollSticky.CONFIG3.title":"标准化流畅体验","scrollSticky.CONFIG3.content":"支付金额将自动为用户转换为本地货币，促进购买完成。","alipyPlus.mobile.ProductDescription.title1":"全面兼容","alipayPlus.mobile.buoyTextContiner.desc":"无论是在线游戏充值、流媒体订阅，还是在国外纪念品商店购物，您的用户无论身在何处都可以享受顺畅的支付体验。","alipyPlus.Mobile.BuoyTextContainer.title":"迈入移动支付新时代，赋能用户支付全球","alipayPlus.Mobile.BrandList.title":"连接全球品牌","alpayPlus.Mobile.banner.content":"一次集成助力全球扩张，将跨境支付能力与 AI 驱动的技术方案结合，让您深入用户的核心数字生活。","alipayPlus.Mobile.banner.title":"覆盖全球商户的统一网关","alipayPlus.Mobile.ProductDescription.desc1":"随时随地让用户体验移动支付的力量——颠覆传统方式，畅享无忧支付。","alipayPlus_official_website.ProductAdaptor.1.title":"插件集成","alipayPlus_official_website.ProductAdaptor.1.desc.1":"适用于应用内、网页及 WAP 支付","alipayPlus_official_website.ProductAdaptor.1.desc.2":"集成与维护成本低","alipayPlus_official_website.ProductAdaptor.1.desc.3":"支持多语言显示","alipayPlus_official_website.ProductAdaptor.1.desc.4":"可展示营销信息","alipayPlus_official_website.ProductAdaptor.2.title":"SDK 集成","alipayPlus_official_website.ProductAdaptor.2.desc.1":"适用于应用内支付","alipayPlus_official_website.ProductAdaptor.2.desc.2":"支付过程无需页面跳转","alipayPlus_official_website.ProductAdaptor.2.desc.3":"可自定义适配商户界面设计","alipayPlus_official_website.ProductAdaptor.2.desc.4":"可展示营销信息","alipayPlus_official_website.ProductDescription.title":"结账优惠是集成在支付流程中的营销工具，可进一步丰富客户体验。","alipayPlus_official_website.ProductDescription.links":"支付营销","alipayPlus.common.core.route.PaymentProviders.title":"Alipay+ | Mobile payment providers","alipayPlus.contactUs.formSend.submit":"提交","ProductMarketing.HeroBanner.role":"支付营销","ProductMarketing.HeroBanner.title":"营销工具助力支付增长","ProductMarketing.HeroBanner.content":"Alipay+ 将定制化的激励活动与消费者偏好的支付方式相结合，提升线上与线下的结账体验。","ProductMarketing.ProductFeatures.label1":"支付激励","ProductMarketing.ProductFeatures.content1":"为特定支付方式提供专属折扣，在结账环节驱动更多交易。","ProductMarketing.ProductFeatures.label2":"多渠道促销","ProductMarketing.ProductFeatures.content2":"通过即时在线结账折扣和店内促销码，扩大覆盖面和营业额，捕捉更多线上和门店需求。","ProductMarketing.ProductFeatures.label3":"多币种结算","ProductMarketing.ProductFeatures.content3":"通过无缝清算和结算推动跨境增长，同时折扣将自动转换为消费者的本地货币，提供更顺畅的体验。","ProductMarketing.ProductFeatures.label4":"定制化营销活动","ProductMarketing.ProductFeatures.content4":"通过高度可定制的折扣策略，从首次购买激励到 Alipay+ 驱动的精准营销活动，加速客户转化和提升复购率。","ProductMarketing.ProductDescription.CheckoutOffers":"结账优惠","ProductMarketing.ProductDescription.CheckoutOffers.desc":"当消费者付款时，折扣会自动生效，因此他们不仅可以获得个性化优惠，还可以获得无缝的结账体验。","ProductMarketing.ProductDescription.In-store":"线下促销码","ProductMarketing.ProductDescription.In-store.desc":"客户使用符合条件的移动支付应用扫码支付后即可领取优惠。","ProductMarketing.ProductDescription.InStore":"店内促销码","ProductMarketing.ProductDescription.InStore.desc":"我们的营销技术通过分析用户支付行为，提供个性化的即时激励——如折扣、积分与赠礼，助力商户提升门店转化率，并为移动支付提供商增加营收。","ScanPayment.HeroBanner.role":"店内支付","ScanPayment.HeroBanner.title":"提供亲切的境外店内支付体验","ScanPayment.HeroBanner.content":"为顾客提供其熟悉的店内支付方式，让他们在境外旅行时能够体验如在本地购物时的畅快。我们最新的二维码支付技术兼容全球行业标准，使支付流程轻松便捷。","ScanPayment.ProductFeatures.label1":"加入全球数百万商户的行列，接受 Alipay+ 合作支付应用的线下付款。","ScanPayment.ProductFeatures.label2":"无论您的业务规模大小，均可轻松将 Alipay+ 集成至您的销售终端系统。","ScanPayment.ProductFeatures.label3":"您的顾客只需一部装有 Alipay+ 支持支付应用的手机即可完成支付。","ScanPayment.ProductFeatures.label4":"借助蚂蚁国际的先进技术与专业经验，助您在数字时代保持业务领先。","ScanPayment.ProductAdaptor.title1":"商户出示二维码支付","ScanPayment.ProductAdaptor.desc1":"展示您的二维码供顾客扫描并完成付款","ScanPayment.ProductAdaptor.title2":"顾客出示二维码支付","ScanPayment.ProductAdaptor.desc2":"扫描顾客移动支付应用中的二维码","ScanPayment.ProductDescription.title":"安全开放的技术","ScanPayment.ProductDescription.desc1":"我们的开源 SDK 支持产品定制，同时确保数据隐私。","ScanPayment.ProductDescription.desc2":"兼容本地与全球二维码标准，实现最大程度的互通性。","alipayPlus.config.pageConfig.acqpListConfig.title":"Alipay+收单服务商","alipayPlus.config.pageConfig.acqpListConfig.desc":"我们遍布全球的收单服务商可以帮助商家接入Alipay+。寻找优质的收单合作伙伴，拓宽您的收单渠道。","alipayPlus.acqpSearch.searchContent.quickSearch.prefixtitle":"快速搜索","alipayPlus.acqpSearch.searchContent.acqpColumn.websites.title":"网站","alipayPlus.config.pageConfig.autoDebit.role":"协议代扣","bannerVideo.menu.viewDocs":"查看文档","alipayPlus.contactUs.notice":"Alipay+隐私声明","scrollSticky.CONFIG2.bg":"https://cdn.marmot-cloud.com/storage/2025/01/08/e5174ce1-ff7b-4d5a-bfad-83fa17ed16fb.png","scrollSticky.CONFIG3.bg":"https://cdn.marmot-cloud.com/storage/2025/01/08/924d6b02-41b0-4433-ba6a-2e54ca931ac1.png","home_banner_contactUs_logo":"https://cdn.marmot-cloud.com/storage/2025/02/13/a1043ff3-3f19-47f7-b5f9-74cc008739ce.svg","alipayPlus_official_website.log":"https://cdn.marmot-cloud.com/page/intl-aplus-portal/favicon.ico","mobilePaymentProviderList_country_Kazakhstan":"哈萨克斯坦","home_footer_Bettr_url":"https://www.bettrfinance.com/?utm_source=A+&utm_medium=footer","alipayPlus.common.core.route.AboutUs.description":"Brought 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电子钱包无缝整合了广泛的多元化服务，满足了市场对普惠金融服务日益增长的需求，同时显著增强了跨境支付能力，为马来西亚商户解锁了全新的增长机遇。”","alipayplus_official_website.[caseId].configs.tngDigital.statistics.1.label":"用户","alipayplus_official_website.[caseId].configs.tngDigital.statistics.1.value":"2,300万+","alipayplus_official_website.[caseId].configs.tngDigital.statistics.2.label":"商户","alipayplus_official_website.[caseId].configs.tngDigital.statistics.2.value":"200万+","alipayplus_official_website.[caseId].configs.tngDigital.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/FxmzBzf/Frame-2117131342.png","alipayplus_official_website.[caseId].configs.tngDigital.content":"$15","alipayplus_official_website.[caseId].configs.tngDigital.referecences.1":"[1][2] 内部源数据","alipayplus_official_website.[caseId].configs.tngDigital.referecences.2":"[3]《Touch 'n Go旗下GO+基金现符合伊斯兰教法标准——GO+基金成为马来西亚首个伊斯兰合规电子钱包产品》 https://www.principal.com.my/en/principal-e-cash-fund-now-shariah-compliant","alipayplus_official_website.[caseId].configs.tngDigital.referecences.3":"[4]《GO+提高储蓄限额，解锁TNG电子钱包更高日收益》https://www.touchngo.com.my/news/go-now-offers-higher-saving-limit-unlocking-more-daily-earnings-with-tng-ewallet/","alipayplus_official_website.[caseId].configs.tngDigital.referecences.4":"[5]《TNG Digital推出商业账户，助力小微企业轻松成长》https://www.touchngo.com.my/news/tng-digital-launches-business-account-to-help-even-the-smallest-businesses-grow-with-ease/，及内部数据源","merchant.banner.title":"连接全球游客的商业通行证","merchant.banner.description":"当数字支付成为全球亿万游客的首选，Alipay+ 不仅是全球整合支付网关，更是帮助您深度与客户互动的终极解决方案。","merchant.banner.link.label":"联系我们","alipayPlus.common.core.route.openGraph.image.merchants":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/A4p9W3b/aplus-logo.png","alipayPlus.common.core.route.404Page.description":"It seems like we've lost this page.","alipayPlus.common.core.route.thecrew.title":"Alipay+ | The crew","alipayPlus.common.core.route.thecrew.description":"Alipay+ | The crew","alipayPlus.common.core.route.walletTech.title":"Alipay+ | Wallet Tech","alipayPlus.common.core.route.walletTech.description":"Alipay+ | Wallet Tech","consumers.solutions.title":"智慧支付，畅行无阻","consumers.solutions.description":"Alipay+已连通全球超1.5亿家QR商户以及1.5亿家NFC商户，支持超50多种电子支付方式，支付渠道持续拓展中！无论是日常购物、美食体验还是旅行消费，Alipay+让海外支付如同本地支付一样便捷流畅！","consumers.solutions.mobilePayment.viewAll":"查看所有移动支付方式","consumers.cards.title.1":"全球覆盖，专属礼遇","consumers.cards.description.1":"在全球超1.5亿家商户，使用您当地的电子钱包或银行App支付，尊享专属优惠促销与活动福利！","consumers.cards.title.2":"汇率透明，实时可见","consumers.cards.description.2":"享受无缝跨境支付体验，在付款环节即刻查看实时外汇汇率。","consumers.cards.title.3":"即时退税，秒速到账","consumers.cards.description.3":"享受即时退税服务，退税款项将以您当地的电子钱包或银行App的货币形式，极速到账至您的账户！","consumers.cards.title.4":"智慧出行新体验","consumers.cards.description.4":"通过Alipay+ AI赋能的一站式旅行解决方案Voyager，让您的旅程更智能高效！全面接入全球地铁、公交及出租车系统，出行交通畅行无忧！","consumers.qa.title":"常见问题解答","consumers.qa.question1":"如何查询交易明细或申请退款？","consumers.qa.answer1":"如需查询跨境交易详情或咨询退款事宜，您可直接联系您的电子钱包或数字支付服务商。","consumers.qa.question2":"Alipay+跨境支付会产生额外手续费吗？","consumers.qa.answer2":"Alipay+不收取任何额外手续费。","consumers.qa.question3":"前往中国大陆能否使用我当地的钱包？","consumers.qa.answer3":"当然可以！目前中国内地已有超千万商户接入Alipay+服务，您可使用您当地的电子钱包轻松完成支付。只需认准收银台处的 Alipay+标识。了解更多","consumers.qa.answer3.logoText":"Alipay+标识","consumers.qa.answer3.clickText":"了解更多","consumers.qa.question4":"Alipay与Alipay+有何区别？","consumers.qa.answer4":"Alipay是一种数字支付方式，作为中国领先的移动支付平台，已发展成为覆盖日常支付、生活服务的超级App。\n\nAlipay+是全球整合支付网关，聚合包括Alipay在内的全球主流电子钱包与银行支付方式。","consumers.content.description.row1":"只要看到 Alipay+ 标识，即可用您常用的电子钱包、银行App 等数字支付工具在全球轻松支付。","consumers.payInChina.productAdaptor.desc.1":"在Alipay+合作电子钱包中打开跨境付款码","consumers.payInChina.productAdaptor.desc.2":"向商户出示付款码","consumers.payInChina.productAdaptor.desc.3":"支付完成","consumers.payInChina.productAdaptor.title.1":"出示跨境付款码，即刻支付","consumers.payInChina.productAdaptor.desc.4":"使用Alipay+合作电子钱包扫描商户收款码","consumers.payInChina.productAdaptor.desc.5":"输入支付金额并确认支付","consumers.payInChina.productAdaptor.desc.6":"支付完成","consumers.payInChina.productAdaptor.title.2":"扫码支付","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourGlobalReachWith":"通过跨境支付扩展全球影响力","alipayplus_official_website.config.pageConfig.merchantsConfig.InteroperableMobileAppPaymentsAre":"移动支付的互联互通正开启旅游商业新时代——跨境支付更轻松、更包容、更安全。Alipay+是一个全球统一的钱包网关，支持二维码和NFC支付。无论业务规模大小，Alipay+都将为您解锁全球旅游增长机遇。","alipayplus_official_website.config.pageConfig.merchantsConfig.GlobalReach":"覆盖全球\n\n","alipayplus_official_website.config.pageConfig.merchantsConfig.WeConnectMerchantsWithOver":"让您与超过20亿全球消费者连接，提供无与伦比的覆盖规模。","alipayplus_official_website.config.pageConfig.merchantsConfig.SeamlessPaymentSystems":"无缝支付连接","alipayplus_official_website.config.pageConfig.merchantsConfig.WeEnhanceYourEfficiencyAnd":"我们提供高效、易集成、高性价比的支付能力，支持跨境支付、全设备兼容及多种支付方式，助您提升运营效率与客户体验。","alipayplus_official_website.config.pageConfig.merchantsConfig.CustomerEngagementTechnology":"客户互动技术","alipayplus_official_website.config.pageConfig.merchantsConfig.OurOneStopDigitalSolutions":"我们的一站式数字解决方案，其价值远超支付本身。通过小程序等数字工具助力您升级业务数字化水平，我们帮助提升消费者体验，并深化与全球客户的连接。","alipayplus_official_website.config.pageConfig.merchantsConfig.ARewardingDigitalEcosystem":"数字生态","alipayplus_official_website.config.pageConfig.merchantsConfig.WeHelpYouEmbraceInternational":"Alipay+不仅是跨境支付工具，更是通往数字生态的通行证，提供定制促销及综合旅游解决方案，助您触达国际游客。","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreMobilePaymentUsersConnect":"连接海量移动支付用户","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForOnlineAndIn":"线上线下全场景覆盖","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourOnlineBusinessAt":"扩展线上业务规模","alipayplus_official_website.config.pageConfig.merchantsConfig.YourCustomersPaymentExperienceIs":"支付体验直接影响转化率。Alipay+ 优化消费旅程，打造流畅购买流程。","alipayplus_official_website.config.pageConfig.merchantsConfig.EfficientUnifiedCheckout":"统一收银台","alipayplus_official_website.config.pageConfig.merchantsConfig.OurUnifiedCheckoutProductSupports":"支持多国支付方式，客户可轻松选用其当地电子钱包或银行App进行支付。新增支付方式无需单独集成。","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineCashierPayment":"在线收银支付","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CCaBEFbc":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/GxyuS1e/merchant1.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.EDBBD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/39jrtqK/merchant2.json","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForCustomerEngagement":"深度客户互动设计","alipayplus_official_website.config.pageConfig.merchantsConfig.BoostYourConversionRatesBy":"通过简化的周期性支付减少支付流程中的摩擦，并在线上结账时提供激励，以此提升转化率。","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineAutoDebit":"协议代扣","alipayplus_official_website.config.pageConfig.merchantsConfig.PaymentMarketing":"支付营销","alipayplus_official_website.config.pageConfig.merchantsConfig.carousel.0.label":"Alipay+提供的一站式无缝解决方案，使我们快速完成多类型支付方式集成，强力推动亚洲业务拓展。我们期待未来Alipay+能够连接更多电子钱包，持续优化亚洲客户购物体验。","alipayplus_official_website.config.pageConfig.merchantsConfig.XiaoleiWang":"Xiaolei WANG","alipayplus_official_website.config.pageConfig.merchantsConfig.TechnicalDirectorCider":"Cider技术总监","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FFAEAca":"https://cdn.marmot-cloud.com/storage/2022/9/22/080194f6-f60a-49e4-aca5-a10346ad1b77.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.WeValueThePartnershipWith":"与Alipay+的深度合作助力我们高效整合新型支付方案与奖励计划，为终端用户创造更大价值，成功拓展更广泛的客户群体。","alipayplus_official_website.config.pageConfig.merchantsConfig.DamienPfirsch":"Damien Pfirsch","alipayplus_official_website.config.pageConfig.merchantsConfig.ChiefCommercialOfficerAgoda":"Agoda 首席商务官","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FbDBAD":"https://cdn.marmot-cloud.com/storage/2022/9/22/5fb6649d-100b-4559-a615-d10fec2602fb.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreCrossBorderInStore":"拓展跨境到店交易","alipayplus_official_website.config.pageConfig.merchantsConfig.FromCornerShopsToWorldwide":"从街头小店到全球超级品牌，Alipay+提供成熟零售支付支持。我们助力商户通过移动支付升级门店体验，无缝接入全球多元移动支付方式。","alipayplus_official_website.config.pageConfig.merchantsConfig.QrCodePaymentsMadeEasy":"游客扫码支付方案","alipayplus_official_website.config.pageConfig.merchantsConfig.WeUnifyQrCodesSo":"我们统一二维码标准，使您能够通过Alipay+接收客户展示的任意二维码支付。同时，您的POS终端可兼容收单机构及国家二维码标准，让全球游客无论前往何处都能轻松完成支付。","alipayplus_official_website.config.pageConfig.merchantsConfig.InStoreQrPayment":"店内二维码支付","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CfdfEcCccBB":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/Q3mEdrm/merchant3.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CEDAD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/SX7rlOg/merchant4.json","alipayplus_official_website.config.pageConfig.merchantsConfig.InstantPerksThatDriveMore":"即时优惠助力业务增长","alipayplus_official_website.config.pageConfig.merchantsConfig.OurDataDrivenMarketingTechnology":"我们的数据驱动型营销技术，可助您设计面向顾客的定制化折扣、积分或礼品，当顾客扫描促销码即可在店内兑换。","alipayplus_official_website.config.pageConfig.merchantsConfig.InStorePromotionCodes":"店内促销码","aboutUs.banner.title":"以科技连接全球","alipayplus_official_website.About.Content.index.0EAHON":"Alipay+是Ant International的核心业务支柱之一，与Antom、WorldFirst及Bettr等创新解决方案共同驱动商业发展。","home_header_aboutUs_title":"关于我们","alipayplus_official_website.Contact.FormSend.index.0B2CB4":"请选择","alipayplus_official_website.Contact.FormSend.index.0HBNLE":"请输入","wallet.tech.open.part.list.description4":"AFAP —— Alipay+ Financial-grade AI Platform as a Service（Alipay+ 金融级AI平台即服务）——支持企业运用 Alipay+ 最新的全栈技术以及在线支付和数字金融服务领域的专业知识，开发企业自有的超级应用。","home.ph.banner.img.pc.2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/29/U5YR7Xf/Group-1321316683.png","alipayplus_official_website.wallet-tech.desc":"我们以全面的金融科技专业知识为后盾，为您提供全面、安全、易用的支付解决方案和钱包管理应用服务，帮助您的钱包面向未来，满足用户多元新需求。","alipayplus_official_website.wallet-tech.imgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/19/Zo637dZ/Rectangle-1172.png","alipayplus_official_website.wallet-tech.h5ImgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/19/QQg0hMW/Rectangle-1172-1.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title1":"一站式服务","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc1":"Alipay+ 钱包平台提供端到端解决方案，涵盖从核心功能到数字生活服务的所有环节。通过开箱即用的平台，您可在 3 至 6 个月内快速部署您的数字钱包生态。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title2":"AI 赋能的应用程序","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc2":"我们的技术集成先进的 AI 能力，包括智能内容与金融科技智能体开发，助您降低成本的同时提升销售与客户满意度。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title3":"全面的安全防护","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc3":"我们用先进的安全技术守护客户资金、数据与交易安全。依托庞大的全球网络实时识别风险，智能系统侦测可疑活动，并运用技术保护用户隐私。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title4":"先进的风险管理","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc4":"我们的技术可即时分析数百种风险模式，在欺诈发生前予以阻断。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title5":"金融级可用性","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc5":"我们的平台保障 99.999% 的运行时间，凭借稳健的灾备系统确保您的服务始终稳定可用、不间断。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title6":"领先的金融科技专业能力","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc6":"基于行业领先的专业水平、深厚技术知识及对您所在市场的独到洞察，Alipay+ 钱包平台为您的金融应用提供量身定制的专业服务。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techTitle":"构建新一代钱包平台","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techDesc":"我们为用户在餐饮、出行、金融、购物等生活场景中提供无缝支付体验，一切尽在掌握。用户、商户与银行通过安全的交易技术互联，并由我们面向未来的云技术提供支持。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techVideo":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/m0a5WYJ/wallet-tech-video.mp4","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle1":"日常场景解决方案","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle1":"无缝集成日常生活所需","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc1":"从游戏、餐饮、零售、出行到医疗，我们的钱包平台支持二维码与 NFC 支付，覆盖广泛日常触点，确保交易更顺畅、更快捷。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle2":"接入全球生态","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle2":"全球跨境互联","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc2":"依托连接全球数十亿用户的 Alipay+ 生态系统，我们助力实现无缝跨境商业，驱动您的全球增长。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle3":"端到端能力","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle3":"支持支付及更多场景的可扩展解决方案","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc3":"提供安全、合规、可扩展的数字解决方案，涵盖从支付处理、实时风险管理到创新小程序的全链路能力。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle4":"面向未来的基础设施","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle4":"全球云技术支撑","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc4":"基于高弹性、高可靠的移动平台即服务 (mPaaS) 与数据即服务 (DaaS) 系统，我们灵活的云基础设施让您快速启航，同时兼容多云服务商，助力您的业务扩展。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capTitle":"全面的支付能力","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1Title":"线上支付","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1Desc":"通过我们对不同商业模式与支付方式的广泛覆盖，实现多样线上渠道无缝支付。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle1":"多样化的线上支付产品","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint1":"协议代扣","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint2":"收银台支付","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint3":"订阅支付","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint4":"转账","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint5":"收款","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle2":"丰富的可用支付方式","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint6":"电子钱包","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint7":"银行卡","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint8":"先买后付","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint9":"虚拟账户","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint10":"柜台支付","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint11":"更多","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle3":"无缝客户体验","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint12":"应用内","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint13":"网页","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint14":"无线应用协议","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2Title":"店内支付","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentTitle1":"支持各类规模商户的二维码与 NFC 支付","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/NnoKjJ8/image-6346991.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption1":"二维码支付（顾客出示）","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/FZ8FBMu/image-6346992.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption2":"二维码支付（商户出示）","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/Opv8s1z/image-6346993.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption3":"NFC 支付","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentTitle2":"前沿技术创新","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/kQI1g15/image-6346994.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption4":"公交二维码","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/uExR6KM/image-6346995.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption5":"地铁支付","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage6":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/roqXl8V/image-6346996.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption6":"停车解决方案","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementTitle":"AI 驱动的风险管理","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementDesc":"SHIELD 是我们用于降低风险、保护用户资金的高级技术。这一 AI 驱动的安全系统依托云端防护，在 0.2 秒内分析交易，并通过即时处理数万亿数据点识别风险。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementIcon":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/22/w1hYtzQ/Digital-transformation-concept-1-3.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementH5Icon":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/1egREdF/Digital-transformation-concept-1-2.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle1":"设备保护","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc1":"通过软件开发工具包生成唯一设备标识及多重设备风险标签，服务全球超20亿台设备。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle2":"机器人防御","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc2":"借助快速集成 API 识别异常机器人流量。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle3":"隐私计算","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc3":"运用加密技术处理敏感数据，确保个人隐私。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle4":"图计算","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc4":"应用世界领先的图计算技术，侦测账户与交易间的异常关联。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle5":"基于机器学习的检测","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc5":"通过拥有数百项专利的模型算法自动识别高风险威胁。","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle6":"交互式防御","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc6":"动态风险决策与验证机制，平衡安全与用户体验。","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerTitle":"打造标杆级超级应用","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerDesc":"ASAP (Alipay+ Super App Platform) - Alipay+ 超级应用平台是一个AI驱动的推荐引擎，助您从支付应用演进为超级应用，开启指数级增长。","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerCover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/28/YXWSQXv/Image.png","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerVideo":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/27/hLlyyRX/Back2-ASAP_1080p.mp4","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresTag":"超越支付应用","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresTitle":"从支付到重塑数字生活方式","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag1":"对于支付场景","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle1":"无缝交易","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc1":"从线上到线下的高效支付与服务","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag2":"对于生态伙伴","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle2":"运营增效","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc2":"小程序与用户令牌化技术助力降低运营成本","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag3":"对于钱包应用","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle3":"流量变现","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc3":"小程序生态、支付与用户令牌化提升用户留存","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.title":"赋能增长：从入驻到规模化","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.title1":"ASAP 核心能力","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/25/auz5lIN/iStock-1329808536.png","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title1":"供给管理","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title2":"丰富用户标签与分群","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title3":"供给管理内容投放","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title4":"智能推荐引擎","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title5":"一体化营销平台","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.title2":"AI 驱动的增长引擎","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.desc2":"以 AI 驱动技术赋能可持续增长","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/25/bsrOWD7/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title6":"商业化与变现解决方案","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title7":"AI 驱动的供给理解","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title8":"智能用户画像","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title9":"AIGC 内容创作","alipayplus_official_website.wallet-tech.configs.SuperApp.businessTitle":"在您业务的每个阶段助推增长","alipayplus_official_website.wallet-tech.configs.SuperApp.businessDesc":"Alipay+ 超级应用平台 (ASAP) 与合作伙伴的小程序及插件解决方案集成，使得支付、预定、社交等服务，变成端到端的一体化商业套件。ASAP的AI驱动推荐引擎还能让您向目标受众提供个性化体验，进而达成卓越的商业结果。","alipayplus_official_website.wallet-tech.configs.SuperApp.businessSwiperTitle":"ASAP 如何运作","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title1":"1. 快速入驻","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc1":"加速小程序集成，提供简化的服务入驻、打标与质量控制流程。","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/ID8dBpV/Frame-2117131506.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title2":"2. 获取流量","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc2":"通过将您的服务分发至公域，提升曝光、吸引更多流量，驱动用户增长。","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/yuV4Dko/Frame-2117131506-1.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title3":"3. 营销与运营","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc3":"通过会员体系及优惠券、代金券等营销工具提升用户参与度与留存。","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/F11iBPQ/Frame-2117131506-3.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title4":"4. 数据分析与商业洞察","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc4":"实时数据看板助您发掘新增长机会，跟踪服务表现并洞悉行业趋势。","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/FByZoN7/Frame-2117131506-4.png","alipayplus_official_website.wallet-tech.configs.AI.title":"以领先 AI 创新驱动金融科技发展","alipayplus_official_website.wallet-tech.configs.AI.desc":"Alipay+ GenAI Cockpit（“金融 AI 驾驶舱”) 是一个 AI 即服务（AIaaS）平台，帮助金融科技公司和超级应用构建 AI 智能体，并最终推动行业从“AI辅助”走向“AI 原生”，提升效率、安全性和灵活性。","alipayplus_official_website.wallet-tech.configs.AI.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/09/jCLKhsZ/GenAI-yingwenzimuzaixia.mp4","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title1":"开箱即用，深度金融业务匹配","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc1":"提供开箱即用、覆盖核心金融场景的智能模板，通过预置编排实现极简配置与快速上线，并具备全链路监测能力以精准量化业务效果。","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title2":"专业&高效，精细化效果调优","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc2":"提供最全面的检索增强生成方案（RAG）、端到端评测训练工具及优质降本数据服务，实现精细化效果调优。","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title3":"可信的全生命周期防护","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc3":"通过可信认证和 AI Safeguard 确保安全准入及攻击阻断，构建服务安全全面防护体系，并运用 AI 对抗进行智能巡检，以此实现全生命周期的安全防控与低成本运营。","alipayplus_official_website.components.ErrorModule.404.decs":"Oh no! We couldn’t find the page you’re looking for.","alipayplus_official_website.components.ErrorModule.500.decs":"Oops! Something went wrong on our side.","alipayPlus.common.core.route.consumers.description":"Alipay+ | Consumers","alipayPlus.common.core.route.openGraph.image.consumers":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/ZGc6A3Y/aplus-logo-with-zhi.png","alipayplus_official_website.components.ErrorModule.404.Back":"Back","alipayplus_official_website.components.ErrorModule.500.Refresh":"Refresh","alipayplus_official_website.components.ErrorModule.500.Back":"Back","alipayPlus.contactUs.walltForm.question":"[\n {\n \"id\":\"5U5OQdQhTm\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"dJ3E2AHHwq\",\n \"rule\":\"phone\"\n }\n ]","merchant.banner.link.antom":"业务支付方式","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentMethods":"找不到合适的支付方式？","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentPlatform":"安通环球支付平台集成 300+多样化模式，提升支付体验！","alipayPlus.contactUs.merchant.form.question":"[\n {\n \"id\":\"T5Sq17NMD\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"kuYfi05u8\",\n \"rule\":\"phone\"\n }\n ]","alipayplus_official_website.wallet-tech.configs.AFAP.title":"金融超级应用的未来","alipayplus_official_website.wallet-tech.configs.AFAP.desc":"AFAP——Alipay+ Financial-grade AI Platform as a Service（Alipay+ 金融级AI平台即服务）专为金融超级应用打造，汇聚前沿 AI 技术，加速创新并释放增长潜力。","alipayplus_official_website.wallet-tech.configs.AFAP.imgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/pjhzuZu/Rectangle-1172-6.png","alipayplus_official_website.wallet-tech.configs.AFAP.h5ImgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/oLI34JR/Rectangle-1172-7.png","alipayplus_official_website.wallet-tech.configs.AFAP.features.title":"赋能全球业务扩展","alipayplus_official_website.wallet-tech.configs.AFAP.features.desc":"依托蚂蚁集团的全球金融经验，AFAP 是一个安全、可扩展、高性能的新一代金融应用平台。它将先进 AI、绿色计算与稳健安全技术融为一体，助力现代金融企业加速创新、确保合规、降低成本并实现全球拓展。","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title1":"金融级平台","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc1":"我们在安全、合规、可靠性与性能上坚持最高标准，满足严苛监管要求，保障金融数据安全，并支持高并发交易不间断处理。","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title2":"金融级合规保障","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc2":"AFAP 在设计中将安全内嵌多层防护，包括链路级、API 级与主机级保护。系统自动无缝处理合规要求，确保符合监管规范。","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title3":"高可用性","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc3":"AFAP 提供具备韧性、容错能力的平台，即使面对突发中断，也能持续保障您的业务运营。","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title4":"动态弹性伸缩","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc4":"快速自动扩容与缩容，助您应对交易高峰、适应业务波动，并加速新功能与新产品的上市。","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title5":"优化计算资源","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc5":"AFAP 提供混合式线上线下部署选项，您可将敏感数据或核心系统保留在本地，同时借助云上灵活性快速开发并部署新应用。","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title6":"先进管理工具","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc6":"借助全面的监控体系、自动化运维及高级数据分析工具，助您在金融服务向数据驱动运营与主动风险管理转型的战略中保持领先。","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag1":"绿色计算","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title1":"以更低碳排实现更强算力","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc1":"构建可在所有设备上运行的软件，并利用云工具实现新旧硬件无缝协同，减少浪费并提升性能。","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/10/pxi9wD0/Environmental-technology-concept-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/10/k2Vxmhz/Environmental-technology-concept-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag2":"可信服务","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title2":"安全可靠的云原生服务","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc2":"支持跨任意云或本地硬件灵活运行应用，提供从部署、更新到管理的全流程一站式工作流。","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/kb7BEU2/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/K23yn3z/kejixinpian-1-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag3":"隐私计算","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title3":"透明可信的隐私计算","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc3":"我们提供开源、可信的隐私计算框架，促进数据的安全高效利用。","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/5zKGN4T/iStock-1329808536.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/da81xQu/kejixinpian-1-2.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag4":"基础模型","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title4":"驱动用户规模与收入增长","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc4":"运用基础 AI 能力融合公域与私域流量，助推用户规模与收入增长。","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/nFmc6Nf/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/Vj6GdKg/kejixinpian-1-3.png","alipayplus_official_website.wallet-tech.configs.AI.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/29/LruLEG5/Image-1.png","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title4":"灵活&低成本，企业级算力管理","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc4":"提供智能、可扩展的全球算力支持，涵盖主流大模型及高性价比的专有资源，并提供企业级管理流程来清晰衡量投入 ROI。","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.desc1":"ASAP 多元的产品能力可打造高度个性化的客户体验，提升您的转化率。","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title10":"自动化推荐策略","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title11":"AI 驱动助手","alipayplus_official_website.wallet-tech.configs.AI.textPart.title":"驱动下一代金融服务","alipayplus_official_website.wallet-tech.configs.AI.textPart.desc1":"让 AI 系统化赋能金融，是当前 AI 革命的终极目标。Alipay+ GenAI Cockpit 正是助力金融科技伙伴构建智能体驱动、最终实现 AI 原生金融服务的平台。","alipayplus_official_website.wallet-tech.configs.AI.textPart.desc2":"Alipay+ GenAI Cockpit 将工作流自动化和任务编排与动态变化的企业环境相协调，覆盖从支付编排、客户引导、合规检查到欺诈检测、争议解决以及评估和性能优化等主要的金融科技任务。","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.title":"领域解决方案","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title1":"客服智能体","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title2":"商户支付智能助理","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title3":"金融 AI 助理","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title4":"文旅 AI 助理","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.title":"AFAP 创新能力","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.title":"核心特性","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title1":"AI SHIELD：领先的欺诈风险防控","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des1":"AI SHIELD 提供业界领先的风险识别与防御能力，全面应对AI安全评估、威胁应对与风险管理等核心需求。","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/O7Bc4KQ/iStock-1329808536-2.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/5XPXXiV/iStock-1329808536-3.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.title1":"部署前AI认证","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.des1":"覆盖从物理数据中心到 AI Agent 的全栈安全风险。","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.title2":"精准AI威胁反制","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.des2":"在 AI Agent 中嵌入威胁感知与防御机制，有效降低提示词注入、数据泄露及恶意操控等AI安全风险。","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title2":"深厚的垂直金融经验","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des2":"Alipay+ GenAI Cockpit 基于全球金融专业知识，助力合作伙伴打造强大、行业专精的金融科技智能体。","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/OOUbhwp/kejixinpian-1-4.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/bD4W7v1/kejixinpian-2.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title1":"支持主流服务框架","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des1":"集成了模型上下文协议（MCP），支持市面上所有主流MCP服务，并支持企业自建 MCP 服务器，实现更丰富的任务自动化。","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title2":"集成化知识库","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des2":"融合了庞大的金融科技知识库，例如银行转账规则和争议解决规则，构建专业化的金融科技AI智能体。","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title3":"精准度提升工具","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des3":"平台工具箱支持检索增强生成 (RAG)、后期训练、评估及行业特定基准测试，持续提升模型精度。","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title3":"全栈金融 AI 平台支持","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des3":"Alipay+ GenAI Cockpit 提供丰富的即插即用智能体及定制化支持。","alipayPlus.Mobile.banner.button.text":"联系我们","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/tO6xQd0/iStock-1329808536-5.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/91G9YJR/iStock-1329808536-4.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.title1":"即插即用智能体","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.des1":"覆盖常规任务，包括客户服务、定向营销内容策划及 AI 辅助编程。","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.title2":"量身定制专业化场景","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.des2":"可以量身定制更专业化场景的智能体，例如旅行咨询、退税处理、跨境汇款和会员体系奖励等。","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title4":"全球化基础设施","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des4":"Alipay+ GenAI Cockpit 汇聚领先大语言模型能力，支持公有云与本地化部署。","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/89fXsqm/kejixinpian-1-5.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/rG3o2DM/kejixinpian-2-1.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.title1":"集成 20 余个领先大模型","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.des1":"包括我们自研的 Falcon 外汇时序预测大模型。","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.title2":"灵活部署","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.des2":"依托与 Google Cloud 等顶尖基础设施提供商的战略合作，平台支持在公有云及本地环境中灵活部署。","alipayplus_official_website.(global).mobile-payment-provider.content.svg.SeamlessDigitalPayments":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/y9sDwIH/seamless-digital-payments.svg","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessDigitalAndPhysicalPayments":"无缝的线上与线下支付","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentConvenienceFor":"为您的用户提供跨境支付便利是我们的首要任务。我们支持客户随时随地、随心支付——无论是在线购物还是店内消费，QR码和NFC功能一应俱全。","alipayplus_official_website.(global).mobile-payment-provider.content.MaximiseYourReach":"最大化覆盖范围","alipayplus_official_website.(global).mobile-payment-provider.content.OurNfcPartnershipWithMastercard":"我们与万事达卡的 NFC 合作，意味着可触达全球超 1.5 亿个受理点。与国家二维码体系的合作，帮助您在新市场构建互联互通，并提供运营支持。","alipayplus_official_website.(global).mobile-payment-provider.content.UserGrowthEngine":"用户增长引擎","alipayplus_official_website.(global).mobile-payment-provider.content.OurGlobalMarketingAndGrowth":"我们的全球营销与增长专家帮助您加速用户获取、激活与留存，优化支付表现，助力长期成功。","alipayplus_official_website.(global).mobile-payment-provider.content.AiPoweredSuperAppTechnology":"AI 赋能的超级应用技术","alipayplus_official_website.(global).mobile-payment-provider.content.IntegratingYouSeamlesslyWithYour":"我们的 AI 工具助您无缝连接用户的数字生活方式，将您的数字钱包升级转型为行业领先的超级应用。","iap.video.mp4.Mobile.banner.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/zt72JP9/mobile-payment-hero-banner-mobile.mp4","alipayplus_official_website.mobile-payment-provider.content.OneTimeIntegration":"一次集成","alipayplus_official_website.mobile-payment-provider.content.WeAreTheGlobalPartner":"我们作为支付服务提供商的全球合作伙伴与商户聚合方，通过一次集成助您实现商户覆盖全球化。","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentsPower":"跨境支付能力","alipayplus_official_website.(global).mobile-payment-provider.content.ExpandingYourPaymentCapabilities":"拓展您的支付能力","alipayplus_official_website.(global).mobile-payment-provider.content.ByIntegratingWithAlipayYou":"通过接入 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Enable deposit-free, pay-later experiences abroad.","alipayplus_official_website.src.config.navigation.CreditScore.desc":"全球通用的信用凭证","alipayplus_official_website.src.config.navigation.AgenticPay.desc":"面向未来的 AI 钱包","alipayplus.bluetap.banner.videoWebm":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/0PmJwAw/bluetap-hero-final.webm","alipayplus.trust-score.banner.backgroundImageH5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/hmYywtH/Template-Hero-1.png","alipayplus_official_website.src.config.navigation.AgenticPay":"Alipay+ Agentic Mobile Protocol ","alipayplus.remmitance.featuresCard.title":"四大引擎驱动，掘金全球汇款蓝海","alipayplus.remmitance.featuresCard.description":"一站式解决方案，助力您轻松接入全球网络、部署前沿技术，驱动用户增长，提升财务效能。","alipayplus.remmitance.featuresCard.cards.imageUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/qSGUb7O/Frame.svg","alipayplus.remmitance.featuresCard.cards.title1":"全球网络覆盖","alipayplus.remmitance.featuresCard.cards.description1":"一次接入，即可触达全球超 40 亿银行账户。","alipayplus.remmitance.featuresCard.cards.imageUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/YkNSYtf/Frame-1.svg","alipayplus.remmitance.featuresCard.cards.title2":"终端解决方案","alipayplus.remmitance.featuresCard.cards.description2":"依托标准化 API，快速上线，构建无缝用户体验。","alipayplus.remmitance.featuresCard.cards.imageUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/wCqMH2j/Frame-2.svg","alipayplus.remmitance.featuresCard.cards.title3":"营销增长赋能","alipayplus.remmitance.featuresCard.cards.description3":"营销方案精准赋能，推动用户规模与业务效益双增长。","alipayplus.remmitance.featuresCard.cards.imageUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/Zl3OTET/Frame-3.svg","alipayplus.remmitance.featuresCard.cards.title4":"智能外汇服务","alipayplus.remmitance.featuresCard.cards.description4":"依托智能外汇技术与高效 AI 驱动交易网络，全面优化业务效能。","alipayplus.remmitance.remmitanceData.title":"全球网络覆盖","alipayplus.remmitance.remmitanceData.des":"一次集成，即可链接全球银行与金融机构庞大生态；一键拓展钱包跨境汇款服务范围。","alipayplus.remmitance.remmitanceData.list1.title1":"银行至钱包汇款解决方案","alipayplus.remmitance.remmitanceData.list1.title2":"全球触达","alipayplus.remmitance.remmitanceData.list1.title3":"统一钱包账户","alipayplus.remmitance.remmitanceData.imgUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/R3n9FPr/iStock-1215119911-1.png","alipayplus.remmitance.remmitanceData.title2":"终端解决方案","alipayplus.remmitance.remmitanceData.des2":"预置模块与标准化 API 双轮驱动，助您快速灵活部署、智能运营。简化集成流程，流畅用户体验。","alipayplus.remmitance.remmitanceData.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/lBSSXj8/iStock-1447901376-1.png","alipayplus.remmitance.remmitanceData.list2.title1":"灵活适配方案","alipayplus.remmitance.remmitanceData.list2.title2":"快速集成对接","alipayplus.remmitance.remmitanceData.list2.title3":"优质用户体验","alipayplus.remmitance.remmitanceData.title3":"营销增长赋能","alipayplus.remmitance.remmitanceData.des3":"凭借强大营销能力与专属合作伙伴支持，拓展您的汇款业务版图，借助精准营销活动加速用户增长，驱动业务持续进阶。","alipayplus.remmitance.remmitanceData.imgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/27/jjmQ63I/2218002245.png","alipayplus.remmitance.remmitanceData.list3.title1":"新客获取","alipayplus.remmitance.remmitanceData.list3.title2":"客户留存","alipayplus.remmitance.remmitanceData.list3.title3":"规模化增长","alipayplus.remmitance.remmitanceData.title4":"智能外汇服务","alipayplus.remmitance.remmitanceData.des4":"通过智能结算、透明流程、资金管理等进阶外汇解决方案，全面提升业务表现与运作效率。","alipayplus.remmitance.remmitanceData.imgUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/27/7gIKYPz/1410705594.png","alipayplus.remmitance.remmitanceData.list4.title1":"强大交易网络","alipayplus.remmitance.remmitanceData.list4.title2":"智能动态定价","alipayplus.remmitance.remmitanceData.list4.title3":"优化外汇产品","alipayplus.remmitance.featuresCard2.cards.imageUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/yHHrHe5/Frame-4.svg","alipayplus.remmitance.featuresCard2.cards.title1":"安全合规","alipayplus.remmitance.featuresCard2.cards.description1":"基于 SWIFT ISO 20022 与 Alipay+，保障全球服务的可靠性与安全性。","alipayplus.remmitance.featuresCard2.cards.imageUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/jUIWjv9/Frame-5.svg","alipayplus.remmitance.featuresCard2.cards.title2":"快速集成","alipayplus.remmitance.featuresCard2.cards.description2":"通过精简的银行至钱包解决方案，将集成耗时降低 99.9% 。","alipayplus.remmitance.featuresCard2.cards.imageUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/s8F3aWW/Frame-6.svg","alipayplus.remmitance.featuresCard2.cards.title3":"全程透明","alipayplus.remmitance.featuresCard2.cards.description3":"实时为汇款方和收款方推送交易状态，全程可控、一目了然。","alipayplus.remmitance.featuresCard2.cards.imageUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/zwjCWXM/Frame-7.svg","alipayplus.remmitance.featuresCard2.cards.title4":"实时体验","alipayplus.remmitance.featuresCard2.cards.description4":"银行至钱包转账，分钟级到账，高效便捷。","alipayplus.remmitance.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/ATRa8YY/iStock-1207318396-1.png","alipayplus.remmitance.banner.backgroundImageH5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/d7tvsgM/iStock-1207318396-1-1.png","alipayplus.remmitance.banner.title":"赋能电子钱包：一点接入，收汇全球","alipayplus.remmitance.content.banner.content":"Alipay+ Remittance 为电子钱包、金融机构及银行打造通达全球的汇款能力，实现高效、安全、全面的跨境汇款服务。依托领先的网络互联能力、端侧解决方案、营销方案和外汇解决方案，助您拓展全球市场，驱动业务持续增长。","alipayplus.remmitance.banner.action":"联系我们的专家","alipayPlus.common.core.route.Remittance.title":"Alipay+ Remittance | Cross-Border Trust for Wallets","alipayPlus.common.core.route.Remittance.description":"Alipay+ Remittance connects e-wallets to global banking networks for fast, secure, and scalable cross-border money transfers, helping you unlock new markets and accelerate growth with robust network interoperability.","alipayplus.agentic-mobile-protocal.cross-border.description2":"一次接入，即可在每一笔 AI 智能交易中游刃有余，始终快人一步。","alipayplus.bluetap.cross-border.description2":"凭借更高效的支付流程、更高的会员交易额，BlueTap 深受品牌信赖，让商户拉新更轻松，客户粘性更牢固。","alipayplus.trust-score.cross-border.description2":"钱包合作伙伴可将存量信任数据转化为跨境增长引擎，接入简单便捷，自主掌控全局。","alipayplus.trust-score.featuresCard.description2":"用户出境即可体验更顺畅、免押金的“先享后付”服务，无需针对每个商户或市场单独开展定制化对接工作。","alipayplus.bluetap.BlueTapBlueRingSection.desc2":"目前，零售、医疗、餐饮、酒店、自动售货及户外广告等行业的 5000 多个品牌均已接入。","alipayplus_official_website.src.config.navigation.FromPaymentApp":"从支付工具进阶为超级应用","alipayplus_official_website.src.config.navigation.RiskControlTechnology":"Alipay+ 风控解决方案 (Risk Management Solutions)","alipayplus_official_website.src.config.navigation.Remittance.desc":"一点接入，收汇全球","alipayplus_official_website.src.config.navigation.Bluetap.desc":"从扫码到碰一下，重构支付体验","alipayplus.remmitance.remmitanceData.list1.description1":"基于 SWIFT 网络加持，连通电子钱包与全球银行，实现资金无缝跨境流动。 ","alipayplus.remmitance.remmitanceData.list1.description2":"覆盖超 200+ 国家和地区，支持 20+ 币种，合作网络超 2000 家银行及电子钱包。","alipayplus.remmitance.remmitanceData.list1.description3":"通过标准化、全球通用的 GlobalPass 账户，实现机构间无缝互联，解锁丰富应用场景。","alipayplus.remmitance.remmitanceData.list2.description1":"我们提供借牌与自持牌两种模式，精准适配您的各类业务需求。","alipayplus.remmitance.remmitanceData.list2.description2":"通过一站式 API 和智能门户，简化集成流程，实现轻松快速接入。","alipayplus.remmitance.remmitanceData.list2.description3":"以用户为导向，搭配丰富产品功能，涵盖外汇透明化、实时费用追踪等，交付极致用户体验。","alipayplus.remmitance.remmitanceData.list3.description1":"通过流量管控、优质合作伙伴页面及推荐机制，高效拉新。","alipayplus.remmitance.remmitanceData.list3.description2":"借助实时外汇工具、手续费减免活动与联合会员中心，增强客户粘性，提升留存效果。","alipayplus.remmitance.remmitanceData.list3.description3":"一次部署即可激活多重增长引擎，联通全球会员网络，助力业务快速拓展。","alipayplus.remmitance.remmitanceData.list4.description1":"依托规模化业务，降低外汇成本，提升资金效率。","alipayplus.remmitance.remmitanceData.list4.description2":"AI模型精准预测汇款量并动态调准外汇价格，助力最大化盈利空间，拉动增量收益。","alipayplus.remmitance.remmitanceData.list4.description3":"运用外汇产品锁定最优汇率，有效规避货币波动风险。","alipayplus_official_website.src.config.navigation.faqs.label":"常见疑问","alipayplus_official_website.src.config.navigation.faqs.desc":"高频疑问，快速解答","alipayPlus.common.core.route.FAQ.title":"Alipay+ | Frequently Asked Questions (FAQs)","alipayPlus.common.core.route.FAQ.description":"Here are common questions to help you get started with Alipay+. If you need more help, please leave your contact information and our team will be in touch shortly.","alipayplus.faq.page.title":"常见问题","alipayplus.faq.page.desc":"以下常见问题可帮助您快速了解并接入Alipay+。如需更多帮助，请留下您的","alipayplus.faq.config.section.question1":"什么是Alipay+？","alipayplus.faq.config.section.question1.answer1":"Alipay+是蚂蚁国际旗下的一站式跨境支付网关，商户仅需一次接入，即可接收全球50家主流电子钱包与银行应用的支付款。Alipay+于2020年推出，连接全球商户触达220多个市场的超20亿消费者。目前，全球已有超1.5亿家商户支持通过Alipay+进行二维码支付，有超1.5亿家商户支持NFC感应支付。","alipayplus.faq.config.section.question1.answer2":"此外，Alipay+数字化网关系列产品提供AI驱动的数字化工具与定制化营销方案，助力商户触达更多用户；移动支付提供商亦可借助前沿钱包技术及新一代AI金融科技产品打造超级应用，共建无缝、创新生态。","alipayplus.faq.config.section.question2":"支付宝与Alipay+有何区别？","alipayplus.faq.config.section.question2.answer1":"蚂蚁集团旗下的支付宝是中国大陆市场的数字钱包与超级应用，拥有超10亿用户。Alipay+则是由蚂蚁国际独立运营的产品，作为统一的全球整合钱包门户，商户只需一次接入，即可整合包含支付宝在内的全球50个主流电子钱包及移动支付方式。","alipayplus.faq.config.section.question2.answer2":"简单来说，支付宝是面向消费者的单一电子钱包，而Alipay+是聚合支付网关，使商户能够一次性接入支付宝、GCash、Kakao Pay、Touch 'n Go、TrueMoney等众多境内外移动支付工具。","alipayplus.faq.config.section.question3":"Alipay+支持哪些电子钱包和支付方式？","alipayplus.faq.config.section.question3.answer1":"Alipay+已连接全球50个主流移动支付提供商，主要合作伙伴包括：","alipayplus.faq.config.section.question3.renderList1":"支付宝（中国大陆）","alipayplus.faq.config.section.question3.renderList2":"AlipayHK（中国香港特别行政区）","alipayplus.faq.config.section.question3.renderList3":"GCash（菲律宾）","alipayplus.faq.config.section.question3.renderList4":"Touch 'n Go电子钱包（马来西亚）","alipayplus.faq.config.section.question3.renderList5":"TrueMoney（泰国）","alipayplus.faq.config.section.question3.renderList6":"Kakao Pay、Naver Pay、Toss Pay（韩国）","alipayplus.faq.config.section.question3.renderList7":"DANA（印度尼西亚）","alipayplus.faq.config.section.question3.renderList8":"MPay（中国澳门特别行政区）","alipayplus.faq.config.section.question3.renderList9":"Hipay（蒙古国）","alipayplus.faq.config.section.question3.renderList10":"Kaspi.kz（哈萨克斯坦）","alipayplus.faq.config.section.question3.renderList11":"OCBC Digital（新加坡）","alipayplus.faq.config.section.question3.renderList12":"Tinaba（意大利）","alipayplus.faq.config.section.question3.renderList13":"MyPB by Public Bank（马来西亚）","alipayplus.faq.config.section.question3.answer2":"完整的移动支付提供商清单可查阅Alipay+","alipayplus.faq.config.section.question4":"商户如何使用Alipay+收款？","alipayplus.faq.config.section.question4.answer1":"商户可通过Antom等收单服务商与我们合作，一次性完成Alipay+系统接入，即可在所有支付场景中受理所有支持的钱包付款。当境外游客扫描商户收款二维码、使用支持钱包功能的手机感应支付（NFC），或出示钱包内Alipay+付款码时，Alipay+会将交易指令分发至对应用户的常用钱包，完成实时外汇兑换，并经由收单机构，以商户指定币种完成资金结算。","alipayplus.faq.config.section.question4.answer2":"消费者使用本国货币，通过熟悉的应用完成支付；商户则享受统一的支付流程，无需为每个钱包单独对接系统。","alipayplus.faq.config.section.question5":"Alipay+与蚂蚁国际是否为同一主体？","alipayplus.faq.config.section.question5.answer1":"不是。蚂蚁国际为母公司，Alipay+是其旗下品牌之一。蚂蚁国际主要运营四大业务品牌：","alipayplus.faq.config.section.question5.renderList1":"Alipay+（整合钱包门户服务）","alipayplus.faq.config.section.question5.renderList2":"Antom（整合商户支付平台）","alipayplus.faq.config.section.question5.renderList3":"万里汇（整合企业账户服务）","alipayplus.faq.config.section.question5.renderList4":"Bettr（嵌入式普惠金融服务）","alipayplus.faq.config.section.question5.answer2":"Alipay+隶属于蚂蚁国际集团，主要为跨境移动钱包的支付受理提供底层技术支撑。","alipayplus.faq.config.section.question6":"商户该如何接入Alipay+？","alipayplus.faq.config.section.question6.answer1":"商户可通过接入Alipay+收单服务商（包括Antom, 2C2P, Multisafepay, KOMOJU或其他与Alipay+合作的本地收单机构），由收单机构协助完成入驻、技术对接与资金结算全流程。","alipayplus.faq.config.section.question6.answer1.option1":"Option 1: ","alipayplus.faq.config.section.question6.answer1.option2":"Option 2:","alipayplus.faq.config.section.question6.answer1.option2.desc":" large enterprise merchants can partner directly with Alipay+ for unified in-store QR payment, online cashier payment, or NFC acceptance.","alipayplus.faq.config.section.question6.answer2":"您可以通过官网","alipayplus.faq.config.section.question7":"Alipay+商户端收费标准是什么？","alipayplus.faq.config.section.question7.answer1":"Alipay+商户费率无统一标准，具体费用取决于合作收单服务商、商户所在国家/地区、所属行业（MCC码）、交易规模、付款钱包及资金结算方式。费用通常按每笔成功交易收取，包含服务费与跨机构合作手续费两部分。商户可向签约的Alipay+收单机构（如Antom或本地收单合作伙伴），申请适配自身经营情况的定制费率报价。","alipayplus.faq.config.section.question7.renderList1":"The acquiring service provider","alipayplus.faq.config.section.question7.renderList2":"The merchant's country and industry (MCC)","alipayplus.faq.config.section.question7.renderList3":"Transaction volume","alipayplus.faq.config.section.question7.renderList4":"The source wallet","alipayplus.faq.config.section.question7.renderList5":"The funding method","alipayplus.faq.config.section.question7.answer2":"The fee is typically structured as a service fee plus an interpartner fee, charged per successful transaction. Merchants should request a quote from their chosen Alipay+ acquirer (such as Antom or a local acquiring partner) for rates specific to their business profile.","alipayplus.faq.config.section.question8":"Alipay+的覆盖国家与地区包含哪些？","alipayplus.faq.config.section.question8.answer1":"Alipay+服务覆盖全球超220个市场，包括：","alipayplus.faq.config.section.question8.renderList1":"中国大陆、中国香港特别行政区、中国澳门特别行政区","alipayplus.faq.config.section.question8.renderList2":"日本","alipayplus.faq.config.section.question8.renderList3":"韩国","alipayplus.faq.config.section.question8.renderList4":"泰国","alipayplus.faq.config.section.question8.renderList5":"马来西亚","alipayplus.faq.config.section.question8.answer2":"在各市场中，Alipay+的受理主要集中在旅游相关场景，例如：","alipayplus.faq.config.section.question9":"Alipay+安全吗？","alipayplus.faq.config.section.question9.answer1":"Alipay+所有交易均通过蚂蚁国际金融级系统架构处理，采用端到端加密、支付令牌化、实时风险评分以及由钱包方提供的生物识别认证等多重安全机制。","alipayplus.faq.config.section.question9.answer2":"蚂蚁国际风控体系整合全球超220个市场的欺诈风险数据，可在500毫秒内完成授权判定，整体欺诈发生率远低于行业平均水平。","alipayplus.faq.config.section.question10":"Alipay+如何处理退款业务？","alipayplus.faq.config.section.question10.answer1":"若消费者遇到具体交易或退款问题，可直接联系付款所用的电子钱包或移动支付提供商。","alipayplus.faq.config.section.question10.answer2":"退款操作由商户通过收单服务商发起，支持全额退款与部分退款。退款审核完成后，资金将以消费者本国货币原路返还至原支付钱包，到账周期通常在几个工作日，具体时间视钱包及所在市场而定。","alipayplus.faq.config.section.question10.answer3":"商户可通过收单机构后台（如Antom Dashboard）或API进行退款管理。","alipayplus.faq.page.desc.link":"联系方式","alipayplus.faq.page.desc2":"，我们的服务团队将尽快与您联系。","alipayplus.faq.config.section.question3.answer2.link":"移动支付提供商名录","alipayplus_official_website.src.config.bottom.navigation.FAQ":"常见疑问","alipayplus.faq.config.section.question6.answer2.contactForm":"联系表单","alipayplus.faq.config.section.question6.answer2.after":"与我们取得联系，启动入驻流程。","alipayplus.faq.config.section.question8.renderList6":"新加坡","alipayplus.faq.config.section.question8.renderList7":"印度尼西亚","alipayplus.faq.config.section.question8.renderList8":"菲律宾","alipayplus.faq.config.section.question8.renderList9":"越南","alipayplus.faq.config.section.question8.renderList10":"澳大利亚","alipayplus.faq.config.section.question8.renderList11":"新西兰","alipayplus.faq.config.section.question8.renderList12":"英国","alipayplus.faq.config.section.question8.renderList13":"法国","alipayplus.faq.config.section.question8.renderList14":"德国","alipayplus.faq.config.section.question8.renderList15":"意大利","alipayplus.faq.config.section.question8.renderList16":"西班牙","alipayplus.faq.config.section.question8.renderList17":"阿联酋","alipayplus.faq.config.section.question8.renderList18":"美国","alipayplus.faq.config.section.question8.renderList19":"零售","alipayplus.faq.config.section.question8.renderList20":"免税购物","alipayplus.faq.config.section.question8.renderList21":"酒店","alipayplus.faq.config.section.question8.renderList22":"餐饮","alipayplus.faq.config.section.question8.renderList23":"旅游景点","alipayplus.faq.config.section.question8.renderList24":"QR 网络（已接入日本PayPay、韩国ZeroPay、马来西亚DuitNow、新加坡SGQR等本地通用支付网络）","alipayplus_official_website.new-design.SustainabilityReportBanner.overline":"蚂蚁国际2025年度可持续发展报告:","alipayplus_official_website.new-design.SustainabilityReportBanner.title":"Alipay+ 带动跨境旅游，激活本地经济","alipayplus_official_website.new-design.SustainabilityReportBanner.button":"阅读报告","alipayplus_official_website.new-design.SustainabilityReportBanner.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/05/18/hsaKngM/Homepage-SR-section-banner-Asset.png","alipayplus_official_website.new-design.SustainabilityReportBanner.hoverImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/05/15/epYOq1A/Visual.png","alipayplus.faq.config.section.question6.answer1.link":"Alipay+收单机构名录","alipayplus.faq.config.section.question6.answer1.last":"内的本地收单机构），由收单机构协助完成入驻、技术对接与资金结算全流程。","alipayplus.faq.config.section.question3.answer3":"。","iap.video.webm.Mobile.banner.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/8D4A6Gg/mobile-payment-hero-banner-mobile.webm","alipayplus.tax-refund.quickSetup.step1.title":"打开电子钱包并扫描二维码","alipayplus.tax-refund.quickSetup.step2.title":"出示退税码，以供扫码","alipayplus.tax-refund.quickSetup.step2.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/FH1LPXM/step2.png","alipayplus.tax-refund.quickSetup.step3.title":"点击「我的」查看退税记录","alipayplus.tax-refund.quickSetup.step3.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/aV3b4d1/Frame-2147229139.png","alipayplus.tax-refund.quickSetup.step4.title":"查看完整的退税明细","alipayplus.tax-refund.quickSetup.step4.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/A3jwoHL/Frame-2147229139.png","alipayplus.tax-refund.quickSetup.title":"新用户快速开通指南","alipayplus.tax-refund.quickSetup.description":"只需几秒即可完成设置——同意相关条款后，您的退税服务即刻就绪。","alipayplus.tax-refund.quickSetup.step1.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/24/MR9XuXS/tax-refund-1.mp4"},"en_US":{"__test":"test","home_pillarPreview_wallets_title":"Alipay and AlipayHK","home_pillarPreview_wallets_desc":"Build on the success of our digital wallets: Alipay and AlipayHK.\r\r\n\r\r\nOur ubiquitous Alipay super app helps merchants tap into more than 1.2 billion users that come to the platform for payments, finance and a wide array of digital daily life services. Join the ranks of 80+ million merchants who are benefiting from the trillions of transactions on Alipay with its broad consumer engagement and reach. \r\r\n\r\r\nWith AlipayHK, we help local Hong Kong residents enjoy the convenience of integrated payment services with their daily lives at over 150,000 outlets citywide.","home_pillarPreview_solutions_title":"The comprehensive digital platform for cross-border payments","home_pillarPreview_solutions_desc":"Access multiple e-wallets and payment methods worldwide on a single platform. Cross-border payments and digitalized solutions from Alipay+ enable consumers to pay like a local, using their preferred digital wallets and banking apps with millions of businesses.","home_pillarPreview_merchantService_title":"Global Merchant Payment Services","home_pillarPreview_merchantService_desc":"Using in-depth know-how from payment ecosystems across the world, Alipay+ Global Merchant Services provides platform-level services and toolkits to serve merchants’ needs for payment settlement and risk management, facilitating business growth globally.","home_pillarPreview_digitalService_title":"Payment Technologies and Digitalization Services","home_pillarPreview_digitalService_desc":"Alipay+ Payment Technologies and Digitalization Services provide digital technology solutions for business operation digitalization, e-wallet development, digital finance development and risk management for customers across different industries, supporting their digital transformation and accelerating financial inclusion.","home_pillarPreview_dStore_title":"Alipay+ D-store","home_pillarPreview_dStore_desc":"Alipay+ D-store is an \"all-in-one store\" solution that provides full-stack online tools for merchants, especially brick-and-mortar businesses, to digitalize payments, operations, services and marketing processes across platforms and social media channels, helping them operate more efficiently and unlock new revenue opportunities.","home_pillarPreview_ techServices_title":"Alipay+ Payment Tech Services:","home_pillarPreview_techServices_desc":"Alipay+ Wallet Tech provides a full suite of e-wallet solutions enabling customers to build e-wallet apps quickly with world-class reliability and stability.","home_pillarPreview_ creditTech_title":"Alipay+ Credit Tech Services:","home_pillarPreview_creditTech_desc":"Alipay+ Credit Tech uses world-class data technologies, AI algorithms and strong risk management expertise to service e-wallets and financial institutions around the world, providing inclusive and efficient credit services to small and micro business and consumers. \r\n\r\nClients can build robust and comprehensive credit risk engines, leveraging rich AI models and alternative data to set up full-lifecycle risk management systems.","home_pillarPreview_riskTech_title":"Risk Tech","home_pillarPreview_riskTech_desc":"Alipay+ Risk Tech focuses on business risk issues ranging from account takeover and credit card chargeback and abuse to marketing promotion. Leveraging intelligent risk management products and solutions, it provides risk identification and decision-making services for financial institutions across the world to reduce risks and improve operating efficiency.","home_pillarPreview_brandHub_title":"Alipay+ BrandHub","home_pillarPreview_brandHub_desc":"Alipay+ BrandHub provides a one-stop digital and intelligent marketing solution for global brands, helping them design and execute data-driven, integrated marketing campaigns and consolidate brand assets to drive business growth.","home_pillarPreview_techServices_title":"Wallet Tech","home_pillarPreview_creditTech_title":"Credit Tech","home_pillarPreview_paymentModel_title":"Payment","home_pillarPreview_paymentModel_desc":"Alipay+ has pioneered an easy and convenient mobile experience for millions. \r\r\r\n\r\r\r\nBusinesses and mobile-savvy consumers get connected on Alipay+ together with partner acquirers. \r\r\r\n\r\r\r\nConsumers can pay like locals anywhere using their preferred payment choices, such as e-wallets and banking apps. Merchants enjoy hassle-free payment support that helps their businesses thrive.","home_pillarPreview_rewards_title":"Alipay+ Rewards","home_pillarPreview_rewards_desc":"Brands can effectively engage with consumers using Alipay+ Rewards – a flexible marketing mini program/SDK built into e-wallets and payment apps that connects and boosts interactions between brands and customers.\r\r\r\n\r\r\r\nWhether it’s discount coupons or exclusive offers and promotions, brands can easily offer a wide range of incentives to attract new customers or boost retention rates and enhance customer loyalty by using the Alipay+ Rewards service.","home_storyBrands_google_title":"Google Play is proud to partner with Alipay+, an innovator in the payments industry, to enable consumers to easily purchase digital content on our platform and developers to securely distribute their apps to the world. We look forward to deepening our partnership and finding new ways to create value for our users.","home_storyBrands_google_person":"Derek Lee","home_storyBrands_google_job":"Director of Retail & Payments Activation - South & East Asia","home_storyBrands_smileOne_title":"Smile.One is the world’s leading consumption platform for gaming and interactive entertainment. It offers online recharging services to over 20 million players in 28 countries and has set its sights on the burgeoning Southeast Asian market on the back of its success in Latin America. In April 2022, Smile.One entered into a strategic partnership with Alipay+ to enable seamless local digital wallet payments for in-game transactions from Southeast Asian players. Through joint marketing campaigns, the services attracted prospective users while enhancing engagement for existing ones. Powered by Alipay+, transaction volumes for popular games such as MLBB on the Smile.One platform has repeatedly broken new records in Southeast Asian markets.","home_storyBrands_cider_title":"Through its in-depth strategic collaboration with Alipay+, Cider has quickly introduced and steadily enhanced its end-to-end payment services in key markets like Southeast Asia, Europe and the US, laying a strong foundation for continuous business expansion. The partnership has also led to innovative payment-based marketing efforts, boosting user experience and stickiness.","home_storyBrands_xpPen_title":"XP-Pen has set up online malls in over 20 foreign countries, doing business in global regions from Europe and the US to Southeast Asia and Latin America. In June 2022, XP-Pen struck a strategic partnership with Alipay+. By tapping into the latter's extensive overseas channel network and user-friendly payment system, XP-Pen offers international users a more diverse and localized array of payment choices.","home_pillarPreview_wallets_alipay_desc":"Alipay","home_pillarPreview_wallets_alipay_link":"https://www.antgroup.com/en/business-development","home_pillarPreview_wallets_alipayHK_desc":"AlipayHK","home_pillarPreview_wallets_alipayHK_link":"https://www.alipayhk.com/en/shoppers/","home_pillarPreview_paymentModel_acq_desc":"For Acquiring Service Provider","home_pillarPreview_paymentModel_mpp_desc":"For Mobile Payment Provider","home_pillarPreview_paymentModel_mppList_desc":"List of Mobile Payment Providers","home_pillarPreview_paymentModel_rewards_desc":"Alipay+ Rewards: merchant digital marketing solution","aboutUs_header_aboutUs_title":"WHO WE ARE","aboutUs_header_aboutUs_desc":"$16","aboutUs_header_develop_title":"BUSINESS DEVELOPMENT","aboutUs_header_develop_desc1":"In 2013, Alipay and Ant Group started serving outbound Chinese travelers. Since then, the Group has gradually expanded its global partnerships to create an open, win-win global digitally inclusive ecosystem. \r\n\r\nWith the sharing and upgrading of cutting-edge mobile payment technology, we strive to enhance cross-border payment experience for Chinese users while also helping Asian players tackle cross-border payment challenges. We also provide solutions to help Chinese merchants operate faster and better in overseas markets and at the same time enable global merchants to access multiple digital payment methods and connect with global consumers through one-time integrations. \r\n\r\nBy connecting the world through technology, we aim to transform and upgrade local digitalization and enhance globalization. We are ultimately enabling global consumers to pay with their home e-wallet wherever they see Alipay+.","aboutUs_header_develop_desc2":"Launched at the Inclusion Conference in Shanghai in 2020, Alipay+ has connected more than 20 digital payment methods, including e-wallets, banking apps and Buy Now Pay Later (BNPL), covering global consumers, especially in Southeast Asia, and tens of millions of online and offline merchants around the world.\r\n\r\nOur key online merchants come from sectors favored by global mobile-savvy users, including digital and entertainment, e-commerce, tourism and online-to-offline (O2O), such as Apple, Disney+, NBA, Amazon, Agoda and foodpanda. Offline merchants covered by Alipay+ span from key Asian and European markets in sectors like food & beverage (F&B), tourism and hospitality, retail and transportation, such as Universal Studios in Japan, various duty-free shops in South Korea, Printemps in France and Milan Duomo Cathedral in Italy.","home_banner_slogan_desc":"The unified wallet gateway for cross-border payment and digital services, connecting global merchants with billions of mobile users worldwide","home_banner_feature_title1":"2","home_banner_feature_desc1":"Consumers","home_banner_feature_title2":"50","home_banner_feature_desc2":"Mobile payment providers","home_banner_feature_title3":"150","home_banner_feature_desc3":"QR merchants","home_banner_feature_title4":"150","home_banner_feature_desc4":"NFC merchants","home_banner_pp_title":"Alipay+ Premier Partner Program","home_banner_pp_desc":"Unveil the ultimate standard of excellent digitalization and how the program could accelerate your business","home_banner_pp_action":"Check it out","home_banner_news_title":"News","home_banner_news_action":"All news","home_banner_contactUs_title":"Get started with","home_banner_contactUs_action":"Contact us","home_banner_contactUs_desc":"Alipay+ is brought to you by Ant International for a more connected world","home_footer_antGroup":"Ant Group","home_footer_legal":"Legal","home_footer_cookie":"Cookie Notice","home_pillarPreview_learn_title":"Learn More","home_header_logIn_title":"Contact us","home_storyBrands_brandModule_title":"Multiple payment apps, all within your grasp","aboutUs_learn_title":"Learn More about Alipay+","aboutUs_learn_news":"News","aboutUs_learn_lmp":"List of payment methods","home_pillarPreview_globalPayments_desc":"Global Payments","home_header_logIn_logIn":"Login","home_header_workspace_title":"My Workspace","home_header_dp_title":"Developer Center","aboutUs_bd_title":"Our leadership team","payInChina_bannerImage_PCTitle":"Pay with Alipay\nor your home e-wallets\nin the Chinese mainland","payInChina_bannerImage_H5Title":"Pay with Alipay or\nyour home e-wallets in\nthe Chinese mainland","payInChina_bannerImage_H5Text":"When shopping at merchants in the Chinese\nmainland (except for special occasions), if you have\nAlipay or home e-wallets on your phone, just open it\nand pay directly once you see [logo].","payInChina_bannerImage_PCText":"When shopping at merchants in the Chinese mainland (except for special occasions), if you have Alipay or home e-wallets on your phone, just open it and pay directly once you see [logo].","payInChina_walletLogoList_title":"Welcome to use the following e-wallets, and more to come","payInChina_productAdaptor_desc_1":"Open a code for cross-border payment on an Alipay+ partner e-wallet","payInChina_productAdaptor_desc_2":"Present the payment code to the merchant for scanning","payInChina_productAdaptor_desc_3":"Payment completed","payInChina_productAdaptor_title_1":"Present and pay","payInChina_productAdaptor_desc_4":"Scan merchant’s payment code with an Alipay+ partner e-wallet","payInChina_productAdaptor_desc_5":"Enter the payment amount and confirm to pay","payInChina_productAdaptor_desc_6":"Payment completed","payInChina_productAdaptor_title_2":"Scan and pay","payInChina_productDescription_title_1":"Convenient digital payments","payInChina_productDescription_desc_1":"Enjoy hassle-free payment experience with e-wallets you’re familiar with. No extra setting-up* to enable cross-border payments, so you can pay as easy as at home.","payInChina_productDescription_desc_2":"* E-wallets may ask for identity authentication, set payment limits or constrain payment channels. You may contact your e-wallet Customer Service Center for details.","payInChina_productDescription_title_2":"Wide merchant coverage","payInChina_productDescription_desc_3":"Tens of millions of merchants across the Chinese mainland accept Alipay+. Simply look for [logo] at checkout counters (except for special occasions), and you're ready to go.","payInChina_productDescription_title_3":"Transparent FX rate","payInChina_productDescription_desc_4":"Payments are settled using Alipay+ foreign exchange rates, which are updated and disclosed every business day. No additional fees are collected from Alipay+.","payInChina_aPlusQuestionAndAnswer_title":"Frequently asked questions on Alipay+","payInChina_aPlusQuestionAndAnswer_question_1":"How to know if a merchant in the Chinese mainland accepts Alipay+ payment methods?","payInChina_aPlusQuestionAndAnswer_answer_1":"When you see [logo] at checkout counters in the Chinese mainland (except for special occasions), you can pay with your home e-wallets.","payInChina_aPlusQuestionAndAnswer_question_2":"How to check the foreign exchange rate of payments made through Alipay+?","payInChina_aPlusQuestionAndAnswer_answer_2":"Exchange rates can be viewed via text prompt on the payment page or bill details.","payInChina_aPlusQuestionAndAnswer_question_3":"Do I need to pay additional fees for the cross-border payments?","payInChina_aPlusQuestionAndAnswer_answer_3":"No extra fees will be charged by Alipay+.","payInChina_aPlusQuestionAndAnswer_question_4":"What should I do if I have further payment-related questions?","payInChina_aPlusQuestionAndAnswer_answer_4":"You may contact your e-wallet Customer Service Center to get help.","payInChina_bannerText_title":"You may also download Alipay app and add an eligible\n international bank card for convenient digital payment","payInChina_descriptionAndBrandList_text_1":"The international version of Alipay is tailored for overseas travellers to China, aiming to fulfil their mobile payment needs in China and pay easily with Alipay. Overseas users can download Alipay, choose the \"International Version\" after signing up, and bind a bank card (international cards are also supported on Alipay) to start their mobile payment journey across China. Whether to shop in brick-and-mortar stores, hail a cab, take public transport, book flight tickets or hotels, global travellers can all pay with Alipay. Additionally, the international version of Alipay also offers online translation, currency conversion, and other services to enhance the travel experience of global tourists in China.","payInChina_descriptionAndBrandList_text_2":"As the official payment partner of the 19th Asian Games Hangzhou 2022, Alipay has upgraded the service to make sure overseas tourists may enjoy mobile payment in the Chinese mainland.","payInChina_descriptionAndBrandList_text_3":"After downloading the Alipay app, signing up, and linking an international bank card of major card networks, overseas travelers can start their mobile payment journey in China and pay like a local.","payInChina_descriptionAndBrandList_text_4":"Eligible international cards:","payInChina_downloadAlipay_title":"Get started with Alipay in 2 steps","payInChina_downloadAlipay_firstStepDesc":"Download Alipay App, enter your mobile phone number, tap “Next” to register.","payInChina_downloadAlipay_firstStepTitle":"1. Download and register","payInChina_downloadAlipay_secondStepDesc":"Tap “Add Now” and follow on-page prompts to complete the process","payInChina_downloadAlipay_secondStepTitle":"2. Add bank card","payInChina_downloadAlipay_firstImgDesc":"Scan the QR code or search to download Alipay app","payInChina_aliPayQuestionAndAnswer_title":"Frequently asked questions on Alipay","payInChina_aliPayQuestionAndAnswer_desc":"International bank cards refer to cards of major international card networks, including credit and debit cards, issued outside the Chinese mainland.","payInChina_aliPayQuestionAndAnswer_question_1":"Where can I pay with international bank cards using Alipay?","payInChina_aliPayQuestionAndAnswer_answer_1":"Consumers can add international bank cards to their Alipay accounts and pay for daily purchases within the Chinese mainland. International bank cards do not support person-to-person transfers, sending or receiving red packets, wealth management services, insurance services, or other financial services.","payInChina_aliPayQuestionAndAnswer_question_2":"How do I know the exchange rate of the transactions made with international bank cards on Alipay?","payInChina_aliPayQuestionAndAnswer_answer_2":"The exchange rate for International bank card is provided by the card scheme and issuing bank to which your card belongs. Please refer to the billing statement of your bank card.","payInChina_alipayCustomerServiceCard_title":"Alipay Customer Service","payInChina_alipayCustomerServiceCard_content":"If you have any questions, please feel free to contact us","payInChina_alipayCustomerServiceCard_rightRenderList_1":"0571-2688 6000\n(Calling from a local Chinese number)","payInChina_alipayCustomerServiceCard_rightRenderList_2":"+86 571 2688 6000\n(Calling from an overseas number)","payInChina_alipayCustomerServiceCard_rightRenderList_3":"(Service time: MON - SUN, 08:00 - 24:00, GMT+8)","payInChina_bannerText_title_h5":"You may also download Alipay\n app and add an eligible\n international bank card for\n convenient digital payment","aboutUs_content_team_name1":"Douglas Feagin","aboutUs_content_team_desc1":"President\nAnt International","aboutUs_content_team_name2":"Toby Xu","aboutUs_content_team_desc2":"Chief Strategy Officer & \nGeneral Manager \nAlipay+ Global Next Center","aboutUs_content_team_name3":"Cherry Huang","aboutUs_content_team_desc3":"GM of Alipay+ Offline Merchant Services\nGM of Southeast Asia","aboutUs_content_team_name4":"Hyung Kwon (Danny) Chung","aboutUs_content_team_desc4":"GM of Korea, Mongolia and EMEA","aboutUs_content_team_name5":"Weixiao Jiang","aboutUs_content_team_desc5":"General Manager of North Asia and North America","aboutUs_content_team_name6":"Li Zhixian","aboutUs_content_team_desc6":"Head of Alipay+ Wallet Tech","aboutUs_content_team_name7":"Venetia Lee","aboutUs_content_team_desc7":"Chief Executive Officer of AlipayHK, General Manager of Greater China","aboutUs_content_team_name8":"Roseate Wagner","aboutUs_content_team_desc8":"GM of North America","home_banner_feature_suffix1":"B+","home_banner_feature_suffix2":"+","home_pillarPreview_tab_paymentTech":"Payment Technologies","home_pillarPreview_tab_digital":"Digitalization Services","home_pillarPreview_privacy_title":"Privacy-Preserving Computing","home_pillarPreview_privacy_desc":"Different R&D teams in Ant Group have been exploring technological innovation in PPC in the past several years. According to IPR Daily and incoPat, in 2022, Ant Group topped the list of patent applications for privacy-preserving computation technologies, with 1,152 patent applications.","mobile_payment_provider_list_title":"Alipay+ Mobile Payment Providers","mobile_payment_provider_list_desc":"With more and more mobile payment apps partnering with Alipay+, cross-border payment has never been easier.","mobilePaymentProviderList_walletType_bankApp":"Bank app","mobilePaymentProviderList_walletType_buyNowPayLater":"Buy now pay later","mobilePaymentProviderList_walletType_digitalWallet":"Digital wallet","mobilePaymentProviderList_country_Indonesia_ThePhilippines":"The Philippines & Indonesia","mobilePaymentProviderList_country_ChineseMainland":"Chinese mainland","mobilePaymentProviderList_country_HongKong":"Hong Kong SAR, China","mobilePaymentProviderList_country_Macao":"Macao SAR, China","mobilePaymentProviderList_country_Malaysia":"Malaysia","mobilePaymentProviderList_country_ThePhilippines":"The Philippines","mobilePaymentProviderList_country_Indonesia":"Indonesia","mobilePaymentProviderList_country_Singapore":"Singapore","mobilePaymentProviderList_country_SouthKorea":"South Korea","mobilePaymentProviderList_country_Thailand":"Thailand","mobilePaymentProviderList_country_Italy":"Italy","mobilePaymentProviderList_country_Mongolia":"Mongolia","mobilePaymentProviderList_country_Sweden":"Sweden","mobilePaymentProviderList_wallet_Alipay_name":"Alipay","mobilePaymentProviderList_wallet_Alipay_desc":"As a payment tool of public trust, Alipay has evolved into an open platform for businesses, institutions and service providers.","mobilePaymentProviderList_wallet_AkulakuPayLater_desc":"Akulaku PayLater is a leading digital finance platform in Southeast Asia. As a Buy Now Pay Later solution, Akulaku PayLater provides more flexible payment options.","mobilePaymentProviderList_wallet_AlipayHK_desc":"AlipayHK provides Hong Kong users with diversified mobile payment services, offers, and value-added services, making life easier and more convenient.","mobilePaymentProviderList_wallet_Boost_desc":"Boost is a fintech platform financially empowering millions through technology and AI. Services include payment, micro-financing, micro-insurance and more.","mobilePaymentProviderList_wallet_BPI_desc":"The Bank of the Philippine Islands (BPI), the largest retail bank in The Philippines, has over 5 million digital users and an expansive digital ecosystem.","mobilePaymentProviderList_wallet_DANA_desc":"DANA is an Indonesian financial technology company that aims to accelerate digital literacy and financial inclusion through Indonesia’s cashless society.","mobilePaymentProviderList_wallet_EZ-Link_desc":"EZ-Link Wallet and the EZ-Link App, allow QR code payments at retail merchants. EZ-Link is one of the main contactless payment systems for Singapore’s public transit network.","mobilePaymentProviderList_wallet_GCash_desc":"GCash is the leading eWallet in the Philippines, with over 55 million users paying bills, buying phone credits, and making payments, all within one app.","mobilePaymentProviderList_wallet_HelloMoneybyAUB_desc":"Made by Asia United Bank especially for the Filipino market, HelloMoney eWallet brings easy access to secure, fast and efficient digital financial services.","mobilePaymentProviderList_wallet_KakaoPay_desc":"Kakao Pay is a fintech subsidiary of Kakao Corp in South Korea. It is building a lifestyle financial platform through Kakao Talk and Kakao Pay app.","mobilePaymentProviderList_wallet_MPay_desc":"Developed by Macau Pass, MPay is Macao's predominant mobile payment app that allows users to link various bank accounts or credit cards to their e-wallet accounts.","mobilePaymentProviderList_wallet_LINEPay_desc":"LINE Pay, Thailand's leading digital payment platform, serves 8 million users with lifestyle solutions for food, shopping, transportation and bill payment.","mobilePaymentProviderList_wallet_Tinaba_desc":"Tinaba is an Italian digital wallet offering mobile payments, investments and value-added services. Tinaba is the first European wallet to enter Alipay+.","mobilePaymentProviderList_wallet_TrueMoney_desc":"TrueMoney Wallet is an all-in-one app for local users to pay for everyday needs such as mobile top-up, bill payments and to make purchases.","mobilePaymentProviderList_wallet_TouchGo_desc":"Touch 'n Go eWallet, the largest eWallet in Malaysia, provides digital payment and inclusive technology-driven financial services to over 17 million users.","mobilePaymentProviderList_wallet_AlipayMacau_desc":"Alipay (Macau) is a tailored service designed specifically for residents of Macau, providing convenient access to Macau Pataca (MOP) transactions. ","mobilePaymentProviderList_wallet_BillEase_desc":"BillEase is a top-rated consumer finance app in the Philippines with a focus on expanding access for mass and emerging middle-income consumers.","mobilePaymentProviderList_wallet_ChangiPay_desc":"Changi Pay is a better way to pay at Changi Airport, Jewel Changi Airport and iShopChangi.com. It provides exclusive shopping and dining deals.","mobilePaymentProviderList_wallet_GrabPay_desc":"Grab Pay is the developer of a super-app for ride-hailing, food delivery and digital payments services on mobile devices.","mobilePaymentProviderList_wallet_Hipay_desc":"High Payment Solutions LLC is a fintech company established in 2018 as a subsidiary of the Mongolian Fintech Group JSC. Hipay is its mobile application. ","mobilePaymentProviderList_wallet_Klarna_desc":"Klarna is the leading global payments and shopping service, providing smarter and more flexible shopping and purchase experiences to 150 million active consumers.","mobilePaymentProviderList_wallet_Maya_desc":"Maya is the all-in-one money platform that is bringing Filipinos bolder ways to master their money. It is powered by a unique integrated financial services ecosystem.","mobilePaymentProviderList_wallet_MyPB_desc":"MyPB by Public Bank, Malaysia's leading bank, is a lifestyle-focused mobile banking app, delivering seamless digital experiences.","mobilePaymentProviderList_wallet_NAVERPay_desc":"NAVER Pay is based on big data and technological capabilities. It is a comprehensive financial platform that provides Korea’s representative fintech services.","mobilePaymentProviderList_wallet_OCBCDigital_desc":"OCBC is consistently ranked among the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.","mobilePaymentProviderList_wallet_Toss_desc":"Toss Pay is one of the world's fastest-growing financial apps for consumers and merchants. It has over 15 million monthly active users and delivers a full suite of financial services.","home_footer_antGroup_url":"https://www.antgroup.com/en","home_footer_antInternational":"Ant International","home_footer_Antom":"Antom","home_footer_WorldFirst":"WorldFirst","home_footer_ANEXT":"ANEXT Bank","home_footer_antInternational_url":"https://www.ant-intl.com/en/","home_footer_Antom_url":"https://www.antom.com","home_footer_WorldFirst_url":"https://www.worldfirst.com/","home_footer_ANEXT_url":"https://anext.com.sg/","home_footer_contactUs_action":"Contact Us","home_pillarPreview_paymentModel_merchant_desc":"For Merchants","home_footer_connected_tip":"Stay connected","aboutUs_header_aboutUs_title_content":"Connecting the world through technology","aboutUs_header_aboutUs_boxLeft_title":"Who we are","aboutUs_header_aboutUs_boxLeft_content":"$17","aboutUs_header_aboutUs_descContent_title1":"Digital marketing solution","aboutUs_header_aboutUs_descContent_title2":"Global merchant payment service","aboutUs_header_aboutUs_descContent_title3":"Payment technologies and digitalization","aboutUs_header_aboutUs_descContent_desc1":"By combining the world's most popular mobile payment methods into a single plug-in solution, your customers can easily pay in the way that’s most familiar to them – anywhere in the world. 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Doku Wallet provides flexible payment options covering a wide range of business payment needs.","mobilePaymentProviderList_wallet_Kredivo_desc":"Kredivo is a leading digital financing player in Southeast Asia, providing flexible Buy Now Pay Later and installment payment solutions for users.","aboutUs_header_aboutUs_boxLeft_team_title":"Who We Are","home_banner_feature_suffix3":"M+","aboutUs_header_link_Antom":"Antom","aboutUs_header_link_WorldFirst":"WorldFirst","aboutUs_header_link_ANEXT":"ANEXT Bank","home_pillarPreview_icon_more":"More","aboutUs_content_team_desc9":"General Manager\nAlipay+ Global Power Center","aboutUs_content_team_name9":"Edward Yue","iap.components.BannerVideo.ContactUs":"Contact Us","iap.components.BannerVideo.ViewDocs":"View docs","iap.components.BannerVideo.AsAnAcquiringServiceProvider":"as an Acquiring Service Provider","iap.components.BannerVideo.AsAMobilePaymentProvider":"as a Mobile Payment Provider","iap.components.BuiltBusiness.AlipayIsBuiltForBoth":"Alipay+ is built for both","iap.components.BuiltBusiness.OnlineBusiness":"Online business","iap.components.BuiltBusiness.and":" and ","iap.components.BuiltBusiness.InStoreBusiness":"In-store business","iap.components.Card.FindAnAcquiringServiceProvider":"Find an Acquiring Service Provider","iap.components.Card.ReadyToJoin":"Ready to join","iap.components.Card.LetUsHelpYouGrow":"Let us help you grow your business","iap.components.Card.BecomeAnAlipayPremierPartner":"Become an Alipay+ Premier Partner to unlock more growth","iap.components.Card.EMailUsAt":"E-mail us at","iap.components.Card.EmailAddressCopiedSuccessfully":"Email address copied successfully","iap.img.ErrorModule.404":"https://cdn.marmot-cloud.com/storage/2022/9/25/3b57ce65-b91b-477a-ba31-c2b4748827ee.png","iap.ErrorModule.404.msg":"Oh no! 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With Alipay+, there's no need to worry about different specifications, currencies, and terms.","iap.json.acqp.ProductFeatures.lottie":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/CfUg9K3/acquirer1.json","iap.acqp.ProductFeatures.checkout":"Online and in-store checkout acceptance","iap.acqp.ProductFeatures.technologyIntegration":"A single integration for multiple payment methods","iap.acqp.ProductFeatures.settlementFile":"Standardised clearing and settlement files for high efficiency","iap.acqp.ProductDescription.title":"Tailor your payment matrix to suit your merchants","iap.acqp.ProductDescription.lottie":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/18/QvKikr5/acquirer.json","iap.acqp.ProductDescription.text":"Alipay+ helps you cover diverse and ever-changing payment scenarios, ensuring you keep up with digital payment trends.","iap.acqp.ProductDescription.CashierPayment":"Cashier Payment","iap.acqp.ProductDescription.AutoDebit":"Auto Debit","iap.acqp.ProductDescription.InStorePayment":"In-Store Payment","iap.acqp.ProductDescription.buoy2":"MARKETING SOLUTIONS","iap.acqp.ProductDescription.title2":"Equip your merchants with greater digital marketing capability","iap.acqp.ProductDescription.desc2":"Alipay+ marketing solutions attract more customers and drive more sales for your merchants, helping you stand out from other payment service providers.","iap.acqp.ProductDescription.PaymentMarketing":"Payment Marketing","iap.json.acqp.ProductDescription.lottie":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/Tc8QkY4/acquirer2.json","iap.acqp.Carousel.label1":"We are delighted to collaborate with Ant Group to offer Alipay+ and increase the business opportunities for our local merchants with access to an expanded pool of consumers.","iap.acqp.Carousel.author1":"Lawrence CHAN","iap.acqp.Carousel.position1":"NETS Group CEO","iap.img.acqp.Carousel.icon1":"https://cdn.marmot-cloud.com/storage/2022/9/22/d54d7d88-396f-4a30-b0c0-0b0c6fc00639.png","iap.acqp.Carousel.label2":"We aim to consistently provide the most relevant payment options that open up more global commerce possibilities, expand our clients' potential customer base and drive new revenue streams. Our partnership with Alipay+ is yet another testament to this goal.","iap.acqp.Carousel.author2":"Philip Fayer","iap.acqp.Carousel.position2":"Nuvei's Chairman and CEO","iap.img.acqp.Carousel.icon2":"https://cdn.marmot-cloud.com/storage/2022/9/22/9632dde0-005b-4835-b60f-d0cbbc273754.svg","iap.acqp.Carousel.label3":"Any commercial reality on Alipay+ has access to extraordinary technological, financial and retail marketing services to expand the volume of business internationally.","iap.acqp.Carousel.author3":"Stiven Muccioli","iap.acqp.Carousel.position3":"Founder of BKN301","iap.img.acqp.Carousel.icon3":"https://cdn.marmot-cloud.com/storage/2022/9/22/c475d854-70e6-40b8-9269-fe4d7731861c.png","iap.acqpList.title":"Alipay+ Acquiring Service Providers","iap.acqpList.desc":"Our acquiring service providers across the world help merchants get on board with Alipay+. Find a qualified acquirer to expand your payment acceptance options.","iap.autoDebit.title":"The way to pay on time, every time","iap.autoDebit.content":"Alipay+ partner payment apps make automatic payment seamless and secure with user authorisation and risk monitoring.","iap.autoDebit.docsLink.acqp":"https://docs.alipayplus.com/alipayplus/alipayplus/product_intro_acq/product_debit_acq_tile","iap.autoDebit.docsLink.mpp":"https://docs.alipayplus.com/alipayplus/alipayplus/product_intro_mpp/product_debit_mpp","iap.autoDebit.lottie.label1":"Customisable payment method display","iap.autoDebit.lottie.label2":"Frictionless user experience","iap.autoDebit.lottie.label3":"Strict risk control","iap.autoDebit.lottie.label4":"Global merchant coverage","iap.autoDebit.ProductDescription.title":"Boost the digital shopping experience ","iap.autoDebit.ProductDescription.desc":"Automatic and password-free payment lets customers fly through the checkout, skipping pain points in the payment process that hinder conversions.","iap.json.autoDebit.lottie":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/17/ZFsTE9q/Mobile-AutoDebit-Checkout-3.json","iap.autoDebit.ProductFeatures.title":"Security is always our top priority","iap.autoDebit.ProductFeatures.desc":"Alipay+ sets strict standards and provides advanced risk control methods to ensure a secure payment environment.","iap.autoDebit.ProductFeatures.features1":"Compulsory user authorisation to proceed with payment","iap.autoDebit.ProductFeatures.features2":"Risk level-based classification for merchants","iap.autoDebit.ProductFeatures.features3":"Tokenisation to protect user transaction data","iap.autoDebit.ProductFeatures.features4":"Optional risk control solution for additional risk perception and warning","iap.CashierPayment.banner.title":"A one-time integration opens up a world of payment possibility","iap.CashierPayment.banner.content":"Cashier Payment is a unified checkout product that lets online merchants effortlessly accept payments made with Alipay+ partner payment methods.","iap.CashierPayment.docsLink.acqp":"https://docs.alipayplus.com/alipayplus/alipayplus/product_intro_acq/product_cashier_acq?role=ACQP&product=Payment1&version=1.2.2","iap.CashierPayment.docsLink.mpp":"https://docs.alipayplus.com/alipayplus/alipayplus/product_intro_mpp/product_cashier_mpp?role=MPP&product=Payment1&version=1.1.0","iap.CashierPayment.ProductFeatures.feature1":"Aggregated payment method display","iap.CashierPayment.ProductFeatures.feature2":"User-friendly experience","iap.CashierPayment.ProductFeatures.feature3":"Easy to integrate","iap.CashierPayment.ProductFeatures.feature4":"Allows discounts based on payment method","iap.CashierPayment.":"Integration methods to suit","iap.CashierPayment.ProductAdaptor.PlugIn.desc1":"Applicable for in-app, web, and WAP payment","iap.CashierPayment.ProductAdaptor.PlugIn.desc2":"Low-cost integration and maintenance","iap.CashierPayment.ProductAdaptor.PlugIn.desc3":"Multilingual capability","iap.CashierPayment.ProductAdaptor.PlugIn.desc4":"Displays marketing infomation","iap.img.CashierPayment.ProductAdaptor.PlugIn":"https://cdn.marmot-cloud.com/storage/2022/9/13/3c34de7a-cb8a-4d73-b8ea-96d66fcfb5ed.png","iap.CashierPayment.ProductAdaptor.SDK.desc1":"Applicable for in-app payment","iap.CashierPayment.ProductAdaptor.SDK.desc2":"No redirection during the payment process","iap.CashierPayment.ProductAdaptor.SDK.desc3":"Customisable to suit merchant UI design","iap.CashierPayment.ProductAdaptor.SDK.desc4":"Displays marketing information","iap.img.CashierPayment.ProductAdaptor.SDK":"https://cdn.marmot-cloud.com/storage/2022/9/13/64358607-758c-4bbf-9338-dc75fc562cf6.png","iap.CashierPayment.ProductDescription.title":"Put the icing on the cake for your customers with checkout offers, a marketing tool integrated into the payment flow.","iap.CashierPayment.ProductDescription.label":"Payment Marketing","iap.json.CashierPayment.lottie":"https://cdn.marmot-cloud.com/storage/2022/9/22/5407920e-dd74-42e0-9596-485f6067554c.json","iap.Individuals.banner.title":"With your mobile payment app in hand, paying beyond borders has never been easier","iap.Individuals.banner.content":"From high-street boutiques abroad to online shopping at home, Alipay+ is the payment solution that lets you pay with the apps you use every day.","iap.video.webm.Individuals.banner":"https://cdn.marmot-cloud.com/storage/2025/03/04/ba7c60e6-adb8-4ac8-93ad-4978d638a9c3.webm","iap.video.mp4.Individuals.banner":"https://cdn.marmot-cloud.com/storage/2025/03/04/c201a2c0-f2b4-43d5-9ca8-7d42db219eeb.mp4","iap.img.Individuals.banner.poster":"https://cdn.marmot-cloud.com/storage/2025/03/10/40be7f0f-abb9-42eb-bf26-ff6448e64075.png","iap.Individuals.ProductDescription.title1":"Whenever you see Alipay+,","iap.Individuals.ProductDescription.title2":"pay with your home e-wallet","iap.Individuals.ProductDescription.desc":"The annoyance of entering credit card details is gone. Pay with any Alipay+ partner payment apps wherever you see the Alipay+ logo.","iap.json.Individuals.ProductDescription.lottie":"https://cdn.marmot-cloud.com/storage/2022/10/13/a8ca557e-1051-48cc-9ea7-f5689217fb92.json","iap.Individuals.Discover.title":"Discover everyday offers in Alipay+ Rewards","iap.Individuals.Discover.content":"Created by Alipay+ and our partner payment apps, Alipay+ Rewards is a rewards platform where you can score discounts on food and beverage, shopping, and online entertainment from global merchants.","iap.img.Individuals.Discover.picture":"https://cdn.marmot-cloud.com/storage/2025/01/08/f1191699-9dd5-4483-ae50-e9cbccd256e2.jpg","iap.Individuals.Discover.left.text":"Find Alipay+ Rewards in the following mobile payment apps:","iap.img.Individuals.Discover.left.icon1":"https://cdn.marmot-cloud.com/storage/2022/9/4/90c0f14d-ad00-402d-b667-25d9b4ed21d3.svg","iap.img.Individuals.Discover.left.icon2":"https://cdn.marmot-cloud.com/storage/2022/9/4/8a6c0634-f08e-44f8-bb30-778880f83990.svg","iap.img.Individuals.Discover.left.icon3":"https://cdn.marmot-cloud.com/storage/2022/9/4/c09d9fae-d9d7-4644-8462-040e219ef9d8.svg","iap.img.Individuals.Discover.left.icon4":"https://cdn.marmot-cloud.com/storage/2022/9/4/8ac5fefa-048a-49c6-841a-f6e795f55f11.svg","iap.img.Individuals.Discover.left.icon5":"https://cdn.marmot-cloud.com/storage/2022/9/4/4f01b52e-45ef-4af7-af32-2eb3e1f44cf7.svg","iap.Individuals.Discover.right.text":"Also find A+ Rewards in","iap.img.Individuals.Discover.right.icon":"https://cdn.marmot-cloud.com/storage/2022/9/4/53561a7a-147e-4904-9a44-f6f9f0b7d005.svg","iap.Individuals.Treat.title":"You're in for a treat","iap.Individuals.Treat.content":"Stumble upon a world of deals, from top brands. Plus, there are plenty of mega sales, games to play, and prizes to be won.","iap.img.Individuals.carouselList.img1":"https://cdn.marmot-cloud.com/storage/2022/10/11/e96f6ac7-d345-4471-87af-e7f557b990fc.jpg","iap.Individuals.carouselList.text1":"Claim free coupons","iap.img.Individuals.carouselList.img2":"https://cdn.marmot-cloud.com/storage/2022/10/11/9fe75f5d-b18a-4fdf-8dd8-70909737b1f4.jpg","iap.Individuals.carouselList.text2":"Purchase merchant vouchers at discount prices","iap.img.Individuals.carouselList.img3":"https://cdn.marmot-cloud.com/storage/2022/10/11/a820d2f2-69cb-4197-9230-bad37718867b.jpg","iap.Individuals.carouselList.text3":"Get discounts in daily Flash Rewards","iap.img.Individuals.carouselList.img4":"https://cdn.marmot-cloud.com/storage/2022/10/11/1c9b230e-c41f-40ac-8a4b-e18785843398.jpg","iap.Individuals.carouselList.text4":"Stay tuned for special campaigns like Mega Day and Mega Deals","iap.Merchants.banner.title":"Unlock the potential to connect with over 1 billion customers ","iap.Merchants.banner.content":"Digital payment is dominating commerce across the world. Ride the wave with Alipay+ to channel more revenue from mobile payment methods and digitize your marketing approaches.","iap.video.webm.Merchants.banner":"https://cdn.marmot-cloud.com/storage/2025/03/04/735a4404-8428-4b4d-9716-18e2aa67cc66.webm","iap.video.mp4.Merchants.banner":"https://cdn.marmot-cloud.com/storage/2025/03/04/7f5a2363-06d0-467c-95e8-0620952e0848.mp4","iap.img.Merchants.poster":"https://cdn.marmot-cloud.com/storage/2025/03/10/e5b4fa93-151d-4d38-86b2-493cc53e0777.png","iap.Merchants.BrandList":"View All Mobile Payment Methods","iap.svg.Alipay.logo":"https://cdn.marmot-cloud.com/storage/2022/9/2/9f304efe-0a72-4b59-9f1e-e70c26c3354f.svg","iap.img.AlipayHK.logo":"https://cdn.marmot-cloud.com/storage/2022/9/2/498d593c-c1eb-4b0c-b33a-efcd7deaa4d1.svg","iap.svg.Tinaba.logo":"https://cdn.marmot-cloud.com/storage/2023/7/4/293fde05-4ff9-4f61-876d-5de6d4b2a919.svg","iap.Merchants.ProductDescription.buoy1":"ONLINE BUSINESS","iap.Merchants.ProductDescription.title1":"Expand your online business at scale","iap.Merchants.ProductDescription.desc1":"Payment experience is a crucial point when it comes to conversion rates. Optimize your customer journey with more payment options and a smoother purchase process with Alipay+.","iap.Merchants.ProductDescription.text.title1":"Efficient technical integration","iap.Merchants.ProductDescription.text.desc1":"Our unified checkout product lets customers choose multiple payment methods all via Alipay+, freeing you from integrating payment methods separately. ","iap.Merchants.ProductDescription.CashierPayment":"Cashier Payment","iap.json.Merchants.lottie1":"https://cdn.marmot-cloud.com/storage/2022/10/13/538833c3-34ca-4843-b02e-fbc94ca95b79.json","iap.json.Merchants.lottie2":"https://cdn.marmot-cloud.com/storage/2022/10/13/50e7d643-b1b0-4815-9660-19d59868f1cf.json","iap.Merchants.ProductDescription.text.title2":"Less friction, more conversions","iap.Merchants.ProductDescription.text.desc2":"Reduce interruptions during the payment process and provide incentives right at online or in-store checkouts, boosting your conversion rates.","iap.Merchants.ProductDescription.AutoDebit":"Auto Debit","iap.Merchants.ProductDescription.PaymentMarketing":"Payment Marketing","iap.Merchants.ProductDescription.text.title3":"Let payment apps advertize your best deals","iap.Merchants.ProductDescription.text.desc3":"Our rewards platform has been adopted by leading payment apps like GCash and Kakao Pay, bringing online and in-store merchant offers straight to users.","iap.Merchants.ProductDescription.RewardsPlatform":"Rewards Platform","iap.json.Merchants.lottie3":"https://cdn.marmot-cloud.com/storage/2022/10/13/6077b675-28c5-457b-a204-a3396c8c65cf.json","iap.Merchants.Carousel.label1":"We value the partnership with Alipay+ as it helps us offer more benefits to the end user through the clever integration of new payment solutions and rewards programs – allowing us to reach out to and target a wider network of customers.","iap.Merchants.Carousel.author1":"Damien Pfirsch","iap.Merchants.Carousel.position1":"Chief Commercial Officer, Agoda","iap.svg.Merchants.Carousel.icon1":"https://cdn.marmot-cloud.com/storage/2022/9/22/5fb6649d-100b-4559-a615-d10fec2602fb.svg","iap.Merchants.Carousel.label2":"We have great cooperation with Alipay+, as it provides a seamless one-stop solution for integrating multiple payment methods quickly and conveniently. 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By leveraging our mini-programmes platform and the innovative Alipay+ Super App Platform, we help you foster and become a part of a new open business ecosystem.","wallet.tech.open.part.list.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/r1EBKxR/1920-1.png","wallet.tech.open.part.list.h5ImgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/bDu79IO/780-1.png","wallet.tech.open.part.list.title3":"Innovative solutions","wallet.tech.open.part.list.description3":"Alipay+ GenAI Cockpit is our AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build agentic and AI-native financial services, with enhanced efficiency, security, and flexibility.","wallet.tech.open.part.list.imgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/06/27/Tp0HHJr/1920-2.png","wallet.tech.open.part.list.h5ImgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/iN6Jgyl/780-2.png","wallet.tech.open.part.list.title":"Our solutions","wallet.tech.home.contactus.title":"Ready to build your digital wallet?","wallet.tech.home.contactus.email.prefix":"E-mail us at ","wallet.tech.home.contactus.email.text":"wallettech@ant-intl.com","wallet.tech.home.contactus.email.suffix":"or fill in your details via the button to the right.","wallet.tech.home.contactus.btn.text":"Contact us","wallet.tech.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/2025/06/27/ab5f0030-eafe-4219-bf0c-76d49c13d99c.png","wallet.tech..banner.backgroundImage.h5Webp":"https://cdn.marmot-cloud.com/storage/2025/06/27/b19480bf-56c6-4e75-a419-fc11b2d9fbf1.png","wallet.tech.banner.title":"Create your future-ready digital wallet","wallet.tech.banner.description":"Connect with a rapidly growing world of digital customers. Build industry-leading, inclusive digital wallets and super apps with our advanced, AI-powered tools, backed by decades of expertise from Alipay.","wallet.tech.banner.link.label":"Get started","wallet.tech.payment.solutions.title":"Helping our partners fuel the future of commerce","wallet.tech.payment.solutions.description":"Whether you’re a bank, telco, or fintech company building a new payment app, or transforming it into a super app, Alipay+ Wallet Tech puts you in the driving seat. We’ve partnered with over 30 international payment providers, co-creating multiple leading digital payments and lifestyle apps that bring inclusive, secure, and seamless payment and digital lifestyle experiences to billions.","wallet.tech.features.item.title1":"1M TPS","wallet.tech.features.item.content1":"Transaction per second","wallet.tech.features.item.title2":"99.999%","wallet.tech.features.item.content2":"Availability and disaster recovery","wallet.tech.features.item.title3":"<1/100M","wallet.tech.features.item.content3":"Loss rate from account takeover","wallet.tech..features.item.title4":"99.99%","wallet.tech.features.item.content4":"eKYC live detection and prevention rate","wallet.tech.boxes.item.imgUrl1":"https://cdn.marmot-cloud.com/storage/2025/06/26/7d1162b9-c565-4eaa-85c9-3590f01c5a65.svg","wallet.tech.boxes.item.title1":"All-in-one platform","wallet.tech.boxes.item.description1":"Advanced one-stop solutions equipped with rich industry expertise","wallet.tech.boxes.item.imgUrl2":"https://cdn.marmot-cloud.com/storage/2025/06/26/6b4ba3d3-a2ed-46c1-ad09-6ac2ea01bb52.svg","wallet.tech.boxes.item.title2":"Innovative technology","wallet.tech.boxes.item.description2":"AI-powered suite of fintech product and tools","wallet.tech.boxes.item.imgUrl3":"https://cdn.marmot-cloud.com/storage/2025/06/26/b6a4c84f-28b7-42e8-9986-f49491d30b72.svg","wallet.tech.boxes.item.title3":"Secure and reliable","wallet.tech.boxes.item.description3":"Intelligent, real-time risk assessment and disaster recovery that guarantee customer fund security","wallet.tech.boxes.item.img4":"https://cdn.marmot-cloud.com/storage/2025/06/26/d43e2889-451c-4d43-8953-8b9f1dcd23d4.svg","wallet.tech.boxes.item.title4":"Inclusive value","wallet.tech.boxes.item.description4":"Simplified payments and digital technology that lowers barriers to financial services for untapped and unbanked audiences","wallet.tech.earth.title":"Our footprint","wallet.tech.earth.description":"Dedicated to providing global partners with innovative wallet tech solutions, a future-oriented product architecture, and technology that delivers inclusive value, empowering more SMEs to expand their reach. Alipay+ Wallet Tech has already helped supercharge leading digital wallets in Asia and beyond.","home_banner_slogan_title":"The unified gateway for the world's leading payment methods","alipayplus_official_website.About.Content.WhoWeAre":"Who we are","alipayplus_official_website.About.Content.AlipayIsAUnifiedWallet":"Alipay+ is the unified wallet gateway with cross-border payment and digitisation services that help connect global merchants to a wide variety of payment methods, used by billions of mobile users. ","alipayplus_official_website.About.Content.title1":"Supporting consumers' digital lifestyles","alipayplus_official_website.About.Content.des1":"Global mobile users can enjoy seamless payments using their preferred wallet or banking app while travelling abroad. They’ll also enjoy many digital services that go beyond payments, such as a broad choice of rewards and deals, or the convenience of our all-in-one travel solution, all available within their favourite payment app.","alipayplus_official_website.About.Content.img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/03/EZsJBdT/Image.jpg","alipayplus_official_website.About.Content.title2":"Powering growth for our partners and merchants","alipayplus_official_website.About.Content.des2":"We help our partners and merchants to effortlessly serve billions of consumers globally. Our technology facilitates the overseas use of multiple digital wallets and banking apps through a single integration. We enable customers to instantly and safely use their home e-wallets when travelling overseas - as easily as they do at home, both in-store and online.","alipayplus_official_website.About.Content.img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/07/UCs8rig/img2.jpg","alipayplus_official_website.About.Content.title3":"Empowering SMEs","alipayplus_official_website.About.Content.des3":"Small and medium-sized businesses can also enjoy Alipay+'s digital tools, such as tailored rewards programmes, to connect with more customers, access new revenue streams, and grow beyond just payments.","alipayplus_official_website.About.Content.img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/03/maG6Acn/Image.jpg","alipayplus_official_website.About.Content.title4":"AI-powered wallet technology ","alipayplus_official_website.About.Content.des4":"Committed to broadening financial inclusivity and accessibility for all, Alipay+ provides AI‑powered wallet technology that enables our payment partners, including wallets, banks, fintechs and telcos to develop super apps and create AI‑native financial services.","alipayplus_official_website.About.Content.img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/03/o5UJwjZ/Image.jpg","iap.Contact.FormSend.IConsentToAlipayContactingJP":"I consent to Ant International, together with its subsidiaries, associated companies and affiliates, to contact me about their products, services and offers using my personal data submitted above.","wallet.tech.CaseStudy.title1":"Digital: Evolving from a Transport Payment Tool to Malaysia’s","wallet.tech.CaseStudy.subtitle1":"Leading Digital Ecosystem Platform","wallet.tech.CaseStudy.description1":"With Alipay+’s world-leading e-wallet product and operational expertise, TNG eWallet expanded from transport into more online and offline use cases, such as e-commerce, food delivery, convenience stores, and pharmacies. Cutting-edge technologies like e-KYC, risk control, and high-concurrency support have strengthened the platform’s ability to manage peak transaction volumes during promotional seasons, while protecting all verified e-wallet accounts from unauthorized transactions.","wallet.tech.CaseStudy.title2":"GCash’s journey to super app","wallet.tech.CaseStudy.subtitle2":"A Philippine digital finance revolution","wallet.tech.CaseStudy.description2":"\"GCash's partnership with Alipay+ Wallet Tech has been absolutely transformative. The technical migration not only enhanced our system's capacity but also enabled us to create more financial inclusion in some of the Philippines’ most remote areas. Alipay+'s ecosystem model has helped us evolve from a leading payments app into a comprehensive digital lifestyle platform, connecting millions of merchants and consumers, and playing a central role in redefining the fintech landscape of Southeast Asia.\"","wallet.tech.CaseStudy.imgUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/Jr2K7Dq/1920-TnGD.png","wallet.tech.CaseStudy.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/bB0OWnu/1920-Gcash.png","alipayplus_official_website.components.CaseStudy.LearnMore":"Learn more","alipayplus_official_website.components.CaseStudy.title":"Case study","alipayplus_official_website.config.pageConfig.cashierPaymentConfig.acqp":"https://docs.alipayplus.com/alipayplus/alipayplus/product_intro_acq/product_cashier_acq_tile","alipayplus_official_website.config.pageConfig.cashierPaymentConfig.mpp":"https://docs.alipayplus.com/alipayplus/alipayplus/product_intro_mpp/product_cashier_mpp","alipayplus_official_website.config.pageConfig.scanPaymentConfig.acqp":"https://docs.alipayplus.com/alipayplus/alipayplus/product_intro_acq/product_upm_acq","alipayplus_official_website.config.pageConfig.scanPaymentConfig.mpp":"https://docs.alipayplus.com/alipayplus/alipayplus/product_intro_mpp/product_upm_mpp","alipayplus_official_website.components.CaseStudy.Back":"Back","alipayplus_official_website.components.CaseStudy.ReadyToGetStarted":"Ready to get started?","alipayplus_official_website.components.CaseStudy.ContactUs":"Contact us","alipayplus_official_website.[caseId].configs.Gcash.header":"GCash’s journey to becoming a super app","alipayplus_official_website.[caseId].configs.Gcash.subHeader":"A Philippine digital finance revolution","alipayplus_official_website.[caseId].configs.Gcash.testimonial":"“Our collaboration with Alipay+ Wallet Tech marked a pivotal moment in GCash’s\njourney. The technical migration enabled us to transcend platform limitations and\noperate at national scale. Alipay+ has been an essential partner in turning GCash\ninto a super app that connects people to a broader digital economy—securely,\nseamlessly, and meaningfully.”","alipayplus_official_website.[caseId].configs.Gcash.statistics.1.label":"Filipinos","alipayplus_official_website.[caseId].configs.Gcash.statistics.1.value":"8 in 10","alipayplus_official_website.[caseId].configs.Gcash.statistics.2.label":"merchants","alipayplus_official_website.[caseId].configs.Gcash.statistics.2.value":"6M+","alipayplus_official_website.[caseId].configs.Gcash.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/yxDCQkb/Gcash.png","alipayplus_official_website.[caseId].configs.Gcash.content":"$18","alipayplus_official_website.[caseId].configs.tngDigital.header":"TNG Digital: From transport payments to Malaysia’s leading digital ecosystem","alipayplus_official_website.[caseId].configs.tngDigital.testimonial":"“Alipay+ Wallet Tech has been instrumental in the evolution of TNG Digital’s flagship product, TNG eWallet, from a transport payment enabler to Malaysia's leading super app – a comprehensive digital ecosystem and the cornerstone of the country’s cashless society. With Alipay+’s expertise and innovation, TNG eWallet seamlessly integrated a vast range of diverse services, meeting the growing demand for inclusive financial services, and enhancing cross-border payment capabilities that have unlocked new growth for Malaysian merchants.”","alipayplus_official_website.[caseId].configs.tngDigital.statistics.1.label":"users","alipayplus_official_website.[caseId].configs.tngDigital.statistics.1.value":"23M+","alipayplus_official_website.[caseId].configs.tngDigital.statistics.2.label":"merchants","alipayplus_official_website.[caseId].configs.tngDigital.statistics.2.value":"2M+","alipayplus_official_website.[caseId].configs.tngDigital.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/FxmzBzf/Frame-2117131342.png","alipayplus_official_website.[caseId].configs.tngDigital.content":"$19","alipayplus_official_website.[caseId].configs.tngDigital.referecences.1":"[1][2] Internal source data.","alipayplus_official_website.[caseId].configs.tngDigital.referecences.2":"[3] ‘Touch ‘n Go’s GO+ fund is Now Shariah-compliant - GO+ fund becomes Malaysia’s first shariah-compliant eWallet product’. https://www.principal.com.my/en/principal-e-cash-fund-now-shariah-compliant","alipayplus_official_website.[caseId].configs.tngDigital.referecences.3":"[4] ‘GO+ now offers higher saving limit, unlocking more daily earnings with TNG eWallet’. https://www.touchngo.com.my/news/go-now-offers-higher-saving-limit-unlocking-more-daily-earnings-with-tng-ewallet/","alipayplus_official_website.[caseId].configs.tngDigital.referecences.4":"[5] 'TNG Digital launches Business Account to help even the smallest businesses grow with ease'. https://www.touchngo.com.my/news/tng-digital-launches-business-account-to-help-even-the-smallest-businesses-grow-with-ease/ ,and internal data sources.","merchant.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/04/9daqDuT/merchant-page-pc.png","merchant.banner.backgroundImage.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/04/jyK1lG2/merchant-page-h5.png","merchant.banner.video.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/07/KA7vlHy/7yue7ri.mp4","merchant.banner.title":"Your business’ passport to tourists in your market","merchant.banner.description":"In a world where digital payments are the preferred payment method for billions of tourists, Alipay+ is your universal payment gateway and the ultimate customer engagement toolbox.","merchant.banner.link.label":"Contact us","alipayPlus.common.core.route.openGraph.image.merchants":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/A4p9W3b/aplus-logo.png","alipayPlus.common.core.route.404Page.description":"It seems like we've lost this page.","alipayPlus.common.core.route.thecrew.title":"Alipay+ | The crew","alipayPlus.common.core.route.thecrew.description":"Alipay+ | The crew","alipayPlus.common.core.route.walletTech.title":"Alipay+ | Wallet Tech","alipayPlus.common.core.route.walletTech.description":"Alipay+ | Wallet Tech","consumers.banner.video.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/14/iMmotB8/consumer-banner-video-0714.mp4","consumers.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/23/UZQLtvo/Consumer-page-2.png","consumers.banner.backgroundImage.h5Webp":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/23/HSg5gFN/Consumer-page-1.png","consumers.solutions.title":"Pay smart, travel smart","consumers.solutions.description":"Over 150 million QR merchants and 150 million NFC merchants globally accept Alipay+ at the checkout, through 50 digital payment methods and growing. Whether you're shopping, dining, or exploring while you travel, paying abroad is as simple as paying at home.","consumers.solutions.mobilePayment.viewAll":"View all mobile payment methods","consumers.cards.icon.1":"https://cdn.marmot-cloud.com/storage/2025/06/25/63db659b-c554-4cc0-a7b2-22feaacf89e3.svg","consumers.cards.title.1":"Global coverage, exclusive deals","consumers.cards.description.1":"Pay with your home e-wallet or banking app with over 150 million online and in-store merchants and get exclusive sales, discounts, and promotions.","consumers.cards.icon.2":"https://cdn.marmot-cloud.com/storage/2025/06/25/11034d3b-f136-4442-a40a-430c59da6505.svg","consumers.cards.title.2":"Transparent FX rates","consumers.cards.description.2":"Seamless cross-border payments where your real-time foreign exchange rate is displayed at the point of payment.","consumers.cards.icon.3":"https://cdn.marmot-cloud.com/storage/2025/06/25/69b62420-abdb-4133-9db6-6e4e02d2721c.svg","consumers.cards.title.3":"Instant tax refund","consumers.cards.description.3":"Our instant tax refund capability ensures you receive your tax refund quickly and conveniently, in the currency of your home e-wallet or banking app.","consumers.cards.icon.4":"https://cdn.marmot-cloud.com/storage/2025/06/25/81f2dc7c-2ffe-42b8-932f-dc2f08006fdf.svg","consumers.cards.title.4":"Smart travel solutions","consumers.cards.description.4":"Streamline your journey with Alipay+ Voyager, our AI-enabled all-in-one travel solution. And ride effortlessly with our broad integration into local transportation, including subways, buses and taxis.","consumers.qa.title":"Frequently asked questions","consumers.qa.question1":"What if I need to query a transaction, or request a refund?","consumers.qa.answer1":"For specific transaction or refund-related issues, please contact your e-wallet or the digital payment provider through which you made the transaction.","consumers.qa.question2":"Does Alipay+ charge additional fees for cross-border payments?","consumers.qa.answer2":"No, Alipay+ doesn’t charge any additional fees.","consumers.qa.question3":"Can I use my home wallet if I’m travelling to Chinese mainland? ","consumers.qa.answer3":"Yes, tens of millions of merchants across the Chinese mainland accept Alipay+, enabling you to pay with your home wallet. Simply look for Alipay+ logo at checkout counters. Find out more.","consumers.qa.answer3.logoText":"Alipay+ logo","consumers.qa.answer3.clickText":"Find out more","consumers.qa.question4":"What’s the difference between Alipay and Alipay+?","consumers.qa.answer4":"Alipay is a digital payment method. It’s evolved from being one of China’s biggest e-wallets to being an all-in-one super app for daily payment and lifestyle needs. \n\nAlipay+ is a global unified wallet gateway. It aggregates many different mobile payment methods from around the world in one place, including Alipay.","alipayPlus.common.core.route.consumers.title":"Alipay+ | Consumers","alipayplus_official_website.header.langSwitch.mobile.title":"Country","consumers.content.description.row1":"Pay easily across borders with your trusted home wallet — wherever you see","consumers.payInChina.productAdaptor.desc.1":"Open a code for cross-border payment on an Alipay+ partner e-wallet","consumers.payInChina.productAdaptor.desc.2":"Present the payment code to the merchant for scanning","consumers.payInChina.productAdaptor.desc.3":"Payment completed","consumers.payInChina.productAdaptor.title.1":"Present and pay","consumers.payInChina.productAdaptor.desc.4":"Scan merchant’s payment code with an Alipay+ partner e-wallet","consumers.payInChina.productAdaptor.desc.5":"Enter the payment amount and confirm to pay","consumers.payInChina.productAdaptor.desc.6":"Payment completed","consumers.payInChina.productAdaptor.title.2":"Scan and pay","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourGlobalReachWith":"Expand your global reach with cross-border payments","alipayplus_official_website.config.pageConfig.merchantsConfig.InteroperableMobileAppPaymentsAre":"Interoperable mobile app payments are unlocking a new era of travel and commerce — one where cross-border payments are effortless, inclusive and secure. Alipay+ is a global unified wallet gateway, supporting QR and NFC. No matter the size of your business, Alipay+ unlocks global tourism growth opportunities like no other platform.","alipayplus_official_website.config.pageConfig.merchantsConfig.GlobalReach":"Global reach","alipayplus_official_website.config.pageConfig.merchantsConfig.WeConnectMerchantsWithOver":"We connect merchants with over 2 billion consumers globally, offering unparalleled scale and customer accessibility.","alipayplus_official_website.config.pageConfig.merchantsConfig.SeamlessPaymentSystems":"Seamless payment systems","alipayplus_official_website.config.pageConfig.merchantsConfig.WeEnhanceYourEfficiencyAnd":"We enhance your efficiency and customer convenience with cost-effective, easy-to-integrate payments capability that spans borders, devices and payment methods.","alipayplus_official_website.config.pageConfig.merchantsConfig.CustomerEngagementTechnology":"Customer engagement technology","alipayplus_official_website.config.pageConfig.merchantsConfig.OurOneStopDigitalSolutions":"Our one-stop digital solutions go far beyond payments. By helping businesses to digitise through solutions such as mini-apps, we help you enhance consumer experiences, and deepen your connection with customers everywhere.","alipayplus_official_website.config.pageConfig.merchantsConfig.ARewardingDigitalEcosystem":"A rewarding digital ecosystem","alipayplus_official_website.config.pageConfig.merchantsConfig.WeHelpYouEmbraceInternational":"We help you embrace international travellers. Alipay+ is more than cross-border payments, it’s a passport to a digital ecosystem of tailored promotions and comprehensive travel solutions.","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreMobilePaymentUsersConnect":"More mobile payment users connect through Alipay+","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForOnlineAndIn":"Built for online and in-store businesses","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourOnlineBusinessAt":"Expand your online business at scale","alipayplus_official_website.config.pageConfig.merchantsConfig.YourCustomersPaymentExperienceIs":"Your customers’ payment experience is crucial when it comes to boosting conversions. Alipay+ helps you optimise your customer journey and offer a smoother purchase process.","alipayplus_official_website.config.pageConfig.merchantsConfig.EfficientUnifiedCheckout":"Efficient unified checkout","alipayplus_official_website.config.pageConfig.merchantsConfig.OurUnifiedCheckoutProductSupports":"Our unified checkout product supports multiple payment methods, so your customers can easily recognise and select their home e-wallet or banking app. There’s no need to integrate new payment methods separately.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineCashierPayment":"Online Cashier Payment","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CCaBEFbc":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/GxyuS1e/merchant1.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.EDBBD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/39jrtqK/merchant2.json","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForCustomerEngagement":"Built for customer engagement","alipayplus_official_website.config.pageConfig.merchantsConfig.BoostYourConversionRatesBy":"Boost your conversion rates by reducing friction during the payment process with streamlined recurring payments, and provide incentives at checkout online.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineAutoDebit":"Online Auto Debit","alipayplus_official_website.config.pageConfig.merchantsConfig.PaymentMarketing":"Payment Marketing","alipayplus_official_website.config.pageConfig.merchantsConfig.carousel.0.label":"We have great cooperation with Alipay+, as it provides a seamless one-stop solution for integrating multiple payment methods quickly and conveniently. It's quite helpful for us to expand our business in the Asian market. We look forward to onboarding more top e-wallets via Alipay+, to bring our Asian customers a better shopping experience.","alipayplus_official_website.config.pageConfig.merchantsConfig.XiaoleiWang":"Xiaolei WANG","alipayplus_official_website.config.pageConfig.merchantsConfig.TechnicalDirectorCider":"Technical Director, Cider","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FFAEAca":"https://cdn.marmot-cloud.com/storage/2022/9/22/080194f6-f60a-49e4-aca5-a10346ad1b77.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.WeValueThePartnershipWith":"We value the partnership with Alipay+ as it helps us offer more benefits to the end user through the clever integration of new payment solutions and rewards programs – allowing us to reach out to and target a wider network of customers.","alipayplus_official_website.config.pageConfig.merchantsConfig.DamienPfirsch":"Damien Pfirsch","alipayplus_official_website.config.pageConfig.merchantsConfig.ChiefCommercialOfficerAgoda":"Chief Commercial Officer, Agoda","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FbDBAD":"https://cdn.marmot-cloud.com/storage/2022/9/22/5fb6649d-100b-4559-a615-d10fec2602fb.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreCrossBorderInStore":"More cross-border in-store transactions","alipayplus_official_website.config.pageConfig.merchantsConfig.FromCornerShopsToWorldwide":"From corner shops to worldwide superbrands, Alipay+ brings an extensive retail payment experience. We help merchants enhance their stores by digitising payments and accommodating more global mobile payment methods.","alipayplus_official_website.config.pageConfig.merchantsConfig.QrCodePaymentsMadeEasy":"QR code payments made easy for tourists","alipayplus_official_website.config.pageConfig.merchantsConfig.WeUnifyQrCodesSo":"We unify QR codes so you can accept any QR presented by the customer via Alipay+, while your POS accommodates acquirer and National QR codes, enabling global tourists to pay with ease, wherever they travel.","alipayplus_official_website.config.pageConfig.merchantsConfig.InStoreQrPayment":"In-Store QR Payment","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CfdfEcCccBB":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/Q3mEdrm/merchant3.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CEDAD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/SX7rlOg/merchant4.json","alipayplus_official_website.config.pageConfig.merchantsConfig.InstantPerksThatDriveMore":"Instant perks that drive more business","alipayplus_official_website.config.pageConfig.merchantsConfig.OurDataDrivenMarketingTechnology":"Our data-driven marketing technology enables you to design customer-tailored discounts, points or gifts for in-store redemption at the checkout when a customer scans the promotion code.","alipayplus_official_website.config.pageConfig.merchantsConfig.InStorePromotionCodes":"In-store Promotion Codes","aboutUs.banner.title":"Connecting the world through technology","alipayplus_official_website.About.Content.index.0EAHON":"Alipay+ is one of the business pillars of Ant International, along with other innovative solutions: Antom, WorldFirst, and Bettr.","home_header_aboutUs_title":"About us","alipayplus_official_website.Contact.FormSend.index.0B2CB4":"Please select","alipayplus_official_website.Contact.FormSend.index.0HBNLE":"Please input","home.en.banner.webp.pc.1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/pmU3nfO/banner-image-1.webp","home.en.banner.webp.pc.2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/7qFasDG/banner-image-2.webp","home.en.banner.webp.pc.3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/pKP9pfB/banner-image-3.webp","home.en.banner.webp.pc.4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/mhOLDyn/banner-image-4.webp","wallet.tech.open.part.list.description4":"AFAP, Alipay+ Financial-grade AI Platform as a Service (PaaS), enables businesses to develop their own super-apps by leveraging Alipay+'s latest full-stack technologies and expertise in online payments and digital financial services.","home.ph.banner.img.pc.2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/29/U5YR7Xf/Group-1321316683.png","alipayplus_official_website.Contact.FormSend.cancel":"Cancel","alipayplus_official_website.Contact.FormSend.confirm":"Confirm","alipayplus_official_website.wallet-tech.desc":"We help future-proof your wallet to meet new and diverse user needs, with comprehensive, secure, accessible payment solutions and wallet management app services, backed by extensive fintech expertise.","alipayplus_official_website.wallet-tech.imgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/19/Zo637dZ/Rectangle-1172.png","alipayplus_official_website.wallet-tech.h5ImgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/19/QQg0hMW/Rectangle-1172-1.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title1":"One-stop service","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc1":"End-to-end solutions from Alipay+ Wallet Platform cover everything from core functionality to digital lifestyle services, with an out-of-the-box platform enabling you to quickly deploy your digital wallet ecosystem within 3 to 6 months.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title2":"AI-powered applications","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc2":"Our technology integrates advanced AI capabilities, including smart content and fintech agent development, helping you reduce costs while boosting sales and customer satisfaction.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title3":"Comprehensive security safeguards","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc3":"Our advanced security technology keeps your customers’ money, data and transactions safe. We use a massive global network to spot risks in real time, smart systems to detect suspicious activity, and technology that protects user privacy.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title4":"Advanced risk management","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc4":"Our technology instantly analyses hundreds of risk patterns to stop fraud before it happens. ","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title5":"Financial-grade availability","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc5":"Our platform guarantees 99.999% uptime, with robust disaster recovery systems that ensure your services are always stable, available, and uninterrupted.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title6":"Leading fintech expertise","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc6":"Alipay+ Wallet Platform delivers tailored professional services for your financial app based on industry-leading proficiency, deep technical knowhow and unrivalled insights specific to your market.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techTitle":"Build your next-gen wallet platform","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techDesc":"We enable frictionless payments for your customers’ lifestyle needs, from food, transport, finance, to shopping, all in one place. Users, merchants, and banks are all linked through secure transaction tech, supported by our future-proof cloud technology. ","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techVideo":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/m0a5WYJ/wallet-tech-video.mp4","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle1":"Solutions for everyday","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle1":"Seamless integration for everyday needs","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc1":"From gaming, to dining, retail, transport, and healthcare, our wallet platform enables QR and NFC-supported payments a wide range of daily touchpoints, ensuring smoother, faster transactions.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle2":"Access a global ecosystem","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle2":"Global, cross-border connectivity","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc2":"Leveraging the Alipay+ ecosystem which connects you to billions of users worldwide, we enable seamless cross-border commerce and power your global growth. ","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle3":"End-to-end capabilities","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle3":"Scalable solutions for payments and more","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc3":"Delivering secure, compliant and scalable digital solutions covering everything from payment processing to real-time risk management, to innovative mini-programmes.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle4":"Future-proofed infrastructure","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle4":"Supported by global cloud technology","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc4":"Built on resilient and reliable Mobile Platform as a Service (mPaaS) and Data as a Service (DaaS) systems, our flexible cloud infrastructure enables you to get started quickly, while compatibility with multiple cloud providers helps power your scalability.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardTitle1":"Leading technologies","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardBulletPoint1":"Full cloud-native architecture, fully mobile-optimised","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardBulletPoint2":"Fintech-oriented","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardBulletPoint3":"Full utilisation of AI and other advanced technologies","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardTitle2":"E2E payment app solutions","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardBulletPoint4":"One stop wallet and app solutions","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardBulletPoint5":"Incorporated with various use cases","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardBulletPoint6":"Proven fintech expertise","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardTitle3":"Enhanced features","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardBulletPoint7":"Enhanced business operation experience","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardBulletPoint8":"Reliable risk-control performance","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techCardBulletPoint9":"Flexible marketing and promotion features","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capTitle":"Comprehensive payment capabilities","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1Title":"Online payments","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1Desc":"Seamless payments across a variety of online channels – with our extensive coverage of different business models and payment methods.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle1":"Diverse online payment products","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint1":"Auto-debit","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint2":"Cashier checkout","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint3":"Subscription","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint4":"Send money","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint5":"Collect money","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle2":"Rich variety of available payment methods","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint6":"e-wallet","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint7":"Bank card","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint8":"Buy Now, Pay Later (BNPL)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint9":"Virtual account","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint10":"Over-The-Counter (OTC)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint11":"and more","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle3":"Seamless customer experience","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint12":"App","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint13":"Web","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint14":"Wireless Application Protocol (WAP)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2Title":"In-store payments","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentTitle1":"Supporting QR and NFC payments for businesses of all sizes","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/NnoKjJ8/image-6346991.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption1":"QR payment (Customer presented)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/FZ8FBMu/image-6346992.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption2":"QR payment (Merchant presented)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/Opv8s1z/image-6346993.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption3":"NFC payment","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentTitle2":"Cutting-edge technological innovation","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/kQI1g15/image-6346994.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption4":"Bus QR","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/uExR6KM/image-6346995.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption5":"Subway","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage6":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/roqXl8V/image-6346996.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption6":"Parking solution","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementTitle":"AI-powered risk management","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementDesc":"SHIELD is our advanced technology which helps reduce risk and protect users’ funds. This AI-powered security system uses cloud-based protection to analyse transactions in under 0.2 seconds, and detect risks by processing trillions of data points instantly.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementIcon":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/22/w1hYtzQ/Digital-transformation-concept-1-3.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementH5Icon":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/1egREdF/Digital-transformation-concept-1-2.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle1":"Device protection","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc1":"Software Development Kit (SDK) to generate unique device ID and multiple device risk tags, serving 2 billion+ devices globally.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle2":"Robotic defence","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc2":"Identify abnormal bots traffics with quick integration APIs.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle3":"Privacy computing","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc3":"Process sensitive data using encryption technology to ensure personal privacy.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle4":"Graph computing","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc4":"World-leading graph computing techs to detect anomalous relationships between accounts and transactions.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle5":"Machine learning based detection","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc5":"Automatically identify high-risk threats through model algorithms with hundreds of patents.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle6":"Interactive defence","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc6":"Dynamic risk decisions and verifications that balance security and user experience.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementCardTitle":"Fraud protection expertise","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle1":"Scams","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic1":"patterns identified","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc1":"We identify activity used to scam victims out of money or personal information.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle2":"Account takeover","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic2":"loss rate","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc2":"We help prevent unauthorised access to your accounts.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle3":"Card fraud","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic3":"more effective than industry standard","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc3":"We detect unauthorised card transactions 30% more effectively than typical industry standards.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle4":"Bot attacks","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic4":"of attacks prevented","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc4":"We work to prevent malicious attacks by bots.\n","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle5":"Abuse","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic5":"of misuse attempts blocked","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc5":"We block over 99% of misuse attempts in marketing budgets, ensuring funds are spent only on legitimate campaigns.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle6":"Merchant risk","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic6":"risk rate","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc6":"We minimise your risk of engaging merchants involved in money laundering/gambling/scams.","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerTitle":"Create a leading
super app","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerDesc":"ASAP – Alipay+ Super App Platform – is the AI-driven recommendation engine that powers your evolution from payment app to super app, unlocking exponential growth.","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerCover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/28/YXWSQXv/Image.png","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerVideo":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/27/hLlyyRX/Back2-ASAP_1080p.mp4","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresTag":"Beyond the payment app","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresTitle":"From payments to redefining digital lifestyles","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag1":"For payments","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle1":"Seamless transactions","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc1":"Efficient payments and services from online to in-store","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag2":"For ecosystem partners","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle2":"Operational efficiency","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc2":"Mini-app and user tokenisation technology to help lower operational costs","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag3":"For wallets","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle3":"Traffic monetisation","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc3":"Mini-app ecosystem, payments and user tokenisation to boost user retention","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.title":"Powering your growth from onboarding to scaling","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.title1":"ASAP core capabilities","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/25/auz5lIN/iStock-1329808536.png","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title1":"Supply management","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title2":"Enrich user tagging and segmentation","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title3":"Intelligent delivery","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title4":"Smart recommendation engine","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title5":"All-in-one promotion platform","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.title2":"AI-driven growth engine","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.desc2":"Powering your sustainable growth with AI-driven technology","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/25/bsrOWD7/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title6":"Commercialisation and monetisation solutions","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title7":"AI-driven supply understanding","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title8":"Smart user profiling","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title9":"Artificial Intelligence Generated Content (AIGC) creation","alipayplus_official_website.wallet-tech.configs.SuperApp.businessTitle":"Boosting growth at every stage of your business","alipayplus_official_website.wallet-tech.configs.SuperApp.businessDesc":"The Alipay+ Super App Platform (ASAP) integrates with partner mini-programmes and plug-in solutions, enabling services like payments, bookings and social features, as an end-to-end unified business suite. ASAP’s AI-driven recommendation engine also lets you deliver personalised experiences to target audiences, delivering best-in-class business results.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessSwiperTitle":"How ASAP works","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title1":"1. Onboarding","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc1":"Accelerated mini-programmes integration with streamlined service onboarding, tagging, and quality control.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/ID8dBpV/Frame-2117131506.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title2":"2. Obtained traffic","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc2":"Drive user acquisition by distributing your services into the public domain, to give you broader visibility and generate more traffic.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/yuV4Dko/Frame-2117131506-1.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title3":"3. Marketing and operation","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc3":"Enhance engagement through membership systems and promotional tools such as coupons and vouchers to boost retention.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/F11iBPQ/Frame-2117131506-3.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title4":"4. Data analysis and business insights","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc4":"Real-time dashboards enable you to uncover new growth opportunities, track service performance, and benchmark industry trends.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/FByZoN7/Frame-2117131506-4.png","alipayplus_official_website.wallet-tech.configs.AI.title":"Powering fintech with leading AI innovation","alipayplus_official_website.wallet-tech.configs.AI.desc":"Alipay+ GenAI Cockpit is the AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build agentic and AI-native financial services, with enhanced efficiency, security, and flexibility.","alipayplus_official_website.wallet-tech.configs.AI.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/09/jCLKhsZ/GenAI-yingwenzimuzaixia.mp4","alipayplus_official_website.wallet-tech.configs.AI.features.title":"Ant International's AI Strategy for Next-Gen Finance","alipayplus_official_website.wallet-tech.configs.AI.features.desc":"Alipay+ GenAI Cockpit is a platform to help entrepreneurs architect an agentic and ultimately AI-native financial services, combining automated workflows and task orchestration with a dynamic enterprise context, across main fintech tasks, from payment orchestration, customer onboarding, compliance checks, to fraud detection, dispute resolution, as well as evaluation and performance optimisation.","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title1":"Out-of-the-box, business-ready","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc1":"With ready-to-use templates designed to tackle common challenges with ease, you can automatically set up workflows, streamline installation, and get started in no time. ","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title2":"Fine-tuned performance optimisation","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc2":"Cutting-edge retrieval-augmented generation (RAG) tools handle everything from evaluation to model tuning, enabling you to train smarter. Cut costs, streamline workflows and data analyses, and unlock your AI’s potential.","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title3":"Trusted, full lifecycle protection","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc3":"We combine trustworthy authentication, AI service safeguarding, and AI security inspection technologies as part of a comprehensive, cost-effective and full lifecycle AI service security protection system, ensuring secure access and attack prevention.","alipayplus_official_website.components.ErrorModule.404.decs":"Oh no! We couldn’t find the page you’re looking for.","alipayplus_official_website.components.ErrorModule.500.decs":"Oops! Something went wrong on our side.","alipayPlus.common.core.route.consumers.description":"Alipay+ | Consumers","alipayPlus.common.core.route.openGraph.image.consumers":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/ZGc6A3Y/aplus-logo-with-zhi.png","alipayplus_official_website.components.ErrorModule.404.Back":"Back","alipayplus_official_website.components.ErrorModule.500.Refresh":"Refresh","alipayplus_official_website.components.ErrorModule.500.Back":"Back","alipayPlus.contactUs.walltForm.question":"[\n {\n \"id\":\"rijljUE9x\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"NbXlBL_Oz\",\n \"rule\":\"phone\"\n }\n ]","alipayplus_official_website.config.pageConfig.payInTheChineseMainlandConfig.141OIG":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/18/2JeYean/Frame-2117130514.svg","alipayplus_official_website.config.pageConfig.payInTheChineseMainlandConfig.18PMHJ":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/18/4oaPwkd/Frame-2117130515.svg","alipayplus_official_website.config.pageConfig.payInTheChineseMainlandConfig.033DO0":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/18/NSryOEh/Frame-2117131504.svg","merchant.banner.link.antom":"Payment method for businesses","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentMethods":"Want to accept more payment methods? ","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentPlatform":"Add 300+ payment methods via Antom’s payments platform","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata1":"400+","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata2":"<1/100M","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata3":"30%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata4":">90%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata5":">99%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata6":"<0.01%","alipayplus_official_website.app.cn.page.logoImg":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/23/lWOd5hu/Frame-2117131538.png","alipayPlus.contactUs.merchant.form.question":"[\n {\n \"id\":\"5YfGZUb8I\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"91fF4xhg-\",\n \"rule\":\"phone\"\n }\n ]","alipayplus_official_website.wallet-tech.configs.AFAP.title":"The future of financial super apps","alipayplus_official_website.wallet-tech.configs.AFAP.desc":"Purpose-built for financial super apps, Alipay+ Financial-grade AI Platform as a Service (AFAP) harnesses cutting-edge AI technology to accelerate innovation and unlock growth.","alipayplus_official_website.wallet-tech.configs.AFAP.imgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/pjhzuZu/Rectangle-1172-6.png","alipayplus_official_website.wallet-tech.configs.AFAP.h5ImgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/oLI34JR/Rectangle-1172-7.png","alipayplus_official_website.wallet-tech.configs.AFAP.features.title":"Powering your global scalability","alipayplus_official_website.wallet-tech.configs.AFAP.features.desc":"Leveraging the global financial expertise of Ant Group, AFAP is a secure, scalable, high-performance platform for the next generation of financial apps. Combining advanced AI, green computing and robust security technologies in one place, AFAP helps modern financial businesses innovate faster, stay compliant, reduce costs, and expand globally.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title1":"Financial-grade platform","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc1":"We deliver uncompromising standards in security, compliance, reliability, and performance, to meet strict regulatory requirements, safeguard financial data, and process high volumes of transactions without interruption.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title2":"Enhanced compliance","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc2":"Security is built into AFAP’s design through multiple layers, including in-line, API-based, and host-based protections. Compliance with regulations is handled automatically and seamlessly as part of the system.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title3":"High availability","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc3":"AFAP provides a resilient, fault-tolerant platform, which actively keeps your business operations going, even in the face of unforeseen disruptions.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title4":"Dynamic scalability","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc4":"Scale up or down rapidly and automatically, enable you to handle peak transaction periods, adapt to fluctuations, and bring new features and products to market faster.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title5":"Optimised resource usage","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc5":"AFAP offers hybrid and mixed online-offline deployment options, so you can keep sensitive data or key systems on-site, while using cloud flexibility to quickly develop and deploy new applications.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title6":"Advanced management tools","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc6":"Stay ahead of the strategic shift towards data-driven operations and proactive risk management in financial services, with extensive monitoring, automated operations and maintenance, and advanced data analytics tools.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag1":"Green Computing","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title1":"More computing with less carbon","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc1":"Build software that works on all devices and uses cloud tools to seamlessly blend old and new hardware, cutting waste and boosting performance.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/10/pxi9wD0/Environmental-technology-concept-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/10/k2Vxmhz/Environmental-technology-concept-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag2":"Trusted Service","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title2":"Cloud-native services that don’t compromise security or reliability","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc2":"Run apps flexibly across any cloud or local hardware, with full support for setup, updates, and management, all on one workflow.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/kb7BEU2/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/K23yn3z/kejixinpian-1-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag3":"Privacy Computing","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title3":"Streamlined data flow","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc3":"We provide an open-source, trusted privacy computing framework, which facilitates wide utilisation of data.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/5zKGN4T/iStock-1329808536.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/da81xQu/kejixinpian-1-2.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag4":"Foundation Model","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title4":"Boosting user growth and revenue growth","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc4":"Leverage foundational AI to merge public-private traffic, boosting user and revenue growth.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/nFmc6Nf/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/Vj6GdKg/kejixinpian-1-3.png","alipayplus_official_website.wallet-tech.configs.AI.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/29/LruLEG5/Image-1.png","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title4":"Enterprise-grade resource management","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc4":"Empower your business with smart, scalable, and global computing power, from mainstream large models to cost-effective proprietary resources. ","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.desc1":"ASAP's diverse product capabilities create hyper-personalised customer experiences that increase your conversions.","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title10":"Automated recommendation strategy","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title11":"Al-driven copilot","alipayplus_official_website.wallet-tech.configs.AI.textPart.title":"Driving next-gen finance","alipayplus_official_website.wallet-tech.configs.AI.textPart.desc1":"Making AI systemically work for finance remains the holy grail of the current AI revolution. Alipay+ GenAI Cockpit is a platform to help entrepreneurs architect an agentic and ultimately AI-native financial services.","alipayplus_official_website.wallet-tech.configs.AI.textPart.desc2":"Alipay+ GenAI Cockpit combines automated workflows and task orchestration with a dynamic enterprise context, across main fintech tasks, from payment orchestration, customer onboarding, compliance checks, to fraud detection, dispute resolution, as well as evaluation and performance optimisation.","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.title":"Innovative support functions","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title1":"Customer service agents","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title2":"Merchant payment co-pilots","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title3":"Financial AI assistants","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title4":"Consumer AI assistants","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.title":"AFAP innovation","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.title":"Key features","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title1":"AI SHIELD: Leading fraud prevention","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des1":"AI SHIELD delivers industry-leading, comprehensive risk detection and effective defence, addressing core needs including AI security assessment, threat countermeasures, and risk management.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/O7Bc4KQ/iStock-1329808536-2.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/5XPXXiV/iStock-1329808536-3.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.title1":"Pre-deployment AI authentication","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.des1":"Covering risks of the entire stack from physical data centres to AI agents.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.title2":"Precision AI threat countermeasures","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.des2":"Build embedded threat awareness and defense capabilities within the agents to reduce AI security risks like prompt injection, data leaks, and malicious manipulation.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title2":"Deep vertical financial expertise","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des2":"Alipay+ GenAI Cockpit helps our partners build powerful, industry-specialised fintech agents, developed from global financial expertise.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/OOUbhwp/kejixinpian-1-4.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/bD4W7v1/kejixinpian-2.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title1":"Major servers supported","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des1":"Alipay+ GenAI Cockpit’s Model Context Protocol (MCP) marketplace supports major servers developed thus far and allows businesses to create their own MCP servers to enable autonomous task completion.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title2":"Integrated knowledge bases","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des2":"We integrate critical fintech knowledge, such as bank transfer rules and dispute resolution policies.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title3":"Precision-boosting tools","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des3":"The Cockpit toolbox supports retrieval-augmented generation (RAG), post-training, evaluation, and industry-specific benchmarking, helping to improve model precision.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title3":"Full-stack FinAI platform support","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des3":"Cockpit offers a wide selection of pre-built and fully customisable agents.","alipayPlus.Mobile.banner.button.text":"Contact us","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/tO6xQd0/iStock-1329808536-5.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/91G9YJR/iStock-1329808536-4.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.title1":"Pre-built agents","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.des1":"Pre-built agents cover regular tasks including customer service, content curation for targeted marketing, and AI-assisted coding.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.title2":"Fully customisable","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.des2":"Furthermore, you can easily customise agents for more specialised tasks, such as travel advisory, tax refunds, cross-border remittance, and loyalty rewards.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title4":"Globalised infrastructure","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des4":"Alipay+ GenAI Cockpit leverages the power of leading LLMs and supports deployment on public clouds and on-premises environments.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/89fXsqm/kejixinpian-1-5.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/rG3o2DM/kejixinpian-2-1.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.title1":"Leveraging over 20 leading LLMs","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.des1":"Including our proprietary Falcon Time-Series Transformer FX Model.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.title2":"Flexible deployment","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.des2":"The Cockpit supports flexible deployment across public clouds and on-premises environments, drawing on strategic partnerships with Google Cloud and other top-tier infrastructure providers.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.SeamlessDigitalPayments":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/y9sDwIH/seamless-digital-payments.svg","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessDigitalAndPhysicalPayments":"Seamless digital and physical payments","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentConvenienceFor":"Cross-border payment convenience for your users is our priority. We enable your customers to pay however they want, wherever they are – online or in-store – with QR and NFC supported.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.MaximiseYourReach":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/sdfUfgz/maximise-your-reach.svg","alipayplus_official_website.(global).mobile-payment-provider.content.MaximiseYourReach":"Maximise your reach","alipayplus_official_website.(global).mobile-payment-provider.content.OurNfcPartnershipWithMastercard":"Our NFC partnership with Mastercard means we can reach over 150 million acceptance locations worldwide. Our partnerships with National QR schemes help build your interoperability and connectivity in new markets and provide operational support.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.UserGrowthEngine":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/EnnBHPb/user-growth-engine.svg","alipayplus_official_website.(global).mobile-payment-provider.content.UserGrowthEngine":"User growth engine","alipayplus_official_website.(global).mobile-payment-provider.content.OurGlobalMarketingAndGrowth":"Our global marketing and growth experts accelerate user acquisition, activation, and retention to optimise your payment ecosystem’s performance and long-term success.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.AiPoweredSuperApp":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/JymEuf7/AI-powered-super-app.svg","alipayplus_official_website.(global).mobile-payment-provider.content.AiPoweredSuperAppTechnology":"AI-powered super app technology","alipayplus_official_website.(global).mobile-payment-provider.content.IntegratingYouSeamlesslyWithYour":"Integrating you seamlessly with your users’ digital lifestyles, our AI tools enable you to upgrade and transform your digital wallet into an industry-leading super app.","iap.img.Mobile.banner.poster.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/20/3u71Wzq/2ce6c7a5-874d-48af-ba9f-ac6bcc0b4aa6-1.png","iap.video.mp4.Mobile.banner.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/zt72JP9/mobile-payment-hero-banner-mobile.mp4","alipayplus_official_website.mobile-payment-provider.content.OneTimeIntegration":"One-time integration","alipayplus_official_website.mobile-payment-provider.content.WeAreTheGlobalPartner":"We are the global partner and merchant aggregator for payment service providers, looking to globalise your business with unrivalled global merchant coverage through a single integration.","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentsPower":"CROSS-BORDER PAYMENTS POWER","alipayplus_official_website.(global).mobile-payment-provider.content.ExpandingYourPaymentCapabilities":"Expanding your payment capabilities","alipayplus_official_website.(global).mobile-payment-provider.content.ByIntegratingWithAlipayYou":"By integrating with Alipay+, you can offer your users total, seamless payment convenience – in-store, online, and around the world.","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessPaymentTechnology":"Seamless payment technology","alipayplus_official_website.(global).mobile-payment-provider.content.OurIndustryLeadingInnovationsEliminate":"Our industry-leading innovations eliminate payment frictions for your users – from online checkouts to in-store QR and NFC payments around the world – whether they’re one-time customers or repeat business.","alipayplus_official_website.(global).mobile-payment-provider.content.CashierPayment":"Cashier Payment","alipayplus_official_website.(global).mobile-payment-provider.content.AutoDebit":"Auto Debit","alipayplus_official_website.(global).mobile-payment-provider.content.InStorePayment":"In-Store Payment","alipayplus_official_website.(global).mobile-payment-provider.content.RewardsTailoredToYou":"Rewards tailored to you","alipayplus_official_website.(global).mobile-payment-provider.content.SuperchargeConversionsWithRewardsIncentives":"Supercharge conversions with rewards, incentives, and exclusive promotions through Alipay+, tailored to your users’ payment app.","alipayplus_official_website.(global).mobile-payment-provider.content.PaymentMarketing":"Payment Marketing","alipayplus_official_website.(global).mobile-payment-provider.content.DigitalGatewayTechnology":"DIGITAL GATEWAY TECHNOLOGY","alipayplus_official_website.(global).mobile-payment-provider.content.TechToUpgradeYourPlatform":"Tech to upgrade your platform","alipayplus_official_website.(global).mobile-payment-provider.content.PaymentServiceProvidersAreIncreasingly":"Payment service providers are increasingly becoming the backbone of their users’ digital lifestyles. Alipay+ helps our partners upgrade their existing platforms to go beyond just payments, and create all-in-one digital super apps.","alipayplus_official_website.(global).mobile-payment-provider.content.FutureReadyDigitalTools":"Future-ready digital tools","alipayplus_official_website.(global).mobile-payment-provider.content.BuildIndustryLeadingDigitalWallets":"Build industry-leading digital wallets and super apps with our advanced, AI-powered tools, and connect with a global tourism market through our all-in-one digital travel companion.","alipayplus_official_website.(global).mobile-payment-provider.content.WalletTech":"Wallet Tech","alipayplus_official_website.(global).acquirer.content.png.FECdEAb":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/Ty49XmO/BA2006CC-B3ED-4A70-8EE3-45D6830E6661.png","alipayplus_official_website.(global).acquirer.content.mp4.AcquirerBannerPc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/22/pWUZMth/acquirer-banner-pc.mp4","alipayplus_official_website.(global).acquirer.content.ContactUs":"Contact us","alipayplus_official_website.(global).acquirer.content.WhereHyperLocalisedMeets":"Where hyper-localised meets\nglobal scalability","alipayplus_official_website.(global).acquirer.content.GlobalScalability":"global scalability","alipayplus_official_website.(global).acquirer.content.WithDigitalPaymentsPredictedTo":"With digital payments predicted to account for 80% of all transactions in Asia by 2030, seizing the cross-border commerce and global travel market opportunity means giving your merchants a single platform for global and localised payment methods, supporting QR and NFC, and interoperability with National QR.","alipayplus_official_website.(global).acquirer.content.ScalingInIncreasinglyCashlessEconomies":"Scaling in increasingly cashless economies goes beyond just payments. With Alipay+, your merchants unlock a whole new digital ecosystem, reaching nearly two billion consumers who connect their lifestyles and travel needs instantly through financial apps and super apps.","alipayplus_official_website.(global).acquirer.content.MultiplePaymentAppsAllWithin":"Multiple payment apps, all within your grasp","alipayplus_official_website.(global).acquirer.content.ViewAllMobilePaymentMethods":"View all mobile payment methods","alipayplus_official_website.(global).acquirer.content.PaymentSolutions":"PAYMENT SOLUTIONS","alipayplus_official_website.(global).acquirer.content.OnboardLeadingPaymentMethodsOn":"Onboard leading payment methods on one simple platform","alipayplus_official_website.(global).acquirer.content.FromCardsAndBankingApps":"From cards and banking apps to digital wallets, Alipay+ removes the hassle of negotiation and individual contract signing with each mobile payment method. There’s no need for separate integrations each time a new method is introduced, and no need to worry about different specifications, currencies, or terms.","alipayplus_official_website.(global).acquirer.content.TailorYourPaymentOfferingTo":"Tailor your payment offering to merchants’ needs","alipayplus_official_website.(global).acquirer.content.EveryPaymentNeedCovered":"Every payment need covered","alipayplus_official_website.(global).acquirer.content.AlipayHelpsYouCoverDiverse":"Alipay+ helps you cover diverse and ever-changing payment scenarios, ensuring you keep up with digital payment trends and your merchants can connect with a wide range of global consumers.","alipayplus_official_website.(global).acquirer.content.MarketingSolutions":"MARKETING SOLUTIONS","alipayplus_official_website.(global).acquirer.content.EquipYourMerchantsWithGreater":"Equip your merchants with greater digital marketing capability","alipayplus_official_website.(global).acquirer.content.StandOutFromOtherPayment":"Stand out from other payment service providers. Our data-driven marketing technology enables your merchants to design customer-tailored promotions, helping attract more customers and driving more sales for your merchants.","alipayplus_official_website.(global).acquirer.content.DigitalSolutions":"DIGITAL SOLUTIONS","alipayplus_official_website.(global).acquirer.content.CustomerEngagementThatGoesBeyond":"Customer engagement that goes beyond payments","alipayplus_official_website.(global).acquirer.content.WithAlipayOurOneStop":"With Alipay+, our one-stop digital solutions go far beyond payments. By helping businesses to digitise through solutions such as mini-apps, and build leading super apps, Alipay+ helps merchants enhance consumer experiences and connect with users’ digital lifestyles. Meanwhile, our end-to-end travel solution Alipay+ Voyager offers merchants a unique gateway for tourist needs.","alipayPlus.common.core.route.walletTech.afap.title":"Alipay+ | Financial-grade AI Platform (AFAP)","alipayPlus.common.core.route.walletTech.afap.description":"Purpose-built for financial super apps, Alipay+ Financial-grade AI Platform as a Service (AFAP) harnesses cutting-edge AI technology to accelerate innovation and unlock growth.","alipayPlus.common.core.route.walletTech.genaiCockpit.title":"Alipay+ | GenAI Cockpit","alipayPlus.common.core.route.walletTech.genaiCockpit.description":"Alipay+ GenAI Cockpit is the AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build agentic and AI-native financial services.","alipayPlus.common.core.route.walletTech.superApp.title":"Alipay+ | Super App Platform (ASAP)","alipayPlus.common.core.route.walletTech.superApp.description":"ASAP – Alipay+ Super App Platform – is the AI-driven recommendation engine that powers your evolution from payment app to super app, unlocking exponential growth.","alipayPlus.common.core.route.walletTech.walletPlatform.title":"Alipay+ | Your next-gen wallet platform","alipayPlus.common.core.route.walletTech.walletPlatform.description":"Future-proof your wallet to meet new and diverse user needs, with comprehensive, secure, accessible payment solutions and wallet management app services.","alipayplus.nfc.banner.title":"Alipay+ NFC: \nNext generation tap to pay","alipayplus.nfc.banner.desc":"Alipay+ NFC enables wallets to offer tap-to-pay acceptance across Mastercard’s global contactless network, all within your existing wallet infrastructure.","alipayplus.nfc.banner.button.text":"Speak to our experts","alipayplus.nfc.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/22/ZSa79AQ/1A6AB3C7-012C-4278-A529-C95ADA6B9CED.png","alipayplus.nfc.banner.backgroundImage.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/16/M50iteW/xin_7-3.png","alipayplus.nfc.banner.textpart.title":"Expand globally with Alipay+ NFC","alipayplus.nfc.banner.textpart.desc1":"Extend your global reach into NFC-dominated markets, without needing to rebuild your wallet. Users have more ways to pay – whether via NFC and QR –all directly available in their preferred app. ","alipayplus.nfc.banner.textpart.desc2":"That’s because Alipay+ NFC allows wallets to support tap to pay on contactless terminals worldwide by using existing wallet capabilities, so there’s no additional need for a separate NFC investment or card issuance. ","alipayplus.nfc.nfcImagePart.image":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/18/LRMwIpW/image-6346909-1.png","alipayplus.nfc.nfcImagePart.title":"The unified payment gateway","alipayplus.nfc.nfcImagePart.desc":"Alipay+ NFC redefines how wallets and merchants connect digitally, by giving wallet users globally even more seamless payment options.","alipayplus.nfc.cards.title1":"Easy to integrate","alipayplus.nfc.cards.bulletPoints1.point1":"Effortless activation","alipayplus.nfc.cards.bulletPoints1.point3":"No personal information required","alipayplus.nfc.cards.bulletPoints1.point2":"No card application or issuance","alipayplus.nfc.cards.title2":"Enhanced payments capabilities","alipayplus.nfc.cards.bulletPoints2.point1":"Completely in-app","alipayplus.nfc.cards.bulletPoints2.point2":"Unified NFC and QR","alipayplus.nfc.cards.bulletPoints2.point3":"Easy and secure","alipayplus.nfc.cards.title3":"Integrated marketing and digital services","alipayplus.nfc.cards.bulletPoints3.point1":"Seamless user journeys","alipayplus.nfc.cards.bulletPoints3.point2":"World-class Mastercard rewards","alipayplus.nfc.cards.bulletPoints3.point3":"Digitisation services from Alipay+","alipayplus.nfc.features.title1":"Go quick-to-market with your existing infrastructure","alipayplus.nfc.features.desc1":"Alipay+ NFC is designed as a ‘plug and play’ platform, meaning it integrates seamlessly with your existing wallet infrastructure, so you can get started and go live fast.","alipayplus.nfc.features.imgPc1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/24/pZLGulg/213789A3-3B9E-4DAF-B80A-C25AC9AE962C.jpg","alipayplus.nfc.features.imgH51":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/24/JVqjpoe/Frame-2117131266-4.png","alipayplus.nfc.features.title2":"Go quick-to-market","alipayplus.nfc.features.desc2":"Launch your NFC payment capability in just two months using Alipay+’s plug-and-play solution. Alipay+ converts complicated authorisation and capture logic to wallet adaptable payment logic and accommodates both cross-border and domestic transactions.","alipayplus.nfc.features.imgPc2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/06/ZcXTkh7/image-6346908.png","alipayplus.nfc.features.imgH52":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/06/iOK1yua/Frame-2147228503-1.png","alipayplus.nfc.list.label1":"“At GCash, our goal has always been to drive financial innovation and create an inclusive, cashless ecosystem. With Tap to Pay, we're not just modernising payments; we're empowering Filipinos with a seamless and globally competitive solution that is locally relevant and universally accessible.”","alipayplus.nfc.list.author1":"- Ren-Ren Reyes","alipayplus.nfc.list.position1":"- President and CEO of GCash mobile wallet operator G-Xchange, Inc","alipayplus.nfc.list.icon1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/12/KchvAao/Mask-group.png","alipayPlus.common.core.route.NFC.title":"Alipay+ | NFC","alipayplus_official_website.(global).ar-glasses.content.svg.Solution":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/hwT980f/1-Solution.svg","alipayplus_official_website.(global).ar-glasses.content.EnhancedUserExperience":"Enhanced user experience","alipayplus_official_website.(global).ar-glasses.content.ReachANewGenerationOf":"A new gateway for interactive commerce – the iconically-styled Alipay+ GlassPay. Users can quickly scan QR codes in-store, wherever Alipay+ is available, and make payments using their preferred wallet with simple voice commands.","alipayplus_official_website.(global).ar-glasses.content.svg.Grade":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/ArOJ8VT/2-Grade.svg","alipayplus_official_website.(global).ar-glasses.content.IndustryLeadingInnovation":"Industry-leading innovation","alipayplus_official_website.(global).ar-glasses.content.AdvancedPaymentTechnologyFromAlipay":"A new view of your everyday, and a simplified checkout from Alipay+, all rendered through the glasses’ digital graphic display, controlled by AI-driven voice processing and QR-scanning technology, ensuring a fast, seamless payments process.","alipayplus_official_website.(global).ar-glasses.content.svg.Polymerization":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/646wIhB/3-Polymerization.svg","alipayplus_official_website.(global).ar-glasses.content.AiPoweredSecurity":"AI-powered security","alipayplus_official_website.(global).ar-glasses.content.ASecureAndFrictionlessAr":"Cutting-edge user protections like iris authentication technology, which instantly recognises the user; AI-powered biometric verification, including voice interface with intent recognition and voiceprint authentication; and a security suite featuring advanced encryption to safeguard user data.","alipayplus_official_website.(global).ar-glasses.content.StepScanTheCodeIn":"Scan the code in-store","alipayplus_official_website.(global).ar-glasses.content.png.Saomaye":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/3XmcDY2/1-saomaye.png","alipayplus_official_website.(global).ar-glasses.content.StepSayTheAmount":"Say the amount","alipayplus_official_website.(global).ar-glasses.content.png.Yuyinshuru":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/pNr8ogC/2-yuyinshuru.png","alipayplus_official_website.(global).ar-glasses.content.StepConfirmThePayment":"Confirm the payment","alipayplus_official_website.(global).ar-glasses.content.png.Yuyinshuruchenggong":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/bhJGA1P/3-yuyinshuruchenggong.png","alipayplus_official_website.(global).ar-glasses.content.StepPaymentSuccessful":"Payment successful","alipayplus_official_website.(global).ar-glasses.content.png.Zhifuchenggong":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/D89vgIe/4-zhifuchenggong.png","alipayplus_official_website.(global).ar-glasses.content.StepSayYourItinerary":"Say your itinerary","alipayplus_official_website.(global).ar-glasses.content.png.Loading":"https://cdn.marmot-cloud.com/storage/intl_website/2026/02/10/3VQNWEE/Loading-1.png","alipayplus_official_website.(global).ar-glasses.content.StepChooseYourPickupLocation":"Choose your pickup location","alipayplus_official_website.(global).ar-glasses.content.png.Shangchedian":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/riw0S8R/2shangchedian.png","alipayplus_official_website.(global).ar-glasses.content.StepConfirmYourCarFare":"Confirm your car & fare","alipayplus_official_website.(global).ar-glasses.content.png.Xuanzechexing":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/8lEuKyH/3xuanzechexing.png","alipayplus_official_website.(global).ar-glasses.content.StepVehicleDetails":"View vehicle details","alipayplus_official_website.(global).ar-glasses.content.png.Cheliangsijixinxi":"https://cdn.marmot-cloud.com/storage/intl_website/2026/02/10/j8KvVil/cheliangsijixinxi-1.png","alipayplus_official_website.(global).ar-glasses.content.StepNavigateToYourPickup":"Navigate to your pickup spot","alipayplus_official_website.(global).ar-glasses.content.png.Taitouchakandaohang":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/jNQ1Vu6/5taitouchakandaohang.png","alipayplus_official_website.(global).ar-glasses.content.Logistics":"Logistics","alipayplus_official_website.(global).ar-glasses.content.png.Image":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/CfFUWon/image-6346905.png","alipayplus_official_website.(global).ar-glasses.content.Travel":"Travel","alipayplus_official_website.(global).ar-glasses.content.FoodBeverage":"Food & Beverage","alipayplus_official_website.(global).ar-glasses.content.png.Frame":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/hEI3ArD/Frame-2147228773.png","alipayplus_official_website.(global).ar-glasses.content.ECommerce":"E-Commerce","alipayplus_official_website.(global).ar-glasses.content.More":"More","alipayplus_official_website.(global).ar-glasses.content.SmartMeetsStylePowerYour":"Smart meets style: Power your payments with Alipay+ GlassPay","alipayplus_official_website.(global).ar-glasses.content.ANewViewOfThe":"The future of payments through augmented reality. Introducing one of the first smart glasses-enabled payment solution from Alipay+, a more secure and immersive consumer experience.","alipayplus_official_website.(global).ar-glasses.content.SpeakToOurTeam":"Contact us","alipayplus_official_website.(global).ar-glasses.content.OpeningUpNewRevenueStreams":"Empowering merchants and payment providers ","alipayplus_official_website.(global).ar-glasses.content.ForDigitalWallets":"through AI and AR","alipayplus_official_website.(global).ar-glasses.content.SignatureStyleMeetsIndustryLeading":"Signature style meets industry-leading smart technology. Alipay+ GlassPay – the revolutionary AR glasses-embedded payment solution that’s bridging physical and digital consumer experiences. Consumers enjoy interactive shopping and make seamless payments with QR scanning and voice commands, all supported by one of the first biometric security innovation.","alipayplus_official_website.(global).ar-glasses.content.QrCodeScanning":"QR code scanning","alipayplus_official_website.(global).ar-glasses.content.InAction":"in action","alipayplus_official_website.(global).ar-glasses.content.WhetherGettingACoffeeShopping":"Whether getting a coffee, shopping for groceries or paying for clothes, Alipay+ GlassPay makes it easy. Simply scan a QR code in-store, wherever Alipay+ is available.","alipayplus_official_website.(global).ar-glasses.content.RideHailWithoutLookingAt":"Ride hail without looking at your phone","alipayplus_official_website.(global).ar-glasses.content.RideHailingJustBecameA":"Ride hailing just became a lot simpler – move seamlessly from putting on your Alipay+ GlassPay, to choosing your journey and vehicle, to navigating to your pickup point and confirming the fare.","alipayplus_official_website.(global).ar-glasses.content.WithMuchMoreToCome":"With much more to come","alipayPlus.common.core.route.arGlasses.title":"Alipay+ | GlassPay","alipayPlus.common.core.route.arGlasses.description":"Alipay+ | 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It helps you send, spend, and receive money internationally, with minimum fees, maximum ease, and full speed.","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.dtc":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/31/wUZpbeG/1769054901234-302be5d5-8bcc-4588-b961-48ff674f2ba0.png","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.ifast":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/31/S6mibL1/1774852445800-23680136-56ea-4da5-baf4-d4a55bae7e37.png","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.wise":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/01/oTsP5QV/Margin-2.svg","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.uab":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/01/h8d7Yqa/Margin-3.svg","alipayplus.tax-refund.section1.logo.moreWallets":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/03/lA3j7qG/tuceng_1.svg","alipayplus.bluetap.featuresCard.cards.imageUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/gJtOIV6/4-Wallet-qianbao-1.svg","alipayplus.bluetap.featuresCard.cards.title1":"Effortless payments with no interruption","alipayplus.bluetap.featuresCard.cards.description1":"Users simply tap - no activation required, no new app to download, and no interruption to what they're doing.","alipayplus.bluetap.featuresCard.cards.imageUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/tOBfxjU/4-Mobile-Banking-shoujiyinhang-2.svg","alipayplus.bluetap.featuresCard.cards.title2":"Cross-compatible with mobile platforms","alipayplus.bluetap.featuresCard.cards.description2":"Alipay+ BlueTap is compatible with both iOS and Android platforms.","alipayplus.bluetap.featuresCard.cards.imageUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/7UDmOdT/saoma.svg","alipayplus.bluetap.featuresCard.cards.title3":"Utilise existing QR infrastructure","alipayplus.bluetap.featuresCard.cards.description3":"Leveraging your existing QR payment infrastructure, with minimal development while maintaining security.","alipayplus.bluetap.featuresCard.cards.imageUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/16/fdSBY1w/7-Merchant-Benefit-shanghuliyi.svg","alipayplus.bluetap.featuresCard.cards.title4":"Applications beyond payments","alipayplus.bluetap.featuresCard.cards.description4":"Integrated digitalisation solutions that optimise operations and boost customer conversions.","alipayplus.bluetap.content.title":"Simple, versatile integration","alipayplus.bluetap.content.description":"Alipay+ BlueTap can be easily integrated into merchants’ existing payments infrastructure in ways that suit every payment scenario.","alipayplus.bluetap.content.cards.imageUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/kqA4MK6/Frame-2147228971.svg","alipayplus.bluetap.content.cards.title1":"Plug-and-play","alipayplus.bluetap.content.cards.description1":"Integrate BlueTap seamlessly and quickly by simply plugging into your existing payment set-up via USB connection.","alipayplus.bluetap.content.cards.imageUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/ppHJnz1/5-Container-rongqi.svg","alipayplus.bluetap.content.cards.title2":"Standalone terminal","alipayplus.bluetap.content.cards.description2":"The distinctive BlueTap terminal enables merchants to accept payments, including smartphone tap-to-pay, QR and card payments via a single device.","alipayplus.bluetap.content.cards.imageUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/Y41sqvF/3-Calculator-jisuanqi.svg","alipayplus.bluetap.content.cards.title3":"POS integration","alipayplus.bluetap.content.cards.description3":"BlueTap can be easily integrated with merchants’ existing POS terminals, enabling seamless smartphone tap-to-pay, QR and card payments.","alipayplus.bluetap.blueTapData.tag1":"For mobile payment partners","alipayplus.bluetap.blueTapData.title1":"Minimal development for maximum interoperability","alipayplus.bluetap.blueTapData.des1":"More wallet partners are joining BlueTap, creating a fast-growing, cross-border tap-to-pay network that’s co-branded with their logos. Simple hardware and software integration with minimal development. Users just tap – no app to open or activation required – while our smart tech automatically selects their preferred payment method, anywhere.","alipayplus.bluetap.blueTapData.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/1HDd7Jo/bluetap-01.png","alipayplus.bluetap.blueTapData.tag2":"For merchants","alipayplus.bluetap.blueTapData.title2":"Digitalisation that goes beyond payments","alipayplus.bluetap.blueTapData.des2":"Use BlueTap as a standalone terminal or integrate it with your existing POS system to unlock a new global customer ecosystem. Meanwhile, access powerful digital upgrades, from AI assistance, to conversion-boosting promotions, mini-program ecosystems, coupons, and loyalty programs – all powered by Alipay+ BlueTap.","alipayplus.bluetap.blueTapData.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/brfSoiO/image-11236973.png","alipayplus.bluetap.blueTapData.tag3":"For consumers","alipayplus.bluetap.blueTapData.title3":"A more convenient and faster QR payment experience","alipayplus.bluetap.blueTapData.des3":"Alipay+ BlueTap offers a faster and more convenient alternative to the QR payment experience most consumers are accustomed to. Users simply tap with their BlueTap-enabled devices wherever our distinctive blue ring is available for seamless, contactless payments.","alipayplus.bluetap.blueTapData.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/7EAg6pa/iStock-1338580111-1.png","alipayplus.bluetap.banner.title":"Tap into a new global payment ecosystem","alipayplus.bluetap.banner.content":"Alipay+ BlueTap combines QR payment with NFC technology to power a faster, more convenient wallet payment experience, while creating new digitalisation opportunities for merchants and wallet users","alipayplus.bluetap.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/2Eh11Ic/bluetap-hero-final.mp4","alipayplus.bluetap.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/4youq9x/bluetap-hero-gaijine-1.png","alipayplus.bluetap.banner.action":"Get started today","alipayplus.bluetap.BlueTapBlueRingSection.title1":"Look for the","alipayplus.bluetap.BlueTapBlueRingSection.title2":"blue ring","alipayplus.bluetap.BlueTapBlueRingSection.desc":"Trusted by millions. 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It’s a plug-and-play way to make your wallet “agent-ready” for the next generation of commerce.","alipayplus.agentic-mobile-protocal.featuresCard.cards.imageUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/16/oKISefW/4-Coin-Stack-yingbiduidie.svg","alipayplus.agentic-mobile-protocal.featuresCard.cards.title1":"AI-native","alipayplus.agentic-mobile-protocal.featuresCard.cards.description1":"Enable AI agents to pay with your wallet autonomously and in the background – no extra app opening or manual confirmation for every small transaction.","alipayplus.agentic-mobile-protocal.featuresCard.cards.imageUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/lPSFq72/Face-recognition-renlianshibie.svg","alipayplus.agentic-mobile-protocal.featuresCard.cards.title2":"Robustly secure","alipayplus.agentic-mobile-protocal.featuresCard.cards.description2":"Users approve clear spending intents, while you maintain full control over security, budgets, and risks through authentication and intent governance.","alipayplus.agentic-mobile-protocal.featuresCard.cards.imageUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/HhhmrJK/File-settings-one-wenjianshezhi1.svg","alipayplus.agentic-mobile-protocal.featuresCard.cards.title3":"Seamless integration","alipayplus.agentic-mobile-protocal.featuresCard.cards.description3":"Enable effortless integration across AI agents and wallets with mainstream protocols, without redesigning your core payment stack.","alipayplus.agentic-mobile-protocal.featuresCard.cards.imageUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/16/0i0oFM5/5-Privacy-Information-yinsixinxi.svg","alipayplus.agentic-mobile-protocal.featuresCard.cards.title4":"Future-ready for agentic commerce","alipayplus.agentic-mobile-protocal.featuresCard.cards.description4":"Supports high-frequency, low-value agent‑to‑agent transactions, unlocking new monetisation models as the agent economy scales.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title1":"Seamless AI-native payment experience","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des1":"Users bind the agent with their wallet once, set spending preferences and authenticate via passkey. Every subsequent payment is processed automatically. Payments are handled directly by AI agents, removing friction from repetitive or low-value transactions, with ‘walletless-feeling’ checkout while your wallet still powers every payment.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/hQg3j3x/kejixinpian-1-10.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title2":"Trusted intent delegation","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des2":"Users define exactly what agents can spend, where and how much. Alipay+ Agentic Mobile Protocol enforces those boundaries and risk policies transparently on every transaction, keeping your users in control and your wallet trusted.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/VdPBPM2/image-634847742-2.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title3":"Secure credential architecture","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des3":"Every transaction runs on a one-time payment credential, generated from a secure network token and device-side passkey. As such, real payment credentials are never exposed or reused.\n","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/heNLLpQ/kejixinpian-1-11.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title4":"Full-spectrum ‘Know Your Agent’","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des4":"With built-in monitoring technology, every agent is registered, authenticated and validated on the Alipay+ platform before it can touch a wallet – giving partners complete visibility into which agents are acting and how.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/9Mlm1BB/image-634847742-3.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title5":"Effortless wallets and agent integration","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des5":"Standardised APIs means there’s no need to build custom flows for every agent – minimal development, maximum interoperability. Alipay+ Agentic Mobile Protocol is compatible with mainstream AI agent protocols and ecosystems, and works with your existing authentication, risk, and compliance frameworks.\n","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/bydfLoI/kejixinpian-1-12.png","alipayplus.agentic-mobile-protocal.banner.title":"Future-proofing wallets for agentic commerce","alipayplus.agentic-mobile-protocal.banner.content":"Alipay+ Agentic Mobile Protocol enables secure, autonomous, AI-native payments, giving wallet users full control without ever needing to open an app.","alipayplus.agentic-mobile-protocal.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/18/g727YoE/tax-refund-from-none.mp4","alipayplus.agentic-mobile-protocal.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/1zqwXs1/tax-refund_1-1-3.png","alipayplus.agentic-mobile-protocal.banner.action":"Get started today","alipayplus.agentic-mobile-protocal.cross-border.title":"Position your wallet at the centre of AI commerce","alipayplus.agentic-mobile-protocal.cross-border.description":"Alipay+ Agentic Mobile Protocol is built for the wallets and payment networks that seek to lead as autonomous commerce becomes the norm.","alipayplus.agentic-mobile-protocal.cross-border.imageUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/26/tpoqKjp/img_agentic.png","alipayplus.trust-score.featuresCard.title":"A unified standard for cross-border trust","alipayplus.trust-score.featuresCard.description":"When your users travel or shop abroad, proving they're trustworthy shouldn't be their problem. 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Alipay+ Trust Score translates your native trust scores into a unified framework that merchants worldwide can recognise — no custom integrations, no compromises while safeguarding user privacy.","alipayplus.trust-score.trustScoreData.imgUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/GnpBzbY/kejixinpian-1-13.png","alipayplus.trust-score.trustScoreData.title2":"Replace barriers with seamless access","alipayplus.trust-score.trustScoreData.des2":"Security deposits, upfront payments and friction-heavy verification are replaced with a smooth, trust-powered experience. Eligible users simply access the services they need – before they pay, or without any deposit at all.","alipayplus.trust-score.trustScoreData.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/lpfdeLo/image-8.png","alipayplus.trust-score.trustScoreData.title3":"Cross-border eligibility, handled","alipayplus.trust-score.trustScoreData.des3":"When users travel to or enter a new market, eligibility verification happens automatically. The right users get access to the right services, without manual checks or uncertainty on either side.","alipayplus.trust-score.trustScoreData.imgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/DFF9GLF/kejixinpian-1-14.png","alipayplus.trust-score.trustScoreData.title4":"Grow with every journey","alipayplus.trust-score.trustScoreData.des4":"As your users travel and transact globally, the Alipay+ Trust Score creates new touchpoints for engagement – unlocking merchant benefits, higher-value transactions and untapped monetisation opportunities.","alipayplus.trust-score.trustScoreData.imgUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/qdqOAKY/iStock-2230688796-1.png","alipayplus.trust-score.banner.title":"The global trust network giving wallet users more","alipayplus.trust-score.content.banner.content":"Alipay+ Trust Score gives wallets a single integration into a universal trust framework – so users' credentials are recognised across global merchant scenarios, unlocking new experiences and exclusive benefits","alipayplus.trust-score.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/18/g727YoE/tax-refund-from-none.mp4","alipayplus.trust-score.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/51zjGF9/iStock-1319377297-1.png","alipayplus.trust-score.banner.action":"Get started today","alipayplus.trust-score.cross-border.title":"Trust-powered commerce: Enjoy now, pay later","alipayplus.trust-score.cross-border.description":"With a global, interoperable trust standard, your users can access more services abroad with less friction—such as ‘Enjoy Now, Pay Later’, deposit‑free rentals, and ‘Travel First, Pay Later’ journeys. 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Live in 400+ cities and trusted by 5,000+ brands — tap the blue ring to pay.","alipayPlus.common.core.route.TrustScore.title":"Alipay+ Trust Score | Cross-Border Trust for Wallets ","alipayPlus.common.core.route.TrustScore.description":"Turn your wallet's trust signals into a global framework recognised across the Alipay+ merchant network. 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account","alipayplus.remmitance.remmitanceData.imgUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/R3n9FPr/iStock-1215119911-1.png","alipayplus.remmitance.remmitanceData.title2":"End-user solution","alipayplus.remmitance.remmitanceData.des2":"Empower your platform with pre-built modules and standardised APIs for rapid deployment, flexible operations, and seamless user experiences.","alipayplus.remmitance.remmitanceData.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/lBSSXj8/iStock-1447901376-1.png","alipayplus.remmitance.remmitanceData.list2.title1":"Flexible solution","alipayplus.remmitance.remmitanceData.list2.title2":"Quick integration","alipayplus.remmitance.remmitanceData.list2.title3":"User‑first experience","alipayplus.remmitance.remmitanceData.title3":"Growth enablement","alipayplus.remmitance.remmitanceData.des3":"Scale your remittance business with powerful marketing capabilities and dedicated partnership support to accelerate user acquisition and drive sustained growth.","alipayplus.remmitance.remmitanceData.imgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/27/jjmQ63I/2218002245.png","alipayplus.remmitance.remmitanceData.list3.title1":"User acquisition","alipayplus.remmitance.remmitanceData.list3.title2":"Customer engagement","alipayplus.remmitance.remmitanceData.list3.title3":"Growth at scale","alipayplus.remmitance.remmitanceData.title4":"FX service","alipayplus.remmitance.remmitanceData.des4":"Enhance performance and efficiency with smarter FX solutions—intelligent settlement, transparent processes, and smart treasury management.","alipayplus.remmitance.remmitanceData.imgUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/27/7gIKYPz/1410705594.png","alipayplus.remmitance.remmitanceData.list4.title1":"Powerful trading network","alipayplus.remmitance.remmitanceData.list4.title2":"Smart dynamic pricing","alipayplus.remmitance.remmitanceData.list4.title3":"Optimised FX products\n","alipayplus.remmitance.featuresCard2.cards.imageUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/yHHrHe5/Frame-4.svg","alipayplus.remmitance.featuresCard2.cards.title1":"Trustworthy & compliant","alipayplus.remmitance.featuresCard2.cards.description1":"Powered by SWIFT ISO 20022 and Alipay+ for global reliability and security","alipayplus.remmitance.featuresCard2.cards.imageUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/jUIWjv9/Frame-5.svg","alipayplus.remmitance.featuresCard2.cards.title2":"Quick to integrate","alipayplus.remmitance.featuresCard2.cards.description2":"Reduce integration time by 99.9% with streamlined bank-to-wallet solution","alipayplus.remmitance.featuresCard2.cards.imageUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/s8F3aWW/Frame-6.svg","alipayplus.remmitance.featuresCard2.cards.title3":"End-to-end transparency","alipayplus.remmitance.featuresCard2.cards.description3":"Provide real-time transaction status updates for both sender and receiver","alipayplus.remmitance.featuresCard2.cards.imageUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/zwjCWXM/Frame-7.svg","alipayplus.remmitance.featuresCard2.cards.title4":"Real-time experience","alipayplus.remmitance.featuresCard2.cards.description4":"Bank-to-wallet transfers arrive within minutes","alipayplus.remmitance.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/ATRa8YY/iStock-1207318396-1.png","alipayplus.remmitance.banner.backgroundImageH5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/d7tvsgM/iStock-1207318396-1-1.png","alipayplus.remmitance.banner.title":"Empowering e-wallets with fast, secure, and scalable remittance","alipayplus.remmitance.content.banner.content":"Alipay+ Remittance empowers e-wallets, banks, and financial institutions with fast, trusted, and transparent cross-border money transfer capabilities. Powered by global network interoperability, FX solutions, and marketing campaigns, it helps you unlock new markets and drive sustained growth.","alipayplus.remmitance.banner.action":"Speak to our experts","alipayPlus.common.core.route.Remittance.title":"Alipay+ Remittance | Cross-Border Trust for Wallets","alipayPlus.common.core.route.Remittance.description":"Alipay+ Remittance connects e-wallets to global banking networks for fast, secure, and scalable cross-border money transfers, helping you unlock new markets and accelerate growth with robust network interoperability.","alipayplus.agentic-mobile-protocal.cross-border.description2":"Integrate once, and stay ahead of the game across every AI-driven transaction.","alipayplus.bluetap.cross-border.description2":"With faster checkouts, higher transaction value from members, and trusted by everyday brands like FamilyMart, BlueTap makes member acquisition effortless, and ensures strong customer retention value.","alipayplus.trust-score.cross-border.description2":"For wallet partners, this means turning your existing trust data into a cross-border growth engine, while keeping integration simple and control firmly in your hands.","alipayplus.trust-score.featuresCard.description2":"Users get smoother, deposit‑free, ‘enjoy now, pay later’ experiences abroad – all without custom-integration with each merchant or market by you.","alipayplus.bluetap.BlueTapBlueRingSection.desc2":"5,000+ brands rely on it across retail, vending, healthcare, hospitality, OOH advertising, dining and beyond.","alipayplus_official_website.src.config.navigation.FromPaymentApp":"From payment app to super app","alipayplus_official_website.src.config.navigation.MiniProgramme":"Alipay+ Mini Program","alipayplus_official_website.src.config.navigation.RiskControlTechnology":"Alipay+ Risk Management Solutions","alipayplus_official_website.src.config.navigation.Bluetap":"BlueTap Payment","alipayplus_official_website.src.config.navigation.Remittance.desc":"Power global money movement with one connection","alipayplus_official_website.src.config.navigation.Bluetap.desc":"Transformative payment experience from scan to tap","alipayplus.remmitance.remmitanceData.list1.description1":"SWIFT-powered solution linking e-wallets to global banks.","alipayplus.remmitance.remmitanceData.list1.description2":"20+ currencies, 200+ countries/regions, 2,000+ wallet and bank partners.","alipayplus.remmitance.remmitanceData.list1.description3":"GlobalPass provides a standard, globally‑recognised account for seamless cross‑institution interoperability and richer features.","alipayplus.remmitance.remmitanceData.list2.description1":"White-label and licensed options to suit your business needs.","alipayplus.remmitance.remmitanceData.list2.description2":"Integrate easily through our one-stop API and smart portal.","alipayplus.remmitance.remmitanceData.list2.description3":"User-first design with rich product features, including FX transparency, and real-time fee tracking.","alipayplus.remmitance.remmitanceData.list3.description1":"Drive new users with traffic management, premium partner pages, and referral programs.","alipayplus.remmitance.remmitanceData.list3.description2":"Boost retention through real-time FX tools, fee-waiver events, and co-membership hubs.","alipayplus.remmitance.remmitanceData.list3.description3":"Single setup unlocking multiple growth engines and a global membership network.","alipayplus.remmitance.remmitanceData.list4.description1":"Leverage large business scale to reduce FX costs and increase your cost efficiency.","alipayplus.remmitance.remmitanceData.list4.description2":"AI models predict remittance volume for FX price adjustments, to help maximise margins and drive incremental revenue.","alipayplus.remmitance.remmitanceData.list4.description3":"Utilise FX products to lock in optimal rates and reduce currency volatility risk.","alipayplus_official_website.src.config.navigation.faqs.label":"FAQs","alipayplus_official_website.src.config.navigation.faqs.desc":"Get Instant Answers to Top Questions","alipayPlus.common.core.route.FAQ.title":"Alipay+ | Frequently Asked Questions (FAQs)","alipayPlus.common.core.route.FAQ.description":"Here are common questions to help you get started with Alipay+. If you need more help, please leave your contact information and our team will be in touch shortly.","alipayplus.faq.page.title":"FAQs","alipayplus.faq.page.desc":"Here are common questions to help you get started with Alipay+. If you need more help, please leave your ","alipayplus.faq.config.section.question1":"What is Alipay+?","alipayplus.faq.config.section.question1.answer1":"Alipay+ is a unified cross-border payment gateway operated by Ant International that allows merchants to accept payments from 50 leading mobile wallets and banking apps through a single integration. Launched in 2020, it connects global merchants to over 2 billion consumers across 220+ markets. Currently, more than 150 million merchants accept QR payments, and over 150 million merchants accept NFC payments via Alipay+, worldwide. ","alipayplus.faq.config.section.question1.answer2":"Furthermore, Alipay+ digital gateway products enable merchants to engage more customers with AI‑powered digital solutions and tailored rewards. And mobile payment providers can harness advanced wallet tech and next-gen, AI-driven fintech products to build the next generation of super apps — creating a seamless, innovative ecosystem for all.","alipayplus.faq.config.section.question2":"What is the difference between Alipay and Alipay+?","alipayplus.faq.config.section.question2.answer1":"Ant Group’s Alipay is a Chinese digital wallet and super app used by over 1 billion consumers primarily in Chinese mainland. Alipay+ is a separate product: a global wallet gateway operated by Ant International that aggregates 50 wallets and mobile payment methods – including Alipay – into a single merchant integration. ","alipayplus.faq.config.section.question2.answer2":"In short, Alipay is one consumer wallet; Alipay+ is the infrastructure that lets merchants accept Alipay along with GCash, Kakao Pay, Touch 'n Go, TrueMoney, and many others.","alipayplus.faq.config.section.question3":"Which e-wallets and payment methods does Alipay+ support?","alipayplus.faq.config.section.question3.answer1":"Alipay+ connects 50 leading mobile payment providers worldwide. Major partners include: ","alipayplus.faq.config.section.question3.renderList1":"Alipay (Chinese mainland)","alipayplus.faq.config.section.question3.renderList2":"AlipayHK (Hong Kong SAR)","alipayplus.faq.config.section.question3.renderList3":"GCash (Philippines)","alipayplus.faq.config.section.question3.renderList4":"Touch 'n Go eWallet (Malaysia)","alipayplus.faq.config.section.question3.renderList5":"TrueMoney (Thailand)","alipayplus.faq.config.section.question3.renderList6":"Kakao Pay, Naver Pay, and Toss Pay (South Korea)","alipayplus.faq.config.section.question3.renderList7":"DANA (Indonesia)","alipayplus.faq.config.section.question3.renderList8":"MPay (Macao SAR)","alipayplus.faq.config.section.question3.renderList9":"Hipay (Mongolia)","alipayplus.faq.config.section.question3.renderList10":"Kaspi.kz (Kazakhstan)","alipayplus.faq.config.section.question3.renderList11":"OCBC Digital (Singapore)","alipayplus.faq.config.section.question3.renderList12":"Tinaba (Italy)","alipayplus.faq.config.section.question3.renderList13":"MyPB by Public Bank (Malaysia)","alipayplus.faq.config.section.question3.answer2":"The full list is published on the Alipay+ ","alipayplus.faq.config.section.question4":"How does Alipay+ work for merchants?","alipayplus.faq.config.section.question4.answer1":"Merchants integrate Alipay+ once, through an acquiring service provider such as Antom or a direct partnership, and can then accept all supported wallets at checkout. When a tourist scans the merchant's QR code, taps their wallet-enabled smartphone, or presents Alipay+ payment code in their wallet, Alipay+ routes the transaction to the correct home wallet, handles real-time foreign exchange, and settles funds to the merchant in their preferred currency through the acquirer. ","alipayplus.faq.config.section.question4.answer2":"The customer pays in their home currency through their familiar app; the merchant receives a unified payment flow without needing separate integrations per wallet.","alipayplus.faq.config.section.question5":"Is Alipay+ the same as Ant International?","alipayplus.faq.config.section.question5.answer1":"No. Ant International is the parent company; Alipay+ is one of its brands. Ant International operates four main brands:","alipayplus.faq.config.section.question5.renderList1":"Alipay+ (unified wallet gateway)","alipayplus.faq.config.section.question5.renderList2":"Antom (unified merchant payment platform)","alipayplus.faq.config.section.question5.renderList3":"WorldFirst (unified global accounts)","alipayplus.faq.config.section.question5.renderList4":"Bettr (inclusive and embedded finance)","alipayplus.faq.config.section.question5.answer2":"Alipay+ sits within the Ant International group and powers the cross-border mobile wallet acceptance layer.","alipayplus.faq.config.section.question6":"How do I accept Alipay+ payments at my business?","alipayplus.faq.config.section.question6.answer1":"Merchants can accept Alipay+ by integrating with an Alipay+ acquiring service provider (such as Antom, 2C2P, Multisafepay, KOMOJU or a local acquirer partners with Alipay+) — the acquirer handles onboarding, technical integration, and settlement.","alipayplus.faq.config.section.question6.answer1.option1":"Option 1: ","alipayplus.faq.config.section.question6.answer1.option2":"Option 2:","alipayplus.faq.config.section.question6.answer1.option2.desc":" large enterprise merchants can partner directly with Alipay+ for unified in-store QR payment, online cashier payment, or NFC acceptance.","alipayplus.faq.config.section.question6.answer2":"Contact Alipay+ through our website","alipayplus.faq.config.section.question7":"What are the Alipay+ merchant fees?","alipayplus.faq.config.section.question7.answer1":"Alipay+ merchant pricing is not a set rate. Fees depend on the acquiring service provider, your country and industry (MCC), transaction volume, the source wallet, and the funding method. The fee is typically structured as a service fee plus an inter-partner fee, charged per successful transaction. As a merchant, you can request a quote from your chosen Alipay+ acquirer (such as Antom or a local acquiring partner) for rates specific to your business profile.","alipayplus.faq.config.section.question7.renderList1":"The acquiring service provider","alipayplus.faq.config.section.question7.renderList2":"The merchant's country and industry (MCC)","alipayplus.faq.config.section.question7.renderList3":"Transaction volume","alipayplus.faq.config.section.question7.renderList4":"The source wallet","alipayplus.faq.config.section.question7.renderList5":"The funding method","alipayplus.faq.config.section.question7.answer2":"The fee is typically structured as a service fee plus an interpartner fee, charged per successful transaction. Merchants should request a quote from their chosen Alipay+ acquirer (such as Antom or a local acquiring partner) for rates specific to their business profile.","alipayplus.faq.config.section.question8":"In which countries and regions is Alipay+ accepted?","alipayplus.faq.config.section.question8.answer1":"Alipay+ is accepted in 220+ markets worldwide: ","alipayplus.faq.config.section.question8.renderList1":"Chinese mainland, Hong Kong SAR, Macao SAR","alipayplus.faq.config.section.question8.renderList2":"Japan","alipayplus.faq.config.section.question8.renderList3":"South Korea","alipayplus.faq.config.section.question8.renderList4":"Thailand","alipayplus.faq.config.section.question8.renderList5":"Malaysia","alipayplus.faq.config.section.question8.answer2":"Within each market, acceptance tends to be concentrated in areas associated with tourism:","alipayplus.faq.config.section.question9":"Is Alipay+ secure?","alipayplus.faq.config.section.question9.answer1":"Alipay+ transactions are processed through Ant International's financial-grade infrastructure with end-to-end encryption, tokenisation, real-time risk scoring, and biometric authentication at the wallet layer. ","alipayplus.faq.config.section.question9.answer2":"Ant International's risk engine draws on global fraud intelligence across 220+ markets and delivers authorisation decisions in under 500ms, with a reported fraud rate substantially below card industry averages. ","alipayplus.faq.config.section.question9.answer3":" ","alipayplus.faq.config.section.question10":"How are refunds handled on Alipay+?","alipayplus.faq.config.section.question10.answer1":"For specific transaction or refund-related issues, consumers should contact the e-wallet or the digital payment provider through which the transaction was made.","alipayplus.faq.config.section.question10.answer2":"Refunds are initiated by the merchant through their acquiring service provider and can be full or partial. Once processed, funds return to the consumer's original home wallet in their local currency, typically within a few business days depending on the wallet and market. ","alipayplus.faq.config.section.question10.answer3":"Merchants manage refunds through their acquirer's dashboard (for example, the Antom Dashboard) or via API.","alipayplus.faq.page.desc.link":" contact information","alipayplus.faq.page.desc2":" and our team will be in touch shortly.","alipayplus.faq.config.section.question3.answer2.link":"mobile payment provider directory","alipayplus_official_website.src.config.bottom.navigation.FAQ":"FAQs","alipayplus.faq.config.section.question6.answer2.contactForm":" contact form","alipayplus.faq.config.section.question6.answer2.after":" to start onboarding.","alipayplus.faq.config.section.question8.renderList6":"Singapore","alipayplus.faq.config.section.question8.renderList7":"Indonesia","alipayplus.faq.config.section.question8.renderList8":"The Philippines","alipayplus.faq.config.section.question8.renderList9":"Vietnam","alipayplus.faq.config.section.question8.renderList10":"Australia","alipayplus.faq.config.section.question8.renderList11":"New Zealand","alipayplus.faq.config.section.question8.renderList12":"United Kingdom","alipayplus.faq.config.section.question8.renderList13":"France","alipayplus.faq.config.section.question8.renderList14":"Germany","alipayplus.faq.config.section.question8.renderList15":"Italy","alipayplus.faq.config.section.question8.renderList16":"Spain","alipayplus.faq.config.section.question8.renderList17":"United Arab Emirates","alipayplus.faq.config.section.question8.renderList18":"United States ","alipayplus.faq.config.section.question8.renderList19":"Retail","alipayplus.faq.config.section.question8.renderList20":"Duty-free","alipayplus.faq.config.section.question8.renderList21":"Hotels","alipayplus.faq.config.section.question8.renderList22":"Restaurants","alipayplus.faq.config.section.question8.renderList23":"Attractions","alipayplus.faq.config.section.question8.renderList24":"Public transport (including integration with standardised QR networks like PayPay in Japan, ZeroPay in South Korea, DuitNow in Malaysia, and SGQR in Singapore)","alipayplus_official_website.new-design.SustainabilityReportBanner.overline":"Ant International Sustainability Report 2025","alipayplus_official_website.new-design.SustainabilityReportBanner.title":"Explore Alipay+'s commitment to empowering local economies through cross-border travel","alipayplus_official_website.new-design.SustainabilityReportBanner.button":"Read the Report","alipayplus_official_website.new-design.SustainabilityReportBanner.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/05/18/hsaKngM/Homepage-SR-section-banner-Asset.png","alipayplus_official_website.new-design.SustainabilityReportBanner.hoverImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/05/15/epYOq1A/Visual.png","alipayplus.faq.config.section.question6.answer1.link":"Alipay+ acquirer directory","alipayplus.faq.config.section.question6.answer1.last":") — the acquirer handles onboarding, technical integration, and settlement.","alipayplus.faq.config.section.question3.answer3":".","iap.video.webm.Mobile.banner.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/8D4A6Gg/mobile-payment-hero-banner-mobile.webm","alipayplus.tax-refund.quickSetup.step1.title":"Open e-wallet and scan QR code","alipayplus.tax-refund.quickSetup.step2.title":"Present tax refund code for scanning","alipayplus.tax-refund.quickSetup.step2.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/FH1LPXM/step2.png","alipayplus.tax-refund.quickSetup.step3.title":"Tap “Mine” to see refund records","alipayplus.tax-refund.quickSetup.step3.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/aV3b4d1/Frame-2147229139.png","alipayplus.tax-refund.quickSetup.step4.title":"View full refund details","alipayplus.tax-refund.quickSetup.step4.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/A3jwoHL/Frame-2147229139.png","alipayplus.tax-refund.quickSetup.title":"Quick Setup for New Users","alipayplus.tax-refund.quickSetup.description":"Get started in seconds — agree to the terms and your tax refund service is ready to use.","alipayplus.tax-refund.quickSetup.step1.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/24/MR9XuXS/tax-refund-1.mp4"},"en_PH":{"home_pillarPreview_solutions_title":"The comprehensive digital platform for cross-border payments","home_pillarPreview_solutions_desc":"Access multiple e-wallets and payment methods worldwide on a single platform. Cross-border payments and digitalized solutions from Alipay+ enable consumers to pay like a local, using their preferred digital wallets and banking apps with millions of businesses.","home_pillarPreview_digitalService_title":"Payment Technologies and Digitalization Services","home_pillarPreview_digitalService_desc":"Alipay+ Payment Technologies and Digitalization Services provide digital technology solutions for business operation digitalization, e-wallet development, digital finance development and risk management for customers across different industries, supporting their digital transformation and accelerating financial inclusion.","home_pillarPreview_techServices_desc":"Alipay+ Wallet Tech provides a full suite of e-wallet solutions enabling customers to build e-wallet apps quickly with world-class reliability and stability.","home_pillarPreview_creditTech_desc":"Alipay+ Credit Tech uses world-class data technologies, AI algorithms and strong risk management expertise to service e-wallets and financial institutions around the world, providing inclusive and efficient credit services to small and micro business and consumers. \n\nClients can build robust and comprehensive credit risk engines, leveraging rich AI models and alternative data to set up full-lifecycle risk management systems.","home_pillarPreview_riskTech_title":"Risk Tech","home_pillarPreview_riskTech_desc":"Alipay+ Risk Tech focuses on business risk issues ranging from account takeover and credit card chargeback and abuse to marketing promotion. Leveraging intelligent risk management products and solutions, it provides risk identification and decision-making services for financial institutions across the world to reduce risks and improve operating efficiency.","home_pillarPreview_techServices_title":"Wallet Tech","home_pillarPreview_creditTech_title":"Credit Tech","home_storyBrands_google_title":"Google Play is proud to partner with Alipay+, an innovator in the payments industry, to enable consumers to easily purchase digital content on our platform and developers to securely distribute their apps to the world. We look forward to deepening our partnership and finding new ways to create value for our users.","home_storyBrands_google_person":"Derek Lee","home_storyBrands_google_job":"Director of Retail & Payments Activation - South & East Asia","home_storyBrands_cider_title":"Through its in-depth strategic collaboration with Alipay+, Cider has quickly introduced and steadily enhanced its end-to-end payment services in key markets like Southeast Asia, Europe and the US, laying a strong foundation for continuous business expansion. The partnership has also led to innovative payment-based marketing efforts, boosting user experience and stickiness.","home_storyBrands_xpPen_title":"XP-Pen has set up online malls in over 20 foreign countries, doing business in global regions from Europe and the US to Southeast Asia and Latin America. In June 2022, XP-Pen struck a strategic partnership with Alipay+. By tapping into the latter's extensive overseas channel network and user-friendly payment system, XP-Pen offers international users a more diverse and localized array of payment choices.","home_pillarPreview_paymentModel_acq_desc":"For Acquiring Service Provider","home_pillarPreview_paymentModel_mpp_desc":"For Mobile Payment Provider","home_banner_slogan_desc":"The unified wallet gateway for cross-border payment and digital services, connecting global merchants with billions of mobile users worldwide","home_banner_feature_title1":"2","home_banner_feature_desc1":"Consumers","home_banner_feature_title2":"50","home_banner_feature_desc2":"Mobile payment providers","home_banner_feature_title3":"150","home_banner_feature_desc3":"QR merchants","home_banner_feature_title4":"150","home_banner_feature_desc4":"NFC merchants","home_banner_news_title":"News","home_banner_news_action":"All news","home_banner_contactUs_title":"Get started with","home_banner_contactUs_action":"Contact us","home_banner_contactUs_desc":"Alipay+ is brought to you by Ant International for a more connected world","home_footer_legal":"Legal","home_footer_cookie":"Cookie Notice","home_pillarPreview_learn_title":"Learn More","home_header_logIn_title":"Contact us","aboutUs_learn_title":"Learn More about Alipay+","aboutUs_learn_news":"News","aboutUs_learn_lmp":"List of payment methods","home_header_logIn_logIn":"Login","aboutUs_bd_title":"Our leadership team","payInChina_bannerImage_PCTitle":"Pay with Alipay\nor your home e-wallets\nin the Chinese mainland","payInChina_bannerImage_H5Title":"Pay with Alipay or\nyour home e-wallets in\nthe Chinese mainland","payInChina_bannerImage_H5Text":"When shopping at merchants in the Chinese\nmainland (except for special occasions), if you have\nAlipay or home e-wallets on your phone, just open it\nand pay directly once you see [logo].","payInChina_bannerImage_PCText":"When shopping at merchants in the Chinese mainland (except for special occasions), if you have Alipay or home e-wallets on your phone, just open it and pay directly once you see [logo].","payInChina_walletLogoList_title":"Welcome to use the following e-wallets, and more to come","payInChina_productDescription_desc_2":"* E-wallets may ask for identity authentication, set payment limits or constrain payment channels. You may contact your e-wallet Customer Service Center for details.","payInChina_productDescription_title_2":"Wide merchant coverage","payInChina_productDescription_desc_3":"Tens of millions of merchants across the Chinese mainland accept Alipay+. Simply look for [logo] at checkout counters (except for special occasions), and you're ready to go.","payInChina_productDescription_desc_4":"Payments are settled using Alipay+ foreign exchange rates, which are updated and disclosed every business day. No additional fees are collected from Alipay+.","payInChina_aPlusQuestionAndAnswer_title":"Frequently asked questions on Alipay+","payInChina_aPlusQuestionAndAnswer_question_1":"How to know if a merchant in the Chinese mainland accepts Alipay+ payment methods?","payInChina_aPlusQuestionAndAnswer_answer_1":"When you see [logo] at checkout counters in the Chinese mainland (except for special occasions), you can pay with your home e-wallets.","payInChina_aPlusQuestionAndAnswer_question_2":"How to check the foreign exchange rate of payments made through Alipay+?","payInChina_aPlusQuestionAndAnswer_question_3":"Do I need to pay additional fees for the cross-border payments?","payInChina_aPlusQuestionAndAnswer_answer_3":"No extra fees will be charged by Alipay+.","payInChina_aPlusQuestionAndAnswer_question_4":"What should I do if I have further payment-related questions?","payInChina_aPlusQuestionAndAnswer_answer_4":"You may contact your e-wallet Customer Service Center to get help.","payInChina_bannerText_title":"You may also download Alipay app and add an eligible\n international bank card for convenient digital payment","payInChina_descriptionAndBrandList_text_1":"The international version of Alipay is tailored for overseas travellers to China, aiming to fulfil their mobile payment needs in China and pay easily with Alipay. Overseas users can download Alipay, choose the \"International Version\" after signing up, and bind a bank card (international cards are also supported on Alipay) to start their mobile payment journey across China. Whether to shop in brick-and-mortar stores, hail a cab, take public transport, book flight tickets or hotels, global travellers can all pay with Alipay. 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International bank cards do not support person-to-person transfers, sending or receiving red packets, wealth management services, insurance services, or other financial services.","payInChina_aliPayQuestionAndAnswer_question_2":"How do I know the exchange rate of the transactions made with international bank cards on Alipay?","payInChina_aliPayQuestionAndAnswer_answer_2":"The exchange rate for International bank card is provided by the card scheme and issuing bank to which your card belongs. Please refer to the billing statement of your bank card.","payInChina_alipayCustomerServiceCard_title":"Alipay Customer Service","payInChina_alipayCustomerServiceCard_content":"If you have any questions, please feel free to contact us","payInChina_alipayCustomerServiceCard_rightRenderList_1":"0571-2688 6000\n(Calling from a local Chinese number)","payInChina_alipayCustomerServiceCard_rightRenderList_2":"+86 571 2688 6000\n(Calling from an overseas number)","payInChina_alipayCustomerServiceCard_rightRenderList_3":"(Service time: MON - SUN, 08:00 - 24:00, GMT+8)","payInChina_bannerText_title_h5":"You may also download Alipay\n app and add an eligible\n international bank card for\n convenient digital payment","aboutUs_content_team_name1":"Douglas Feagin","aboutUs_content_team_desc1":"President\nAnt International","aboutUs_content_team_name2":"Toby Xu","aboutUs_content_team_desc2":"Chief Strategy Officer & \nGeneral Manager \nAlipay+ Global Next Center","aboutUs_content_team_name5":"Weixiao Jiang","aboutUs_content_team_desc5":"General Manager of North Asia and North America","aboutUs_content_team_name7":"Venetia Lee","aboutUs_content_team_desc7":"Chief Executive Officer of AlipayHK, General Manager of Greater China","aboutUs_content_team_desc8":"GM of North America","home_banner_feature_suffix1":"B+","home_pillarPreview_privacy_title":"Privacy-Preserving Computing","home_pillarPreview_privacy_desc":"Different R&D teams in Ant Group have been exploring technological innovation in PPC in the past several years. 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See how digitisation helped Numwan reach more customers with newfound confidence.","home_storyVideo_title":"Sweet success from
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Our technology facilitates the overseas use of multiple digital wallets and banking apps through a single integration. 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The technical migration enabled us to transcend platform limitations and\noperate at national scale. Alipay+ has been an essential partner in turning GCash\ninto a super app that connects people to a broader digital economy—securely,\nseamlessly, and meaningfully.”","alipayplus_official_website.[caseId].configs.Gcash.statistics.1.label":"Filipinos","alipayplus_official_website.[caseId].configs.Gcash.statistics.1.value":"8 in 10","alipayplus_official_website.[caseId].configs.Gcash.statistics.2.label":"merchants","alipayplus_official_website.[caseId].configs.Gcash.statistics.2.value":"6M+","alipayplus_official_website.[caseId].configs.Gcash.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/yxDCQkb/Gcash.png","alipayplus_official_website.[caseId].configs.Gcash.content":"$1b","alipayplus_official_website.[caseId].configs.tngDigital.header":"TNG Digital: From transport payments to Malaysia’s leading digital ecosystem","alipayplus_official_website.[caseId].configs.tngDigital.testimonial":"“Alipay+ Wallet Tech has been instrumental in the evolution of TNG Digital’s flagship product, TNG eWallet, from a transport payment enabler to Malaysia's leading super app – a comprehensive digital ecosystem and the cornerstone of the country’s cashless society. With Alipay+’s expertise and innovation, TNG eWallet seamlessly integrated a vast range of diverse services, meeting the growing demand for inclusive financial services, and enhancing cross-border payment capabilities that have unlocked new growth for Malaysian merchants.”","alipayplus_official_website.[caseId].configs.tngDigital.statistics.1.label":"users","alipayplus_official_website.[caseId].configs.tngDigital.statistics.1.value":"23M+","alipayplus_official_website.[caseId].configs.tngDigital.statistics.2.label":"merchants","alipayplus_official_website.[caseId].configs.tngDigital.statistics.2.value":"2M+","alipayplus_official_website.[caseId].configs.tngDigital.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/FxmzBzf/Frame-2117131342.png","alipayplus_official_website.[caseId].configs.tngDigital.content":"$1c","alipayplus_official_website.[caseId].configs.tngDigital.referecences.1":"[1][2] Internal source data.","alipayplus_official_website.[caseId].configs.tngDigital.referecences.2":"[3] ‘Touch ‘n Go’s GO+ fund is Now Shariah-compliant - GO+ fund becomes Malaysia’s first shariah-compliant eWallet product’. https://www.principal.com.my/en/principal-e-cash-fund-now-shariah-compliant","alipayplus_official_website.[caseId].configs.tngDigital.referecences.3":"[4] ‘GO+ now offers higher saving limit, unlocking more daily earnings with TNG eWallet’. https://www.touchngo.com.my/news/go-now-offers-higher-saving-limit-unlocking-more-daily-earnings-with-tng-ewallet/","alipayplus_official_website.[caseId].configs.tngDigital.referecences.4":"[5] 'TNG Digital launches Business Account to help even the smallest businesses grow with ease'. https://www.touchngo.com.my/news/tng-digital-launches-business-account-to-help-even-the-smallest-businesses-grow-with-ease/ ,and internal data sources.","merchant.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/04/9daqDuT/merchant-page-pc.png","merchant.banner.backgroundImage.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/04/jyK1lG2/merchant-page-h5.png","merchant.banner.video.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/07/KA7vlHy/7yue7ri.mp4","merchant.banner.title":"Your business’ passport to tourists in your market","merchant.banner.description":"In a world where digital payments are the preferred payment method for billions of tourists, Alipay+ is your universal payment gateway and the ultimate customer engagement toolbox.","merchant.banner.link.label":"Contact us","alipayPlus.common.core.route.openGraph.image.merchants":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/A4p9W3b/aplus-logo.png","alipayPlus.common.core.route.404Page.description":"It seems like we've lost this page.","alipayPlus.common.core.route.thecrew.title":"Alipay+ | The crew","alipayPlus.common.core.route.thecrew.description":"Alipay+ | The crew","alipayPlus.common.core.route.walletTech.title":"Alipay+ | Wallet Tech","alipayPlus.common.core.route.walletTech.description":"Alipay+ | Wallet Tech","consumers.banner.video.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/14/iMmotB8/consumer-banner-video-0714.mp4","consumers.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/23/UZQLtvo/Consumer-page-2.png","consumers.banner.backgroundImage.h5Webp":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/23/HSg5gFN/Consumer-page-1.png","consumers.solutions.title":"Pay smart, travel smart","consumers.solutions.description":"Over 150 million QR merchants and 150 million NFC merchants globally accept Alipay+ at the checkout, through 50 digital payment methods and growing. Whether you're shopping, dining, or exploring while you travel, paying abroad is as simple as paying at home.","consumers.solutions.mobilePayment.viewAll":"View all mobile payment methods","consumers.cards.icon.1":"https://cdn.marmot-cloud.com/storage/2025/06/25/63db659b-c554-4cc0-a7b2-22feaacf89e3.svg","consumers.cards.title.1":"Global coverage, exclusive deals","consumers.cards.description.1":"Pay with your home e-wallet or banking app with over 150 million online and in-store merchants and get exclusive sales, discounts, and promotions.","consumers.cards.icon.2":"https://cdn.marmot-cloud.com/storage/2025/06/25/11034d3b-f136-4442-a40a-430c59da6505.svg","consumers.cards.title.2":"Transparent FX rates","consumers.cards.description.2":"Seamless cross-border payments where your real-time foreign exchange rate is displayed at the point of payment.","consumers.cards.icon.3":"https://cdn.marmot-cloud.com/storage/2025/06/25/69b62420-abdb-4133-9db6-6e4e02d2721c.svg","consumers.cards.title.3":"Instant tax refund","consumers.cards.description.3":"Our instant tax refund capability ensures you receive your tax refund quickly and conveniently, in the currency of your home e-wallet or banking app.","consumers.cards.icon.4":"https://cdn.marmot-cloud.com/storage/2025/06/25/81f2dc7c-2ffe-42b8-932f-dc2f08006fdf.svg","consumers.cards.title.4":"Smart travel solutions","consumers.cards.description.4":"Streamline your journey with Alipay+ Voyager, our AI-enabled all-in-one travel solution. And ride effortlessly with our broad integration into local transportation, including subways, buses and taxis.","consumers.qa.title":"Frequently asked questions","consumers.qa.question1":"What if I need to query a transaction, or request a refund?","consumers.qa.answer1":"For specific transaction or refund-related issues, please contact your e-wallet or the digital payment provider through which you made the transaction.","consumers.qa.question2":"Does Alipay+ charge additional fees for cross-border payments?","consumers.qa.answer2":"No, Alipay+ doesn’t charge any additional fees.","consumers.qa.question3":"Can I use my home wallet if I’m travelling to Chinese mainland?","consumers.qa.answer3":"Yes, tens of millions of merchants across the Chinese mainland accept Alipay+, enabling you to pay with your home wallet. Simply look for Alipay+ logo at checkout counters. Find out more.","consumers.qa.answer3.logoText":"Alipay+ logo","consumers.qa.answer3.clickText":"Find out more","consumers.qa.question4":"What’s the difference between Alipay and Alipay+?","consumers.qa.answer4":"Alipay is a digital payment method. It’s evolved from being one of China’s biggest e-wallets to being an all-in-one super app for daily payment and lifestyle needs. \n\nAlipay+ is a global unified wallet gateway. It aggregates many different mobile payment methods from around the world in one place, including Alipay.","alipayPlus.common.core.route.consumers.title":"Alipay+ | Consumers","alipayplus_official_website.header.langSwitch.mobile.title":"Country","consumers.content.description.row1":"Pay easily across borders with your trusted home wallet — wherever you see","consumers.payInChina.productAdaptor.desc.1":"Open a code for cross-border payment on an Alipay+ partner e-wallet","consumers.payInChina.productAdaptor.desc.2":"Present the payment code to the merchant for scanning","consumers.payInChina.productAdaptor.desc.3":"Payment completed","consumers.payInChina.productAdaptor.title.1":"Present and pay","consumers.payInChina.productAdaptor.desc.4":"Scan merchant’s payment code with an Alipay+ partner e-wallet","consumers.payInChina.productAdaptor.desc.5":"Enter the payment amount and confirm to pay","consumers.payInChina.productAdaptor.desc.6":"Payment completed","consumers.payInChina.productAdaptor.title.2":"Scan and pay","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourGlobalReachWith":"Expand your global reach with cross-border payments","alipayplus_official_website.config.pageConfig.merchantsConfig.InteroperableMobileAppPaymentsAre":"Interoperable mobile app payments are unlocking a new era of travel and commerce — one where cross-border payments are effortless, inclusive and secure. Alipay+ is a global unified wallet gateway, supporting QR and NFC. No matter the size of your business, Alipay+ unlocks global tourism growth opportunities like no other platform.","alipayplus_official_website.config.pageConfig.merchantsConfig.GlobalReach":"Global reach","alipayplus_official_website.config.pageConfig.merchantsConfig.WeConnectMerchantsWithOver":"We connect merchants with over 2 billion consumers globally, offering unparalleled scale and customer accessibility.","alipayplus_official_website.config.pageConfig.merchantsConfig.SeamlessPaymentSystems":"Seamless payment systems","alipayplus_official_website.config.pageConfig.merchantsConfig.WeEnhanceYourEfficiencyAnd":"We enhance your efficiency and customer convenience with cost-effective, easy-to-integrate payments capability that spans borders, devices and payment methods.","alipayplus_official_website.config.pageConfig.merchantsConfig.CustomerEngagementTechnology":"Customer engagement technology","alipayplus_official_website.config.pageConfig.merchantsConfig.OurOneStopDigitalSolutions":"Our one-stop digital solutions go far beyond payments. By helping businesses to digitise through solutions such as mini-apps, we help you enhance consumer experiences, and deepen your connection with customers everywhere.","alipayplus_official_website.config.pageConfig.merchantsConfig.ARewardingDigitalEcosystem":"A rewarding digital ecosystem","alipayplus_official_website.config.pageConfig.merchantsConfig.WeHelpYouEmbraceInternational":"We help you embrace international travellers. Alipay+ is more than cross-border payments, it’s a passport to a digital ecosystem of tailored promotions and comprehensive travel solutions.","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreMobilePaymentUsersConnect":"More mobile payment users connect through Alipay+","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForOnlineAndIn":"Built for online and in-store businesses","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourOnlineBusinessAt":"Expand your online business at scale","alipayplus_official_website.config.pageConfig.merchantsConfig.YourCustomersPaymentExperienceIs":"Your customers’ payment experience is crucial when it comes to boosting conversions. Alipay+ helps you optimise your customer journey and offer a smoother purchase process.","alipayplus_official_website.config.pageConfig.merchantsConfig.EfficientUnifiedCheckout":"Efficient unified checkout","alipayplus_official_website.config.pageConfig.merchantsConfig.OurUnifiedCheckoutProductSupports":"Our unified checkout product supports multiple payment methods, so your customers can easily recognise and select their home e-wallet or banking app. There’s no need to integrate new payment methods separately.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineCashierPayment":"Online Cashier Payment","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CCaBEFbc":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/GxyuS1e/merchant1.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.EDBBD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/39jrtqK/merchant2.json","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForCustomerEngagement":"Built for customer engagement","alipayplus_official_website.config.pageConfig.merchantsConfig.BoostYourConversionRatesBy":"Boost your conversion rates by reducing friction during the payment process with streamlined recurring payments, and provide incentives at checkout online.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineAutoDebit":"Online Auto Debit","alipayplus_official_website.config.pageConfig.merchantsConfig.PaymentMarketing":"Payment Marketing","alipayplus_official_website.config.pageConfig.merchantsConfig.carousel.0.label":"We have great cooperation with Alipay+, as it provides a seamless one-stop solution for integrating multiple payment methods quickly and conveniently. It's quite helpful for us to expand our business in the Asian market. We look forward to onboarding more top e-wallets via Alipay+, to bring our Asian customers a better shopping experience.","alipayplus_official_website.config.pageConfig.merchantsConfig.XiaoleiWang":"Xiaolei WANG","alipayplus_official_website.config.pageConfig.merchantsConfig.TechnicalDirectorCider":"Technical Director, Cider","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FFAEAca":"https://cdn.marmot-cloud.com/storage/2022/9/22/080194f6-f60a-49e4-aca5-a10346ad1b77.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.WeValueThePartnershipWith":"We value the partnership with Alipay+ as it helps us offer more benefits to the end user through the clever integration of new payment solutions and rewards programs – allowing us to reach out to and target a wider network of customers.","alipayplus_official_website.config.pageConfig.merchantsConfig.DamienPfirsch":"Damien Pfirsch","alipayplus_official_website.config.pageConfig.merchantsConfig.ChiefCommercialOfficerAgoda":"Chief Commercial Officer, Agoda","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FbDBAD":"https://cdn.marmot-cloud.com/storage/2022/9/22/5fb6649d-100b-4559-a615-d10fec2602fb.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreCrossBorderInStore":"More cross-border in-store transactions","alipayplus_official_website.config.pageConfig.merchantsConfig.FromCornerShopsToWorldwide":"From corner shops to worldwide superbrands, Alipay+ brings a n extensive retail payment experience. We help merchants enhance their stores by digitising payments and accommodating more global mobile payment methods.","alipayplus_official_website.config.pageConfig.merchantsConfig.QrCodePaymentsMadeEasy":"QR code payments made easy for tourists","alipayplus_official_website.config.pageConfig.merchantsConfig.WeUnifyQrCodesSo":"We unify QR codes so you can accept any QR presented by the customer via Alipay+, while your POS accommodates acquirer and National QR codes, enabling global tourists to pay with ease, wherever they travel.","alipayplus_official_website.config.pageConfig.merchantsConfig.InStoreQrPayment":"In-Store QR Payment","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CfdfEcCccBB":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/Q3mEdrm/merchant3.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CEDAD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/SX7rlOg/merchant4.json","alipayplus_official_website.config.pageConfig.merchantsConfig.InstantPerksThatDriveMore":"Instant perks that drive more business","alipayplus_official_website.config.pageConfig.merchantsConfig.OurDataDrivenMarketingTechnology":"Our data-driven marketing technology enables you to design customer-tailored discounts, points or gifts for in-store redemption at the checkout when a customer scans the promotion code.","alipayplus_official_website.config.pageConfig.merchantsConfig.InStorePromotionCodes":"In-store Promotion Codes","alipayplus_official_website.About.Content.index.0EAHON":"Alipay+ is one of the business pillars of Ant International, along with other innovative solutions: Antom, WorldFirst, and Bettr.","home_header_aboutUs_title":"About us","home.en.banner.webp.pc.1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/pmU3nfO/banner-image-1.webp","home.en.banner.webp.pc.2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/7qFasDG/banner-image-2.webp","home.en.banner.webp.pc.3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/pKP9pfB/banner-image-3.webp","home.en.banner.webp.pc.4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/mhOLDyn/banner-image-4.webp","wallet.tech.open.part.list.description4":"AFAP, Alipay+ Financial-grade AI Platform as a Service (PaaS), enables businesses to develop their own super-apps by leveraging Alipay+'s latest full-stack technologies and expertise in online payments and digital financial services.","home.ph.banner.img.pc.2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/29/U5YR7Xf/Group-1321316683.png","alipayplus_official_website.wallet-tech.desc":"We help future-proof your wallet to meet new and diverse user needs, with comprehensive, secure, accessible payment solutions and wallet management app services, backed by extensive fintech expertise.","alipayplus_official_website.wallet-tech.imgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/19/Zo637dZ/Rectangle-1172.png","alipayplus_official_website.wallet-tech.h5ImgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/19/QQg0hMW/Rectangle-1172-1.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title1":"One-stop service","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc1":"End-to-end solutions from Alipay+ Wallet Platform cover everything from core functionality to digital lifestyle services, with an out-of-the-box platform enabling you to quickly deploy your digital wallet ecosystem within 3 to 6 months.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title2":"AI-powered applications","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc2":"Our technology integrates advanced AI capabilities, including smart content and fintech agent development, helping you reduce costs while boosting sales and customer satisfaction.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title3":"Comprehensive security safeguards","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc3":"Our advanced security technology keeps your customers’ money, data and transactions safe. We use a massive global network to spot risks in real time, smart systems to detect suspicious activity, and technology that protects user privacy.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title4":"Advanced risk management","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc4":"Our technology instantly analyses hundreds of risk patterns to stop fraud before it happens. ","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title5":"Financial-grade availability","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc5":"Our platform guarantees 99.999% uptime, with robust disaster recovery systems that ensure your services are always stable, available, and uninterrupted.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title6":"Leading fintech expertise","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc6":"Alipay+ Wallet Platform delivers tailored professional services for your financial app based on industry-leading proficiency, deep technical knowhow and unrivalled insights specific to your market.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techTitle":"Build your next-gen wallet platform","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techDesc":"We enable frictionless payments for your customers’ lifestyle needs, from food, transport, finance, to shopping, all in one place. Users, merchants, and banks are all linked through secure transaction tech, supported by our future-proof cloud technology. ","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techVideo":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/m0a5WYJ/wallet-tech-video.mp4","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle1":"Solutions for everyday","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle1":"Seamless integration for everyday needs","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc1":"From gaming, to dining, retail, transport, and healthcare, our wallet platform enables QR and NFC-supported payments a wide range of daily touchpoints, ensuring smoother, faster transactions.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle2":"Access a global ecosystem","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle2":"Global, cross-border connectivity","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc2":"Leveraging the Alipay+ ecosystem which connects you to billions of users worldwide, we enable seamless cross-border commerce and power your global growth. ","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle3":"End-to-end capabilities","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle3":"Scalable solutions for payments and more","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc3":"Delivering secure, compliant and scalable digital solutions covering everything from payment processing to real-time risk management, to innovative mini-programmes.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle4":"Future-proofed infrastructure","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle4":"Supported by global cloud technology","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc4":"Built on resilient and reliable Mobile Platform as a Service (mPaaS) and Data as a Service (DaaS) systems, our flexible cloud infrastructure enables you to get started quickly, while compatibility with multiple cloud providers helps power your scalability.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capTitle":"Comprehensive payment capabilities","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1Title":"Online payments","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1Desc":"Seamless payments across a variety of online channels – with our extensive coverage of different business models and payment methods.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle1":"Diverse online payment products","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint1":"Auto-debit","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint2":"Cashier checkout","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint3":"Subscription","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint4":"Send money","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint5":"Collect money","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle2":"Rich variety of available payment methods","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint6":"e-wallet","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint7":"Bank card","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint8":"Buy Now, Pay Later (BNPL)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint9":"Virtual account","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint10":"Over-The-Counter (OTC)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint11":"and more","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle3":"Seamless customer experience","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint12":"App","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint13":"Web","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint14":"Wireless Application Protocol (WAP)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2Title":"In-store payments","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentTitle1":"Supporting QR and NFC payments for businesses of all sizes","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/NnoKjJ8/image-6346991.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption1":"QR payment (Customer presented)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/FZ8FBMu/image-6346992.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption2":"QR payment (Merchant presented)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/Opv8s1z/image-6346993.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption3":"NFC payment","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentTitle2":"Cutting-edge technological innovation","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/kQI1g15/image-6346994.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption4":"Bus QR","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/uExR6KM/image-6346995.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption5":"Subway","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage6":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/roqXl8V/image-6346996.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption6":"Parking solution","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementTitle":"AI-powered risk management","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementDesc":"SHIELD is our advanced technology which helps reduce risk and protect users’ funds. This AI-powered security system uses cloud-based protection to analyse transactions in under 0.2 seconds, and detect risks by processing trillions of data points instantly.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementIcon":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/22/w1hYtzQ/Digital-transformation-concept-1-3.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementH5Icon":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/1egREdF/Digital-transformation-concept-1-2.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle1":"Device protection","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc1":"Software Development Kit (SDK) to generate unique device ID and multiple device risk tags, serving 2 billion+ devices globally.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle2":"Robotic defence","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc2":"Identify abnormal bots traffics with quick integration APIs.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle3":"Privacy computing","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc3":"Process sensitive data using encryption technology to ensure personal privacy.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle4":"Graph computing","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc4":"World-leading graph computing techs to detect anomalous relationships between accounts and transactions.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle5":"Machine learning based detection","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc5":"Automatically identify high-risk threats through model algorithms with hundreds of patents.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle6":"Interactive defence","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc6":"Dynamic risk decisions and verifications that balance security and user experience.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementCardTitle":"Fraud protection expertise","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle1":"Scams","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic1":"patterns identified","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc1":"We identify activity used to scam victims out of money or personal information.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle2":"Account takeover","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic2":"loss rate","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc2":"We help prevent unauthorised access to your accounts.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle3":"Card fraud","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic3":"more effective than industry standard","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc3":"We detect unauthorised card transactions 30% more effectively than typical industry standards.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle4":"Bot attacks","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic4":"of attacks prevented","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc4":"We work to prevent malicious attacks by bots.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle5":"Abuse","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic5":"of misuse attempts blocked","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc5":"We block over 99% of misuse attempts in marketing budgets, ensuring funds are spent only on legitimate campaigns.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle6":"Merchant risk","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic6":"risk rate","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc6":"We minimise your risk of engaging merchants involved in money laundering/gambling/scams.","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerTitle":"Create a leading
super app","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerDesc":"ASAP – Alipay+ Super App Platform – is the AI-driven recommendation engine that powers your evolution from payment app to super app, unlocking exponential growth.","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerCover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/28/YXWSQXv/Image.png","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerVideo":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/27/hLlyyRX/Back2-ASAP_1080p.mp4","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresTag":"Beyond the payment app","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresTitle":"From payments to redefining digital lifestyles","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag1":"For payments","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle1":"Seamless transactions","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc1":"Efficient payments and services from online to in-store","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag2":"For ecosystem partners","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle2":"Operational efficiency","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc2":"Mini-app and user tokenisation technology to help lower operational costs","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag3":"For wallets","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle3":"Traffic monetisation","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc3":"Mini-app ecosystem, payments and user tokenisation to boost user retention","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.title":"Powering your growth from onboarding to scaling","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.title1":"ASAP core capabilities","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/25/auz5lIN/iStock-1329808536.png","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title1":"Supply management","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title2":"Enrich user tagging and segmentation","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title3":"Intelligent delivery","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title4":"Smart recommendation engine","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title5":"All-in-one promotion platform","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.title2":"AI-driven growth engine","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.desc2":"Powering your sustainable growth with AI-driven technology","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/25/bsrOWD7/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title6":"Commercialisation and monetisation solutions","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title7":"AI-driven supply understanding","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title8":"Smart user profiling","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title9":"Artificial Intelligence Generated Content (AIGC) creation","alipayplus_official_website.wallet-tech.configs.SuperApp.businessTitle":"Boosting growth at every stage of your business","alipayplus_official_website.wallet-tech.configs.SuperApp.businessDesc":"The Alipay+ Super App Platform (ASAP) integrates with partner mini-programmes and plug-in solutions, enabling services like payments, bookings and social features, as an end-to-end unified business suite. ASAP’s AI-driven recommendation engine also lets you deliver personalised experiences to target audiences, delivering best-in-class business results.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessSwiperTitle":"How ASAP works","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title1":"1. Onboarding","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc1":"Accelerated mini-programmes integration with streamlined service onboarding, tagging, and quality control.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/ID8dBpV/Frame-2117131506.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title2":"2. Obtained traffic","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc2":"Drive user acquisition by distributing your services into the public domain, to give you broader visibility and generate more traffic.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/yuV4Dko/Frame-2117131506-1.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title3":"3. Marketing and operation","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc3":"Enhance engagement through membership systems and promotional tools such as coupons and vouchers to boost retention.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/F11iBPQ/Frame-2117131506-3.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title4":"4. Data analysis and business insights","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc4":"Real-time dashboards enable you to uncover new growth opportunities, track service performance, and benchmark industry trends.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/FByZoN7/Frame-2117131506-4.png","alipayplus_official_website.wallet-tech.configs.AI.title":"Powering fintech with leading AI innovation","alipayplus_official_website.wallet-tech.configs.AI.desc":"Alipay+ GenAI Cockpit is the AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build agentic and AI-native financial services, with enhanced efficiency, security, and flexibility.","alipayplus_official_website.wallet-tech.configs.AI.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/09/jCLKhsZ/GenAI-yingwenzimuzaixia.mp4","alipayplus_official_website.wallet-tech.configs.AI.features.title":"Ant International's AI Strategy for Next-Gen Finance","alipayplus_official_website.wallet-tech.configs.AI.features.desc":"Alipay+ GenAI Cockpit is a platform to help entrepreneurs architect an agentic and ultimately AI-native financial services, combining automated workflows and task orchestration with a dynamic enterprise context, across main fintech tasks, from payment orchestration, customer onboarding, compliance checks, to fraud detection, dispute resolution, as well as evaluation and performance optimisation.","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title1":"Out-of-the-box, business-ready","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc1":"With ready-to-use templates designed to tackle common challenges with ease, you can automatically set up workflows, streamline installation, and get started in no time. ","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title2":"Fine-tuned performance optimisation","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc2":"Cutting-edge retrieval-augmented generation (RAG) tools handle everything from evaluation to model tuning, enabling you to train smarter. Cut costs, streamline workflows and data analyses, and unlock your AI’s potential.","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title3":"Trusted, full lifecycle protection","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc3":"We combine trustworthy authentication, AI service safeguarding, and AI security inspection technologies as part of a comprehensive, cost-effective and full lifecycle AI service security protection system, ensuring secure access and attack prevention.","alipayplus_official_website.components.ErrorModule.404.decs":"Oh no! We couldn’t find the page you’re looking for.","alipayplus_official_website.components.ErrorModule.500.decs":"Oops! Something went wrong on our side.","alipayPlus.common.core.route.consumers.description":"Alipay+ | Consumers","alipayPlus.common.core.route.openGraph.image.consumers":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/ZGc6A3Y/aplus-logo-with-zhi.png","alipayplus_official_website.components.ErrorModule.404.Back":"Back","alipayplus_official_website.components.ErrorModule.500.Refresh":"Refresh","alipayplus_official_website.components.ErrorModule.500.Back":"Back","alipayPlus.contactUs.walltForm.question":"[\n {\n \"id\":\"rijljUE9x\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"NbXlBL_Oz\",\n \"rule\":\"phone\"\n }\n ]","merchant.banner.link.antom":"Payment method for businesses","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentMethods":"Want to accept more payment methods? ","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentPlatform":"Add 300+ payment methods via Antom’s payments platform","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata1":"400+","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata2":"<1/100M","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata3":"30%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata4":">90%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata5":">99%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata6":"<0.01%","alipayPlus.contactUs.merchant.form.question":"[\n {\n \"id\":\"5YfGZUb8I\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"91fF4xhg-\",\n \"rule\":\"phone\"\n }\n ]","alipayplus_official_website.wallet-tech.configs.AFAP.title":"The future of financial super apps","alipayplus_official_website.wallet-tech.configs.AFAP.desc":"Purpose-built for financial super apps, Alipay+ Financial-grade AI Platform as a Service (AFAP) harnesses cutting-edge AI technology to accelerate innovation and unlock growth.","alipayplus_official_website.wallet-tech.configs.AFAP.imgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/pjhzuZu/Rectangle-1172-6.png","alipayplus_official_website.wallet-tech.configs.AFAP.h5ImgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/oLI34JR/Rectangle-1172-7.png","alipayplus_official_website.wallet-tech.configs.AFAP.features.title":"Powering your global scalability","alipayplus_official_website.wallet-tech.configs.AFAP.features.desc":"Leveraging the global financial expertise of Ant Group, AFAP is a secure, scalable, high-performance platform for the next generation of financial apps. Combining advanced AI, green computing and robust security technologies in one place, AFAP helps modern financial businesses innovate faster, stay compliant, reduce costs, and expand globally.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title1":"Financial-grade platform","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc1":"We deliver uncompromising standards in security, compliance, reliability, and performance, to meet strict regulatory requirements, safeguard financial data, and process high volumes of transactions without interruption.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title2":"Enhanced compliance","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc2":"Security is built into AFAP’s design through multiple layers, including in-line, API-based, and host-based protections. Compliance with regulations is handled automatically and seamlessly as part of the system.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title3":"High availability","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc3":"AFAP provides a resilient, fault-tolerant platform, which actively keeps your business operations going, even in the face of unforeseen disruptions.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title4":"Dynamic scalability","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc4":"Scale up or down rapidly and automatically, enable you to handle peak transaction periods, adapt to fluctuations, and bring new features and products to market faster.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title5":"Optimised resource usage","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc5":"AFAP offers hybrid and mixed online-offline deployment options, so you can keep sensitive data or key systems on-site, while using cloud flexibility to quickly develop and deploy new applications.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title6":"Advanced management tools","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc6":"Stay ahead of the strategic shift towards data-driven operations and proactive risk management in financial services, with extensive monitoring, automated operations and maintenance, and advanced data analytics tools.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag1":"Green Computing","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title1":"More computing with less carbon","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc1":"Build software that works on all devices and uses cloud tools to seamlessly blend old and new hardware, cutting waste and boosting performance.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/10/pxi9wD0/Environmental-technology-concept-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/10/k2Vxmhz/Environmental-technology-concept-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag2":"Trusted Service","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title2":"Cloud-native services that don’t compromise security or reliability","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc2":"Run apps flexibly across any cloud or local hardware, with full support for setup, updates, and management, all on one workflow.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/kb7BEU2/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/K23yn3z/kejixinpian-1-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag3":"Privacy Computing","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title3":"Streamlined data flow","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc3":"We provide an open-source, trusted privacy computing framework, which facilitates wide utilisation of data.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/5zKGN4T/iStock-1329808536.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/da81xQu/kejixinpian-1-2.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag4":"Foundation Model","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title4":"Boosting user growth and revenue growth","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc4":"Leverage foundational AI to merge public-private traffic, boosting user and revenue growth.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/nFmc6Nf/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/Vj6GdKg/kejixinpian-1-3.png","alipayplus_official_website.wallet-tech.configs.AI.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/29/LruLEG5/Image-1.png","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title4":"Enterprise-grade resource management","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc4":"Empower your business with smart, scalable, and global computing power, from mainstream large models to cost-effective proprietary resources. ","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.desc1":"ASAP's diverse product capabilities create hyper-personalised customer experiences that increase your conversions.","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title10":"Automated recommendation strategy","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title11":"Al-driven copilot","alipayplus_official_website.wallet-tech.configs.AI.textPart.title":"Driving next-gen finance","alipayplus_official_website.wallet-tech.configs.AI.textPart.desc1":"Making AI systemically work for finance remains the holy grail of the current AI revolution. Alipay+ GenAI Cockpit is a platform to help entrepreneurs architect an agentic and ultimately AI-native financial services.","alipayplus_official_website.wallet-tech.configs.AI.textPart.desc2":"Alipay+ GenAI Cockpit combines automated workflows and task orchestration with a dynamic enterprise context, across main fintech tasks, from payment orchestration, customer onboarding, compliance checks, to fraud detection, dispute resolution, as well as evaluation and performance optimisation.","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.title":"Innovative support functions","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title1":"Customer service agents","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title2":"Merchant payment co-pilots","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title3":"Financial AI assistants","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title4":"Consumer AI assistants","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.title":"AFAP innovation","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.title":"Key features","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title1":"AI SHIELD: Leading fraud prevention","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des1":"AI SHIELD delivers industry-leading, comprehensive risk detection and effective defence, addressing core needs including AI security assessment, threat countermeasures, and risk management.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/O7Bc4KQ/iStock-1329808536-2.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/5XPXXiV/iStock-1329808536-3.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.title1":"Pre-deployment AI authentication","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.des1":"Covering risks of the entire stack from physical data centres to AI agents.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.title2":"Precision AI threat countermeasures","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.des2":"Build embedded threat awareness and defense capabilities within the agents to reduce AI security risks like prompt injection, data leaks, and malicious manipulation.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title2":"Deep vertical financial expertise","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des2":"Alipay+ GenAI Cockpit helps our partners build powerful, industry-specialised fintech agents, developed from global financial expertise.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/OOUbhwp/kejixinpian-1-4.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/bD4W7v1/kejixinpian-2.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title1":"Major servers supported","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des1":"Alipay+ GenAI Cockpit’s Model Context Protocol (MCP) marketplace supports major servers developed thus far and allows businesses to create their own MCP servers to enable autonomous task completion.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title2":"Integrated knowledge bases","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des2":"We integrate critical fintech knowledge, such as bank transfer rules and dispute resolution policies.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title3":"Precision-boosting tools","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des3":"The Cockpit toolbox supports retrieval-augmented generation (RAG), post-training, evaluation, and industry-specific benchmarking, helping to improve model precision.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title3":"Full-stack FinAI platform support","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des3":"Cockpit offers a wide selection of pre-built and fully customisable agents.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/tO6xQd0/iStock-1329808536-5.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/91G9YJR/iStock-1329808536-4.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.title1":"Pre-built agents","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.des1":"Pre-built agents cover regular tasks including customer service, content curation for targeted marketing, and AI-assisted coding.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.title2":"Fully customisable","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.des2":"Furthermore, you can easily customise agents for more specialised tasks, such as travel advisory, tax refunds, cross-border remittance, and loyalty rewards.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title4":"Globalised infrastructure","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des4":"Alipay+ GenAI Cockpit leverages the power of leading LLMs and supports deployment on public clouds and on-premises environments.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/89fXsqm/kejixinpian-1-5.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/rG3o2DM/kejixinpian-2-1.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.title1":"Leveraging over 20 leading LLMs","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.des1":"Including our proprietary Falcon Time-Series Transformer FX Model.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.title2":"Flexible deployment","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.des2":"The Cockpit supports flexible deployment across public clouds and on-premises environments, drawing on strategic partnerships with Google Cloud and other top-tier infrastructure providers.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.SeamlessDigitalPayments":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/y9sDwIH/seamless-digital-payments.svg","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessDigitalAndPhysicalPayments":"Seamless digital and physical payments","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentConvenienceFor":"Cross-border payment convenience for your users is our priority. We enable your customers to pay however they want, wherever they are – online or in-store – with QR and NFC supported.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.MaximiseYourReach":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/sdfUfgz/maximise-your-reach.svg","alipayplus_official_website.(global).mobile-payment-provider.content.MaximiseYourReach":"Maximise your reach","alipayplus_official_website.(global).mobile-payment-provider.content.OurNfcPartnershipWithMastercard":"Our NFC partnership with Mastercard means we can reach over 150 million acceptance locations worldwide. Our partnerships with National QR schemes help build your interoperability and connectivity in new markets and provide operational support.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.UserGrowthEngine":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/EnnBHPb/user-growth-engine.svg","alipayplus_official_website.(global).mobile-payment-provider.content.UserGrowthEngine":"User growth engine","alipayplus_official_website.(global).mobile-payment-provider.content.OurGlobalMarketingAndGrowth":"Our global marketing and growth experts accelerate user acquisition, activation, and retention to optimise your payment ecosystem’s performance and long-term success.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.AiPoweredSuperApp":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/JymEuf7/AI-powered-super-app.svg","alipayplus_official_website.(global).mobile-payment-provider.content.AiPoweredSuperAppTechnology":"AI-powered super app technology","alipayplus_official_website.(global).mobile-payment-provider.content.IntegratingYouSeamlesslyWithYour":"Integrating you seamlessly with your users’ digital lifestyles, our AI tools enable you to upgrade and transform your digital wallet into an industry-leading super app.","iap.img.Mobile.banner.poster.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/20/3u71Wzq/2ce6c7a5-874d-48af-ba9f-ac6bcc0b4aa6-1.png","iap.video.mp4.Mobile.banner.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/zt72JP9/mobile-payment-hero-banner-mobile.mp4","alipayplus_official_website.mobile-payment-provider.content.OneTimeIntegration":"One-time integration","alipayplus_official_website.mobile-payment-provider.content.WeAreTheGlobalPartner":"We are the global partner and merchant aggregator for payment service providers, looking to globalise your business with unrivalled global merchant coverage through a single integration.","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentsPower":"CROSS-BORDER PAYMENTS POWER","alipayplus_official_website.(global).mobile-payment-provider.content.ExpandingYourPaymentCapabilities":"Expanding your payment capabilities","alipayplus_official_website.(global).mobile-payment-provider.content.ByIntegratingWithAlipayYou":"By integrating with Alipay+, you can offer your users total, seamless payment convenience – in-store, online, and around the world.","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessPaymentTechnology":"Seamless payment technology","alipayplus_official_website.(global).mobile-payment-provider.content.OurIndustryLeadingInnovationsEliminate":"Our industry-leading innovations eliminate payment frictions for your users – from online checkouts to in-store QR and NFC payments around the world – whether they’re one-time customers or repeat business.","alipayplus_official_website.(global).mobile-payment-provider.content.CashierPayment":"Cashier Payment","alipayplus_official_website.(global).mobile-payment-provider.content.AutoDebit":"Auto Debit","alipayplus_official_website.(global).mobile-payment-provider.content.InStorePayment":"In-Store Payment","alipayplus_official_website.(global).mobile-payment-provider.content.RewardsTailoredToYou":"Rewards tailored to you","alipayplus_official_website.(global).mobile-payment-provider.content.SuperchargeConversionsWithRewardsIncentives":"Supercharge conversions with rewards, incentives, and exclusive promotions through Alipay+, tailored to your users’ payment app.","alipayplus_official_website.(global).mobile-payment-provider.content.PaymentMarketing":"Payment Marketing","alipayplus_official_website.(global).mobile-payment-provider.content.DigitalGatewayTechnology":"DIGITAL GATEWAY TECHNOLOGY","alipayplus_official_website.(global).mobile-payment-provider.content.TechToUpgradeYourPlatform":"Tech to upgrade your platform","alipayplus_official_website.(global).mobile-payment-provider.content.PaymentServiceProvidersAreIncreasingly":"Payment service providers are increasingly becoming the backbone of their users’ digital lifestyles. Alipay+ helps our partners upgrade their existing platforms to go beyond just payments, and create all-in-one digital super apps.","alipayplus_official_website.(global).mobile-payment-provider.content.FutureReadyDigitalTools":"Future-ready digital tools","alipayplus_official_website.(global).mobile-payment-provider.content.BuildIndustryLeadingDigitalWallets":"Build industry-leading digital wallets and super apps with our advanced, AI-powered tools, and connect with a global tourism market through our all-in-one digital travel companion.","alipayplus_official_website.(global).mobile-payment-provider.content.WalletTech":"Wallet Tech","alipayplus_official_website.(global).acquirer.content.png.FECdEAb":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/Ty49XmO/BA2006CC-B3ED-4A70-8EE3-45D6830E6661.png","alipayplus_official_website.(global).acquirer.content.mp4.AcquirerBannerPc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/22/pWUZMth/acquirer-banner-pc.mp4","alipayplus_official_website.(global).acquirer.content.ContactUs":"Contact us","alipayplus_official_website.(global).acquirer.content.WhereHyperLocalisedMeets":"Where hyper-localised meets\nglobal scalability","alipayplus_official_website.(global).acquirer.content.GlobalScalability":"global scalability","alipayplus_official_website.(global).acquirer.content.WithDigitalPaymentsPredictedTo":"With digital payments predicted to account for 80% of all transactions in Asia by 2030, seizing the cross-border commerce and global travel market opportunity means giving your merchants a single platform for global and localised payment methods, supporting QR and NFC, and interoperability with National QR.","alipayplus_official_website.(global).acquirer.content.ScalingInIncreasinglyCashlessEconomies":"Scaling in increasingly cashless economies goes beyond just payments. With Alipay+, your merchants unlock a whole new digital ecosystem, reaching nearly two billion consumers who connect their lifestyles and travel needs instantly through financial apps and super apps.","alipayplus_official_website.(global).acquirer.content.MultiplePaymentAppsAllWithin":"Multiple payment apps, all within your grasp","alipayplus_official_website.(global).acquirer.content.ViewAllMobilePaymentMethods":"View all mobile payment methods","alipayplus_official_website.(global).acquirer.content.PaymentSolutions":"PAYMENT SOLUTIONS","alipayplus_official_website.(global).acquirer.content.OnboardLeadingPaymentMethodsOn":"Onboard leading payment methods on one simple platform","alipayplus_official_website.(global).acquirer.content.FromCardsAndBankingApps":"From cards and banking apps to digital wallets, Alipay+ removes the hassle of negotiation and individual contract signing with each mobile payment method. There’s no need for separate integrations each time a new method is introduced, and no need to worry about different specifications, currencies, or terms.","alipayplus_official_website.(global).acquirer.content.TailorYourPaymentOfferingTo":"Tailor your payment offering to merchants’ needs","alipayplus_official_website.(global).acquirer.content.EveryPaymentNeedCovered":"Every payment need covered","alipayplus_official_website.(global).acquirer.content.AlipayHelpsYouCoverDiverse":"Alipay+ helps you cover diverse and ever-changing payment scenarios, ensuring you keep up with digital payment trends and your merchants can connect with a wide range of global consumers.","alipayplus_official_website.(global).acquirer.content.MarketingSolutions":"MARKETING SOLUTIONS","alipayplus_official_website.(global).acquirer.content.EquipYourMerchantsWithGreater":"Equip your merchants with greater digital marketing capability","alipayplus_official_website.(global).acquirer.content.StandOutFromOtherPayment":"Stand out from other payment service providers. Our data-driven marketing technology enables your merchants to design customer-tailored promotions, helping attract more customers and driving more sales for your merchants.","alipayplus_official_website.(global).acquirer.content.DigitalSolutions":"DIGITAL SOLUTIONS","alipayplus_official_website.(global).acquirer.content.CustomerEngagementThatGoesBeyond":"Customer engagement that goes beyond payments","alipayplus_official_website.(global).acquirer.content.WithAlipayOurOneStop":"With Alipay+, our one-stop digital solutions go far beyond payments. By helping businesses to digitise through solutions such as mini-apps, and build leading super apps, Alipay+ helps merchants enhance consumer experiences and connect with users’ digital lifestyles. Meanwhile, our end-to-end travel solution Alipay+ Voyager offers merchants a unique gateway for tourist needs.","alipayPlus.common.core.route.walletTech.afap.title":"Alipay+ | Financial-grade AI Platform (AFAP)","alipayPlus.common.core.route.walletTech.afap.description":"Purpose-built for financial super apps, Alipay+ Financial-grade AI Platform as a Service (AFAP) harnesses cutting-edge AI technology to accelerate innovation and unlock growth.","alipayPlus.common.core.route.walletTech.genaiCockpit.title":"Alipay+ | GenAI Cockpit","alipayPlus.common.core.route.walletTech.genaiCockpit.description":"Alipay+ GenAI Cockpit is the AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build agentic and AI-native financial services.","alipayPlus.common.core.route.walletTech.superApp.title":"Alipay+ | Super App Platform (ASAP)","alipayPlus.common.core.route.walletTech.superApp.description":"ASAP – Alipay+ Super App Platform – is the AI-driven recommendation engine that powers your evolution from payment app to super app, unlocking exponential growth.","alipayPlus.common.core.route.walletTech.walletPlatform.title":"Alipay+ | Your next-gen wallet platform","alipayPlus.common.core.route.walletTech.walletPlatform.description":"Future-proof your wallet to meet new and diverse user needs, with comprehensive, secure, accessible payment solutions and wallet management app services.","alipayplus.nfc.banner.title":"Alipay+ NFC: \nNext generation tap to pay","alipayplus.nfc.banner.desc":"Alipay+ NFC enables wallets to offer tap-to-pay acceptance across Mastercard’s global contactless network, all within your existing wallet infrastructure.","alipayplus.nfc.banner.button.text":"Speak to our experts","alipayplus.nfc.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/22/ZSa79AQ/1A6AB3C7-012C-4278-A529-C95ADA6B9CED.png","alipayplus.nfc.banner.backgroundImage.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/16/M50iteW/xin_7-3.png","alipayplus.nfc.banner.textpart.title":"Expand globally with Alipay+ NFC","alipayplus.nfc.banner.textpart.desc1":"Extend your global reach into NFC-dominated markets, without needing to rebuild your wallet. Users have more ways to pay – whether via NFC and QR –all directly available in their preferred app. ","alipayplus.nfc.banner.textpart.desc2":"That’s because Alipay+ NFC allows wallets to support tap to pay on contactless terminals worldwide by using existing wallet capabilities, so there’s no additional need for a separate NFC investment or card issuance. ","alipayplus.nfc.nfcImagePart.image":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/18/LRMwIpW/image-6346909-1.png","alipayplus.nfc.nfcImagePart.title":"The unified payment gateway","alipayplus.nfc.nfcImagePart.desc":"Alipay+ NFC redefines how wallets and merchants connect digitally, by giving wallet users globally even more seamless payment options.","alipayplus.nfc.features.title1":"Go quick-to-market with your existing infrastructure","alipayplus.nfc.features.desc1":"Alipay+ NFC is designed as a ‘plug and play’ platform, meaning it integrates seamlessly with your existing wallet infrastructure, so you can get started and go live fast.","alipayplus.nfc.features.imgPc1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/24/pZLGulg/213789A3-3B9E-4DAF-B80A-C25AC9AE962C.jpg","alipayplus.nfc.features.imgH51":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/24/JVqjpoe/Frame-2117131266-4.png","alipayplus.nfc.features.imgPc2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/06/ZcXTkh7/image-6346908.png","alipayplus.nfc.features.imgH52":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/06/iOK1yua/Frame-2147228503-1.png","alipayplus.nfc.list.label1":"“At GCash, our goal has always been to drive financial innovation and create an inclusive, cashless ecosystem. With Tap to Pay, we're not just modernising payments; we're empowering Filipinos with a seamless and globally competitive solution that is locally relevant and universally accessible.”","alipayplus.nfc.list.author1":"- Ren-Ren Reyes","alipayplus.nfc.list.position1":"- President and CEO of GCash mobile wallet operator G-Xchange, Inc","alipayplus.nfc.list.icon1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/12/KchvAao/Mask-group.png","alipayPlus.common.core.route.NFC.title":"Alipay+ | NFC","alipayplus_official_website.(global).ar-glasses.content.svg.Solution":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/hwT980f/1-Solution.svg","alipayplus_official_website.(global).ar-glasses.content.EnhancedUserExperience":"Enhanced user experience","alipayplus_official_website.(global).ar-glasses.content.ReachANewGenerationOf":"A new gateway for interactive commerce – the iconically-styled Alipay+ GlassPay. Users can quickly scan QR codes in-store, wherever Alipay+ is available, and make payments using their preferred wallet with simple voice commands.","alipayplus_official_website.(global).ar-glasses.content.svg.Grade":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/ArOJ8VT/2-Grade.svg","alipayplus_official_website.(global).ar-glasses.content.IndustryLeadingInnovation":"Industry-leading innovation","alipayplus_official_website.(global).ar-glasses.content.AdvancedPaymentTechnologyFromAlipay":"A new view of your everyday, and a simplified checkout from Alipay+, all rendered through the glasses’ digital graphic display, controlled by AI-driven voice processing and QR-scanning technology, ensuring a fast, seamless payments process.","alipayplus_official_website.(global).ar-glasses.content.svg.Polymerization":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/646wIhB/3-Polymerization.svg","alipayplus_official_website.(global).ar-glasses.content.AiPoweredSecurity":"AI-powered security","alipayplus_official_website.(global).ar-glasses.content.ASecureAndFrictionlessAr":"Cutting-edge user protections like iris authentication technology, which instantly recognises the user; AI-powered biometric verification, including voice interface with intent recognition and voiceprint authentication; and a security suite featuring unique encryption to safeguard user data.","alipayplus_official_website.(global).ar-glasses.content.StepScanTheCodeIn":"Scan the code in-store","alipayplus_official_website.(global).ar-glasses.content.png.Saomaye":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/3XmcDY2/1-saomaye.png","alipayplus_official_website.(global).ar-glasses.content.StepSayTheAmount":"Say the amount","alipayplus_official_website.(global).ar-glasses.content.png.Yuyinshuru":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/pNr8ogC/2-yuyinshuru.png","alipayplus_official_website.(global).ar-glasses.content.StepConfirmThePayment":"Confirm the payment","alipayplus_official_website.(global).ar-glasses.content.png.Yuyinshuruchenggong":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/bhJGA1P/3-yuyinshuruchenggong.png","alipayplus_official_website.(global).ar-glasses.content.StepPaymentSuccessful":"Payment successful","alipayplus_official_website.(global).ar-glasses.content.png.Zhifuchenggong":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/D89vgIe/4-zhifuchenggong.png","alipayplus_official_website.(global).ar-glasses.content.StepSayYourItinerary":"Say your itinerary","alipayplus_official_website.(global).ar-glasses.content.png.Loading":"https://cdn.marmot-cloud.com/storage/intl_website/2026/02/10/3VQNWEE/Loading-1.png","alipayplus_official_website.(global).ar-glasses.content.StepChooseYourPickupLocation":"Choose your pickup location","alipayplus_official_website.(global).ar-glasses.content.png.Shangchedian":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/riw0S8R/2shangchedian.png","alipayplus_official_website.(global).ar-glasses.content.StepConfirmYourCarFare":"Step 3: Confirm your car & fare","alipayplus_official_website.(global).ar-glasses.content.png.Xuanzechexing":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/8lEuKyH/3xuanzechexing.png","alipayplus_official_website.(global).ar-glasses.content.StepVehicleDetails":"Vehicle details","alipayplus_official_website.(global).ar-glasses.content.png.Cheliangsijixinxi":"https://cdn.marmot-cloud.com/storage/intl_website/2026/02/10/j8KvVil/cheliangsijixinxi-1.png","alipayplus_official_website.(global).ar-glasses.content.StepNavigateToYourPickup":"Navigate to your pickup spot","alipayplus_official_website.(global).ar-glasses.content.png.Taitouchakandaohang":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/jNQ1Vu6/5taitouchakandaohang.png","alipayplus_official_website.(global).ar-glasses.content.Logistics":"Logistics","alipayplus_official_website.(global).ar-glasses.content.png.Image":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/CfFUWon/image-6346905.png","alipayplus_official_website.(global).ar-glasses.content.Travel":"Travel","alipayplus_official_website.(global).ar-glasses.content.FoodBeverage":"Food & Beverage","alipayplus_official_website.(global).ar-glasses.content.png.Frame":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/hEI3ArD/Frame-2147228773.png","alipayplus_official_website.(global).ar-glasses.content.ECommerce":"E-Commerce","alipayplus_official_website.(global).ar-glasses.content.More":"More","alipayplus_official_website.(global).ar-glasses.content.SmartMeetsStylePowerYour":"Smart meets style: Power your payments with Alipay+ GlassPay","alipayplus_official_website.(global).ar-glasses.content.ANewViewOfThe":"The future of payments through augmented reality. Introducing the world’s first smart glasses-enabled payment solution from Alipay+, a more secure and immersive consumer experience.","alipayplus_official_website.(global).ar-glasses.content.SpeakToOurTeam":"Contact us","alipayplus_official_website.(global).ar-glasses.content.OpeningUpNewRevenueStreams":"Empowering merchants and payment providers ","alipayplus_official_website.(global).ar-glasses.content.ForDigitalWallets":"through AI and AR","alipayplus_official_website.(global).ar-glasses.content.SignatureStyleMeetsIndustryLeading":"Signature style meets industry-leading smart technology. Alipay+ GlassPay – the revolutionary AR glasses-embedded payment solution that’s bridging physical and digital consumer experiences. 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Simple hardware and software integration with minimal development. Users just tap – no app to open or activation required – while our smart tech automatically selects their preferred payment method, anywhere.","alipayplus.bluetap.blueTapData.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/1HDd7Jo/bluetap-01.png","alipayplus.bluetap.blueTapData.tag2":"For merchants","alipayplus.bluetap.blueTapData.title2":"Digitalisation that goes beyond payments","alipayplus.bluetap.blueTapData.des2":"Use BlueTap as a standalone terminal or integrate it with your existing POS system to unlock a new global customer ecosystem. Meanwhile, access powerful digital upgrades, from AI assistance, to conversion-boosting promotions, mini-program ecosystems, coupons, and loyalty programs – all powered by Alipay+ BlueTap.","alipayplus.bluetap.blueTapData.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/brfSoiO/image-11236973.png","alipayplus.bluetap.blueTapData.tag3":"For consumers","alipayplus.bluetap.blueTapData.title3":"A more convenient and faster QR payment experience","alipayplus.bluetap.blueTapData.des3":"Alipay+ BlueTap offers a faster and more convenient alternative to the QR payment experience most consumers are accustomed to. Users simply tap with their BlueTap-enabled devices wherever our distinctive blue ring is available for seamless, contactless payments.","alipayplus.bluetap.blueTapData.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/7EAg6pa/iStock-1338580111-1.png","alipayplus.bluetap.banner.title":"Tap into a new global payment ecosystem","alipayplus.bluetap.banner.content":"Alipay+ BlueTap combines QR payment with NFC technology to power a faster, more convenient wallet payment experience, while creating new digitalisation opportunities for merchants and wallet users","alipayplus.bluetap.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/2Eh11Ic/bluetap-hero-final.mp4","alipayplus.bluetap.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/4youq9x/bluetap-hero-gaijine-1.png","alipayplus.bluetap.banner.action":"Get started today","alipayplus.bluetap.BlueTapBlueRingSection.title1":"Look for the","alipayplus.bluetap.BlueTapBlueRingSection.title2":"blue ring","alipayplus.bluetap.BlueTapBlueRingSection.desc":"Trusted by millions. 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Every subsequent payment is processed automatically. Payments are handled directly by AI agents, removing friction from repetitive or low-value transactions, with ‘walletless-feeling’ checkout while your wallet still powers every payment.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/hQg3j3x/kejixinpian-1-10.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title2":"Trusted intent delegation","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des2":"Users define exactly what agents can spend, where and how much. Alipay+ Agentic Mobile Protocol enforces those boundaries and risk policies transparently on every transaction, keeping your users in control and your wallet trusted.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/VdPBPM2/image-634847742-2.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title3":"Secure credential architecture","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des3":"Every transaction runs on a one-time payment credential, generated from a secure network token and device-side passkey. As such, real payment credentials are never exposed or reused.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/heNLLpQ/kejixinpian-1-11.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title4":"Full-spectrum ‘Know Your Agent’","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des4":"With built-in monitoring technology, every agent is registered, authenticated and validated on the Alipay+ platform before it can touch a wallet – giving partners complete visibility into which agents are acting and how.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/9Mlm1BB/image-634847742-3.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title5":"Effortless wallets and agent integration","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des5":"Standardised APIs means there’s no need to build custom flows for every agent – minimal development, maximum interoperability. Alipay+ Agentic Mobile Protocol is compatible with mainstream AI agent protocols and ecosystems, and works with your existing authentication, risk, and compliance frameworks.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/bydfLoI/kejixinpian-1-12.png","alipayplus.agentic-mobile-protocal.banner.title":"Future-proofing wallets for agentic commerce","alipayplus.agentic-mobile-protocal.banner.content":"Alipay+ Agentic Mobile Protocol enables secure, autonomous, AI-native payments, giving wallet users full control without ever needing to open an app.","alipayplus.agentic-mobile-protocal.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/18/g727YoE/tax-refund-from-none.mp4","alipayplus.agentic-mobile-protocal.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/1zqwXs1/tax-refund_1-1-3.png","alipayplus.agentic-mobile-protocal.banner.action":"Get started today","alipayplus.agentic-mobile-protocal.cross-border.title":"Position your wallet at the centre of AI commerce","alipayplus.agentic-mobile-protocal.cross-border.description":"Alipay+ Agentic Mobile Protocol is built for the wallets and payment networks that seek to lead as autonomous commerce becomes the norm.","alipayplus.agentic-mobile-protocal.cross-border.imageUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/26/tpoqKjp/img_agentic.png","alipayplus.trust-score.featuresCard.title":"A unified standard for cross-border trust","alipayplus.trust-score.featuresCard.description":"When your users travel or shop abroad, proving they're trustworthy shouldn't be their problem. 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Alipay+ Trust Score translates your native trust scores into a unified framework that merchants worldwide can recognise — no custom integrations, no compromises while safeguarding user privacy.","alipayplus.trust-score.trustScoreData.imgUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/GnpBzbY/kejixinpian-1-13.png","alipayplus.trust-score.trustScoreData.title2":"Replace barriers with seamless access","alipayplus.trust-score.trustScoreData.des2":"Security deposits, upfront payments and friction-heavy verification are replaced with a smooth, trust-powered experience. Eligible users simply access the services they need – before they pay, or without any deposit at all.","alipayplus.trust-score.trustScoreData.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/lpfdeLo/image-8.png","alipayplus.trust-score.trustScoreData.title3":"Cross-border eligibility, handled","alipayplus.trust-score.trustScoreData.des3":"When users travel to or enter a new market, eligibility verification happens automatically. The right users get access to the right services, without manual checks or uncertainty on either side.","alipayplus.trust-score.trustScoreData.imgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/DFF9GLF/kejixinpian-1-14.png","alipayplus.trust-score.trustScoreData.title4":"Grow with every journey","alipayplus.trust-score.trustScoreData.des4":"As your users travel and transact globally, the Alipay+ Trust Score creates new touchpoints for engagement – unlocking merchant benefits, higher-value transactions and untapped monetisation opportunities.","alipayplus.trust-score.trustScoreData.imgUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/qdqOAKY/iStock-2230688796-1.png","alipayplus.trust-score.banner.title":"The global trust network giving wallet users more","alipayplus.trust-score.content.banner.content":"Alipay+ Trust Score gives wallets a single integration into a universal trust framework – so users' credentials are recognised across global merchant scenarios, unlocking new experiences and exclusive benefits","alipayplus.trust-score.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/18/g727YoE/tax-refund-from-none.mp4","alipayplus.trust-score.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/51zjGF9/iStock-1319377297-1.png","alipayplus.trust-score.banner.action":"Get started today","alipayplus.trust-score.cross-border.title":"Trust-powered commerce: Enjoy now, pay later","alipayplus.trust-score.cross-border.description":"With a global, interoperable trust standard, your users can access more services abroad with less friction—such as ‘Enjoy Now, Pay Later’, deposit‑free rentals, and ‘Travel First, Pay Later’ journeys. \n","alipayplus.trust-score.cross-border.imageUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/0QsHaWX/Frame-2117131266-8.png","alipayplus.common.core.route.AgenticMobileProtocol.title":"Alipay+ Agentic Mobile Protocol | AI-Native Wallet Payments","alipayPlus.common.core.route.AgenticMobileProtocol.description":"Enable AI agents to make secure, autonomous payments through your wallet. Full user control over spending, budgets and intent — ready for agentic commerce.","alipayPlus.common.core.route.Bluetap.title":"Alipay+ BlueTap | Next-Gen Tap-to-Pay for Global Wallets","alipayPlus.common.core.route.Bluetap.description":"Next-generation tap-to-pay for global wallets and merchants. Live in 400+ cities and trusted by 5,000+ brands — tap the blue ring to pay.","alipayPlus.common.core.route.TrustScore.title":"Alipay+ Trust Score | Cross-Border Trust for Wallets ","alipayPlus.common.core.route.TrustScore.description":"Turn your wallet's trust signals into a global framework recognised across the Alipay+ merchant network. 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account","alipayplus.remmitance.remmitanceData.imgUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/R3n9FPr/iStock-1215119911-1.png","alipayplus.remmitance.remmitanceData.title2":"End-user solution","alipayplus.remmitance.remmitanceData.des2":"Empower your platform with pre-built modules and standardised APIs for rapid deployment, flexible operations, and seamless user experiences.","alipayplus.remmitance.remmitanceData.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/lBSSXj8/iStock-1447901376-1.png","alipayplus.remmitance.remmitanceData.list2.title1":"Flexible solution","alipayplus.remmitance.remmitanceData.list2.title2":"Quick integration","alipayplus.remmitance.remmitanceData.list2.title3":"User‑first experience","alipayplus.remmitance.remmitanceData.title3":"Growth enablement","alipayplus.remmitance.remmitanceData.des3":"Scale your remittance business with powerful marketing capabilities and dedicated partnership support to accelerate user acquisition and drive sustained growth.","alipayplus.remmitance.remmitanceData.imgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/27/jjmQ63I/2218002245.png","alipayplus.remmitance.remmitanceData.list3.title1":"User acquisition","alipayplus.remmitance.remmitanceData.list3.title2":"Customer engagement","alipayplus.remmitance.remmitanceData.list3.title3":"Growth at scale","alipayplus.remmitance.remmitanceData.title4":"FX service","alipayplus.remmitance.remmitanceData.des4":"Enhance performance and efficiency with smarter FX solutions—intelligent settlement, transparent processes, and smart treasury management.","alipayplus.remmitance.remmitanceData.imgUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/27/7gIKYPz/1410705594.png","alipayplus.remmitance.remmitanceData.list4.title1":"Powerful trading network","alipayplus.remmitance.remmitanceData.list4.title2":"Smart dynamic pricing","alipayplus.remmitance.remmitanceData.list4.title3":"Optimised FX products","alipayplus.remmitance.featuresCard2.cards.imageUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/yHHrHe5/Frame-4.svg","alipayplus.remmitance.featuresCard2.cards.title1":"Trustworthy & compliant","alipayplus.remmitance.featuresCard2.cards.description1":"Powered by SWIFT ISO 20022 and Alipay+ for global reliability and security","alipayplus.remmitance.featuresCard2.cards.imageUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/jUIWjv9/Frame-5.svg","alipayplus.remmitance.featuresCard2.cards.title2":"Quick to integrate","alipayplus.remmitance.featuresCard2.cards.description2":"Reduce integration time by 99.9% with streamlined bank-to-wallet solution","alipayplus.remmitance.featuresCard2.cards.imageUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/s8F3aWW/Frame-6.svg","alipayplus.remmitance.featuresCard2.cards.title3":"End-to-end transparency","alipayplus.remmitance.featuresCard2.cards.description3":"Provide real-time transaction status updates for both sender and receiver","alipayplus.remmitance.featuresCard2.cards.imageUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/zwjCWXM/Frame-7.svg","alipayplus.remmitance.featuresCard2.cards.title4":"Real-time experience","alipayplus.remmitance.featuresCard2.cards.description4":"Bank-to-wallet transfers arrive within minutes","alipayplus.remmitance.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/ATRa8YY/iStock-1207318396-1.png","alipayplus.remmitance.banner.backgroundImageH5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/d7tvsgM/iStock-1207318396-1-1.png","alipayplus.remmitance.banner.title":"Empowering e-wallets with fast, secure, and scalable remittance","alipayplus.remmitance.content.banner.content":"Alipay+ Remittance empowers e-wallets, banks, and financial institutions with fast, trusted, and transparent cross-border money transfer capabilities. Powered by global network interoperability, FX solutions, and marketing campaigns, it helps you unlock new markets and drive sustained growth.","alipayplus.remmitance.banner.action":"Speak to our experts","alipayPlus.common.core.route.Remittance.title":"Alipay+ Remittance | Cross-Border Trust for Wallets","alipayPlus.common.core.route.Remittance.description":"Alipay+ Remittance connects e-wallets to global banking networks for fast, secure, and scalable cross-border money transfers, helping you unlock new markets and accelerate growth with robust network interoperability.","alipayplus.agentic-mobile-protocal.cross-border.description2":"Integrate once, and stay ahead of the game across every AI-driven transaction.","alipayplus.bluetap.cross-border.description2":"With faster checkouts, higher transaction value from members, and trusted by everyday brands like FamilyMart, BlueTap makes member acquisition effortless, and ensures strong customer retention value.","alipayplus.trust-score.cross-border.description2":"For wallet partners, this means turning your existing trust data into a cross-border growth engine, while keeping integration simple and control firmly in your hands.","alipayplus.trust-score.featuresCard.description2":"Users get smoother, deposit‑free, ‘enjoy now, pay later’ experiences abroad – all without custom-integration with each merchant or market by you.","alipayplus.bluetap.BlueTapBlueRingSection.desc2":"5,000+ brands rely on it across retail, vending, healthcare, hospitality, OOH advertising, dining and beyond.","alipayplus_official_website.src.config.navigation.FromPaymentApp":"From payment app to super app","alipayplus_official_website.src.config.navigation.MiniProgramme":"Alipay+ Mini Program","alipayplus_official_website.src.config.navigation.RiskControlTechnology":"Alipay+ Risk Management Solutions","alipayplus_official_website.src.config.navigation.Bluetap":"BlueTap Payment","alipayplus_official_website.src.config.navigation.Remittance.desc":"Power global money movement with one connection","alipayplus_official_website.src.config.navigation.Bluetap.desc":"Transformative payment experience from scan to tap","alipayplus.remmitance.remmitanceData.list1.description1":"SWIFT-powered solution linking e-wallets to global banks.","alipayplus.remmitance.remmitanceData.list1.description2":"20+ currencies, 200+ countries/regions, 2,000+ wallet and bank partners.","alipayplus.remmitance.remmitanceData.list1.description3":"GlobalPass provides a standard, globally‑recognised account for seamless cross‑institution interoperability and richer features.","alipayplus.remmitance.remmitanceData.list2.description1":"White-label and licensed options to suit your business needs.","alipayplus.remmitance.remmitanceData.list2.description2":"Integrate easily through our one-stop API and smart portal.","alipayplus.remmitance.remmitanceData.list2.description3":"User-first design with rich product features, including FX transparency, and real-time fee tracking.","alipayplus.remmitance.remmitanceData.list3.description1":"Drive new users with traffic management, premium partner pages, and referral programs.","alipayplus.remmitance.remmitanceData.list3.description2":"Boost retention through real-time FX tools, fee-waiver events, and co-membership hubs.","alipayplus.remmitance.remmitanceData.list3.description3":"Single setup unlocking multiple growth engines and a global membership network.","alipayplus.remmitance.remmitanceData.list4.description1":"Leverage large business scale to reduce FX costs and increase your cost efficiency.","alipayplus.remmitance.remmitanceData.list4.description2":"AI models predict remittance volume for FX price adjustments, to help maximise margins and drive incremental revenue.","alipayplus.remmitance.remmitanceData.list4.description3":"Utilise FX products to lock in optimal rates and reduce currency volatility risk.","alipayplus_official_website.src.config.navigation.faqs.label":"FAQs","alipayplus_official_website.src.config.navigation.faqs.desc":"Get Instant Answers to Top Questions","alipayPlus.common.core.route.FAQ.title":"Alipay+ | Frequently Asked Questions (FAQs)","alipayPlus.common.core.route.FAQ.description":"Here are common questions to help you get started with Alipay+. If you need more help, please leave your contact information and our team will be in touch shortly.","alipayplus.faq.page.title":"FAQs","alipayplus.faq.page.desc":"Here are common questions to help you get started with Alipay+. If you need more help, please leave your ","alipayplus.faq.config.section.question1":"What is Alipay+?","alipayplus.faq.config.section.question1.answer1":"Alipay+ is a unified cross-border payment gateway operated by Ant International that allows merchants to accept payments from 50 leading mobile wallets and banking apps through a single integration. Launched in 2020, it connects global merchants to over 2 billion consumers across 220+ markets. Currently, more than 150 million merchants accept QR payments, and over 150 million merchants accept NFC payments via Alipay+, worldwide. ","alipayplus.faq.config.section.question1.answer2":"Furthermore, Alipay+ digital gateway products enable merchants to engage more customers with AI‑powered digital solutions and tailored rewards. And mobile payment providers can harness advanced wallet tech and next-gen, AI-driven fintech products to build the next generation of super apps — creating a seamless, innovative ecosystem for all.","alipayplus.faq.config.section.question2":"What is the difference between Alipay and Alipay+?","alipayplus.faq.config.section.question2.answer1":"Ant Group’s Alipay is a Chinese digital wallet and super app used by over 1 billion consumers primarily in mainland China. Alipay+ is a separate product: a global wallet gateway operated by Ant International that aggregates 50 wallets and mobile payment methods – including Alipay – into a single merchant integration. ","alipayplus.faq.config.section.question2.answer2":"In short, Alipay is one consumer wallet; Alipay+ is the infrastructure that lets merchants accept Alipay along with GCash, Kakao Pay, Touch 'n Go, TrueMoney, and many others.","alipayplus.faq.config.section.question3":"Which e-wallets and payment methods does Alipay+ support?","alipayplus.faq.config.section.question3.answer1":"Alipay+ connects 50 leading mobile payment providers worldwide. Major partners include: ","alipayplus.faq.config.section.question3.renderList1":"Alipay (mainland China)","alipayplus.faq.config.section.question3.renderList2":"AlipayHK (Hong Kong SAR)","alipayplus.faq.config.section.question3.renderList3":"GCash (Philippines)","alipayplus.faq.config.section.question3.renderList4":"Touch 'n Go eWallet (Malaysia)","alipayplus.faq.config.section.question3.renderList5":"TrueMoney (Thailand)","alipayplus.faq.config.section.question3.renderList6":"Kakao Pay, Naver Pay, and Toss Pay (South Korea)","alipayplus.faq.config.section.question3.renderList7":"DANA (Indonesia)","alipayplus.faq.config.section.question3.renderList8":"MPay (Macao SAR)","alipayplus.faq.config.section.question3.renderList9":"Hipay (Mongolia)","alipayplus.faq.config.section.question3.renderList10":"Kaspi.kz (Kazakhstan)","alipayplus.faq.config.section.question3.renderList11":"OCBC Digital (Singapore)","alipayplus.faq.config.section.question3.renderList12":"Tinaba (Italy)","alipayplus.faq.config.section.question3.renderList13":"MyPB by Public Bank (Malaysia)","alipayplus.faq.config.section.question3.answer2":"The full list is published on the Alipay+ ","alipayplus.faq.config.section.question4":"How does Alipay+ work for merchants?","alipayplus.faq.config.section.question4.answer1":"Merchants integrate Alipay+ once, through an acquiring service provider such as Antom or a direct partnership, and can then accept all supported wallets at checkout. When a tourist scans the merchant's QR code, taps their wallet-enabled smartphone, or presents Alipay+ payment code in their wallet, Alipay+ routes the transaction to the correct home wallet, handles real-time foreign exchange, and settles funds to the merchant in their preferred currency through the acquirer. ","alipayplus.faq.config.section.question4.answer2":"The customer pays in their home currency through their familiar app; the merchant receives a unified payment flow without needing separate integrations per wallet.","alipayplus.faq.config.section.question5":"Is Alipay+ the same as Ant International?","alipayplus.faq.config.section.question5.answer1":"No. Ant International is the parent company; Alipay+ is one of its brands. Ant International operates four main brands:","alipayplus.faq.config.section.question5.renderList1":"Alipay+ (unified wallet gateway)","alipayplus.faq.config.section.question5.renderList2":"Antom (unified merchant payment platform)","alipayplus.faq.config.section.question5.renderList3":"WorldFirst (unified global accounts)","alipayplus.faq.config.section.question5.renderList4":"Bettr (inclusive and embedded finance)","alipayplus.faq.config.section.question5.answer2":"Alipay+ sits within the Ant International group and powers the cross-border mobile wallet acceptance layer.","alipayplus.faq.config.section.question6":"How do I accept Alipay+ payments at my business?","alipayplus.faq.config.section.question6.answer1":"Merchants can accept Alipay+ by integrating with an Alipay+ acquiring service provider (such as Antom, 2C2P, Multisafepay, KOMOJU or a local acquirer partners with Alipay+) — the acquirer handles onboarding, technical integration, and settlement.","alipayplus.faq.config.section.question6.answer1.option1":"Option 1: ","alipayplus.faq.config.section.question6.answer1.option2":"Option 2:","alipayplus.faq.config.section.question6.answer1.option2.desc":" large enterprise merchants can partner directly with Alipay+ for unified in-store QR payment, online cashier payment, or NFC acceptance.","alipayplus.faq.config.section.question6.answer2":"Contact Alipay+ through our website","alipayplus.faq.config.section.question7":"What are the Alipay+ merchant fees?","alipayplus.faq.config.section.question7.answer1":"Alipay+ merchant pricing is not a set rate. Fees depend on the acquiring service provider, your country and industry (MCC), transaction volume, the source wallet, and the funding method. The fee is typically structured as a service fee plus an inter-partner fee, charged per successful transaction. As a merchant, you can request a quote from your chosen Alipay+ acquirer (such as Antom or a local acquiring partner) for rates specific to your business profile.","alipayplus.faq.config.section.question7.renderList1":"The acquiring service provider","alipayplus.faq.config.section.question7.renderList2":"The merchant's country and industry (MCC)","alipayplus.faq.config.section.question7.renderList3":"Transaction volume","alipayplus.faq.config.section.question7.renderList4":"The source wallet","alipayplus.faq.config.section.question7.renderList5":"The funding method","alipayplus.faq.config.section.question7.answer2":"The fee is typically structured as a service fee plus an interpartner fee, charged per successful transaction. Merchants should request a quote from their chosen Alipay+ acquirer (such as Antom or a local acquiring partner) for rates specific to their business profile.","alipayplus.faq.config.section.question8":"In which countries and regions is Alipay+ accepted?","alipayplus.faq.config.section.question8.answer1":"Alipay+ is accepted in 220+ markets worldwide: ","alipayplus.faq.config.section.question8.renderList1":"Mainland China, Hong Kong SAR, Macao SAR","alipayplus.faq.config.section.question8.renderList2":"Japan","alipayplus.faq.config.section.question8.renderList3":"South Korea","alipayplus.faq.config.section.question8.renderList4":"Thailand","alipayplus.faq.config.section.question8.renderList5":"Malaysia","alipayplus.faq.config.section.question8.answer2":"Within each market, acceptance tends to be concentrated in areas associated with tourism:","alipayplus.faq.config.section.question9":"Is Alipay+ secure?","alipayplus.faq.config.section.question9.answer1":"Alipay+ transactions are processed through Ant International's financial-grade infrastructure with end-to-end encryption, tokenisation, real-time risk scoring, and biometric authentication at the wallet layer. ","alipayplus.faq.config.section.question9.answer2":"Ant International's risk engine draws on global fraud intelligence across 220+ markets and delivers authorisation decisions in under 500ms, with a reported fraud rate substantially below card industry averages. ","alipayplus.faq.config.section.question10":"How are refunds handled on Alipay+?","alipayplus.faq.config.section.question10.answer1":"For specific transaction or refund-related issues, consumers should contact the e-wallet or the digital payment provider through which the transaction was made.","alipayplus.faq.config.section.question10.answer2":"Refunds are initiated by the merchant through their acquiring service provider and can be full or partial. Once processed, funds return to the consumer's original home wallet in their local currency, typically within a few business days depending on the wallet and market. ","alipayplus.faq.config.section.question10.answer3":"Merchants manage refunds through their acquirer's dashboard (for example, the Antom Dashboard) or via API.","alipayplus.faq.page.desc.link":" contact information","alipayplus.faq.page.desc2":" and our team will be in touch shortly.","alipayplus.faq.config.section.question3.answer2.link":"mobile payment provider directory","alipayplus_official_website.src.config.bottom.navigation.FAQ":"FAQs","alipayplus.faq.config.section.question6.answer2.contactForm":" contact form","alipayplus.faq.config.section.question6.answer2.after":" to start onboarding.","alipayplus.faq.config.section.question8.renderList6":"Singapore","alipayplus.faq.config.section.question8.renderList7":"Indonesia","alipayplus.faq.config.section.question8.renderList8":"The Philippines","alipayplus.faq.config.section.question8.renderList9":"Vietnam","alipayplus.faq.config.section.question8.renderList10":"Australia","alipayplus.faq.config.section.question8.renderList11":"New Zealand","alipayplus.faq.config.section.question8.renderList12":"United Kingdom","alipayplus.faq.config.section.question8.renderList13":"France","alipayplus.faq.config.section.question8.renderList14":"Germany","alipayplus.faq.config.section.question8.renderList15":"Italy","alipayplus.faq.config.section.question8.renderList16":"Spain","alipayplus.faq.config.section.question8.renderList17":"United Arab Emirates","alipayplus.faq.config.section.question8.renderList18":"United States ","alipayplus.faq.config.section.question8.renderList19":"Retail","alipayplus.faq.config.section.question8.renderList20":"Duty-free","alipayplus.faq.config.section.question8.renderList21":"Hotels","alipayplus.faq.config.section.question8.renderList22":"Restaurants","alipayplus.faq.config.section.question8.renderList23":"Attractions","alipayplus.faq.config.section.question8.renderList24":"Public transport (including integration with standardised QR networks like PayPay in Japan, ZeroPay in South Korea, DuitNow in Malaysia, and SGQR in Singapore)","alipayplus_official_website.new-design.SustainabilityReportBanner.overline":"Ant International Sustainability Report 2025","alipayplus_official_website.new-design.SustainabilityReportBanner.title":"Explore Alipay+'s commitment to empowering local economies through cross-border travel","alipayplus_official_website.new-design.SustainabilityReportBanner.button":"Read the Report","alipayplus_official_website.new-design.SustainabilityReportBanner.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/05/18/hsaKngM/Homepage-SR-section-banner-Asset.png","alipayplus_official_website.new-design.SustainabilityReportBanner.hoverImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/05/15/epYOq1A/Visual.png","alipayplus.faq.config.section.question6.answer1.link":"Alipay+ acquirer directory","alipayplus.faq.config.section.question6.answer1.last":") — the acquirer handles onboarding, technical integration, and settlement.","alipayplus.faq.config.section.question3.answer3":".","iap.video.webm.Mobile.banner.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/8D4A6Gg/mobile-payment-hero-banner-mobile.webm","alipayplus.tax-refund.quickSetup.step1.title":"Open e-wallet and scan QR code","alipayplus.tax-refund.quickSetup.step2.title":"Present tax refund code for scanning","alipayplus.tax-refund.quickSetup.step2.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/FH1LPXM/step2.png","alipayplus.tax-refund.quickSetup.step3.title":"Tap “Mine” to see refund records","alipayplus.tax-refund.quickSetup.step3.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/aV3b4d1/Frame-2147229139.png","alipayplus.tax-refund.quickSetup.step4.title":"View full refund details","alipayplus.tax-refund.quickSetup.step4.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/A3jwoHL/Frame-2147229139.png","alipayplus.tax-refund.quickSetup.title":"Quick Setup for New Users","alipayplus.tax-refund.quickSetup.description":"Get started in seconds — agree to the terms and your tax refund service is ready to use.","alipayplus.tax-refund.quickSetup.step1.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/24/MR9XuXS/tax-refund-1.mp4"},"en_MY":{"home_pillarPreview_solutions_title":"The comprehensive digital platform for cross-border payments","home_pillarPreview_solutions_desc":"Access multiple e-wallets and payment methods worldwide on a single platform. Cross-border payments and digitalized solutions from Alipay+ enable consumers to pay like a local, using their preferred digital wallets and banking apps with millions of businesses.","home_pillarPreview_digitalService_title":"Payment Technologies and Digitalization Services","home_pillarPreview_digitalService_desc":"Alipay+ Payment Technologies and Digitalization Services provide digital technology solutions for business operation digitalization, e-wallet development, digital finance development and risk management for customers across different industries, supporting their digital transformation and accelerating financial inclusion.","home_pillarPreview_techServices_desc":"Alipay+ Wallet Tech provides a full suite of e-wallet solutions enabling customers to build e-wallet apps quickly with world-class reliability and stability.","home_pillarPreview_creditTech_desc":"Alipay+ Credit Tech uses world-class data technologies, AI algorithms and strong risk management expertise to service e-wallets and financial institutions around the world, providing inclusive and efficient credit services to small and micro business and consumers. \n\nClients can build robust and comprehensive credit risk engines, leveraging rich AI models and alternative data to set up full-lifecycle risk management systems.","home_pillarPreview_riskTech_title":"Risk Tech","home_pillarPreview_riskTech_desc":"Alipay+ Risk Tech focuses on business risk issues ranging from account takeover and credit card chargeback and abuse to marketing promotion. Leveraging intelligent risk management products and solutions, it provides risk identification and decision-making services for financial institutions across the world to reduce risks and improve operating efficiency.","home_pillarPreview_techServices_title":"Wallet Tech","home_pillarPreview_creditTech_title":"Credit Tech","home_storyBrands_google_title":"Google Play is proud to partner with Alipay+, an innovator in the payments industry, to enable consumers to easily purchase digital content on our platform and developers to securely distribute their apps to the world. We look forward to deepening our partnership and finding new ways to create value for our users.","home_storyBrands_google_person":"Derek Lee","home_storyBrands_google_job":"Director of Retail & Payments Activation - South & East Asia","home_storyBrands_cider_title":"Through its in-depth strategic collaboration with Alipay+, Cider has quickly introduced and steadily enhanced its end-to-end payment services in key markets like Southeast Asia, Europe and the US, laying a strong foundation for continuous business expansion. The partnership has also led to innovative payment-based marketing efforts, boosting user experience and stickiness.","home_storyBrands_xpPen_title":"XP-Pen has set up online malls in over 20 foreign countries, doing business in global regions from Europe and the US to Southeast Asia and Latin America. In June 2022, XP-Pen struck a strategic partnership with Alipay+. By tapping into the latter's extensive overseas channel network and user-friendly payment system, XP-Pen offers international users a more diverse and localized array of payment choices.","home_pillarPreview_paymentModel_acq_desc":"For Acquiring Service Provider","home_pillarPreview_paymentModel_mpp_desc":"For Mobile Payment Provider","home_banner_slogan_desc":"The unified wallet gateway for cross-border payment and digital services, connecting global merchants with billions of mobile users worldwide","home_banner_feature_title1":"2","home_banner_feature_desc1":"Consumers","home_banner_feature_title2":"50","home_banner_feature_desc2":"Mobile payment providers","home_banner_feature_title3":"150","home_banner_feature_desc3":"QR merchants","home_banner_feature_title4":"150","home_banner_feature_desc4":"NFC merchants","home_banner_news_title":"News","home_banner_news_action":"All news","home_banner_contactUs_title":"Get started with","home_banner_contactUs_action":"Contact us","home_banner_contactUs_desc":"Alipay+ is brought to you by Ant International for a more connected world","home_footer_legal":"Legal","home_footer_cookie":"Cookie Notice","home_pillarPreview_learn_title":"Learn More","home_header_logIn_title":"Contact us","aboutUs_learn_title":"Learn More about Alipay+","aboutUs_learn_news":"News","aboutUs_learn_lmp":"List of payment methods","home_header_logIn_logIn":"Login","aboutUs_bd_title":"Our leadership team","payInChina_bannerImage_PCTitle":"Pay with Alipay\nor your home e-wallets\nin the Chinese mainland","payInChina_bannerImage_H5Title":"Pay with Alipay or\nyour home e-wallets in\nthe Chinese mainland","payInChina_bannerImage_H5Text":"When shopping at merchants in the Chinese\nmainland (except for special occasions), if you have\nAlipay or home e-wallets on your phone, just open it\nand pay directly once you see [logo].","payInChina_bannerImage_PCText":"When shopping at merchants in the Chinese mainland (except for special occasions), if you have Alipay or home e-wallets on your phone, just open it and pay directly once you see [logo].","payInChina_walletLogoList_title":"Welcome to use the following e-wallets, and more to come","payInChina_productDescription_desc_2":"* E-wallets may ask for identity authentication, set payment limits or constrain payment channels. You may contact your e-wallet Customer Service Center for details.","payInChina_productDescription_title_2":"Wide merchant coverage","payInChina_productDescription_desc_3":"Tens of millions of merchants across the Chinese mainland accept Alipay+. Simply look for [logo] at checkout counters (except for special occasions), and you're ready to go.","payInChina_productDescription_desc_4":"Payments are settled using Alipay+ foreign exchange rates, which are updated and disclosed every business day. No additional fees are collected from Alipay+.","payInChina_aPlusQuestionAndAnswer_title":"Frequently asked questions on Alipay+","payInChina_aPlusQuestionAndAnswer_question_1":"How to know if a merchant in the Chinese mainland accepts Alipay+ payment methods?","payInChina_aPlusQuestionAndAnswer_answer_1":"When you see [logo] at checkout counters in the Chinese mainland (except for special occasions), you can pay with your home e-wallets.","payInChina_aPlusQuestionAndAnswer_question_2":"How to check the foreign exchange rate of payments made through Alipay+?","payInChina_aPlusQuestionAndAnswer_question_3":"Do I need to pay additional fees for the cross-border payments?","payInChina_aPlusQuestionAndAnswer_answer_3":"No extra fees will be charged by Alipay+.","payInChina_aPlusQuestionAndAnswer_question_4":"What should I do if I have further payment-related questions?","payInChina_aPlusQuestionAndAnswer_answer_4":"You may contact your e-wallet Customer Service Center to get help.","payInChina_bannerText_title":"You may also download Alipay app and add an eligible\n international bank card for convenient digital payment","payInChina_descriptionAndBrandList_text_1":"The international version of Alipay is tailored for overseas travellers to China, aiming to fulfil their mobile payment needs in China and pay easily with Alipay. Overseas users can download Alipay, choose the \"International Version\" after signing up, and bind a bank card (international cards are also supported on Alipay) to start their mobile payment journey across China. Whether to shop in brick-and-mortar stores, hail a cab, take public transport, book flight tickets or hotels, global travellers can all pay with Alipay. 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International bank cards do not support person-to-person transfers, sending or receiving red packets, wealth management services, insurance services, or other financial services.","payInChina_aliPayQuestionAndAnswer_question_2":"How do I know the exchange rate of the transactions made with international bank cards on Alipay?","payInChina_aliPayQuestionAndAnswer_answer_2":"The exchange rate for International bank card is provided by the card scheme and issuing bank to which your card belongs. Please refer to the billing statement of your bank card.","payInChina_alipayCustomerServiceCard_title":"Alipay Customer Service","payInChina_alipayCustomerServiceCard_content":"If you have any questions, please feel free to contact us","payInChina_alipayCustomerServiceCard_rightRenderList_1":"0571-2688 6000\n(Calling from a local Chinese number)","payInChina_alipayCustomerServiceCard_rightRenderList_2":"+86 571 2688 6000\n(Calling from an overseas number)","payInChina_alipayCustomerServiceCard_rightRenderList_3":"(Service time: MON - SUN, 08:00 - 24:00, GMT+8)","payInChina_bannerText_title_h5":"You may also download Alipay\n app and add an eligible\n international bank card for\n convenient digital payment","aboutUs_content_team_name1":"Douglas Feagin","aboutUs_content_team_desc1":"President\nAnt International","aboutUs_content_team_name2":"Toby Xu","aboutUs_content_team_desc2":"Chief Strategy Officer & \nGeneral Manager \nAlipay+ Global Next Center","aboutUs_content_team_name5":"Weixiao Jiang","aboutUs_content_team_desc5":"General Manager of North Asia and North America","aboutUs_content_team_name7":"Venetia Lee","aboutUs_content_team_desc7":"Chief Executive Officer of AlipayHK, General Manager of Greater China","aboutUs_content_team_desc8":"GM of North America","home_banner_feature_suffix1":"B+","home_pillarPreview_privacy_title":"Privacy-Preserving Computing","home_pillarPreview_privacy_desc":"Different R&D teams in Ant Group have been exploring technological innovation in PPC in the past several years. 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See how digitisation helped Numwan reach more customers with newfound confidence.","home_storyVideo_title":"Sweet success from
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Our technology facilitates the overseas use of multiple digital wallets and banking apps through a single integration. 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The technical migration enabled us to transcend platform limitations and\noperate at national scale. Alipay+ has been an essential partner in turning GCash\ninto a super app that connects people to a broader digital economy—securely,\nseamlessly, and meaningfully.”","alipayplus_official_website.[caseId].configs.Gcash.statistics.1.label":"Filipinos","alipayplus_official_website.[caseId].configs.Gcash.statistics.1.value":"8 in 10","alipayplus_official_website.[caseId].configs.Gcash.statistics.2.label":"merchants","alipayplus_official_website.[caseId].configs.Gcash.statistics.2.value":"6M+","alipayplus_official_website.[caseId].configs.Gcash.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/yxDCQkb/Gcash.png","alipayplus_official_website.[caseId].configs.Gcash.content":"$1e","alipayplus_official_website.[caseId].configs.tngDigital.header":"TNG Digital: From transport payments to Malaysia’s leading digital ecosystem","alipayplus_official_website.[caseId].configs.tngDigital.testimonial":"“Alipay+ Wallet Tech has been instrumental in the evolution of TNG Digital’s flagship product, TNG eWallet, from a transport payment enabler to Malaysia's leading super app – a comprehensive digital ecosystem and the cornerstone of the country’s cashless society. With Alipay+’s expertise and innovation, TNG eWallet seamlessly integrated a vast range of diverse services, meeting the growing demand for inclusive financial services, and enhancing cross-border payment capabilities that have unlocked new growth for Malaysian merchants.”","alipayplus_official_website.[caseId].configs.tngDigital.statistics.1.label":"users","alipayplus_official_website.[caseId].configs.tngDigital.statistics.1.value":"23M+","alipayplus_official_website.[caseId].configs.tngDigital.statistics.2.label":"merchants","alipayplus_official_website.[caseId].configs.tngDigital.statistics.2.value":"2M+","alipayplus_official_website.[caseId].configs.tngDigital.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/FxmzBzf/Frame-2117131342.png","alipayplus_official_website.[caseId].configs.tngDigital.content":"$1f","alipayplus_official_website.[caseId].configs.tngDigital.referecences.1":"[1][2] Internal source data.","alipayplus_official_website.[caseId].configs.tngDigital.referecences.2":"[3] ‘Touch ‘n Go’s GO+ fund is Now Shariah-compliant - GO+ fund becomes Malaysia’s first shariah-compliant eWallet product’. https://www.principal.com.my/en/principal-e-cash-fund-now-shariah-compliant","alipayplus_official_website.[caseId].configs.tngDigital.referecences.3":"[4] ‘GO+ now offers higher saving limit, unlocking more daily earnings with TNG eWallet’. https://www.touchngo.com.my/news/go-now-offers-higher-saving-limit-unlocking-more-daily-earnings-with-tng-ewallet/","alipayplus_official_website.[caseId].configs.tngDigital.referecences.4":"[5] 'TNG Digital launches Business Account to help even the smallest businesses grow with ease'. https://www.touchngo.com.my/news/tng-digital-launches-business-account-to-help-even-the-smallest-businesses-grow-with-ease/ ,and internal data sources.","merchant.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/04/9daqDuT/merchant-page-pc.png","merchant.banner.backgroundImage.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/04/jyK1lG2/merchant-page-h5.png","merchant.banner.video.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/07/KA7vlHy/7yue7ri.mp4","merchant.banner.title":"Your business’ passport to tourists in your market","merchant.banner.description":"In a world where digital payments are the preferred payment method for billions of tourists, Alipay+ is your universal payment gateway and the ultimate customer engagement toolbox.","merchant.banner.link.label":"Contact us","alipayPlus.common.core.route.openGraph.image.merchants":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/A4p9W3b/aplus-logo.png","alipayPlus.common.core.route.404Page.description":"It seems like we've lost this page.","alipayPlus.common.core.route.thecrew.title":"Alipay+ | The crew","alipayPlus.common.core.route.thecrew.description":"Alipay+ | The crew","alipayPlus.common.core.route.walletTech.title":"Alipay+ | Wallet Tech","alipayPlus.common.core.route.walletTech.description":"Alipay+ | Wallet Tech","consumers.banner.video.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/14/iMmotB8/consumer-banner-video-0714.mp4","consumers.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/23/UZQLtvo/Consumer-page-2.png","consumers.banner.backgroundImage.h5Webp":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/23/HSg5gFN/Consumer-page-1.png","consumers.solutions.title":"Pay smart, travel smart","consumers.solutions.description":"Over 150 million QR merchants and 150 million NFC merchants globally accept Alipay+ at the checkout, through 50 digital payment methods and growing. Whether you're shopping, dining, or exploring while you travel, paying abroad is as simple as paying at home.","consumers.solutions.mobilePayment.viewAll":"View all mobile payment methods","consumers.cards.icon.1":"https://cdn.marmot-cloud.com/storage/2025/06/25/63db659b-c554-4cc0-a7b2-22feaacf89e3.svg","consumers.cards.title.1":"Global coverage, exclusive deals","consumers.cards.description.1":"Pay with your home e-wallet or banking app with over 150 million online and in-store merchants and get exclusive sales, discounts, and promotions.","consumers.cards.icon.2":"https://cdn.marmot-cloud.com/storage/2025/06/25/11034d3b-f136-4442-a40a-430c59da6505.svg","consumers.cards.title.2":"Transparent FX rates","consumers.cards.description.2":"Seamless cross-border payments where your real-time foreign exchange rate is displayed at the point of payment.","consumers.cards.icon.3":"https://cdn.marmot-cloud.com/storage/2025/06/25/69b62420-abdb-4133-9db6-6e4e02d2721c.svg","consumers.cards.title.3":"Instant tax refund","consumers.cards.description.3":"Our instant tax refund capability ensures you receive your tax refund quickly and conveniently, in the currency of your home e-wallet or banking app.","consumers.cards.icon.4":"https://cdn.marmot-cloud.com/storage/2025/06/25/81f2dc7c-2ffe-42b8-932f-dc2f08006fdf.svg","consumers.cards.title.4":"Smart travel solutions","consumers.cards.description.4":"Streamline your journey with Alipay+ Voyager, our AI-enabled all-in-one travel solution. And ride effortlessly with our broad integration into local transportation, including subways, buses and taxis.","consumers.qa.title":"Frequently asked questions","consumers.qa.question1":"What if I need to query a transaction, or request a refund?","consumers.qa.answer1":"For specific transaction or refund-related issues, please contact your e-wallet or the digital payment provider through which you made the transaction.","consumers.qa.question2":"Does Alipay+ charge additional fees for cross-border payments?","consumers.qa.answer2":"No, Alipay+ doesn’t charge any additional fees.","consumers.qa.question3":"Can I use my home wallet if I’m travelling to Chinese mainland?","consumers.qa.answer3":"Yes, tens of millions of merchants across the Chinese mainland accept Alipay+, enabling you to pay with your home wallet. Simply look for Alipay+ logo at checkout counters. Find out more.","consumers.qa.answer3.logoText":"Alipay+ logo","consumers.qa.answer3.clickText":"Find out more","consumers.qa.question4":"What’s the difference between Alipay and Alipay+?","consumers.qa.answer4":"Alipay is a digital payment method. It’s evolved from being one of China’s biggest e-wallets to being an all-in-one super app for daily payment and lifestyle needs. \n\nAlipay+ is a global unified wallet gateway. It aggregates many different mobile payment methods from around the world in one place, including Alipay.","alipayPlus.common.core.route.consumers.title":"Alipay+ | Consumers","alipayplus_official_website.header.langSwitch.mobile.title":"Country","consumers.content.description.row1":"Pay easily across borders with your trusted home wallet — wherever you see","consumers.payInChina.productAdaptor.desc.1":"Open a code for cross-border payment on an Alipay+ partner e-wallet","consumers.payInChina.productAdaptor.desc.2":"Present the payment code to the merchant for scanning","consumers.payInChina.productAdaptor.desc.3":"Payment completed","consumers.payInChina.productAdaptor.title.1":"Present and pay","consumers.payInChina.productAdaptor.desc.4":"Scan merchant’s payment code with an Alipay+ partner e-wallet","consumers.payInChina.productAdaptor.desc.5":"Enter the payment amount and confirm to pay","consumers.payInChina.productAdaptor.desc.6":"Payment completed","consumers.payInChina.productAdaptor.title.2":"Scan and pay","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourGlobalReachWith":"Expand your global reach with cross-border payments","alipayplus_official_website.config.pageConfig.merchantsConfig.InteroperableMobileAppPaymentsAre":"Interoperable mobile app payments are unlocking a new era of travel and commerce — one where cross-border payments are effortless, inclusive and secure. Alipay+ is a global unified wallet gateway, supporting QR and NFC. No matter the size of your business, Alipay+ unlocks global tourism growth opportunities like no other platform.","alipayplus_official_website.config.pageConfig.merchantsConfig.GlobalReach":"Global reach","alipayplus_official_website.config.pageConfig.merchantsConfig.WeConnectMerchantsWithOver":"We connect merchants with over 2 billion consumers globally, offering unparalleled scale and customer accessibility.","alipayplus_official_website.config.pageConfig.merchantsConfig.SeamlessPaymentSystems":"Seamless payment systems","alipayplus_official_website.config.pageConfig.merchantsConfig.WeEnhanceYourEfficiencyAnd":"We enhance your efficiency and customer convenience with cost-effective, easy-to-integrate payments capability that spans borders, devices and payment methods.","alipayplus_official_website.config.pageConfig.merchantsConfig.CustomerEngagementTechnology":"Customer engagement technology","alipayplus_official_website.config.pageConfig.merchantsConfig.OurOneStopDigitalSolutions":"Our one-stop digital solutions go far beyond payments. By helping businesses to digitise through solutions such as mini-apps, we help you enhance consumer experiences, and deepen your connection with customers everywhere.","alipayplus_official_website.config.pageConfig.merchantsConfig.ARewardingDigitalEcosystem":"A rewarding digital ecosystem","alipayplus_official_website.config.pageConfig.merchantsConfig.WeHelpYouEmbraceInternational":"We help you embrace international travellers. Alipay+ is more than cross-border payments, it’s a passport to a digital ecosystem of tailored promotions and comprehensive travel solutions.","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreMobilePaymentUsersConnect":"More mobile payment users connect through Alipay+","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForOnlineAndIn":"Built for online and in-store businesses","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourOnlineBusinessAt":"Expand your online business at scale","alipayplus_official_website.config.pageConfig.merchantsConfig.YourCustomersPaymentExperienceIs":"Your customers’ payment experience is crucial when it comes to boosting conversions. Alipay+ helps you optimise your customer journey and offer a smoother purchase process.","alipayplus_official_website.config.pageConfig.merchantsConfig.EfficientUnifiedCheckout":"Efficient unified checkout","alipayplus_official_website.config.pageConfig.merchantsConfig.OurUnifiedCheckoutProductSupports":"Our unified checkout product supports multiple payment methods, so your customers can easily recognise and select their home e-wallet or banking app. There’s no need to integrate new payment methods separately.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineCashierPayment":"Online Cashier Payment","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CCaBEFbc":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/GxyuS1e/merchant1.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.EDBBD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/39jrtqK/merchant2.json","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForCustomerEngagement":"Built for customer engagement","alipayplus_official_website.config.pageConfig.merchantsConfig.BoostYourConversionRatesBy":"Boost your conversion rates by reducing friction during the payment process with streamlined recurring payments, and provide incentives at checkout online.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineAutoDebit":"Online Auto Debit","alipayplus_official_website.config.pageConfig.merchantsConfig.PaymentMarketing":"Payment Marketing","alipayplus_official_website.config.pageConfig.merchantsConfig.carousel.0.label":"We have great cooperation with Alipay+, as it provides a seamless one-stop solution for integrating multiple payment methods quickly and conveniently. It's quite helpful for us to expand our business in the Asian market. We look forward to onboarding more top e-wallets via Alipay+, to bring our Asian customers a better shopping experience.","alipayplus_official_website.config.pageConfig.merchantsConfig.XiaoleiWang":"Xiaolei WANG","alipayplus_official_website.config.pageConfig.merchantsConfig.TechnicalDirectorCider":"Technical Director, Cider","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FFAEAca":"https://cdn.marmot-cloud.com/storage/2022/9/22/080194f6-f60a-49e4-aca5-a10346ad1b77.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.WeValueThePartnershipWith":"We value the partnership with Alipay+ as it helps us offer more benefits to the end user through the clever integration of new payment solutions and rewards programs – allowing us to reach out to and target a wider network of customers.","alipayplus_official_website.config.pageConfig.merchantsConfig.DamienPfirsch":"Damien Pfirsch","alipayplus_official_website.config.pageConfig.merchantsConfig.ChiefCommercialOfficerAgoda":"Chief Commercial Officer, Agoda","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FbDBAD":"https://cdn.marmot-cloud.com/storage/2022/9/22/5fb6649d-100b-4559-a615-d10fec2602fb.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreCrossBorderInStore":"More cross-border in-store transactions","alipayplus_official_website.config.pageConfig.merchantsConfig.FromCornerShopsToWorldwide":"From corner shops to worldwide superbrands, Alipay+ brings an extensive retail payment experience. We help merchants enhance their stores by digitising payments and accommodating more global mobile payment methods.","alipayplus_official_website.config.pageConfig.merchantsConfig.QrCodePaymentsMadeEasy":"QR code payments made easy for tourists","alipayplus_official_website.config.pageConfig.merchantsConfig.WeUnifyQrCodesSo":"We unify QR codes so you can accept any QR presented by the customer via Alipay+, while your POS accommodates acquirer and National QR codes, enabling global tourists to pay with ease, wherever they travel.","alipayplus_official_website.config.pageConfig.merchantsConfig.InStoreQrPayment":"In-Store QR Payment","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CfdfEcCccBB":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/Q3mEdrm/merchant3.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CEDAD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/SX7rlOg/merchant4.json","alipayplus_official_website.config.pageConfig.merchantsConfig.InstantPerksThatDriveMore":"Instant perks that drive more business","alipayplus_official_website.config.pageConfig.merchantsConfig.OurDataDrivenMarketingTechnology":"Our data-driven marketing technology enables you to design customer-tailored discounts, points or gifts for in-store redemption at the checkout when a customer scans the promotion code.","alipayplus_official_website.config.pageConfig.merchantsConfig.InStorePromotionCodes":"In-store Promotion Codes","alipayplus_official_website.About.Content.index.0EAHON":"Alipay+ is one of the business pillars of Ant International, along with other innovative solutions: Antom, WorldFirst, and Bettr.","home_header_aboutUs_title":"About us","home.en.banner.webp.pc.1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/pmU3nfO/banner-image-1.webp","home.en.banner.webp.pc.2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/7qFasDG/banner-image-2.webp","home.en.banner.webp.pc.3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/pKP9pfB/banner-image-3.webp","home.en.banner.webp.pc.4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/mhOLDyn/banner-image-4.webp","wallet.tech.open.part.list.description4":"AFAP, Alipay+ Financial-grade AI Platform as a Service (PaaS), enables businesses to develop their own super-apps by leveraging Alipay+'s latest full-stack technologies and expertise in online payments and digital financial services.","home.ph.banner.img.pc.2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/29/U5YR7Xf/Group-1321316683.png","alipayplus_official_website.wallet-tech.desc":"We help future-proof your wallet to meet new and diverse user needs, with comprehensive, secure, accessible payment solutions and wallet management app services, backed by extensive fintech expertise.","alipayplus_official_website.wallet-tech.imgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/19/Zo637dZ/Rectangle-1172.png","alipayplus_official_website.wallet-tech.h5ImgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/19/QQg0hMW/Rectangle-1172-1.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title1":"One-stop service","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc1":"End-to-end solutions from Alipay+ Wallet Platform cover everything from core functionality to digital lifestyle services, with an out-of-the-box platform enabling you to quickly deploy your digital wallet ecosystem within 3 to 6 months.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title2":"AI-powered applications","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc2":"Our technology integrates advanced AI capabilities, including smart content and fintech agent development, helping you reduce costs while boosting sales and customer satisfaction.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title3":"Comprehensive security safeguards","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc3":"Our advanced security technology keeps your customers’ money, data and transactions safe. We use a massive global network to spot risks in real time, smart systems to detect suspicious activity, and technology that protects user privacy.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title4":"Advanced risk management","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc4":"Our technology instantly analyses hundreds of risk patterns to stop fraud before it happens. ","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title5":"Financial-grade availability","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc5":"Our platform guarantees 99.999% uptime, with robust disaster recovery systems that ensure your services are always stable, available, and uninterrupted.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title6":"Leading fintech expertise","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc6":"Alipay+ Wallet Platform delivers tailored professional services for your financial app based on industry-leading proficiency, deep technical knowhow and unrivalled insights specific to your market.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techTitle":"Build your next-gen wallet platform","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techDesc":"We enable frictionless payments for your customers’ lifestyle needs, from food, transport, finance, to shopping, all in one place. Users, merchants, and banks are all linked through secure transaction tech, supported by our future-proof cloud technology. ","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techVideo":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/m0a5WYJ/wallet-tech-video.mp4","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle1":"Solutions for everyday","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle1":"Seamless integration for everyday needs","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc1":"From gaming, to dining, retail, transport, and healthcare, our wallet platform enables QR and NFC-supported payments a wide range of daily touchpoints, ensuring smoother, faster transactions.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle2":"Access a global ecosystem","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle2":"Global, cross-border connectivity","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc2":"Leveraging the Alipay+ ecosystem which connects you to billions of users worldwide, we enable seamless cross-border commerce and power your global growth. ","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle3":"End-to-end capabilities","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle3":"Scalable solutions for payments and more","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc3":"Delivering secure, compliant and scalable digital solutions covering everything from payment processing to real-time risk management, to innovative mini-programmes.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle4":"Future-proofed infrastructure","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle4":"Supported by global cloud technology","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc4":"Built on resilient and reliable Mobile Platform as a Service (mPaaS) and Data as a Service (DaaS) systems, our flexible cloud infrastructure enables you to get started quickly, while compatibility with multiple cloud providers helps power your scalability.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capTitle":"Comprehensive payment capabilities","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1Title":"Online payments","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1Desc":"Seamless payments across a variety of online channels – with our extensive coverage of different business models and payment methods.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle1":"Diverse online payment products","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint1":"Auto-debit","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint2":"Cashier checkout","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint3":"Subscription","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint4":"Send money","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint5":"Collect money","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle2":"Rich variety of available payment methods","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint6":"e-wallet","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint7":"Bank card","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint8":"Buy Now, Pay Later (BNPL)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint9":"Virtual account","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint10":"Over-The-Counter (OTC)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint11":"and more","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle3":"Seamless customer experience","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint12":"App","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint13":"Web","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint14":"Wireless Application Protocol (WAP)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2Title":"In-store payments","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentTitle1":"Supporting QR and NFC payments for businesses of all sizes","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/NnoKjJ8/image-6346991.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption1":"QR payment (Customer presented)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/FZ8FBMu/image-6346992.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption2":"QR payment (Merchant presented)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/Opv8s1z/image-6346993.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption3":"NFC payment","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentTitle2":"Cutting-edge technological innovation","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/kQI1g15/image-6346994.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption4":"Bus QR","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/uExR6KM/image-6346995.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption5":"Subway","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage6":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/roqXl8V/image-6346996.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption6":"Parking solution","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementTitle":"AI-powered risk management","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementDesc":"SHIELD is our advanced technology which helps reduce risk and protect users’ funds. This AI-powered security system uses cloud-based protection to analyse transactions in under 0.2 seconds, and detect risks by processing trillions of data points instantly.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementIcon":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/22/w1hYtzQ/Digital-transformation-concept-1-3.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementH5Icon":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/1egREdF/Digital-transformation-concept-1-2.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle1":"Device protection","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc1":"Software Development Kit (SDK) to generate unique device ID and multiple device risk tags, serving 2 billion+ devices globally.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle2":"Robotic defence","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc2":"Identify abnormal bots traffics with quick integration APIs.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle3":"Privacy computing","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc3":"Process sensitive data using encryption technology to ensure personal privacy.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle4":"Graph computing","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc4":"World-leading graph computing techs to detect anomalous relationships between accounts and transactions.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle5":"Machine learning based detection","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc5":"Automatically identify high-risk threats through model algorithms with hundreds of patents.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle6":"Interactive defence","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc6":"Dynamic risk decisions and verifications that balance security and user experience.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementCardTitle":"Fraud protection expertise","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle1":"Scams","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic1":"patterns identified","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc1":"We identify activity used to scam victims out of money or personal information.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle2":"Account takeover","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic2":"loss rate","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc2":"We help prevent unauthorised access to your accounts.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle3":"Card fraud","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic3":"more effective than industry standard","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc3":"We detect unauthorised card transactions 30% more effectively than typical industry standards.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle4":"Bot attacks","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic4":"of attacks prevented","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc4":"We work to prevent malicious attacks by bots.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle5":"Abuse","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic5":"of misuse attempts blocked","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc5":"We block over 99% of misuse attempts in marketing budgets, ensuring funds are spent only on legitimate campaigns.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle6":"Merchant risk","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic6":"risk rate","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc6":"We minimise your risk of engaging merchants involved in money laundering/gambling/scams.","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerTitle":"Create a leading
super app","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerDesc":"ASAP – Alipay+ Super App Platform – is the AI-driven recommendation engine that powers your evolution from payment app to super app, unlocking exponential growth.","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerCover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/28/YXWSQXv/Image.png","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerVideo":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/27/hLlyyRX/Back2-ASAP_1080p.mp4","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresTag":"Beyond the payment app","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresTitle":"From payments to redefining digital lifestyles","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag1":"For payments","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle1":"Seamless transactions","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc1":"Efficient payments and services from online to in-store","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag2":"For ecosystem partners","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle2":"Operational efficiency","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc2":"Mini-app and user tokenisation technology to help lower operational costs","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag3":"For wallets","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle3":"Traffic monetisation","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc3":"Mini-app ecosystem, payments and user tokenisation to boost user retention","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.title":"Powering your growth from onboarding to scaling","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.title1":"ASAP core capabilities","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/25/auz5lIN/iStock-1329808536.png","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title1":"Supply management","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title2":"Enrich user tagging and segmentation","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title3":"Intelligent delivery","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title4":"Smart recommendation engine","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title5":"All-in-one promotion platform","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.title2":"AI-driven growth engine","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.desc2":"Powering your sustainable growth with AI-driven technology","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/25/bsrOWD7/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title6":"Commercialisation and monetisation solutions","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title7":"AI-driven supply understanding","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title8":"Smart user profiling","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title9":"Artificial Intelligence Generated Content (AIGC) creation","alipayplus_official_website.wallet-tech.configs.SuperApp.businessTitle":"Boosting growth at every stage of your business","alipayplus_official_website.wallet-tech.configs.SuperApp.businessDesc":"The Alipay+ Super App Platform (ASAP) integrates with partner mini-programmes and plug-in solutions, enabling services like payments, bookings and social features, as an end-to-end unified business suite. ASAP’s AI-driven recommendation engine also lets you deliver personalised experiences to target audiences, delivering best-in-class business results.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessSwiperTitle":"How ASAP works","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title1":"1. Onboarding","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc1":"Accelerated mini-programmes integration with streamlined service onboarding, tagging, and quality control.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/ID8dBpV/Frame-2117131506.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title2":"2. Obtained traffic","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc2":"Drive user acquisition by distributing your services into the public domain, to give you broader visibility and generate more traffic.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/yuV4Dko/Frame-2117131506-1.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title3":"3. Marketing and operation","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc3":"Enhance engagement through membership systems and promotional tools such as coupons and vouchers to boost retention.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/F11iBPQ/Frame-2117131506-3.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title4":"4. Data analysis and business insights","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc4":"Real-time dashboards enable you to uncover new growth opportunities, track service performance, and benchmark industry trends.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/FByZoN7/Frame-2117131506-4.png","alipayplus_official_website.wallet-tech.configs.AI.title":"Powering fintech with leading AI innovation","alipayplus_official_website.wallet-tech.configs.AI.desc":"Alipay+ GenAI Cockpit is the AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build agentic and AI-native financial services, with enhanced efficiency, security, and flexibility.","alipayplus_official_website.wallet-tech.configs.AI.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/09/jCLKhsZ/GenAI-yingwenzimuzaixia.mp4","alipayplus_official_website.wallet-tech.configs.AI.features.title":"Ant International's AI Strategy for Next-Gen Finance","alipayplus_official_website.wallet-tech.configs.AI.features.desc":"Alipay+ GenAI Cockpit is a platform to help entrepreneurs architect an agentic and ultimately AI-native financial services, combining automated workflows and task orchestration with a dynamic enterprise context, across main fintech tasks, from payment orchestration, customer onboarding, compliance checks, to fraud detection, dispute resolution, as well as evaluation and performance optimisation.","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title1":"Out-of-the-box, business-ready","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc1":"With ready-to-use templates designed to tackle common challenges with ease, you can automatically set up workflows, streamline installation, and get started in no time. ","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title2":"Fine-tuned performance optimisation","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc2":"Cutting-edge retrieval-augmented generation (RAG) tools handle everything from evaluation to model tuning, enabling you to train smarter. Cut costs, streamline workflows and data analyses, and unlock your AI’s potential.","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title3":"Trusted, full lifecycle protection","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc3":"We combine trustworthy authentication, AI service safeguarding, and AI security inspection technologies as part of a comprehensive, cost-effective and full lifecycle AI service security protection system, ensuring secure access and attack prevention.","alipayplus_official_website.components.ErrorModule.404.decs":"Oh no! We couldn’t find the page you’re looking for.","alipayplus_official_website.components.ErrorModule.500.decs":"Oops! Something went wrong on our side.","alipayPlus.common.core.route.consumers.description":"Alipay+ | Consumers","alipayPlus.common.core.route.openGraph.image.consumers":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/ZGc6A3Y/aplus-logo-with-zhi.png","alipayplus_official_website.components.ErrorModule.404.Back":"Back","alipayplus_official_website.components.ErrorModule.500.Refresh":"Refresh","alipayplus_official_website.components.ErrorModule.500.Back":"Back","alipayPlus.contactUs.walltForm.question":"[\n {\n \"id\":\"rijljUE9x\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"NbXlBL_Oz\",\n \"rule\":\"phone\"\n }\n ]","merchant.banner.link.antom":"Payment method for businesses","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentMethods":"Want to accept more payment methods? ","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentPlatform":"Add 300+ payment methods via Antom’s payments platform","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata1":"400+","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata2":"<1/100M","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata3":"30%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata4":">90%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata5":">99%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata6":"<0.01%","alipayPlus.contactUs.merchant.form.question":"[\n {\n \"id\":\"5YfGZUb8I\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"91fF4xhg-\",\n \"rule\":\"phone\"\n }\n ]","alipayplus_official_website.wallet-tech.configs.AFAP.title":"The future of financial super apps","alipayplus_official_website.wallet-tech.configs.AFAP.desc":"Purpose-built for financial super apps, Alipay+ Financial-grade AI Platform as a Service (AFAP) harnesses cutting-edge AI technology to accelerate innovation and unlock growth.","alipayplus_official_website.wallet-tech.configs.AFAP.imgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/pjhzuZu/Rectangle-1172-6.png","alipayplus_official_website.wallet-tech.configs.AFAP.h5ImgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/oLI34JR/Rectangle-1172-7.png","alipayplus_official_website.wallet-tech.configs.AFAP.features.title":"Powering your global scalability","alipayplus_official_website.wallet-tech.configs.AFAP.features.desc":"Leveraging the global financial expertise of Ant Group, AFAP is a secure, scalable, high-performance platform for the next generation of financial apps. Combining advanced AI, green computing and robust security technologies in one place, AFAP helps modern financial businesses innovate faster, stay compliant, reduce costs, and expand globally.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title1":"Financial-grade platform","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc1":"We deliver uncompromising standards in security, compliance, reliability, and performance, to meet strict regulatory requirements, safeguard financial data, and process high volumes of transactions without interruption.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title2":"Enhanced compliance","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc2":"Security is built into AFAP’s design through multiple layers, including in-line, API-based, and host-based protections. Compliance with regulations is handled automatically and seamlessly as part of the system.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title3":"High availability","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc3":"AFAP provides a resilient, fault-tolerant platform, which actively keeps your business operations going, even in the face of unforeseen disruptions.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title4":"Dynamic scalability","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc4":"Scale up or down rapidly and automatically, enable you to handle peak transaction periods, adapt to fluctuations, and bring new features and products to market faster.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title5":"Optimised resource usage","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc5":"AFAP offers hybrid and mixed online-offline deployment options, so you can keep sensitive data or key systems on-site, while using cloud flexibility to quickly develop and deploy new applications.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title6":"Advanced management tools","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc6":"Stay ahead of the strategic shift towards data-driven operations and proactive risk management in financial services, with extensive monitoring, automated operations and maintenance, and advanced data analytics tools.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag1":"Green Computing","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title1":"More computing with less carbon","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc1":"Build software that works on all devices and uses cloud tools to seamlessly blend old and new hardware, cutting waste and boosting performance.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/10/pxi9wD0/Environmental-technology-concept-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/10/k2Vxmhz/Environmental-technology-concept-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag2":"Trusted Service","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title2":"Cloud-native services that don’t compromise security or reliability","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc2":"Run apps flexibly across any cloud or local hardware, with full support for setup, updates, and management, all on one workflow.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/kb7BEU2/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/K23yn3z/kejixinpian-1-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag3":"Privacy Computing","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title3":"Streamlined data flow","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc3":"We provide an open-source, trusted privacy computing framework, which facilitates wide utilisation of data.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/5zKGN4T/iStock-1329808536.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/da81xQu/kejixinpian-1-2.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag4":"Foundation Model","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title4":"Boosting user growth and revenue growth","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc4":"Leverage foundational AI to merge public-private traffic, boosting user and revenue growth.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/nFmc6Nf/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/Vj6GdKg/kejixinpian-1-3.png","alipayplus_official_website.wallet-tech.configs.AI.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/29/LruLEG5/Image-1.png","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title4":"Enterprise-grade resource management","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc4":"Empower your business with smart, scalable, and global computing power, from mainstream large models to cost-effective proprietary resources. ","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.desc1":"ASAP's diverse product capabilities create hyper-personalised customer experiences that increase your conversions.","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title10":"Automated recommendation strategy","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title11":"Al-driven copilot","alipayplus_official_website.wallet-tech.configs.AI.textPart.title":"Driving next-gen finance","alipayplus_official_website.wallet-tech.configs.AI.textPart.desc1":"Making AI systemically work for finance remains the holy grail of the current AI revolution. Alipay+ GenAI Cockpit is a platform to help entrepreneurs architect an agentic and ultimately AI-native financial services.","alipayplus_official_website.wallet-tech.configs.AI.textPart.desc2":"Alipay+ GenAI Cockpit combines automated workflows and task orchestration with a dynamic enterprise context, across main fintech tasks, from payment orchestration, customer onboarding, compliance checks, to fraud detection, dispute resolution, as well as evaluation and performance optimisation.","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.title":"Innovative support functions","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title1":"Customer service agents","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title2":"Merchant payment co-pilots","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title3":"Financial AI assistants","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title4":"Consumer AI assistants","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.title":"AFAP innovation","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.title":"Key features","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title1":"AI SHIELD: Leading fraud prevention","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des1":"AI SHIELD delivers industry-leading, comprehensive risk detection and effective defence, addressing core needs including AI security assessment, threat countermeasures, and risk management.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/O7Bc4KQ/iStock-1329808536-2.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/5XPXXiV/iStock-1329808536-3.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.title1":"Pre-deployment AI authentication","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.des1":"Covering risks of the entire stack from physical data centres to AI agents.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.title2":"Precision AI threat countermeasures","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.des2":"Build embedded threat awareness and defense capabilities within the agents to reduce AI security risks like prompt injection, data leaks, and malicious manipulation.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title2":"Deep vertical financial expertise","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des2":"Alipay+ GenAI Cockpit helps our partners build powerful, industry-specialised fintech agents, developed from global financial expertise.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/OOUbhwp/kejixinpian-1-4.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/bD4W7v1/kejixinpian-2.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title1":"Major servers supported","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des1":"Alipay+ GenAI Cockpit’s Model Context Protocol (MCP) marketplace supports major servers developed thus far and allows businesses to create their own MCP servers to enable autonomous task completion.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title2":"Integrated knowledge bases","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des2":"We integrate critical fintech knowledge, such as bank transfer rules and dispute resolution policies.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title3":"Precision-boosting tools","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des3":"The Cockpit toolbox supports retrieval-augmented generation (RAG), post-training, evaluation, and industry-specific benchmarking, helping to improve model precision.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title3":"Full-stack FinAI platform support","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des3":"Cockpit offers a wide selection of pre-built and fully customisable agents.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/tO6xQd0/iStock-1329808536-5.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/91G9YJR/iStock-1329808536-4.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.title1":"Pre-built agents","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.des1":"Pre-built agents cover regular tasks including customer service, content curation for targeted marketing, and AI-assisted coding.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.title2":"Fully customisable","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.des2":"Furthermore, you can easily customise agents for more specialised tasks, such as travel advisory, tax refunds, cross-border remittance, and loyalty rewards.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title4":"Globalised infrastructure","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des4":"Alipay+ GenAI Cockpit leverages the power of leading LLMs and supports deployment on public clouds and on-premises environments.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/89fXsqm/kejixinpian-1-5.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/rG3o2DM/kejixinpian-2-1.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.title1":"Leveraging over 20 leading LLMs","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.des1":"Including our proprietary Falcon Time-Series Transformer FX Model.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.title2":"Flexible deployment","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.des2":"The Cockpit supports flexible deployment across public clouds and on-premises environments, drawing on strategic partnerships with Google Cloud and other top-tier infrastructure providers.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.SeamlessDigitalPayments":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/y9sDwIH/seamless-digital-payments.svg","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessDigitalAndPhysicalPayments":"Seamless digital and physical payments","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentConvenienceFor":"Cross-border payment convenience for your users is our priority. We enable your customers to pay however they want, wherever they are – online or in-store – with QR and NFC supported.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.MaximiseYourReach":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/sdfUfgz/maximise-your-reach.svg","alipayplus_official_website.(global).mobile-payment-provider.content.MaximiseYourReach":"Maximise your reach","alipayplus_official_website.(global).mobile-payment-provider.content.OurNfcPartnershipWithMastercard":"Our NFC partnership with Mastercard means we can reach over 150 million acceptance locations worldwide. Our partnerships with National QR schemes help build your interoperability and connectivity in new markets and provide operational support.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.UserGrowthEngine":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/EnnBHPb/user-growth-engine.svg","alipayplus_official_website.(global).mobile-payment-provider.content.UserGrowthEngine":"User growth engine","alipayplus_official_website.(global).mobile-payment-provider.content.OurGlobalMarketingAndGrowth":"Our global marketing and growth experts accelerate user acquisition, activation, and retention to optimise your payment ecosystem’s performance and long-term success.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.AiPoweredSuperApp":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/JymEuf7/AI-powered-super-app.svg","alipayplus_official_website.(global).mobile-payment-provider.content.AiPoweredSuperAppTechnology":"AI-powered super app technology","alipayplus_official_website.(global).mobile-payment-provider.content.IntegratingYouSeamlesslyWithYour":"Integrating you seamlessly with your users’ digital lifestyles, our AI tools enable you to upgrade and transform your digital wallet into an industry-leading super app.","iap.img.Mobile.banner.poster.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/20/3u71Wzq/2ce6c7a5-874d-48af-ba9f-ac6bcc0b4aa6-1.png","iap.video.mp4.Mobile.banner.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/zt72JP9/mobile-payment-hero-banner-mobile.mp4","alipayplus_official_website.mobile-payment-provider.content.OneTimeIntegration":"One-time integration","alipayplus_official_website.mobile-payment-provider.content.WeAreTheGlobalPartner":"We are the global partner and merchant aggregator for payment service providers, looking to globalise your business with unrivalled global merchant coverage through a single integration.","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentsPower":"CROSS-BORDER PAYMENTS POWER","alipayplus_official_website.(global).mobile-payment-provider.content.ExpandingYourPaymentCapabilities":"Expanding your payment capabilities","alipayplus_official_website.(global).mobile-payment-provider.content.ByIntegratingWithAlipayYou":"By integrating with Alipay+, you can offer your users total, seamless payment convenience – in-store, online, and around the world.","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessPaymentTechnology":"Seamless payment technology","alipayplus_official_website.(global).mobile-payment-provider.content.OurIndustryLeadingInnovationsEliminate":"Our industry-leading innovations eliminate payment frictions for your users – from online checkouts to in-store QR and NFC payments around the world – whether they’re one-time customers or repeat business.","alipayplus_official_website.(global).mobile-payment-provider.content.CashierPayment":"Cashier Payment","alipayplus_official_website.(global).mobile-payment-provider.content.AutoDebit":"Auto Debit","alipayplus_official_website.(global).mobile-payment-provider.content.InStorePayment":"In-Store Payment","alipayplus_official_website.(global).mobile-payment-provider.content.RewardsTailoredToYou":"Rewards tailored to you","alipayplus_official_website.(global).mobile-payment-provider.content.SuperchargeConversionsWithRewardsIncentives":"Supercharge conversions with rewards, incentives, and exclusive promotions through Alipay+, tailored to your users’ payment app.","alipayplus_official_website.(global).mobile-payment-provider.content.PaymentMarketing":"Payment Marketing","alipayplus_official_website.(global).mobile-payment-provider.content.DigitalGatewayTechnology":"DIGITAL GATEWAY TECHNOLOGY","alipayplus_official_website.(global).mobile-payment-provider.content.TechToUpgradeYourPlatform":"Tech to upgrade your platform","alipayplus_official_website.(global).mobile-payment-provider.content.PaymentServiceProvidersAreIncreasingly":"Payment service providers are increasingly becoming the backbone of their users’ digital lifestyles. Alipay+ helps our partners upgrade their existing platforms to go beyond just payments, and create all-in-one digital super apps.","alipayplus_official_website.(global).mobile-payment-provider.content.FutureReadyDigitalTools":"Future-ready digital tools","alipayplus_official_website.(global).mobile-payment-provider.content.BuildIndustryLeadingDigitalWallets":"Build industry-leading digital wallets and super apps with our advanced, AI-powered tools, and connect with a global tourism market through our all-in-one digital travel companion.","alipayplus_official_website.(global).mobile-payment-provider.content.WalletTech":"Wallet Tech","alipayplus_official_website.(global).acquirer.content.png.FECdEAb":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/Ty49XmO/BA2006CC-B3ED-4A70-8EE3-45D6830E6661.png","alipayplus_official_website.(global).acquirer.content.mp4.AcquirerBannerPc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/22/pWUZMth/acquirer-banner-pc.mp4","alipayplus_official_website.(global).acquirer.content.ContactUs":"Contact us","alipayplus_official_website.(global).acquirer.content.WhereHyperLocalisedMeets":"Where hyper-localised meets\nglobal scalability","alipayplus_official_website.(global).acquirer.content.GlobalScalability":"global scalability","alipayplus_official_website.(global).acquirer.content.WithDigitalPaymentsPredictedTo":"With digital payments predicted to account for 80% of all transactions in Asia by 2030, seizing the cross-border commerce and global travel market opportunity means giving your merchants a single platform for global and localised payment methods, supporting QR and NFC, and interoperability with National QR.","alipayplus_official_website.(global).acquirer.content.ScalingInIncreasinglyCashlessEconomies":"Scaling in increasingly cashless economies goes beyond just payments. With Alipay+, your merchants unlock a whole new digital ecosystem, reaching nearly two billion consumers who connect their lifestyles and travel needs instantly through financial apps and super apps.","alipayplus_official_website.(global).acquirer.content.MultiplePaymentAppsAllWithin":"Multiple payment apps, all within your grasp","alipayplus_official_website.(global).acquirer.content.ViewAllMobilePaymentMethods":"View all mobile payment methods","alipayplus_official_website.(global).acquirer.content.PaymentSolutions":"PAYMENT SOLUTIONS","alipayplus_official_website.(global).acquirer.content.OnboardLeadingPaymentMethodsOn":"Onboard leading payment methods on one simple platform","alipayplus_official_website.(global).acquirer.content.FromCardsAndBankingApps":"From cards and banking apps to digital wallets, Alipay+ removes the hassle of negotiation and individual contract signing with each mobile payment method. There’s no need for separate integrations each time a new method is introduced, and no need to worry about different specifications, currencies, or terms.","alipayplus_official_website.(global).acquirer.content.TailorYourPaymentOfferingTo":"Tailor your payment offering to merchants’ needs","alipayplus_official_website.(global).acquirer.content.EveryPaymentNeedCovered":"Every payment need covered","alipayplus_official_website.(global).acquirer.content.AlipayHelpsYouCoverDiverse":"Alipay+ helps you cover diverse and ever-changing payment scenarios, ensuring you keep up with digital payment trends and your merchants can connect with a wide range of global consumers.","alipayplus_official_website.(global).acquirer.content.MarketingSolutions":"MARKETING SOLUTIONS","alipayplus_official_website.(global).acquirer.content.EquipYourMerchantsWithGreater":"Equip your merchants with greater digital marketing capability","alipayplus_official_website.(global).acquirer.content.StandOutFromOtherPayment":"Stand out from other payment service providers. Our data-driven marketing technology enables your merchants to design customer-tailored promotions, helping attract more customers and driving more sales for your merchants.","alipayplus_official_website.(global).acquirer.content.DigitalSolutions":"DIGITAL SOLUTIONS","alipayplus_official_website.(global).acquirer.content.CustomerEngagementThatGoesBeyond":"Customer engagement that goes beyond payments","alipayplus_official_website.(global).acquirer.content.WithAlipayOurOneStop":"With Alipay+, our one-stop digital solutions go far beyond payments. By helping businesses to digitise through solutions such as mini-apps, and build leading super apps, Alipay+ helps merchants enhance consumer experiences and connect with users’ digital lifestyles. Meanwhile, our end-to-end travel solution Alipay+ Voyager offers merchants a unique gateway for tourist needs.","alipayPlus.common.core.route.walletTech.afap.title":"Alipay+ | Financial-grade AI Platform (AFAP)","alipayPlus.common.core.route.walletTech.afap.description":"Purpose-built for financial super apps, Alipay+ Financial-grade AI Platform as a Service (AFAP) harnesses cutting-edge AI technology to accelerate innovation and unlock growth.","alipayPlus.common.core.route.walletTech.genaiCockpit.title":"Alipay+ | GenAI Cockpit","alipayPlus.common.core.route.walletTech.genaiCockpit.description":"Alipay+ GenAI Cockpit is the AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build agentic and AI-native financial services.","alipayPlus.common.core.route.walletTech.superApp.title":"Alipay+ | Super App Platform (ASAP)","alipayPlus.common.core.route.walletTech.superApp.description":"ASAP – Alipay+ Super App Platform – is the AI-driven recommendation engine that powers your evolution from payment app to super app, unlocking exponential growth.","alipayPlus.common.core.route.walletTech.walletPlatform.title":"Alipay+ | Your next-gen wallet platform","alipayPlus.common.core.route.walletTech.walletPlatform.description":"Future-proof your wallet to meet new and diverse user needs, with comprehensive, secure, accessible payment solutions and wallet management app services.","alipayplus.nfc.banner.title":"Alipay+ NFC: \nNext generation tap to pay","alipayplus.nfc.banner.desc":"Alipay+ NFC enables wallets to offer tap-to-pay acceptance across Mastercard’s global contactless network, all within your existing wallet infrastructure.","alipayplus.nfc.banner.button.text":"Speak to our experts","alipayplus.nfc.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/22/ZSa79AQ/1A6AB3C7-012C-4278-A529-C95ADA6B9CED.png","alipayplus.nfc.banner.backgroundImage.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/16/M50iteW/xin_7-3.png","alipayplus.nfc.banner.textpart.title":"Expand globally with Alipay+ NFC","alipayplus.nfc.banner.textpart.desc1":"Extend your global reach into NFC-dominated markets, without needing to rebuild your wallet. Users have more ways to pay – whether via NFC and QR –all directly available in their preferred app. ","alipayplus.nfc.banner.textpart.desc2":"That’s because Alipay+ NFC allows wallets to support tap to pay on contactless terminals worldwide by using existing wallet capabilities, so there’s no additional need for a separate NFC investment or card issuance. ","alipayplus.nfc.nfcImagePart.image":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/18/LRMwIpW/image-6346909-1.png","alipayplus.nfc.nfcImagePart.title":"The unified payment gateway","alipayplus.nfc.nfcImagePart.desc":"Alipay+ NFC redefines how wallets and merchants connect digitally, by giving wallet users globally even more seamless payment options.","alipayplus.nfc.features.title1":"Go quick-to-market with your existing infrastructure","alipayplus.nfc.features.desc1":"Alipay+ NFC is designed as a ‘plug and play’ platform, meaning it integrates seamlessly with your existing wallet infrastructure, so you can get started and go live fast.","alipayplus.nfc.features.imgPc1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/24/pZLGulg/213789A3-3B9E-4DAF-B80A-C25AC9AE962C.jpg","alipayplus.nfc.features.imgH51":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/24/JVqjpoe/Frame-2117131266-4.png","alipayplus.nfc.features.imgPc2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/06/ZcXTkh7/image-6346908.png","alipayplus.nfc.features.imgH52":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/06/iOK1yua/Frame-2147228503-1.png","alipayplus.nfc.list.label1":"“At GCash, our goal has always been to drive financial innovation and create an inclusive, cashless ecosystem. With Tap to Pay, we're not just modernising payments; we're empowering Filipinos with a seamless and globally competitive solution that is locally relevant and universally accessible.”","alipayplus.nfc.list.author1":"- Ren-Ren Reyes","alipayplus.nfc.list.position1":"- President and CEO of GCash mobile wallet operator G-Xchange, Inc","alipayplus.nfc.list.icon1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/12/KchvAao/Mask-group.png","alipayPlus.common.core.route.NFC.title":"Alipay+ | NFC","alipayplus_official_website.(global).ar-glasses.content.svg.Solution":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/hwT980f/1-Solution.svg","alipayplus_official_website.(global).ar-glasses.content.EnhancedUserExperience":"Enhanced user experience","alipayplus_official_website.(global).ar-glasses.content.ReachANewGenerationOf":"A new gateway for interactive commerce – the iconically-styled Alipay+ GlassPay. Users can quickly scan QR codes in-store, wherever Alipay+ is available, and make payments using their preferred wallet with simple voice commands.","alipayplus_official_website.(global).ar-glasses.content.svg.Grade":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/ArOJ8VT/2-Grade.svg","alipayplus_official_website.(global).ar-glasses.content.IndustryLeadingInnovation":"Industry-leading innovation","alipayplus_official_website.(global).ar-glasses.content.AdvancedPaymentTechnologyFromAlipay":"A new view of your everyday, and a simplified checkout from Alipay+, all rendered through the glasses’ digital graphic display, controlled by AI-driven voice processing and QR-scanning technology, ensuring a fast, seamless payments process.","alipayplus_official_website.(global).ar-glasses.content.svg.Polymerization":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/646wIhB/3-Polymerization.svg","alipayplus_official_website.(global).ar-glasses.content.AiPoweredSecurity":"AI-powered security","alipayplus_official_website.(global).ar-glasses.content.ASecureAndFrictionlessAr":"Cutting-edge user protections like iris authentication technology, which instantly recognises the user; AI-powered biometric verification, including voice interface with intent recognition and voiceprint authentication; and a security suite featuring unique encryption to safeguard user data.","alipayplus_official_website.(global).ar-glasses.content.StepScanTheCodeIn":"Scan the code in-store","alipayplus_official_website.(global).ar-glasses.content.png.Saomaye":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/3XmcDY2/1-saomaye.png","alipayplus_official_website.(global).ar-glasses.content.StepSayTheAmount":"Say the amount","alipayplus_official_website.(global).ar-glasses.content.png.Yuyinshuru":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/pNr8ogC/2-yuyinshuru.png","alipayplus_official_website.(global).ar-glasses.content.StepConfirmThePayment":"Confirm the payment","alipayplus_official_website.(global).ar-glasses.content.png.Yuyinshuruchenggong":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/bhJGA1P/3-yuyinshuruchenggong.png","alipayplus_official_website.(global).ar-glasses.content.StepPaymentSuccessful":"Payment successful","alipayplus_official_website.(global).ar-glasses.content.png.Zhifuchenggong":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/D89vgIe/4-zhifuchenggong.png","alipayplus_official_website.(global).ar-glasses.content.StepSayYourItinerary":"Say your itinerary","alipayplus_official_website.(global).ar-glasses.content.png.Loading":"https://cdn.marmot-cloud.com/storage/intl_website/2026/02/10/3VQNWEE/Loading-1.png","alipayplus_official_website.(global).ar-glasses.content.StepChooseYourPickupLocation":"Choose your pickup location","alipayplus_official_website.(global).ar-glasses.content.png.Shangchedian":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/riw0S8R/2shangchedian.png","alipayplus_official_website.(global).ar-glasses.content.StepConfirmYourCarFare":"Confirm your car & fare","alipayplus_official_website.(global).ar-glasses.content.png.Xuanzechexing":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/8lEuKyH/3xuanzechexing.png","alipayplus_official_website.(global).ar-glasses.content.StepVehicleDetails":"Vehicle details","alipayplus_official_website.(global).ar-glasses.content.png.Cheliangsijixinxi":"https://cdn.marmot-cloud.com/storage/intl_website/2026/02/10/j8KvVil/cheliangsijixinxi-1.png","alipayplus_official_website.(global).ar-glasses.content.StepNavigateToYourPickup":"Navigate to your pickup spot","alipayplus_official_website.(global).ar-glasses.content.png.Taitouchakandaohang":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/jNQ1Vu6/5taitouchakandaohang.png","alipayplus_official_website.(global).ar-glasses.content.Logistics":"Logistics","alipayplus_official_website.(global).ar-glasses.content.png.Image":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/CfFUWon/image-6346905.png","alipayplus_official_website.(global).ar-glasses.content.Travel":"Travel","alipayplus_official_website.(global).ar-glasses.content.FoodBeverage":"Food & Beverage","alipayplus_official_website.(global).ar-glasses.content.png.Frame":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/hEI3ArD/Frame-2147228773.png","alipayplus_official_website.(global).ar-glasses.content.ECommerce":"E-Commerce","alipayplus_official_website.(global).ar-glasses.content.More":"More","alipayplus_official_website.(global).ar-glasses.content.SmartMeetsStylePowerYour":"Smart meets style: Power your payments with Alipay+ GlassPay","alipayplus_official_website.(global).ar-glasses.content.ANewViewOfThe":"The future of payments through augmented reality. Introducing the world’s first smart glasses-enabled payment solution from Alipay+, a more secure and immersive consumer experience.","alipayplus_official_website.(global).ar-glasses.content.SpeakToOurTeam":"Contact us","alipayplus_official_website.(global).ar-glasses.content.OpeningUpNewRevenueStreams":"Empowering merchants and payment providers ","alipayplus_official_website.(global).ar-glasses.content.ForDigitalWallets":"through AI and AR","alipayplus_official_website.(global).ar-glasses.content.SignatureStyleMeetsIndustryLeading":"Signature style meets industry-leading smart technology. Alipay+ GlassPay – the revolutionary AR glasses-embedded payment solution that’s bridging physical and digital consumer experiences. 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Simple hardware and software integration with minimal development. Users just tap – no app to open or activation required – while our smart tech automatically selects their preferred payment method, anywhere.","alipayplus.bluetap.blueTapData.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/1HDd7Jo/bluetap-01.png","alipayplus.bluetap.blueTapData.tag2":"For merchants","alipayplus.bluetap.blueTapData.title2":"Digitalisation that goes beyond payments","alipayplus.bluetap.blueTapData.des2":"Use BlueTap as a standalone terminal or integrate it with your existing POS system to unlock a new global customer ecosystem. Meanwhile, access powerful digital upgrades, from AI assistance, to conversion-boosting promotions, mini-program ecosystems, coupons, and loyalty programs – all powered by Alipay+ BlueTap.","alipayplus.bluetap.blueTapData.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/brfSoiO/image-11236973.png","alipayplus.bluetap.blueTapData.tag3":"For consumers","alipayplus.bluetap.blueTapData.title3":"A more convenient and faster QR payment experience","alipayplus.bluetap.blueTapData.des3":"Alipay+ BlueTap offers a faster and more convenient alternative to the QR payment experience most consumers are accustomed to. Users simply tap with their BlueTap-enabled devices wherever our distinctive blue ring is available for seamless, contactless payments.","alipayplus.bluetap.blueTapData.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/7EAg6pa/iStock-1338580111-1.png","alipayplus.bluetap.banner.title":"Tap into a new global payment ecosystem","alipayplus.bluetap.banner.content":"Alipay+ BlueTap combines QR payment with NFC technology to power a faster, more convenient wallet payment experience, while creating new digitalisation opportunities for merchants and wallet users","alipayplus.bluetap.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/2Eh11Ic/bluetap-hero-final.mp4","alipayplus.bluetap.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/4youq9x/bluetap-hero-gaijine-1.png","alipayplus.bluetap.banner.action":"Get started today","alipayplus.bluetap.BlueTapBlueRingSection.title1":"Look for the","alipayplus.bluetap.BlueTapBlueRingSection.title2":"blue ring","alipayplus.bluetap.BlueTapBlueRingSection.desc":"Trusted by millions. 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Every subsequent payment is processed automatically. Payments are handled directly by AI agents, removing friction from repetitive or low-value transactions, with ‘walletless-feeling’ checkout while your wallet still powers every payment.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/hQg3j3x/kejixinpian-1-10.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title2":"Trusted intent delegation","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des2":"Users define exactly what agents can spend, where and how much. Alipay+ Agentic Mobile Protocol enforces those boundaries and risk policies transparently on every transaction, keeping your users in control and your wallet trusted.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/VdPBPM2/image-634847742-2.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title3":"Secure credential architecture","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des3":"Every transaction runs on a one-time payment credential, generated from a secure network token and device-side passkey. As such, real payment credentials are never exposed or reused.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/heNLLpQ/kejixinpian-1-11.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title4":"Full-spectrum ‘Know Your Agent’","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des4":"With built-in monitoring technology, every agent is registered, authenticated and validated on the Alipay+ platform before it can touch a wallet – giving partners complete visibility into which agents are acting and how.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/9Mlm1BB/image-634847742-3.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title5":"Effortless wallets and agent integration","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des5":"Standardised APIs means there’s no need to build custom flows for every agent – minimal development, maximum interoperability. Alipay+ Agentic Mobile Protocol is compatible with mainstream AI agent protocols and ecosystems, and works with your existing authentication, risk, and compliance frameworks.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/bydfLoI/kejixinpian-1-12.png","alipayplus.agentic-mobile-protocal.banner.title":"Future-proofing wallets for agentic commerce","alipayplus.agentic-mobile-protocal.banner.content":"Alipay+ Agentic Mobile Protocol enables secure, autonomous, AI-native payments, giving wallet users full control without ever needing to open an app.","alipayplus.agentic-mobile-protocal.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/18/g727YoE/tax-refund-from-none.mp4","alipayplus.agentic-mobile-protocal.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/1zqwXs1/tax-refund_1-1-3.png","alipayplus.agentic-mobile-protocal.banner.action":"Get started today","alipayplus.agentic-mobile-protocal.cross-border.title":"Position your wallet at the centre of AI commerce","alipayplus.agentic-mobile-protocal.cross-border.description":"Alipay+ Agentic Mobile Protocol is built for the wallets and payment networks that seek to lead as autonomous commerce becomes the norm.","alipayplus.agentic-mobile-protocal.cross-border.imageUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/26/tpoqKjp/img_agentic.png","alipayplus.trust-score.featuresCard.title":"A unified standard for cross-border trust","alipayplus.trust-score.featuresCard.description":"When your users travel or shop abroad, proving they're trustworthy shouldn't be their problem. 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Eligible users simply access the services they need – before they pay, or without any deposit at all.","alipayplus.trust-score.trustScoreData.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/lpfdeLo/image-8.png","alipayplus.trust-score.trustScoreData.title3":"Cross-border eligibility, handled","alipayplus.trust-score.trustScoreData.des3":"When users travel to or enter a new market, eligibility verification happens automatically. The right users get access to the right services, without manual checks or uncertainty on either side.","alipayplus.trust-score.trustScoreData.imgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/DFF9GLF/kejixinpian-1-14.png","alipayplus.trust-score.trustScoreData.title4":"Grow with every journey","alipayplus.trust-score.trustScoreData.des4":"As your users travel and transact globally, the Alipay+ Trust Score creates new touchpoints for engagement – unlocking merchant benefits, higher-value transactions and untapped monetisation opportunities.","alipayplus.trust-score.trustScoreData.imgUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/qdqOAKY/iStock-2230688796-1.png","alipayplus.trust-score.banner.title":"The global trust network giving wallet users more","alipayplus.trust-score.content.banner.content":"Alipay+ Trust Score gives wallets a single integration into a universal trust framework – so users' credentials are recognised across global merchant scenarios, unlocking new experiences and exclusive benefits","alipayplus.trust-score.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/18/g727YoE/tax-refund-from-none.mp4","alipayplus.trust-score.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/51zjGF9/iStock-1319377297-1.png","alipayplus.trust-score.banner.action":"Get started today","alipayplus.trust-score.cross-border.title":"Trust-powered commerce: Enjoy now, pay later","alipayplus.trust-score.cross-border.description":"With a global, interoperable trust standard, your users can access more services abroad with less friction—such as ‘Enjoy Now, Pay Later’, deposit‑free rentals, and ‘Travel First, Pay Later’ journeys. 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Live in 400+ cities and trusted by 5,000+ brands — tap the blue ring to pay.","alipayPlus.common.core.route.TrustScore.title":"Alipay+ Trust Score | Cross-Border Trust for Wallets ","alipayPlus.common.core.route.TrustScore.description":"Turn your wallet's trust signals into a global framework recognised across the Alipay+ merchant network. 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account","alipayplus.remmitance.remmitanceData.imgUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/R3n9FPr/iStock-1215119911-1.png","alipayplus.remmitance.remmitanceData.title2":"End-user solution","alipayplus.remmitance.remmitanceData.des2":"Empower your platform with pre-built modules and standardised APIs for rapid deployment, flexible operations, and seamless user experiences.","alipayplus.remmitance.remmitanceData.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/lBSSXj8/iStock-1447901376-1.png","alipayplus.remmitance.remmitanceData.list2.title1":"Flexible solution","alipayplus.remmitance.remmitanceData.list2.title2":"Quick integration","alipayplus.remmitance.remmitanceData.list2.title3":"User‑first experience","alipayplus.remmitance.remmitanceData.title3":"Growth enablement","alipayplus.remmitance.remmitanceData.des3":"Scale your remittance business with powerful marketing capabilities and dedicated partnership support to accelerate user acquisition and drive sustained growth.","alipayplus.remmitance.remmitanceData.imgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/27/jjmQ63I/2218002245.png","alipayplus.remmitance.remmitanceData.list3.title1":"User acquisition","alipayplus.remmitance.remmitanceData.list3.title2":"Customer engagement","alipayplus.remmitance.remmitanceData.list3.title3":"Growth at scale","alipayplus.remmitance.remmitanceData.title4":"FX service","alipayplus.remmitance.remmitanceData.des4":"Enhance performance and efficiency with smarter FX solutions—intelligent settlement, transparent processes, and smart treasury management.","alipayplus.remmitance.remmitanceData.imgUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/27/7gIKYPz/1410705594.png","alipayplus.remmitance.remmitanceData.list4.title1":"Powerful trading network","alipayplus.remmitance.remmitanceData.list4.title2":"Smart dynamic pricing","alipayplus.remmitance.remmitanceData.list4.title3":"Optimised FX products","alipayplus.remmitance.featuresCard2.cards.imageUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/yHHrHe5/Frame-4.svg","alipayplus.remmitance.featuresCard2.cards.title1":"Trustworthy & compliant","alipayplus.remmitance.featuresCard2.cards.description1":"Powered by SWIFT ISO 20022 and Alipay+ for global reliability and security","alipayplus.remmitance.featuresCard2.cards.imageUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/jUIWjv9/Frame-5.svg","alipayplus.remmitance.featuresCard2.cards.title2":"Quick to integrate","alipayplus.remmitance.featuresCard2.cards.description2":"Reduce integration time by 99.9% with streamlined bank-to-wallet solution","alipayplus.remmitance.featuresCard2.cards.imageUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/s8F3aWW/Frame-6.svg","alipayplus.remmitance.featuresCard2.cards.title3":"End-to-end transparency","alipayplus.remmitance.featuresCard2.cards.description3":"Provide real-time transaction status updates for both sender and receiver","alipayplus.remmitance.featuresCard2.cards.imageUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/zwjCWXM/Frame-7.svg","alipayplus.remmitance.featuresCard2.cards.title4":"Real-time experience","alipayplus.remmitance.featuresCard2.cards.description4":"Bank-to-wallet transfers arrive within minutes","alipayplus.remmitance.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/ATRa8YY/iStock-1207318396-1.png","alipayplus.remmitance.banner.backgroundImageH5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/d7tvsgM/iStock-1207318396-1-1.png","alipayplus.remmitance.banner.title":"Empowering e-wallets with fast, secure, and scalable remittance","alipayplus.remmitance.content.banner.content":"Alipay+ Remittance empowers e-wallets, banks, and financial institutions with fast, trusted, and transparent cross-border money transfer capabilities. Powered by global network interoperability, FX solutions, and marketing campaigns, it helps you unlock new markets and drive sustained growth.","alipayplus.remmitance.banner.action":"Speak to our experts","alipayPlus.common.core.route.Remittance.title":"Alipay+ Remittance | Cross-Border Trust for Wallets","alipayPlus.common.core.route.Remittance.description":"Alipay+ Remittance connects e-wallets to global banking networks for fast, secure, and scalable cross-border money transfers, helping you unlock new markets and accelerate growth with robust network interoperability.","alipayplus.agentic-mobile-protocal.cross-border.description2":"Integrate once, and stay ahead of the game across every AI-driven transaction.","alipayplus.bluetap.cross-border.description2":"With faster checkouts, higher transaction value from members, and trusted by everyday brands like FamilyMart, BlueTap makes member acquisition effortless, and ensures strong customer retention value.","alipayplus.trust-score.cross-border.description2":"For wallet partners, this means turning your existing trust data into a cross-border growth engine, while keeping integration simple and control firmly in your hands.","alipayplus.trust-score.featuresCard.description2":"Users get smoother, deposit‑free, ‘enjoy now, pay later’ experiences abroad – all without custom-integration with each merchant or market by you.","alipayplus.bluetap.BlueTapBlueRingSection.desc2":"5,000+ brands rely on it across retail, vending, healthcare, hospitality, OOH advertising, dining and beyond.","alipayplus_official_website.src.config.navigation.FromPaymentApp":"From payment app to super app","alipayplus_official_website.src.config.navigation.MiniProgramme":"Alipay+ Mini Program","alipayplus_official_website.src.config.navigation.RiskControlTechnology":"Alipay+ Risk Management Solutions","alipayplus_official_website.src.config.navigation.Bluetap":"BlueTap Payment","alipayplus_official_website.src.config.navigation.Remittance.desc":"Power global money movement with one connection","alipayplus_official_website.src.config.navigation.Bluetap.desc":"Transformative payment experience from scan to tap","alipayplus.remmitance.remmitanceData.list1.description1":"SWIFT-powered solution linking e-wallets to global banks.","alipayplus.remmitance.remmitanceData.list1.description2":"20+ currencies, 200+ countries/regions, 2,000+ wallet and bank partners.","alipayplus.remmitance.remmitanceData.list1.description3":"GlobalPass provides a standard, globally‑recognised account for seamless cross‑institution interoperability and richer features.","alipayplus.remmitance.remmitanceData.list2.description1":"White-label and licensed options to suit your business needs.","alipayplus.remmitance.remmitanceData.list2.description2":"Integrate easily through our one-stop API and smart portal.","alipayplus.remmitance.remmitanceData.list2.description3":"User-first design with rich product features, including FX transparency, and real-time fee tracking.","alipayplus.remmitance.remmitanceData.list3.description1":"Drive new users with traffic management, premium partner pages, and referral programs.","alipayplus.remmitance.remmitanceData.list3.description2":"Boost retention through real-time FX tools, fee-waiver events, and co-membership hubs.","alipayplus.remmitance.remmitanceData.list3.description3":"Single setup unlocking multiple growth engines and a global membership network.","alipayplus.remmitance.remmitanceData.list4.description1":"Leverage large business scale to reduce FX costs and increase your cost efficiency.","alipayplus.remmitance.remmitanceData.list4.description2":"AI models predict remittance volume for FX price adjustments, to help maximise margins and drive incremental revenue.","alipayplus.remmitance.remmitanceData.list4.description3":"Utilise FX products to lock in optimal rates and reduce currency volatility risk.","alipayplus_official_website.src.config.navigation.faqs.label":"FAQs","alipayplus_official_website.src.config.navigation.faqs.desc":"Get Instant Answers to Top Questions","alipayPlus.common.core.route.FAQ.title":"Alipay+ | Frequently Asked Questions (FAQs)","alipayPlus.common.core.route.FAQ.description":"Here are common questions to help you get started with Alipay+. If you need more help, please leave your contact information and our team will be in touch shortly.","alipayplus.faq.page.title":"FAQs","alipayplus.faq.page.desc":"Here are common questions to help you get started with Alipay+. If you need more help, please leave your ","alipayplus.faq.config.section.question1":"What is Alipay+?","alipayplus.faq.config.section.question1.answer1":"Alipay+ is a unified cross-border payment gateway operated by Ant International that allows merchants to accept payments from 50 leading mobile wallets and banking apps through a single integration. Launched in 2020, it connects global merchants to over 2 billion consumers across 220+ markets. Currently, more than 150 million merchants accept QR payments, and over 150 million merchants accept NFC payments via Alipay+, worldwide. ","alipayplus.faq.config.section.question1.answer2":"Furthermore, Alipay+ digital gateway products enable merchants to engage more customers with AI‑powered digital solutions and tailored rewards. And mobile payment providers can harness advanced wallet tech and next-gen, AI-driven fintech products to build the next generation of super apps — creating a seamless, innovative ecosystem for all.","alipayplus.faq.config.section.question2":"What is the difference between Alipay and Alipay+?","alipayplus.faq.config.section.question2.answer1":"Ant Group’s Alipay is a Chinese digital wallet and super app used by over 1 billion consumers primarily in mainland China. Alipay+ is a separate product: a global wallet gateway operated by Ant International that aggregates 50 wallets and mobile payment methods – including Alipay – into a single merchant integration. ","alipayplus.faq.config.section.question2.answer2":"In short, Alipay is one consumer wallet; Alipay+ is the infrastructure that lets merchants accept Alipay along with GCash, Kakao Pay, Touch 'n Go, TrueMoney, and many others.","alipayplus.faq.config.section.question3":"Which e-wallets and payment methods does Alipay+ support?","alipayplus.faq.config.section.question3.answer1":"Alipay+ connects 50 leading mobile payment providers worldwide. Major partners include: ","alipayplus.faq.config.section.question3.renderList1":"Alipay (mainland China)","alipayplus.faq.config.section.question3.renderList2":"AlipayHK (Hong Kong SAR)","alipayplus.faq.config.section.question3.renderList3":"GCash (Philippines)","alipayplus.faq.config.section.question3.renderList4":"Touch 'n Go eWallet (Malaysia)","alipayplus.faq.config.section.question3.renderList5":"TrueMoney (Thailand)","alipayplus.faq.config.section.question3.renderList6":"Kakao Pay, Naver Pay, and Toss Pay (South Korea)","alipayplus.faq.config.section.question3.renderList7":"DANA (Indonesia)","alipayplus.faq.config.section.question3.renderList8":"MPay (Macao SAR)","alipayplus.faq.config.section.question3.renderList9":"Hipay (Mongolia)","alipayplus.faq.config.section.question3.renderList10":"Kaspi.kz (Kazakhstan)","alipayplus.faq.config.section.question3.renderList11":"OCBC Digital (Singapore)","alipayplus.faq.config.section.question3.renderList12":"Tinaba (Italy)","alipayplus.faq.config.section.question3.renderList13":"MyPB by Public Bank (Malaysia)","alipayplus.faq.config.section.question3.answer2":"The full list is published on the Alipay+ ","alipayplus.faq.config.section.question4":"How does Alipay+ work for merchants?","alipayplus.faq.config.section.question4.answer1":"Merchants integrate Alipay+ once, through an acquiring service provider such as Antom or a direct partnership, and can then accept all supported wallets at checkout. When a tourist scans the merchant's QR code, taps their wallet-enabled smartphone, or presents Alipay+ payment code in their wallet, Alipay+ routes the transaction to the correct home wallet, handles real-time foreign exchange, and settles funds to the merchant in their preferred currency through the acquirer. ","alipayplus.faq.config.section.question4.answer2":"The customer pays in their home currency through their familiar app; the merchant receives a unified payment flow without needing separate integrations per wallet.","alipayplus.faq.config.section.question5":"Is Alipay+ the same as Ant International?","alipayplus.faq.config.section.question5.answer1":"No. Ant International is the parent company; Alipay+ is one of its brands. Ant International operates four main brands:","alipayplus.faq.config.section.question5.renderList1":"Alipay+ (unified wallet gateway)","alipayplus.faq.config.section.question5.renderList2":"Antom (unified merchant payment platform)","alipayplus.faq.config.section.question5.renderList3":"WorldFirst (unified global accounts)","alipayplus.faq.config.section.question5.renderList4":"Bettr (inclusive and embedded finance)","alipayplus.faq.config.section.question5.answer2":"Alipay+ sits within the Ant International group and powers the cross-border mobile wallet acceptance layer.","alipayplus.faq.config.section.question6":"How do I accept Alipay+ payments at my business?","alipayplus.faq.config.section.question6.answer1":"Merchants can accept Alipay+ by integrating with an Alipay+ acquiring service provider (such as Antom, 2C2P, Multisafepay, KOMOJU or a local acquirer partners with Alipay+) — the acquirer handles onboarding, technical integration, and settlement.","alipayplus.faq.config.section.question6.answer1.option1":"Option 1: ","alipayplus.faq.config.section.question6.answer1.option2":"Option 2:","alipayplus.faq.config.section.question6.answer1.option2.desc":" large enterprise merchants can partner directly with Alipay+ for unified in-store QR payment, online cashier payment, or NFC acceptance.","alipayplus.faq.config.section.question6.answer2":"Contact Alipay+ through our website","alipayplus.faq.config.section.question7":"What are the Alipay+ merchant fees?","alipayplus.faq.config.section.question7.answer1":"Alipay+ merchant pricing is not a set rate. Fees depend on the acquiring service provider, your country and industry (MCC), transaction volume, the source wallet, and the funding method. The fee is typically structured as a service fee plus an inter-partner fee, charged per successful transaction. As a merchant, you can request a quote from your chosen Alipay+ acquirer (such as Antom or a local acquiring partner) for rates specific to your business profile.","alipayplus.faq.config.section.question7.renderList1":"The acquiring service provider","alipayplus.faq.config.section.question7.renderList2":"The merchant's country and industry (MCC)","alipayplus.faq.config.section.question7.renderList3":"Transaction volume","alipayplus.faq.config.section.question7.renderList4":"The source wallet","alipayplus.faq.config.section.question7.renderList5":"The funding method","alipayplus.faq.config.section.question7.answer2":"The fee is typically structured as a service fee plus an interpartner fee, charged per successful transaction. Merchants should request a quote from their chosen Alipay+ acquirer (such as Antom or a local acquiring partner) for rates specific to their business profile.","alipayplus.faq.config.section.question8":"In which countries and regions is Alipay+ accepted?","alipayplus.faq.config.section.question8.answer1":"Alipay+ is accepted in 220+ markets worldwide: ","alipayplus.faq.config.section.question8.renderList1":"Mainland China, Hong Kong SAR, Macao SAR","alipayplus.faq.config.section.question8.renderList2":"Japan","alipayplus.faq.config.section.question8.renderList3":"South Korea","alipayplus.faq.config.section.question8.renderList4":"Thailand","alipayplus.faq.config.section.question8.renderList5":"Malaysia","alipayplus.faq.config.section.question8.answer2":"Within each market, acceptance tends to be concentrated in areas associated with tourism:","alipayplus.faq.config.section.question9":"Is Alipay+ secure?","alipayplus.faq.config.section.question9.answer1":"Alipay+ transactions are processed through Ant International's financial-grade infrastructure with end-to-end encryption, tokenisation, real-time risk scoring, and biometric authentication at the wallet layer. ","alipayplus.faq.config.section.question9.answer2":"Ant International's risk engine draws on global fraud intelligence across 220+ markets and delivers authorisation decisions in under 500ms, with a reported fraud rate substantially below card industry averages. ","alipayplus.faq.config.section.question10":"How are refunds handled on Alipay+?","alipayplus.faq.config.section.question10.answer1":"For specific transaction or refund-related issues, consumers should contact the e-wallet or the digital payment provider through which the transaction was made.","alipayplus.faq.config.section.question10.answer2":"Refunds are initiated by the merchant through their acquiring service provider and can be full or partial. Once processed, funds return to the consumer's original home wallet in their local currency, typically within a few business days depending on the wallet and market. ","alipayplus.faq.config.section.question10.answer3":"Merchants manage refunds through their acquirer's dashboard (for example, the Antom Dashboard) or via API.","alipayplus.faq.page.desc.link":" contact information","alipayplus.faq.page.desc2":" and our team will be in touch shortly.","alipayplus.faq.config.section.question3.answer2.link":"mobile payment provider directory","alipayplus_official_website.src.config.bottom.navigation.FAQ":"FAQs","alipayplus.faq.config.section.question6.answer2.contactForm":" contact form","alipayplus.faq.config.section.question6.answer2.after":" to start onboarding.","alipayplus.faq.config.section.question8.renderList6":"Singapore","alipayplus.faq.config.section.question8.renderList7":"Indonesia","alipayplus.faq.config.section.question8.renderList8":"The Philippines","alipayplus.faq.config.section.question8.renderList9":"Vietnam","alipayplus.faq.config.section.question8.renderList10":"Australia","alipayplus.faq.config.section.question8.renderList11":"New Zealand","alipayplus.faq.config.section.question8.renderList12":"United Kingdom","alipayplus.faq.config.section.question8.renderList13":"France","alipayplus.faq.config.section.question8.renderList14":"Germany","alipayplus.faq.config.section.question8.renderList15":"Italy","alipayplus.faq.config.section.question8.renderList16":"Spain","alipayplus.faq.config.section.question8.renderList17":"United Arab Emirates","alipayplus.faq.config.section.question8.renderList18":"United States ","alipayplus.faq.config.section.question8.renderList19":"Retail","alipayplus.faq.config.section.question8.renderList20":"Duty-free","alipayplus.faq.config.section.question8.renderList21":"Hotels","alipayplus.faq.config.section.question8.renderList22":"Restaurants","alipayplus.faq.config.section.question8.renderList23":"Attractions","alipayplus.faq.config.section.question8.renderList24":"Public transport (including integration with standardised QR networks like PayPay in Japan, ZeroPay in South Korea, DuitNow in Malaysia, and SGQR in Singapore)","alipayplus_official_website.new-design.SustainabilityReportBanner.overline":"Ant International Sustainability Report 2025","alipayplus_official_website.new-design.SustainabilityReportBanner.title":"Explore Alipay+'s commitment to empowering local economies through cross-border travel","alipayplus_official_website.new-design.SustainabilityReportBanner.button":"Read the Report","alipayplus_official_website.new-design.SustainabilityReportBanner.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/05/18/hsaKngM/Homepage-SR-section-banner-Asset.png","alipayplus_official_website.new-design.SustainabilityReportBanner.hoverImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/05/15/epYOq1A/Visual.png","alipayplus.faq.config.section.question6.answer1.link":"Alipay+ acquirer directory","alipayplus.faq.config.section.question6.answer1.last":") — the acquirer handles onboarding, technical integration, and settlement.","alipayplus.faq.config.section.question3.answer3":".","iap.video.webm.Mobile.banner.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/8D4A6Gg/mobile-payment-hero-banner-mobile.webm","alipayplus.tax-refund.quickSetup.step1.title":"Open e-wallet and scan QR code","alipayplus.tax-refund.quickSetup.step2.title":"Present tax refund code for scanning","alipayplus.tax-refund.quickSetup.step2.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/FH1LPXM/step2.png","alipayplus.tax-refund.quickSetup.step3.title":"Tap “Mine” to see refund records","alipayplus.tax-refund.quickSetup.step3.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/aV3b4d1/Frame-2147229139.png","alipayplus.tax-refund.quickSetup.step4.title":"View full refund details","alipayplus.tax-refund.quickSetup.step4.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/A3jwoHL/Frame-2147229139.png","alipayplus.tax-refund.quickSetup.title":"Quick Setup for New Users","alipayplus.tax-refund.quickSetup.description":"Get started in seconds — agree to the terms and your tax refund service is ready to use.","alipayplus.tax-refund.quickSetup.step1.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/24/MR9XuXS/tax-refund-1.mp4"},"en_SG":{"home_pillarPreview_solutions_title":"The comprehensive digital platform for cross-border payments","home_pillarPreview_solutions_desc":"Access multiple e-wallets and payment methods worldwide on a single platform. Cross-border payments and digitalized solutions from Alipay+ enable consumers to pay like a local, using their preferred digital wallets and banking apps with millions of businesses.","home_pillarPreview_digitalService_title":"Payment Technologies and Digitalization Services","home_pillarPreview_digitalService_desc":"Alipay+ Payment Technologies and Digitalization Services provide digital technology solutions for business operation digitalization, e-wallet development, digital finance development and risk management for customers across different industries, supporting their digital transformation and accelerating financial inclusion.","home_pillarPreview_techServices_desc":"Alipay+ Wallet Tech provides a full suite of e-wallet solutions enabling customers to build e-wallet apps quickly with world-class reliability and stability.","home_pillarPreview_creditTech_desc":"Alipay+ Credit Tech uses world-class data technologies, AI algorithms and strong risk management expertise to service e-wallets and financial institutions around the world, providing inclusive and efficient credit services to small and micro business and consumers. \n\nClients can build robust and comprehensive credit risk engines, leveraging rich AI models and alternative data to set up full-lifecycle risk management systems.","home_pillarPreview_riskTech_title":"Risk Tech","home_pillarPreview_riskTech_desc":"Alipay+ Risk Tech focuses on business risk issues ranging from account takeover and credit card chargeback and abuse to marketing promotion. Leveraging intelligent risk management products and solutions, it provides risk identification and decision-making services for financial institutions across the world to reduce risks and improve operating efficiency.","home_pillarPreview_techServices_title":"Wallet Tech","home_pillarPreview_creditTech_title":"Credit Tech","home_storyBrands_google_title":"Google Play is proud to partner with Alipay+, an innovator in the payments industry, to enable consumers to easily purchase digital content on our platform and developers to securely distribute their apps to the world. We look forward to deepening our partnership and finding new ways to create value for our users.","home_storyBrands_google_person":"Derek Lee","home_storyBrands_google_job":"Director of Retail & Payments Activation - South & East Asia","home_storyBrands_cider_title":"Through its in-depth strategic collaboration with Alipay+, Cider has quickly introduced and steadily enhanced its end-to-end payment services in key markets like Southeast Asia, Europe and the US, laying a strong foundation for continuous business expansion. The partnership has also led to innovative payment-based marketing efforts, boosting user experience and stickiness.","home_storyBrands_xpPen_title":"XP-Pen has set up online malls in over 20 foreign countries, doing business in global regions from Europe and the US to Southeast Asia and Latin America. In June 2022, XP-Pen struck a strategic partnership with Alipay+. By tapping into the latter's extensive overseas channel network and user-friendly payment system, XP-Pen offers international users a more diverse and localized array of payment choices.","home_pillarPreview_paymentModel_acq_desc":"For Acquiring Service Provider","home_pillarPreview_paymentModel_mpp_desc":"For Mobile Payment Provider","home_banner_slogan_desc":"The unified wallet gateway for cross-border payment and digital services, connecting global merchants with billions of mobile users worldwide","home_banner_feature_title1":"2","home_banner_feature_desc1":"Consumers","home_banner_feature_title2":"50","home_banner_feature_desc2":"Mobile payment providers","home_banner_feature_title3":"150","home_banner_feature_desc3":"QR merchants","home_banner_feature_title4":"150","home_banner_feature_desc4":"NFC merchants","home_banner_news_title":"News","home_banner_news_action":"All news","home_banner_contactUs_title":"Get started with","home_banner_contactUs_action":"Contact us","home_banner_contactUs_desc":"Alipay+ is brought to you by Ant International for a more connected world","home_footer_legal":"Legal","home_footer_cookie":"Cookie Notice","home_pillarPreview_learn_title":"Learn More","home_header_logIn_title":"Contact us","aboutUs_learn_title":"Learn More about Alipay+","aboutUs_learn_news":"News","aboutUs_learn_lmp":"List of payment methods","home_header_logIn_logIn":"Login","aboutUs_bd_title":"Our leadership team","payInChina_bannerImage_PCTitle":"Pay with Alipay\nor your home e-wallets\nin the Chinese mainland","payInChina_bannerImage_H5Title":"Pay with Alipay or\nyour home e-wallets in\nthe Chinese mainland","payInChina_bannerImage_H5Text":"When shopping at merchants in the Chinese\nmainland (except for special occasions), if you have\nAlipay or home e-wallets on your phone, just open it\nand pay directly once you see [logo].","payInChina_bannerImage_PCText":"When shopping at merchants in the Chinese mainland (except for special occasions), if you have Alipay or home e-wallets on your phone, just open it and pay directly once you see [logo].","payInChina_walletLogoList_title":"Welcome to use the following e-wallets, and more to come","payInChina_productDescription_desc_2":"* E-wallets may ask for identity authentication, set payment limits or constrain payment channels. You may contact your e-wallet Customer Service Center for details.","payInChina_productDescription_title_2":"Wide merchant coverage","payInChina_productDescription_desc_3":"Tens of millions of merchants across the Chinese mainland accept Alipay+. Simply look for [logo] at checkout counters (except for special occasions), and you're ready to go.","payInChina_productDescription_desc_4":"Payments are settled using Alipay+ foreign exchange rates, which are updated and disclosed every business day. No additional fees are collected from Alipay+.","payInChina_aPlusQuestionAndAnswer_title":"Frequently asked questions on Alipay+","payInChina_aPlusQuestionAndAnswer_question_1":"How to know if a merchant in the Chinese mainland accepts Alipay+ payment methods?","payInChina_aPlusQuestionAndAnswer_answer_1":"When you see [logo] at checkout counters in the Chinese mainland (except for special occasions), you can pay with your home e-wallets.","payInChina_aPlusQuestionAndAnswer_question_2":"How to check the foreign exchange rate of payments made through Alipay+?","payInChina_aPlusQuestionAndAnswer_question_3":"Do I need to pay additional fees for the cross-border payments?","payInChina_aPlusQuestionAndAnswer_answer_3":"No extra fees will be charged by Alipay+.","payInChina_aPlusQuestionAndAnswer_question_4":"What should I do if I have further payment-related questions?","payInChina_aPlusQuestionAndAnswer_answer_4":"You may contact your e-wallet Customer Service Center to get help.","payInChina_bannerText_title":"You may also download Alipay app and add an eligible\n international bank card for convenient digital payment","payInChina_descriptionAndBrandList_text_1":"The international version of Alipay is tailored for overseas travellers to China, aiming to fulfil their mobile payment needs in China and pay easily with Alipay. Overseas users can download Alipay, choose the \"International Version\" after signing up, and bind a bank card (international cards are also supported on Alipay) to start their mobile payment journey across China. Whether to shop in brick-and-mortar stores, hail a cab, take public transport, book flight tickets or hotels, global travellers can all pay with Alipay. 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International bank cards do not support person-to-person transfers, sending or receiving red packets, wealth management services, insurance services, or other financial services.","payInChina_aliPayQuestionAndAnswer_question_2":"How do I know the exchange rate of the transactions made with international bank cards on Alipay?","payInChina_aliPayQuestionAndAnswer_answer_2":"The exchange rate for International bank card is provided by the card scheme and issuing bank to which your card belongs. 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See how digitisation helped Numwan reach more customers with newfound confidence.","home_storyVideo_title":"Sweet success from
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Our technology facilitates the overseas use of multiple digital wallets and banking apps through a single integration. 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The technical migration enabled us to transcend platform limitations and\noperate at national scale. Alipay+ has been an essential partner in turning GCash\ninto a super app that connects people to a broader digital economy—securely,\nseamlessly, and meaningfully.”","alipayplus_official_website.[caseId].configs.Gcash.statistics.1.label":"Filipinos","alipayplus_official_website.[caseId].configs.Gcash.statistics.1.value":"8 in 10","alipayplus_official_website.[caseId].configs.Gcash.statistics.2.label":"merchants","alipayplus_official_website.[caseId].configs.Gcash.statistics.2.value":"6M+","alipayplus_official_website.[caseId].configs.Gcash.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/yxDCQkb/Gcash.png","alipayplus_official_website.[caseId].configs.Gcash.content":"$21","alipayplus_official_website.[caseId].configs.tngDigital.header":"TNG Digital: From transport payments to Malaysia’s leading digital ecosystem","alipayplus_official_website.[caseId].configs.tngDigital.testimonial":"“Alipay+ Wallet Tech has been instrumental in the evolution of TNG Digital’s flagship product, TNG eWallet, from a transport payment enabler to Malaysia's leading super app – a comprehensive digital ecosystem and the cornerstone of the country’s cashless society. With Alipay+’s expertise and innovation, TNG eWallet seamlessly integrated a vast range of diverse services, meeting the growing demand for inclusive financial services, and enhancing cross-border payment capabilities that have unlocked new growth for Malaysian merchants.”","alipayplus_official_website.[caseId].configs.tngDigital.statistics.1.label":"users","alipayplus_official_website.[caseId].configs.tngDigital.statistics.1.value":"23M+","alipayplus_official_website.[caseId].configs.tngDigital.statistics.2.label":"merchants","alipayplus_official_website.[caseId].configs.tngDigital.statistics.2.value":"2M+","alipayplus_official_website.[caseId].configs.tngDigital.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/FxmzBzf/Frame-2117131342.png","alipayplus_official_website.[caseId].configs.tngDigital.content":"$22","alipayplus_official_website.[caseId].configs.tngDigital.referecences.1":"[1][2] Internal source data.","alipayplus_official_website.[caseId].configs.tngDigital.referecences.2":"[3] ‘Touch ‘n Go’s GO+ fund is Now Shariah-compliant - GO+ fund becomes Malaysia’s first shariah-compliant eWallet product’. https://www.principal.com.my/en/principal-e-cash-fund-now-shariah-compliant","alipayplus_official_website.[caseId].configs.tngDigital.referecences.3":"[4] ‘GO+ now offers higher saving limit, unlocking more daily earnings with TNG eWallet’. https://www.touchngo.com.my/news/go-now-offers-higher-saving-limit-unlocking-more-daily-earnings-with-tng-ewallet/","alipayplus_official_website.[caseId].configs.tngDigital.referecences.4":"[5] 'TNG Digital launches Business Account to help even the smallest businesses grow with ease'. https://www.touchngo.com.my/news/tng-digital-launches-business-account-to-help-even-the-smallest-businesses-grow-with-ease/ ,and internal data sources.","merchant.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/04/9daqDuT/merchant-page-pc.png","merchant.banner.backgroundImage.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/04/jyK1lG2/merchant-page-h5.png","merchant.banner.video.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/07/KA7vlHy/7yue7ri.mp4","merchant.banner.title":"Your business’ passport to tourists in your market","merchant.banner.description":"In a world where digital payments are the preferred payment method for billions of tourists, Alipay+ is your universal payment gateway and the ultimate customer engagement toolbox.","merchant.banner.link.label":"Contact us","alipayPlus.common.core.route.openGraph.image.merchants":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/A4p9W3b/aplus-logo.png","alipayPlus.common.core.route.404Page.description":"It seems like we've lost this page.","alipayPlus.common.core.route.thecrew.title":"Alipay+ | The crew","alipayPlus.common.core.route.thecrew.description":"Alipay+ | The crew","alipayPlus.common.core.route.walletTech.title":"Alipay+ | Wallet Tech","alipayPlus.common.core.route.walletTech.description":"Alipay+ | Wallet Tech","consumers.banner.video.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/14/iMmotB8/consumer-banner-video-0714.mp4","consumers.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/23/UZQLtvo/Consumer-page-2.png","consumers.banner.backgroundImage.h5Webp":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/23/HSg5gFN/Consumer-page-1.png","consumers.solutions.title":"Pay smart, travel smart","consumers.solutions.description":"Over 150 million QR merchants and 150 million NFC merchants globally accept Alipay+ at the checkout, through 50 digital payment methods and growing. Whether you're shopping, dining, or exploring while you travel, paying abroad is as simple as paying at home.","consumers.solutions.mobilePayment.viewAll":"View all mobile payment methods","consumers.cards.icon.1":"https://cdn.marmot-cloud.com/storage/2025/06/25/63db659b-c554-4cc0-a7b2-22feaacf89e3.svg","consumers.cards.title.1":"Global coverage, exclusive deals","consumers.cards.description.1":"Pay with your home e-wallet or banking app with over 150 million online and in-store merchants and get exclusive sales, discounts, and promotions.","consumers.cards.icon.2":"https://cdn.marmot-cloud.com/storage/2025/06/25/11034d3b-f136-4442-a40a-430c59da6505.svg","consumers.cards.title.2":"Transparent FX rates","consumers.cards.description.2":"Seamless cross-border payments where your real-time foreign exchange rate is displayed at the point of payment.","consumers.cards.icon.3":"https://cdn.marmot-cloud.com/storage/2025/06/25/69b62420-abdb-4133-9db6-6e4e02d2721c.svg","consumers.cards.title.3":"Instant tax refund","consumers.cards.description.3":"Our instant tax refund capability ensures you receive your tax refund quickly and conveniently, in the currency of your home e-wallet or banking app.","consumers.cards.icon.4":"https://cdn.marmot-cloud.com/storage/2025/06/25/81f2dc7c-2ffe-42b8-932f-dc2f08006fdf.svg","consumers.cards.title.4":"Smart travel solutions","consumers.cards.description.4":"Streamline your journey with Alipay+ Voyager, our AI-enabled all-in-one travel solution. And ride effortlessly with our broad integration into local transportation, including subways, buses and taxis.","consumers.qa.title":"Frequently asked questions","consumers.qa.question1":"What if I need to query a transaction, or request a refund?","consumers.qa.answer1":"For specific transaction or refund-related issues, please contact your e-wallet or the digital payment provider through which you made the transaction.","consumers.qa.question2":"Does Alipay+ charge additional fees for cross-border payments?","consumers.qa.answer2":"No, Alipay+ doesn’t charge any additional fees.","consumers.qa.question3":"Can I use my home wallet if I’m travelling to Chinese mainland?","consumers.qa.answer3":"Yes, tens of millions of merchants across the Chinese mainland accept Alipay+, enabling you to pay with your home wallet. Simply look for Alipay+ logo at checkout counters. Find out more.","consumers.qa.answer3.logoText":"Alipay+ logo","consumers.qa.answer3.clickText":"Find out more","consumers.qa.question4":"What’s the difference between Alipay and Alipay+?","consumers.qa.answer4":"Alipay is a digital payment method. It’s evolved from being one of China’s biggest e-wallets to being an all-in-one super app for daily payment and lifestyle needs. \n\nAlipay+ is a global unified wallet gateway. It aggregates many different mobile payment methods from around the world in one place, including Alipay.","alipayPlus.common.core.route.consumers.title":"Alipay+ | Consumers","alipayplus_official_website.header.langSwitch.mobile.title":"Country","consumers.content.description.row1":"Pay easily across borders with your trusted home wallet — wherever you see","consumers.payInChina.productAdaptor.desc.1":"Open a code for cross-border payment on an Alipay+ partner e-wallet","consumers.payInChina.productAdaptor.desc.2":"Present the payment code to the merchant for scanning","consumers.payInChina.productAdaptor.desc.3":"Payment completed","consumers.payInChina.productAdaptor.title.1":"Present and pay","consumers.payInChina.productAdaptor.desc.4":"Scan merchant’s payment code with an Alipay+ partner e-wallet","consumers.payInChina.productAdaptor.desc.5":"Enter the payment amount and confirm to pay","consumers.payInChina.productAdaptor.desc.6":"Payment completed","consumers.payInChina.productAdaptor.title.2":"Scan and pay","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourGlobalReachWith":"Expand your global reach with cross-border payments","alipayplus_official_website.config.pageConfig.merchantsConfig.InteroperableMobileAppPaymentsAre":"Interoperable mobile app payments are unlocking a new era of travel and commerce — one where cross-border payments are effortless, inclusive and secure. Alipay+ is a global unified wallet gateway, supporting QR and NFC. No matter the size of your business, Alipay+ unlocks global tourism growth opportunities like no other platform.","alipayplus_official_website.config.pageConfig.merchantsConfig.GlobalReach":"Global reach","alipayplus_official_website.config.pageConfig.merchantsConfig.WeConnectMerchantsWithOver":"We connect merchants with over 2 billion consumers globally, offering unparalleled scale and customer accessibility.","alipayplus_official_website.config.pageConfig.merchantsConfig.SeamlessPaymentSystems":"Seamless payment systems","alipayplus_official_website.config.pageConfig.merchantsConfig.WeEnhanceYourEfficiencyAnd":"We enhance your efficiency and customer convenience with cost-effective, easy-to-integrate payments capability that spans borders, devices and payment methods.","alipayplus_official_website.config.pageConfig.merchantsConfig.CustomerEngagementTechnology":"Customer engagement technology","alipayplus_official_website.config.pageConfig.merchantsConfig.OurOneStopDigitalSolutions":"Our one-stop digital solutions go far beyond payments. By helping businesses to digitise through solutions such as mini-apps, we help you enhance consumer experiences, and deepen your connection with customers everywhere.","alipayplus_official_website.config.pageConfig.merchantsConfig.ARewardingDigitalEcosystem":"A rewarding digital ecosystem","alipayplus_official_website.config.pageConfig.merchantsConfig.WeHelpYouEmbraceInternational":"We help you embrace international travellers. Alipay+ is more than cross-border payments, it’s a passport to a digital ecosystem of tailored promotions and comprehensive travel solutions.","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreMobilePaymentUsersConnect":"More mobile payment users connect through Alipay+","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForOnlineAndIn":"Built for online and in-store businesses","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourOnlineBusinessAt":"Expand your online business at scale","alipayplus_official_website.config.pageConfig.merchantsConfig.YourCustomersPaymentExperienceIs":"Your customers’ payment experience is crucial when it comes to boosting conversions. Alipay+ helps you optimise your customer journey and offer a smoother purchase process.","alipayplus_official_website.config.pageConfig.merchantsConfig.EfficientUnifiedCheckout":"Efficient unified checkout","alipayplus_official_website.config.pageConfig.merchantsConfig.OurUnifiedCheckoutProductSupports":"Our unified checkout product supports multiple payment methods, so your customers can easily recognise and select their home e-wallet or banking app. There’s no need to integrate new payment methods separately.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineCashierPayment":"Online Cashier Payment","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CCaBEFbc":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/GxyuS1e/merchant1.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.EDBBD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/39jrtqK/merchant2.json","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForCustomerEngagement":"Built for customer engagement","alipayplus_official_website.config.pageConfig.merchantsConfig.BoostYourConversionRatesBy":"Boost your conversion rates by reducing friction during the payment process with streamlined recurring payments, and provide incentives at checkout online.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineAutoDebit":"Online Auto Debit","alipayplus_official_website.config.pageConfig.merchantsConfig.PaymentMarketing":"Payment Marketing","alipayplus_official_website.config.pageConfig.merchantsConfig.carousel.0.label":"We have great cooperation with Alipay+, as it provides a seamless one-stop solution for integrating multiple payment methods quickly and conveniently. It's quite helpful for us to expand our business in the Asian market. We look forward to onboarding more top e-wallets via Alipay+, to bring our Asian customers a better shopping experience.","alipayplus_official_website.config.pageConfig.merchantsConfig.XiaoleiWang":"Xiaolei WANG","alipayplus_official_website.config.pageConfig.merchantsConfig.TechnicalDirectorCider":"Technical Director, Cider","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FFAEAca":"https://cdn.marmot-cloud.com/storage/2022/9/22/080194f6-f60a-49e4-aca5-a10346ad1b77.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.WeValueThePartnershipWith":"We value the partnership with Alipay+ as it helps us offer more benefits to the end user through the clever integration of new payment solutions and rewards programs – allowing us to reach out to and target a wider network of customers.","alipayplus_official_website.config.pageConfig.merchantsConfig.DamienPfirsch":"Damien Pfirsch","alipayplus_official_website.config.pageConfig.merchantsConfig.ChiefCommercialOfficerAgoda":"Chief Commercial Officer, Agoda","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FbDBAD":"https://cdn.marmot-cloud.com/storage/2022/9/22/5fb6649d-100b-4559-a615-d10fec2602fb.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreCrossBorderInStore":"More cross-border in-store transactions","alipayplus_official_website.config.pageConfig.merchantsConfig.FromCornerShopsToWorldwide":"From corner shops to worldwide superbrands, Alipay+ brings an extensive retail payment experience. We help merchants enhance their stores by digitising payments and accommodating more global mobile payment methods.","alipayplus_official_website.config.pageConfig.merchantsConfig.QrCodePaymentsMadeEasy":"QR code payments made easy for tourists","alipayplus_official_website.config.pageConfig.merchantsConfig.WeUnifyQrCodesSo":"We unify QR codes so you can accept any QR presented by the customer via Alipay+, while your POS accommodates acquirer and National QR codes, enabling global tourists to pay with ease, wherever they travel.","alipayplus_official_website.config.pageConfig.merchantsConfig.InStoreQrPayment":"In-Store QR Payment","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CfdfEcCccBB":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/Q3mEdrm/merchant3.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CEDAD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/SX7rlOg/merchant4.json","alipayplus_official_website.config.pageConfig.merchantsConfig.InstantPerksThatDriveMore":"Instant perks that drive more business","alipayplus_official_website.config.pageConfig.merchantsConfig.OurDataDrivenMarketingTechnology":"Our data-driven marketing technology enables you to design customer-tailored discounts, points or gifts for in-store redemption at the checkout when a customer scans the promotion code.","alipayplus_official_website.config.pageConfig.merchantsConfig.InStorePromotionCodes":"In-store Promotion Codes","alipayplus_official_website.About.Content.index.0EAHON":"Alipay+ is one of the business pillars of Ant International, along with other innovative solutions: Antom, WorldFirst, and Bettr.","home_header_aboutUs_title":"About us","home.en.banner.webp.pc.1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/pmU3nfO/banner-image-1.webp","home.en.banner.webp.pc.2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/7qFasDG/banner-image-2.webp","home.en.banner.webp.pc.3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/pKP9pfB/banner-image-3.webp","home.en.banner.webp.pc.4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/15/mhOLDyn/banner-image-4.webp","wallet.tech.open.part.list.description4":"AFAP, Alipay+ Financial-grade AI Platform as a Service (PaaS), enables businesses to develop their own super-apps by leveraging Alipay+'s latest full-stack technologies and expertise in online payments and digital financial services.","home.ph.banner.img.pc.2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/29/U5YR7Xf/Group-1321316683.png","alipayplus_official_website.wallet-tech.desc":"We help future-proof your wallet to meet new and diverse user needs, with comprehensive, secure, accessible payment solutions and wallet management app services, backed by extensive fintech expertise.","alipayplus_official_website.wallet-tech.imgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/19/Zo637dZ/Rectangle-1172.png","alipayplus_official_website.wallet-tech.h5ImgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/19/QQg0hMW/Rectangle-1172-1.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title1":"One-stop service","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc1":"End-to-end solutions from Alipay+ Wallet Platform cover everything from core functionality to digital lifestyle services, with an out-of-the-box platform enabling you to quickly deploy your digital wallet ecosystem within 3 to 6 months.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title2":"AI-powered applications","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc2":"Our technology integrates advanced AI capabilities, including smart content and fintech agent development, helping you reduce costs while boosting sales and customer satisfaction.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title3":"Comprehensive security safeguards","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc3":"Our advanced security technology keeps your customers’ money, data and transactions safe. We use a massive global network to spot risks in real time, smart systems to detect suspicious activity, and technology that protects user privacy.ss","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title4":"Advanced risk managementss","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc4":"Our technology instantly analyses hundreds of risk patterns to stop fraud before it happens. ss","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title5":"Financial-grade availability","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc5":"Our platform guarantees 99.999% uptime, with robust disaster recovery systems that ensure your services are always stable, available, and uninterrupted.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.title6":"Leading fintech expertise","alipayplus_official_website.wallet-tech.configs.WalletPlatform.desc6":"Alipay+ Wallet Platform delivers tailored professional services for your financial app based on industry-leading proficiency, deep technical knowhow and unrivalled insights specific to your market.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techTitle":"Build your next-gen wallet platform","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techDesc":"We enable frictionless payments for your customers’ lifestyle needs, from food, transport, finance, to shopping, all in one place. Users, merchants, and banks are all linked through secure transaction tech, supported by our future-proof cloud technology. ","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techVideo":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/m0a5WYJ/wallet-tech-video.mp4","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle1":"Solutions for everyday","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle1":"Seamless integration for everyday needs","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc1":"From gaming, to dining, retail, transport, and healthcare, our wallet platform enables QR and NFC-supported payments a wide range of daily touchpoints, ensuring smoother, faster transactions.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle2":"Access a global ecosystem","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle2":"Global, cross-border connectivity","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc2":"Leveraging the Alipay+ ecosystem which connects you to billions of users worldwide, we enable seamless cross-border commerce and power your global growth. ","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle3":"End-to-end capabilities","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle3":"Scalable solutions for payments and more","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc3":"Delivering secure, compliant and scalable digital solutions covering everything from payment processing to real-time risk management, to innovative mini-programmes.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureTitle4":"Future-proofed infrastructure","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureSubtitle4":"Supported by global cloud technology","alipayplus_official_website.wallet-tech.configs.WalletPlatform.techFeatureDesc4":"Built on resilient and reliable Mobile Platform as a Service (mPaaS) and Data as a Service (DaaS) systems, our flexible cloud infrastructure enables you to get started quickly, while compatibility with multiple cloud providers helps power your scalability.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capTitle":"Comprehensive payment capabilities","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1Title":"Online payments","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1Desc":"Seamless payments across a variety of online channels – with our extensive coverage of different business models and payment methods.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle1":"Diverse online payment products","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint1":"Auto-debit","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint2":"Cashier checkout","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint3":"Subscription","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint4":"Send money","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint5":"Collect money","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle2":"Rich variety of available payment methods","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint6":"e-wallet","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint7":"Bank card","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint8":"Buy Now, Pay Later (BNPL)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint9":"Virtual account","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint10":"Over-The-Counter (OTC)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint11":"and more","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardTitle3":"Seamless customer experience","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint12":"App","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint13":"Web","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection1CardBulletPoint14":"Wireless Application Protocol (WAP)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2Title":"In-store payments","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentTitle1":"Supporting QR and NFC payments for businesses of all sizes","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/NnoKjJ8/image-6346991.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption1":"QR payment (Customer presented)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/FZ8FBMu/image-6346992.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption2":"QR payment (Merchant presented)","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/Opv8s1z/image-6346993.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption3":"NFC payment","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentTitle2":"Cutting-edge technological innovationss","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/kQI1g15/image-6346994.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption4":"Bus QR","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/uExR6KM/image-6346995.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption5":"Subway","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentImage6":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/28/roqXl8V/image-6346996.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.capSection2ContentCaption6":"Parking solution","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementTitle":"AI-powered risk management","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementDesc":"SHIELD is our advanced technology which helps reduce risk and protect users’ funds. This AI-powered security system uses cloud-based protection to analyse transactions in under 0.2 seconds, and detect risks by processing trillions of data points instantly.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementIcon":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/22/w1hYtzQ/Digital-transformation-concept-1-3.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementH5Icon":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/1egREdF/Digital-transformation-concept-1-2.png","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle1":"Device protection","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc1":"Software Development Kit (SDK) to generate unique device ID and multiple device risk tags, serving 2 billion+ devices globally.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle2":"Robotic defence","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc2":"Identify abnormal bots traffics with quick integration APIs.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle3":"Privacy computing","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc3":"Process sensitive data using encryption technology to ensure personal privacy.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle4":"Graph computing","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc4":"World-leading graph computing techs to detect anomalous relationships between accounts and transactions.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle5":"Machine learning based detection","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc5":"Automatically identify high-risk threats through model algorithms with hundreds of patents.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureTitle6":"Interactive defence","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementFeatureDesc6":"Dynamic risk decisions and verifications that balance security and user experience.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementCardTitle":"Fraud protection expertise","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle1":"Scams","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic1":"patterns identified","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc1":"We identify activity used to scam victims out of money or personal information.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle2":"Account takeover","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic2":"loss rate","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc2":"We help prevent unauthorised access to your accounts.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle3":"Card fraud","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic3":"more effective than industry standard","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc3":"We detect unauthorised card transactions 30% more effectively than typical industry standards.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle4":"Bot attacks","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic4":"of attacks prevented","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc4":"We work to prevent malicious attacks by bots.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle5":"Abuse","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic5":"of misuse attempts blocked","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc5":"We block over 99% of misuse attempts in marketing budgets, ensuring funds are spent only on legitimate campaigns.","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentTitle6":"Merchant risk","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentStatistic6":"risk rate","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentDesc6":"We minimise your risk of engaging merchants involved in money laundering/gambling/scams.","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerTitle":"Create a leading
super app","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerDesc":"ASAP – Alipay+ Super App Platform – is the AI-driven recommendation engine that powers your evolution from payment app to super app, unlocking exponential growth.","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerCover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/28/YXWSQXv/Image.png","alipayplus_official_website.wallet-tech.configs.SuperApp.bannerVideo":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/27/hLlyyRX/Back2-ASAP_1080p.mp4","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresTag":"Beyond the payment app","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresTitle":"From payments to redefining digital lifestylesss","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag1":"For paymentsss","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle1":"Seamless transactions","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc1":"Efficient payments and services from online to in-store","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag2":"For ecosystem partners","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle2":"Operational efficiency","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc2":"Mini-app and user tokenisation technology to help lower operational costs","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTag3":"For wallets","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardTitle3":"Traffic monetisation","alipayplus_official_website.wallet-tech.configs.SuperApp.featuresCardDesc3":"Mini-app ecosystem, payments and user tokenisation to boost user retention","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.title":"Powering your growth from onboarding to scaling","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.title1":"ASAP core capabilities","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/25/auz5lIN/iStock-1329808536.png","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title1":"Supply management","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title2":"Enrich user tagging and segmentation","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title3":"Intelligent delivery","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title4":"Smart recommendation engine","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title5":"All-in-one promotion platform","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.title2":"AI-driven growth engine","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.desc2":"Powering your sustainable growth with AI-driven technology","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/25/bsrOWD7/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title6":"Commercialisation and monetisation solutions","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title7":"AI-driven supply understanding","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title8":"Smart user profiling","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title9":"Artificial Intelligence Generated Content (AIGC) creation","alipayplus_official_website.wallet-tech.configs.SuperApp.businessTitle":"Boosting growth at every stage of your business","alipayplus_official_website.wallet-tech.configs.SuperApp.businessDesc":"The Alipay+ Super App Platform (ASAP) integrates with partner mini-programmes and plug-in solutions, enabling services like payments, bookings and social features, as an end-to-end unified business suite. ASAP’s AI-driven recommendation engine also lets you deliver personalised experiences to target audiences, delivering best-in-class business results.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessSwiperTitle":"How ASAP works","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title1":"1. Onboarding","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc1":"Accelerated mini-programmes integration with streamlined service onboarding, tagging, and quality control.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/ID8dBpV/Frame-2117131506.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title2":"2. Obtained traffic","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc2":"Drive user acquisition by distributing your services into the public domain, to give you broader visibility and generate more traffic.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/yuV4Dko/Frame-2117131506-1.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title3":"3. Marketing and operation","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc3":"Enhance engagement through membership systems and promotional tools such as coupons and vouchers to boost retention.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/F11iBPQ/Frame-2117131506-3.png","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.title4":"4. Data analysis and business insights","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.desc4":"Real-time dashboards enable you to uncover new growth opportunities, track service performance, and benchmark industry trends.","alipayplus_official_website.wallet-tech.configs.SuperApp.businessCards.image4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/26/FByZoN7/Frame-2117131506-4.png","alipayplus_official_website.wallet-tech.configs.AI.title":"Powering fintech with leading AI innovation","alipayplus_official_website.wallet-tech.configs.AI.desc":"Alipay+ GenAI Cockpit is the AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build agentic and AI-native financial services, with enhanced efficiency, security, and flexibility.","alipayplus_official_website.wallet-tech.configs.AI.mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/09/jCLKhsZ/GenAI-yingwenzimuzaixia.mp4","alipayplus_official_website.wallet-tech.configs.AI.features.title":"Ant International's AI Strategy for Next-Gen Financess","alipayplus_official_website.wallet-tech.configs.AI.features.desc":"Alipay+ GenAI Cockpit is a platform to help entrepreneurs architect an agentic and ultimately AI-native financial services, combining automated workflows and task orchestration with a dynamic enterprise context, across main fintech tasks, from payment orchestration, customer onboarding, compliance checks, to fraud detection, dispute resolution, as well as evaluation and performance optimisation.","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title1":"Out-of-the-box, business-ready","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc1":"With ready-to-use templates designed to tackle common challenges with ease, you can automatically set up workflows, streamline installation, and get started in no time. ","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title2":"Fine-tuned performance optimisation","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc2":"Cutting-edge retrieval-augmented generation (RAG) tools handle everything from evaluation to model tuning, enabling you to train smarter. Cut costs, streamline workflows and data analyses, and unlock your AI’s potential.","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title3":"Trusted, full lifecycle protection","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc3":"We combine trustworthy authentication, AI service safeguarding, and AI security inspection technologies as part of a comprehensive, cost-effective and full lifecycle AI service security protection system, ensuring secure access and attack prevention.","alipayplus_official_website.components.ErrorModule.404.decs":"Oh no! We couldn’t find the page you’re looking for.","alipayplus_official_website.components.ErrorModule.500.decs":"Oops! Something went wrong on our side.","alipayPlus.common.core.route.consumers.description":"Alipay+ | Consumers","alipayPlus.common.core.route.openGraph.image.consumers":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/ZGc6A3Y/aplus-logo-with-zhi.png","alipayplus_official_website.components.ErrorModule.404.Back":"Back","alipayplus_official_website.components.ErrorModule.500.Refresh":"Refresh","alipayplus_official_website.components.ErrorModule.500.Back":"Back","alipayPlus.contactUs.walltForm.question":"[\n {\n \"id\":\"rijljUE9x\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"NbXlBL_Oz\",\n \"rule\":\"phone\"\n }\n ]","merchant.banner.link.antom":"Payment method for businesses","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentMethods":"Want to accept more payment methods? ","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentPlatform":"Add 300+ payment methods via Antom’s payments platform","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata1":"400+","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata2":"<1/100M","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata3":"30%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata4":">90%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata5":">99%","alipayplus_official_website.wallet-tech.configs.WalletPlatform.managementContentdata6":"<0.01%","alipayPlus.contactUs.merchant.form.question":"[\n {\n \"id\":\"5YfGZUb8I\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"91fF4xhg-\",\n \"rule\":\"phone\"\n }\n ]","alipayplus_official_website.wallet-tech.configs.AFAP.title":"The future of financial super apps","alipayplus_official_website.wallet-tech.configs.AFAP.desc":"Purpose-built for financial super apps, Alipay+ Financial-grade AI Platform as a Service (AFAP) harnesses cutting-edge AI technology to accelerate innovation and unlock growth.","alipayplus_official_website.wallet-tech.configs.AFAP.imgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/pjhzuZu/Rectangle-1172-6.png","alipayplus_official_website.wallet-tech.configs.AFAP.h5ImgUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/oLI34JR/Rectangle-1172-7.png","alipayplus_official_website.wallet-tech.configs.AFAP.features.title":"Powering your global scalability","alipayplus_official_website.wallet-tech.configs.AFAP.features.desc":"Leveraging the global financial expertise of Ant Group, AFAP is a secure, scalable, high-performance platform for the next generation of financial apps. Combining advanced AI, green computing and robust security technologies in one place, AFAP helps modern financial businesses innovate faster, stay compliant, reduce costs, and expand globally.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title1":"Financial-grade platform","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc1":"We deliver uncompromising standards in security, compliance, reliability, and performance, to meet strict regulatory requirements, safeguard financial data, and process high volumes of transactions without interruption.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title2":"Enhanced compliance","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc2":"Security is built into AFAP’s design through multiple layers, including in-line, API-based, and host-based protections. Compliance with regulations is handled automatically and seamlessly as part of the system.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title3":"High availability","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc3":"AFAP provides a resilient, fault-tolerant platform, which actively keeps your business operations going, even in the face of unforeseen disruptions.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title4":"Dynamic scalability","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc4":"Scale up or down rapidly and automatically, enable you to handle peak transaction periods, adapt to fluctuations, and bring new features and products to market faster.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title5":"Optimised resource usage","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc5":"AFAP offers hybrid and mixed online-offline deployment options, so you can keep sensitive data or key systems on-site, while using cloud flexibility to quickly develop and deploy new applications.","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.title6":"Advanced management tools","alipayplus_official_website.wallet-tech.configs.AFAP.features.cards.desc6":"Stay ahead of the strategic shift towards data-driven operations and proactive risk management in financial services, with extensive monitoring, automated operations and maintenance, and advanced data analytics tools.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag1":"Green Computing","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title1":"More computing with less carbon","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc1":"Build software that works on all devices and uses cloud tools to seamlessly blend old and new hardware, cutting waste and boosting performance.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/10/pxi9wD0/Environmental-technology-concept-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/10/k2Vxmhz/Environmental-technology-concept-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag2":"Trusted Service","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title2":"Cloud-native services that don’t compromise security or reliability","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc2":"Run apps flexibly across any cloud or local hardware, with full support for setup, updates, and management, all on one workflow.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/kb7BEU2/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/K23yn3z/kejixinpian-1-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag3":"Privacy Computing","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title3":"Streamlined data flow","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc3":"We provide an open-source, trusted privacy computing framework, which facilitates wide utilisation of data.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/5zKGN4T/iStock-1329808536.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/da81xQu/kejixinpian-1-2.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.tag4":"Foundation Model","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.title4":"Boosting user growth and revenue growth","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.desc4":"Leverage foundational AI to merge public-private traffic, boosting user and revenue growth.","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/25/nFmc6Nf/kejixinpian-1.png","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.list.h5Img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/26/Vj6GdKg/kejixinpian-1-3.png","alipayplus_official_website.wallet-tech.configs.AI.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/09/29/LruLEG5/Image-1.png","alipayplus_official_website.wallet-tech.configs.AI.features.cards.title4":"Enterprise-grade resource management","alipayplus_official_website.wallet-tech.configs.AI.features.cards.desc4":"Empower your business with smart, scalable, and global computing power, from mainstream large models to cost-effective proprietary resources. ","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.desc1":"ASAP's diverse product capabilities create hyper-personalised customer experiences that increase your conversions.","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title10":"Automated recommendation strategy","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeaturesList.title11":"Al-driven copilot","alipayplus_official_website.wallet-tech.configs.AI.textPart.title":"Driving next-gen finance","alipayplus_official_website.wallet-tech.configs.AI.textPart.desc1":"Making AI systemically work for finance remains the holy grail of the current AI revolution. Alipay+ GenAI Cockpit is a platform to help entrepreneurs architect an agentic and ultimately AI-native financial services.","alipayplus_official_website.wallet-tech.configs.AI.textPart.desc2":"Alipay+ GenAI Cockpit combines automated workflows and task orchestration with a dynamic enterprise context, across main fintech tasks, from payment orchestration, customer onboarding, compliance checks, to fraud detection, dispute resolution, as well as evaluation and performance optimisation.","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.title":"Innovative support functions","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title1":"Customer service agents","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title2":"Merchant payment co-pilots","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title3":"Financial AI assistants","alipayplus_official_website.wallet-tech.configs.AI.AIFeature.cards.title4":"Consumer AI assistants","alipayplus_official_website.wallet-tech.configs.AFAP.innovation.title":"AFAP innovation","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.title":"Key features","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title1":"AI SHIELD: Leading fraud prevention","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des1":"AI SHIELD delivers industry-leading, comprehensive risk detection and effective defence, addressing core needs including AI security assessment, threat countermeasures, and risk management.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/O7Bc4KQ/iStock-1329808536-2.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/5XPXXiV/iStock-1329808536-3.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.title1":"Pre-deployment AI authentication","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.des1":"Covering risks of the entire stack from physical data centres to AI agents.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.title2":"Precision AI threat countermeasures","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list.des2":"Build embedded threat awareness and defense capabilities within the agents to reduce AI security risks like prompt injection, data leaks, and malicious manipulation.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title2":"Deep vertical financial expertise","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des2":"Alipay+ GenAI Cockpit helps our partners build powerful, industry-specialised fintech agents, developed from global financial expertise.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/OOUbhwp/kejixinpian-1-4.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/bD4W7v1/kejixinpian-2.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title1":"Major servers supported","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des1":"Alipay+ GenAI Cockpit’s Model Context Protocol (MCP) marketplace supports major servers developed thus far and allows businesses to create their own MCP servers to enable autonomous task completion.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title2":"Integrated knowledge bases","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des2":"We integrate critical fintech knowledge, such as bank transfer rules and dispute resolution policies.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.title3":"Precision-boosting tools","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list2.des3":"The Cockpit toolbox supports retrieval-augmented generation (RAG), post-training, evaluation, and industry-specific benchmarking, helping to improve model precision.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title3":"Full-stack FinAI platform support","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des3":"Cockpit offers a wide selection of pre-built and fully customisable agents.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/tO6xQd0/iStock-1329808536-5.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/91G9YJR/iStock-1329808536-4.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.title1":"Pre-built agents","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.des1":"Pre-built agents cover regular tasks including customer service, content curation for targeted marketing, and AI-assisted coding.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.title2":"Fully customisable","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list3.des2":"Furthermore, you can easily customise agents for more specialised tasks, such as travel advisory, tax refunds, cross-border remittance, and loyalty rewards.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.title4":"Globalised infrastructure","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.des4":"Alipay+ GenAI Cockpit leverages the power of leading LLMs and supports deployment on public clouds and on-premises environments.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/89fXsqm/kejixinpian-1-5.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.H5img4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/15/rG3o2DM/kejixinpian-2-1.png","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.title1":"Leveraging over 20 leading LLMs","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.des1":"Including our proprietary Falcon Time-Series Transformer FX Model.","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.title2":"Flexible deployment","alipayplus_official_website.wallet-tech.configs.AI.asapFeatures.features.list4.des2":"The Cockpit supports flexible deployment across public clouds and on-premises environments, drawing on strategic partnerships with Google Cloud and other top-tier infrastructure providers.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.SeamlessDigitalPayments":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/y9sDwIH/seamless-digital-payments.svg","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessDigitalAndPhysicalPayments":"Seamless digital and physical payments","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentConvenienceFor":"Cross-border payment convenience for your users is our priority. We enable your customers to pay however they want, wherever they are – online or in-store – with QR and NFC supported.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.MaximiseYourReach":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/sdfUfgz/maximise-your-reach.svg","alipayplus_official_website.(global).mobile-payment-provider.content.MaximiseYourReach":"Maximise your reach","alipayplus_official_website.(global).mobile-payment-provider.content.OurNfcPartnershipWithMastercard":"Our NFC partnership with Mastercard means we can reach over 150 million acceptance locations worldwide. Our partnerships with National QR schemes help build your interoperability and connectivity in new markets and provide operational support.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.UserGrowthEngine":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/EnnBHPb/user-growth-engine.svg","alipayplus_official_website.(global).mobile-payment-provider.content.UserGrowthEngine":"User growth engine","alipayplus_official_website.(global).mobile-payment-provider.content.OurGlobalMarketingAndGrowth":"Our global marketing and growth experts accelerate user acquisition, activation, and retention to optimise your payment ecosystem’s performance and long-term success.","alipayplus_official_website.(global).mobile-payment-provider.content.svg.AiPoweredSuperApp":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/JymEuf7/AI-powered-super-app.svg","alipayplus_official_website.(global).mobile-payment-provider.content.AiPoweredSuperAppTechnology":"AI-powered super app technology","alipayplus_official_website.(global).mobile-payment-provider.content.IntegratingYouSeamlesslyWithYour":"Integrating you seamlessly with your users’ digital lifestyles, our AI tools enable you to upgrade and transform your digital wallet into an industry-leading super app.","iap.img.Mobile.banner.poster.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/20/3u71Wzq/2ce6c7a5-874d-48af-ba9f-ac6bcc0b4aa6-1.png","iap.video.mp4.Mobile.banner.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/zt72JP9/mobile-payment-hero-banner-mobile.mp4","alipayplus_official_website.mobile-payment-provider.content.OneTimeIntegration":"One-time integration","alipayplus_official_website.mobile-payment-provider.content.WeAreTheGlobalPartner":"We are the global partner and merchant aggregator for payment service providers, looking to globalise your business with unrivalled global merchant coverage through a single integration.","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentsPower":"CROSS-BORDER PAYMENTS POWER","alipayplus_official_website.(global).mobile-payment-provider.content.ExpandingYourPaymentCapabilities":"Expanding your payment capabilities","alipayplus_official_website.(global).mobile-payment-provider.content.ByIntegratingWithAlipayYou":"By integrating with Alipay+, you can offer your users total, seamless payment convenience – in-store, online, and around the world.","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessPaymentTechnology":"Seamless payment technology","alipayplus_official_website.(global).mobile-payment-provider.content.OurIndustryLeadingInnovationsEliminate":"Our industry-leading innovations eliminate payment frictions for your users – from online checkouts to in-store QR and NFC payments around the world – whether they’re one-time customers or repeat business.","alipayplus_official_website.(global).mobile-payment-provider.content.CashierPayment":"Cashier Payment","alipayplus_official_website.(global).mobile-payment-provider.content.AutoDebit":"Auto Debit","alipayplus_official_website.(global).mobile-payment-provider.content.InStorePayment":"In-Store Payment","alipayplus_official_website.(global).mobile-payment-provider.content.RewardsTailoredToYou":"Rewards tailored to you","alipayplus_official_website.(global).mobile-payment-provider.content.SuperchargeConversionsWithRewardsIncentives":"Supercharge conversions with rewards, incentives, and exclusive promotions through Alipay+, tailored to your users’ payment app.","alipayplus_official_website.(global).mobile-payment-provider.content.PaymentMarketing":"Payment Marketing","alipayplus_official_website.(global).mobile-payment-provider.content.DigitalGatewayTechnology":"DIGITAL GATEWAY TECHNOLOGY","alipayplus_official_website.(global).mobile-payment-provider.content.TechToUpgradeYourPlatform":"Tech to upgrade your platform","alipayplus_official_website.(global).mobile-payment-provider.content.PaymentServiceProvidersAreIncreasingly":"Payment service providers are increasingly becoming the backbone of their users’ digital lifestyles. Alipay+ helps our partners upgrade their existing platforms to go beyond just payments, and create all-in-one digital super apps.","alipayplus_official_website.(global).mobile-payment-provider.content.FutureReadyDigitalTools":"Future-ready digital tools","alipayplus_official_website.(global).mobile-payment-provider.content.BuildIndustryLeadingDigitalWallets":"Build industry-leading digital wallets and super apps with our advanced, AI-powered tools, and connect with a global tourism market through our all-in-one digital travel companion.","alipayplus_official_website.(global).mobile-payment-provider.content.WalletTech":"Wallet Tech","alipayplus_official_website.(global).acquirer.content.png.FECdEAb":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/Ty49XmO/BA2006CC-B3ED-4A70-8EE3-45D6830E6661.png","alipayplus_official_website.(global).acquirer.content.mp4.AcquirerBannerPc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/22/pWUZMth/acquirer-banner-pc.mp4","alipayplus_official_website.(global).acquirer.content.ContactUs":"Contact us","alipayplus_official_website.(global).acquirer.content.WhereHyperLocalisedMeets":"Where hyper-localised meets\nglobal scalability","alipayplus_official_website.(global).acquirer.content.GlobalScalability":"global scalability","alipayplus_official_website.(global).acquirer.content.WithDigitalPaymentsPredictedTo":"With digital payments predicted to account for 80% of all transactions in Asia by 2030, seizing the cross-border commerce and global travel market opportunity means giving your merchants a single platform for global and localised payment methods, supporting QR and NFC, and interoperability with National QR.","alipayplus_official_website.(global).acquirer.content.ScalingInIncreasinglyCashlessEconomies":"Scaling in increasingly cashless economies goes beyond just payments. With Alipay+, your merchants unlock a whole new digital ecosystem, reaching nearly two billion consumers who connect their lifestyles and travel needs instantly through financial apps and super apps.","alipayplus_official_website.(global).acquirer.content.MultiplePaymentAppsAllWithin":"Multiple payment apps, all within your grasp","alipayplus_official_website.(global).acquirer.content.ViewAllMobilePaymentMethods":"View all mobile payment methods","alipayplus_official_website.(global).acquirer.content.PaymentSolutions":"PAYMENT SOLUTIONS","alipayplus_official_website.(global).acquirer.content.OnboardLeadingPaymentMethodsOn":"Onboard leading payment methods on one simple platform","alipayplus_official_website.(global).acquirer.content.FromCardsAndBankingApps":"From cards and banking apps to digital wallets, Alipay+ removes the hassle of negotiation and individual contract signing with each mobile payment method. There’s no need for separate integrations each time a new method is introduced, and no need to worry about different specifications, currencies, or terms.","alipayplus_official_website.(global).acquirer.content.TailorYourPaymentOfferingTo":"Tailor your payment offering to merchants’ needs","alipayplus_official_website.(global).acquirer.content.EveryPaymentNeedCovered":"Every payment need covered","alipayplus_official_website.(global).acquirer.content.AlipayHelpsYouCoverDiverse":"Alipay+ helps you cover diverse and ever-changing payment scenarios, ensuring you keep up with digital payment trends and your merchants can connect with a wide range of global consumers.","alipayplus_official_website.(global).acquirer.content.MarketingSolutions":"MARKETING SOLUTIONS","alipayplus_official_website.(global).acquirer.content.EquipYourMerchantsWithGreater":"Equip your merchants with greater digital marketing capability","alipayplus_official_website.(global).acquirer.content.StandOutFromOtherPayment":"Stand out from other payment service providers. Our data-driven marketing technology enables your merchants to design customer-tailored promotions, helping attract more customers and driving more sales for your merchants.","alipayplus_official_website.(global).acquirer.content.DigitalSolutions":"DIGITAL SOLUTIONS","alipayplus_official_website.(global).acquirer.content.CustomerEngagementThatGoesBeyond":"Customer engagement that goes beyond payments","alipayplus_official_website.(global).acquirer.content.WithAlipayOurOneStop":"With Alipay+, our one-stop digital solutions go far beyond payments. By helping businesses to digitise through solutions such as mini-apps, and build leading super apps, Alipay+ helps merchants enhance consumer experiences and connect with users’ digital lifestyles. Meanwhile, our end-to-end travel solution Alipay+ Voyager offers merchants a unique gateway for tourist needs.","alipayPlus.common.core.route.walletTech.afap.title":"Alipay+ | Financial-grade AI Platform (AFAP)","alipayPlus.common.core.route.walletTech.afap.description":"Purpose-built for financial super apps, Alipay+ Financial-grade AI Platform as a Service (AFAP) harnesses cutting-edge AI technology to accelerate innovation and unlock growth.","alipayPlus.common.core.route.walletTech.genaiCockpit.title":"Alipay+ | GenAI Cockpit","alipayPlus.common.core.route.walletTech.genaiCockpit.description":"Alipay+ GenAI Cockpit is the AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build agentic and AI-native financial services.","alipayPlus.common.core.route.walletTech.superApp.title":"Alipay+ | Super App Platform (ASAP)","alipayPlus.common.core.route.walletTech.superApp.description":"ASAP – Alipay+ Super App Platform – is the AI-driven recommendation engine that powers your evolution from payment app to super app, unlocking exponential growth.","alipayPlus.common.core.route.walletTech.walletPlatform.title":"Alipay+ | Your next-gen wallet platform","alipayPlus.common.core.route.walletTech.walletPlatform.description":"Future-proof your wallet to meet new and diverse user needs, with comprehensive, secure, accessible payment solutions and wallet management app services.","alipayplus.nfc.banner.title":"Alipay+ NFC: \nNext generation tap to pay","alipayplus.nfc.banner.desc":"Alipay+ NFC enables wallets to offer tap-to-pay acceptance across Mastercard’s global contactless network, all within your existing wallet infrastructure.","alipayplus.nfc.banner.button.text":"Speak to our experts","alipayplus.nfc.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/22/ZSa79AQ/1A6AB3C7-012C-4278-A529-C95ADA6B9CED.png","alipayplus.nfc.banner.backgroundImage.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/16/M50iteW/xin_7-3.png","alipayplus.nfc.banner.textpart.title":"Expand globally with Alipay+ NFC","alipayplus.nfc.banner.textpart.desc1":"Extend your global reach into NFC-dominated markets, without needing to rebuild your wallet. Users have more ways to pay – whether via NFC and QR –all directly available in their preferred app. ","alipayplus.nfc.banner.textpart.desc2":"That’s because Alipay+ NFC allows wallets to support tap to pay on contactless terminals worldwide by using existing wallet capabilities, so there’s no additional need for a separate NFC investment or card issuance. ","alipayplus.nfc.nfcImagePart.image":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/18/LRMwIpW/image-6346909-1.png","alipayplus.nfc.nfcImagePart.title":"The unified payment gateway","alipayplus.nfc.nfcImagePart.desc":"Alipay+ NFC redefines how wallets and merchants connect digitally, by giving wallet users globally even more seamless payment options.","alipayplus.nfc.features.title1":"Go quick-to-market with your existing infrastructure","alipayplus.nfc.features.desc1":"Alipay+ NFC is designed as a ‘plug and play’ platform, meaning it integrates seamlessly with your existing wallet infrastructure, so you can get started and go live fast.","alipayplus.nfc.features.imgPc1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/24/pZLGulg/213789A3-3B9E-4DAF-B80A-C25AC9AE962C.jpg","alipayplus.nfc.features.imgH51":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/24/JVqjpoe/Frame-2117131266-4.png","alipayplus.nfc.features.imgPc2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/06/ZcXTkh7/image-6346908.png","alipayplus.nfc.features.imgH52":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/06/iOK1yua/Frame-2147228503-1.png","alipayplus.nfc.list.label1":"“At GCash, our goal has always been to drive financial innovation and create an inclusive, cashless ecosystem. With Tap to Pay, we're not just modernising payments; we're empowering Filipinos with a seamless and globally competitive solution that is locally relevant and universally accessible.”","alipayplus.nfc.list.author1":"- Ren-Ren Reyes","alipayplus.nfc.list.position1":"- President and CEO of GCash mobile wallet operator G-Xchange, Inc","alipayplus.nfc.list.icon1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/12/12/KchvAao/Mask-group.png","alipayPlus.common.core.route.NFC.title":"Alipay+ | NFC","alipayplus_official_website.(global).ar-glasses.content.svg.Solution":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/hwT980f/1-Solution.svg","alipayplus_official_website.(global).ar-glasses.content.EnhancedUserExperience":"Enhanced user experience","alipayplus_official_website.(global).ar-glasses.content.ReachANewGenerationOf":"A new gateway for interactive commerce – the iconically-styled Alipay+ GlassPay. Users can quickly scan QR codes in-store, wherever Alipay+ is available, and make payments using their preferred wallet with simple voice commands.","alipayplus_official_website.(global).ar-glasses.content.svg.Grade":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/ArOJ8VT/2-Grade.svg","alipayplus_official_website.(global).ar-glasses.content.IndustryLeadingInnovation":"Industry-leading innovation","alipayplus_official_website.(global).ar-glasses.content.AdvancedPaymentTechnologyFromAlipay":"A new view of your everyday, and a simplified checkout from Alipay+, all rendered through the glasses’ digital graphic display, controlled by AI-driven voice processing and QR-scanning technology, ensuring a fast, seamless payments process.","alipayplus_official_website.(global).ar-glasses.content.svg.Polymerization":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/08/646wIhB/3-Polymerization.svg","alipayplus_official_website.(global).ar-glasses.content.AiPoweredSecurity":"AI-powered security","alipayplus_official_website.(global).ar-glasses.content.ASecureAndFrictionlessAr":"Cutting-edge user protections like iris authentication technology, which instantly recognises the user; AI-powered biometric verification, including voice interface with intent recognition and voiceprint authentication; and a security suite featuring unique encryption to safeguard user data.","alipayplus_official_website.(global).ar-glasses.content.StepScanTheCodeIn":"Scan the code in-store","alipayplus_official_website.(global).ar-glasses.content.png.Saomaye":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/3XmcDY2/1-saomaye.png","alipayplus_official_website.(global).ar-glasses.content.StepSayTheAmount":"Say the amount","alipayplus_official_website.(global).ar-glasses.content.png.Yuyinshuru":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/pNr8ogC/2-yuyinshuru.png","alipayplus_official_website.(global).ar-glasses.content.StepConfirmThePayment":"Confirm the payment","alipayplus_official_website.(global).ar-glasses.content.png.Yuyinshuruchenggong":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/21/bhJGA1P/3-yuyinshuruchenggong.png","alipayplus_official_website.(global).ar-glasses.content.StepPaymentSuccessful":"Payment successful","alipayplus_official_website.(global).ar-glasses.content.png.Zhifuchenggong":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/p3ji3fP/4zhifuchenggong.png","alipayplus_official_website.(global).ar-glasses.content.StepSayYourItinerary":"Say your itinerary","alipayplus_official_website.(global).ar-glasses.content.png.Loading":"https://cdn.marmot-cloud.com/storage/intl_website/2026/02/10/3VQNWEE/Loading-1.png","alipayplus_official_website.(global).ar-glasses.content.StepChooseYourPickupLocation":"Choose your pickup location","alipayplus_official_website.(global).ar-glasses.content.png.Shangchedian":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/riw0S8R/2shangchedian.png","alipayplus_official_website.(global).ar-glasses.content.StepConfirmYourCarFare":"Confirm your car & fare","alipayplus_official_website.(global).ar-glasses.content.png.Xuanzechexing":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/8lEuKyH/3xuanzechexing.png","alipayplus_official_website.(global).ar-glasses.content.StepVehicleDetails":"Vehicle details","alipayplus_official_website.(global).ar-glasses.content.png.Cheliangsijixinxi":"https://cdn.marmot-cloud.com/storage/intl_website/2026/02/10/j8KvVil/cheliangsijixinxi-1.png","alipayplus_official_website.(global).ar-glasses.content.StepNavigateToYourPickup":"Navigate to your pickup spot","alipayplus_official_website.(global).ar-glasses.content.png.Taitouchakandaohang":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/jNQ1Vu6/5taitouchakandaohang.png","alipayplus_official_website.(global).ar-glasses.content.Logistics":"Logistics","alipayplus_official_website.(global).ar-glasses.content.png.Image":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/CfFUWon/image-6346905.png","alipayplus_official_website.(global).ar-glasses.content.Travel":"Travel","alipayplus_official_website.(global).ar-glasses.content.FoodBeverage":"Food & Beverage","alipayplus_official_website.(global).ar-glasses.content.png.Frame":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/12/hEI3ArD/Frame-2147228773.png","alipayplus_official_website.(global).ar-glasses.content.ECommerce":"E-Commerce","alipayplus_official_website.(global).ar-glasses.content.More":"More","alipayplus_official_website.(global).ar-glasses.content.SmartMeetsStylePowerYour":"Smart meets style: Power your payments with Alipay+ GlassPay","alipayplus_official_website.(global).ar-glasses.content.ANewViewOfThe":"The future of payments through augmented reality. Introducing the world’s first smart glasses-enabled payment solution from Alipay+, a more secure and immersive consumer experience.","alipayplus_official_website.(global).ar-glasses.content.SpeakToOurTeam":"Contact us","alipayplus_official_website.(global).ar-glasses.content.OpeningUpNewRevenueStreams":"Empowering merchants and payment providers ","alipayplus_official_website.(global).ar-glasses.content.ForDigitalWallets":"through AI and AR","alipayplus_official_website.(global).ar-glasses.content.SignatureStyleMeetsIndustryLeading":"Signature style meets industry-leading smart technology. Alipay+ GlassPay – the revolutionary AR glasses-embedded payment solution that’s bridging physical and digital consumer experiences. Consumers enjoy interactive shopping and make seamless payments with QR scanning and voice commands, all supported by industry-first biometric security innovation.","alipayplus_official_website.(global).ar-glasses.content.QrCodeScanning":"QR code scanning","alipayplus_official_website.(global).ar-glasses.content.InAction":"in action","alipayplus_official_website.(global).ar-glasses.content.WhetherGettingACoffeeShopping":"Whether getting a coffee, shopping for groceries or paying for clothes, Alipay+ GlassPay makes it easy. Simply scan a QR code in-store, wherever Alipay+ is available.","alipayplus_official_website.(global).ar-glasses.content.RideHailWithoutLookingAt":"Ride hail without looking at your phone","alipayplus_official_website.(global).ar-glasses.content.RideHailingJustBecameA":"Ride hailing just became a lot simpler – move seamlessly from putting on your Alipay+ GlassPay, to choosing your journey and vehicle, to navigating to your pickup point and confirming the fare.","alipayplus_official_website.(global).ar-glasses.content.WithMuchMoreToCome":"With much more to come","alipayPlus.common.core.route.arGlasses.title":"Alipay+ | GlassPay","alipayPlus.common.core.route.arGlasses.description":"Alipay+ | 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It helps you send, spend, and receive money internationally, with minimum fees, maximum ease, and full speed.","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.ifast":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/31/S6mibL1/1774852445800-23680136-56ea-4da5-baf4-d4a55bae7e37.png","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.wise":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/01/oTsP5QV/Margin-2.svg","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.uab":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/01/h8d7Yqa/Margin-3.svg","alipayplus.tax-refund.section1.logo.moreWallets":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/03/lA3j7qG/tuceng_1.svg","alipayplus.bluetap.featuresCard.cards.imageUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/gJtOIV6/4-Wallet-qianbao-1.svg","alipayplus.bluetap.featuresCard.cards.title1":"Effortless payments with no interruption","alipayplus.bluetap.featuresCard.cards.description1":"Users simply tap - no activation required, no new app to download, and no interruption to what they're doing.","alipayplus.bluetap.featuresCard.cards.imageUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/tOBfxjU/4-Mobile-Banking-shoujiyinhang-2.svg","alipayplus.bluetap.featuresCard.cards.title2":"Cross-compatible with mobile platforms","alipayplus.bluetap.featuresCard.cards.description2":"Alipay+ BlueTap is compatible with both iOS and Android platforms.","alipayplus.bluetap.featuresCard.cards.imageUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/7UDmOdT/saoma.svg","alipayplus.bluetap.featuresCard.cards.title3":"Utilise existing QR infrastructure","alipayplus.bluetap.featuresCard.cards.description3":"Leveraging your existing QR payment infrastructure, with minimal development while maintaining security.","alipayplus.bluetap.featuresCard.cards.imageUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/16/fdSBY1w/7-Merchant-Benefit-shanghuliyi.svg","alipayplus.bluetap.featuresCard.cards.title4":"Applications beyond payments","alipayplus.bluetap.featuresCard.cards.description4":"Integrated digitalisation solutions that optimise operations and boost customer conversions.","alipayplus.bluetap.content.title":"Simple, versatile integration","alipayplus.bluetap.content.description":"Alipay+ BlueTap can be easily integrated into merchants’ existing payments infrastructure in ways that suit every payment scenario.","alipayplus.bluetap.content.cards.imageUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/kqA4MK6/Frame-2147228971.svg","alipayplus.bluetap.content.cards.title1":"Plug-and-play","alipayplus.bluetap.content.cards.description1":"Integrate BlueTap seamlessly and quickly by simply plugging into your existing payment set-up via USB connection.","alipayplus.bluetap.content.cards.imageUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/ppHJnz1/5-Container-rongqi.svg","alipayplus.bluetap.content.cards.title2":"Standalone terminal","alipayplus.bluetap.content.cards.description2":"The distinctive BlueTap terminal enables merchants to accept payments, including smartphone tap-to-pay, QR and card payments via a single device.","alipayplus.bluetap.content.cards.imageUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/Y41sqvF/3-Calculator-jisuanqi.svg","alipayplus.bluetap.content.cards.title3":"POS integration","alipayplus.bluetap.content.cards.description3":"BlueTap can be easily integrated with merchants’ existing POS terminals, enabling seamless smartphone tap-to-pay, QR and card payments.","alipayplus.bluetap.blueTapData.tag1":"For mobile payment partners","alipayplus.bluetap.blueTapData.title1":"Minimal development for maximum interoperability","alipayplus.bluetap.blueTapData.des1":"More wallet partners are joining BlueTap, creating a fast-growing, cross-border tap-to-pay network that’s co-branded with their logos. Simple hardware and software integration with minimal development. Users just tap – no app to open or activation required – while our smart tech automatically selects their preferred payment method, anywhere.","alipayplus.bluetap.blueTapData.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/1HDd7Jo/bluetap-01.png","alipayplus.bluetap.blueTapData.tag2":"For merchants","alipayplus.bluetap.blueTapData.title2":"Digitalisation that goes beyond payments","alipayplus.bluetap.blueTapData.des2":"Use BlueTap as a standalone terminal or integrate it with your existing POS system to unlock a new global customer ecosystem. Meanwhile, access powerful digital upgrades, from AI assistance, to conversion-boosting promotions, mini-program ecosystems, coupons, and loyalty programs – all powered by Alipay+ BlueTap.","alipayplus.bluetap.blueTapData.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/brfSoiO/image-11236973.png","alipayplus.bluetap.blueTapData.tag3":"For consumers","alipayplus.bluetap.blueTapData.title3":"A more convenient and faster QR payment experience","alipayplus.bluetap.blueTapData.des3":"Alipay+ BlueTap offers a faster and more convenient alternative to the QR payment experience most consumers are accustomed to. Users simply tap with their BlueTap-enabled devices wherever our distinctive blue ring is available for seamless, contactless payments.","alipayplus.bluetap.blueTapData.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/23/7EAg6pa/iStock-1338580111-1.png","alipayplus.bluetap.banner.title":"Tap into a new global payment ecosystem","alipayplus.bluetap.banner.content":"Alipay+ BlueTap combines QR payment with NFC technology to power a faster, more convenient wallet payment experience, while creating new digitalisation opportunities for merchants and wallet users","alipayplus.bluetap.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/2Eh11Ic/bluetap-hero-final.mp4","alipayplus.bluetap.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/4youq9x/bluetap-hero-gaijine-1.png","alipayplus.bluetap.banner.action":"Get started today","alipayplus.bluetap.BlueTapBlueRingSection.title1":"Look for the","alipayplus.bluetap.BlueTapBlueRingSection.title2":"blue ring","alipayplus.bluetap.BlueTapBlueRingSection.desc":"Trusted by millions. 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Every subsequent payment is processed automatically. Payments are handled directly by AI agents, removing friction from repetitive or low-value transactions, with ‘walletless-feeling’ checkout while your wallet still powers every payment.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/hQg3j3x/kejixinpian-1-10.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title2":"Trusted intent delegation","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des2":"Users define exactly what agents can spend, where and how much. Alipay+ Agentic Mobile Protocol enforces those boundaries and risk policies transparently on every transaction, keeping your users in control and your wallet trusted.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/VdPBPM2/image-634847742-2.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title3":"Secure credential architecture","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des3":"Every transaction runs on a one-time payment credential, generated from a secure network token and device-side passkey. As such, real payment credentials are never exposed or reused.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/heNLLpQ/kejixinpian-1-11.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title4":"Full-spectrum ‘Know Your Agent’","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des4":"With built-in monitoring technology, every agent is registered, authenticated and validated on the Alipay+ platform before it can touch a wallet – giving partners complete visibility into which agents are acting and how.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/9Mlm1BB/image-634847742-3.png","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.title5":"Effortless wallets and agent integration","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.des5":"Standardised APIs means there’s no need to build custom flows for every agent – minimal development, maximum interoperability. Alipay+ Agentic Mobile Protocol is compatible with mainstream AI agent protocols and ecosystems, and works with your existing authentication, risk, and compliance frameworks.","alipayplus.agentic-mobile-protocal.agenticMobileProtocalData.image5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/22/bydfLoI/kejixinpian-1-12.png","alipayplus.agentic-mobile-protocal.banner.title":"Future-proofing wallets for agentic commerce","alipayplus.agentic-mobile-protocal.banner.content":"Alipay+ Agentic Mobile Protocol enables secure, autonomous, AI-native payments, giving wallet users full control without ever needing to open an app.","alipayplus.agentic-mobile-protocal.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/18/g727YoE/tax-refund-from-none.mp4","alipayplus.agentic-mobile-protocal.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/1zqwXs1/tax-refund_1-1-3.png","alipayplus.agentic-mobile-protocal.banner.action":"Get started today","alipayplus.agentic-mobile-protocal.cross-border.title":"Position your wallet at the centre of AI commerce","alipayplus.agentic-mobile-protocal.cross-border.description":"Alipay+ Agentic Mobile Protocol is built for the wallets and payment networks that seek to lead as autonomous commerce becomes the norm.","alipayplus.agentic-mobile-protocal.cross-border.imageUrl":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/26/tpoqKjp/img_agentic.png","alipayplus.trust-score.featuresCard.title":"A unified standard for cross-border trust","alipayplus.trust-score.featuresCard.description":"When your users travel or shop abroad, proving they're trustworthy shouldn't be their problem. 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Eligible users simply access the services they need – before they pay, or without any deposit at all.","alipayplus.trust-score.trustScoreData.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/lpfdeLo/image-8.png","alipayplus.trust-score.trustScoreData.title3":"Cross-border eligibility, handled","alipayplus.trust-score.trustScoreData.des3":"When users travel to or enter a new market, eligibility verification happens automatically. The right users get access to the right services, without manual checks or uncertainty on either side.","alipayplus.trust-score.trustScoreData.imgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/DFF9GLF/kejixinpian-1-14.png","alipayplus.trust-score.trustScoreData.title4":"Grow with every journey","alipayplus.trust-score.trustScoreData.des4":"As your users travel and transact globally, the Alipay+ Trust Score creates new touchpoints for engagement – unlocking merchant benefits, higher-value transactions and untapped monetisation opportunities.","alipayplus.trust-score.trustScoreData.imgUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/qdqOAKY/iStock-2230688796-1.png","alipayplus.trust-score.banner.title":"The global trust network giving wallet users more","alipayplus.trust-score.content.banner.content":"Alipay+ Trust Score gives wallets a single integration into a universal trust framework – so users' credentials are recognised across global merchant scenarios, unlocking new experiences and exclusive benefits","alipayplus.trust-score.banner.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/18/g727YoE/tax-refund-from-none.mp4","alipayplus.trust-score.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/51zjGF9/iStock-1319377297-1.png","alipayplus.trust-score.banner.action":"Get started today","alipayplus.trust-score.cross-border.title":"Trust-powered commerce: Enjoy now, pay later","alipayplus.trust-score.cross-border.description":"With a global, interoperable trust standard, your users can access more services abroad with less friction—such as ‘Enjoy Now, Pay Later’, deposit‑free rentals, and ‘Travel First, Pay Later’ journeys. 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Live in 400+ cities and trusted by 5,000+ brands — tap the blue ring to pay.","alipayPlus.common.core.route.TrustScore.title":"Alipay+ Trust Score | Cross-Border Trust for Wallets ","alipayPlus.common.core.route.TrustScore.description":"Turn your wallet's trust signals into a global framework recognised across the Alipay+ merchant network. 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acquisition and drive sustained growth.","alipayplus.remmitance.remmitanceData.imgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/27/jjmQ63I/2218002245.png","alipayplus.remmitance.remmitanceData.list3.title1":"User acquisition","alipayplus.remmitance.remmitanceData.list3.title2":"Customer engagement","alipayplus.remmitance.remmitanceData.list3.title3":"Growth at scale","alipayplus.remmitance.remmitanceData.title4":"FX service","alipayplus.remmitance.remmitanceData.des4":"Enhance performance and efficiency with smarter FX solutions—intelligent settlement, transparent processes, and smart treasury management.","alipayplus.remmitance.remmitanceData.imgUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/27/7gIKYPz/1410705594.png","alipayplus.remmitance.remmitanceData.list4.title1":"Powerful trading network","alipayplus.remmitance.remmitanceData.list4.title2":"Smart dynamic pricing","alipayplus.remmitance.remmitanceData.list4.title3":"Optimised FX products","alipayplus.remmitance.featuresCard2.cards.imageUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/yHHrHe5/Frame-4.svg","alipayplus.remmitance.featuresCard2.cards.title1":"Trustworthy & compliant","alipayplus.remmitance.featuresCard2.cards.description1":"Powered by SWIFT ISO 20022 and Alipay+ for global reliability and security","alipayplus.remmitance.featuresCard2.cards.imageUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/jUIWjv9/Frame-5.svg","alipayplus.remmitance.featuresCard2.cards.title2":"Quick to integrate","alipayplus.remmitance.featuresCard2.cards.description2":"Reduce integration time by 99.9% with streamlined bank-to-wallet solution","alipayplus.remmitance.featuresCard2.cards.imageUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/s8F3aWW/Frame-6.svg","alipayplus.remmitance.featuresCard2.cards.title3":"End-to-end transparency","alipayplus.remmitance.featuresCard2.cards.description3":"Provide real-time transaction status updates for both sender and receiver","alipayplus.remmitance.featuresCard2.cards.imageUrl4":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/zwjCWXM/Frame-7.svg","alipayplus.remmitance.featuresCard2.cards.title4":"Real-time experience","alipayplus.remmitance.featuresCard2.cards.description4":"Bank-to-wallet transfers arrive within minutes","alipayplus.remmitance.banner.backgroundImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/ATRa8YY/iStock-1207318396-1.png","alipayplus.remmitance.banner.backgroundImageH5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/24/d7tvsgM/iStock-1207318396-1-1.png","alipayplus.remmitance.banner.title":"Empowering e-wallets with fast, secure, and scalable remittance","alipayplus.remmitance.content.banner.content":"Alipay+ Remittance empowers e-wallets, banks, and financial institutions with fast, trusted, and transparent cross-border money transfer capabilities. Powered by global network interoperability, FX solutions, and marketing campaigns, it helps you unlock new markets and drive sustained growth.","alipayplus.remmitance.banner.action":"Speak to our experts","alipayPlus.common.core.route.Remittance.title":"Alipay+ Remittance | Cross-Border Trust for Wallets","alipayPlus.common.core.route.Remittance.description":"Alipay+ Remittance connects e-wallets to global banking networks for fast, secure, and scalable cross-border money transfers, helping you unlock new markets and accelerate growth with robust network interoperability.","alipayplus.agentic-mobile-protocal.cross-border.description2":"Integrate once, and stay ahead of the game across every AI-driven transaction.","alipayplus.bluetap.cross-border.description2":"With faster checkouts, higher transaction value from members, and trusted by everyday brands like FamilyMart, BlueTap makes member acquisition effortless, and ensures strong customer retention value.","alipayplus.trust-score.cross-border.description2":"For wallet partners, this means turning your existing trust data into a cross-border growth engine, while keeping integration simple and control firmly in your hands.","alipayplus.trust-score.featuresCard.description2":"Users get smoother, deposit‑free, ‘enjoy now, pay later’ experiences abroad – all without custom-integration with each merchant or market by you.","alipayplus.bluetap.BlueTapBlueRingSection.desc2":"5,000+ brands rely on it across retail, vending, healthcare, hospitality, OOH advertising, dining and beyond.","alipayplus_official_website.src.config.navigation.FromPaymentApp":"From payment app to super app","alipayplus_official_website.src.config.navigation.MiniProgramme":"Alipay+ Mini Program","alipayplus_official_website.src.config.navigation.RiskControlTechnology":"Alipay+ Risk Management Solutions","alipayplus_official_website.src.config.navigation.Bluetap":"BlueTap Payment","alipayplus_official_website.src.config.navigation.Remittance.desc":"Power global money movement with one connection","alipayplus_official_website.src.config.navigation.Bluetap.desc":"Transformative payment experience from scan to tap","alipayplus.remmitance.remmitanceData.list1.description1":"SWIFT-powered solution linking e-wallets to global banks.","alipayplus.remmitance.remmitanceData.list1.description2":"20+ currencies, 200+ countries/regions, 2,000+ wallet and bank partners.","alipayplus.remmitance.remmitanceData.list1.description3":"GlobalPass provides a standard, globally‑recognised account for seamless cross‑institution interoperability and richer features.","alipayplus.remmitance.remmitanceData.list2.description1":"White-label and licensed options to suit your business needs.","alipayplus.remmitance.remmitanceData.list2.description2":"Integrate easily through our one-stop API and smart portal.","alipayplus.remmitance.remmitanceData.list2.description3":"User-first design with rich product features, including FX transparency, and real-time fee tracking.","alipayplus.remmitance.remmitanceData.list3.description1":"Drive new users with traffic management, premium partner pages, and referral programs.","alipayplus.remmitance.remmitanceData.list3.description2":"Boost retention through real-time FX tools, fee-waiver events, and co-membership hubs.","alipayplus.remmitance.remmitanceData.list3.description3":"Single setup unlocking multiple growth engines and a global membership network.","alipayplus.remmitance.remmitanceData.list4.description1":"Leverage large business scale to reduce FX costs and increase your cost efficiency.","alipayplus.remmitance.remmitanceData.list4.description2":"AI models predict remittance volume for FX price adjustments, to help maximise margins and drive incremental revenue.","alipayplus.remmitance.remmitanceData.list4.description3":"Utilise FX products to lock in optimal rates and reduce currency volatility risk.","alipayplus_official_website.src.config.navigation.faqs.label":"FAQs","alipayplus_official_website.src.config.navigation.faqs.desc":"Get Instant Answers to Top Questions","alipayPlus.common.core.route.FAQ.title":"Alipay+ | Frequently Asked Questions (FAQs)","alipayPlus.common.core.route.FAQ.description":"Here are common questions to help you get started with Alipay+. If you need more help, please leave your contact information and our team will be in touch shortly.","alipayplus.faq.page.title":"FAQs","alipayplus.faq.page.desc":"Here are common questions to help you get started with Alipay+. If you need more help, please leave your ","alipayplus.faq.config.section.question1":"What is Alipay+?","alipayplus.faq.config.section.question1.answer1":"Alipay+ is a unified cross-border payment gateway operated by Ant International that allows merchants to accept payments from 50 leading mobile wallets and banking apps through a single integration. Launched in 2020, it connects global merchants to over 2 billion consumers across 220+ markets. Currently, more than 150 million merchants accept QR payments, and over 150 million merchants accept NFC payments via Alipay+, worldwide. ","alipayplus.faq.config.section.question1.answer2":"Furthermore, Alipay+ digital gateway products enable merchants to engage more customers with AI‑powered digital solutions and tailored rewards. And mobile payment providers can harness advanced wallet tech and next-gen, AI-driven fintech products to build the next generation of super apps — creating a seamless, innovative ecosystem for all.","alipayplus.faq.config.section.question2":"What is the difference between Alipay and Alipay+?","alipayplus.faq.config.section.question2.answer1":"Ant Group’s Alipay is a Chinese digital wallet and super app used by over 1 billion consumers primarily in mainland China. Alipay+ is a separate product: a global wallet gateway operated by Ant International that aggregates 50 wallets and mobile payment methods – including Alipay – into a single merchant integration. ","alipayplus.faq.config.section.question2.answer2":"In short, Alipay is one consumer wallet; Alipay+ is the infrastructure that lets merchants accept Alipay along with GCash, Kakao Pay, Touch 'n Go, TrueMoney, and many others.","alipayplus.faq.config.section.question3":"Which e-wallets and payment methods does Alipay+ support?","alipayplus.faq.config.section.question3.answer1":"Alipay+ connects 50 leading mobile payment providers worldwide. Major partners include: ","alipayplus.faq.config.section.question3.renderList1":"Alipay (mainland China)","alipayplus.faq.config.section.question3.renderList2":"AlipayHK (Hong Kong SAR)","alipayplus.faq.config.section.question3.renderList3":"GCash (Philippines)","alipayplus.faq.config.section.question3.renderList4":"Touch 'n Go eWallet (Malaysia)","alipayplus.faq.config.section.question3.renderList5":"TrueMoney (Thailand)","alipayplus.faq.config.section.question3.renderList6":"Kakao Pay, Naver Pay, and Toss Pay (South Korea)","alipayplus.faq.config.section.question3.renderList7":"DANA (Indonesia)","alipayplus.faq.config.section.question3.renderList8":"MPay (Macao SAR)","alipayplus.faq.config.section.question3.renderList9":"Hipay (Mongolia)","alipayplus.faq.config.section.question3.renderList10":"Kaspi.kz (Kazakhstan)","alipayplus.faq.config.section.question3.renderList11":"OCBC Digital (Singapore)","alipayplus.faq.config.section.question3.renderList12":"Tinaba (Italy)","alipayplus.faq.config.section.question3.renderList13":"MyPB by Public Bank (Malaysia)","alipayplus.faq.config.section.question3.answer2":"The full list is published on the Alipay+ ","alipayplus.faq.config.section.question4":"How does Alipay+ work for merchants?","alipayplus.faq.config.section.question4.answer1":"Merchants integrate Alipay+ once, through an acquiring service provider such as Antom or a direct partnership, and can then accept all supported wallets at checkout. When a tourist scans the merchant's QR code, taps their wallet-enabled smartphone, or presents Alipay+ payment code in their wallet, Alipay+ routes the transaction to the correct home wallet, handles real-time foreign exchange, and settles funds to the merchant in their preferred currency through the acquirer. ","alipayplus.faq.config.section.question4.answer2":"The customer pays in their home currency through their familiar app; the merchant receives a unified payment flow without needing separate integrations per wallet.","alipayplus.faq.config.section.question5":"Is Alipay+ the same as Ant International?","alipayplus.faq.config.section.question5.answer1":"No. Ant International is the parent company; Alipay+ is one of its brands. Ant International operates four main brands:","alipayplus.faq.config.section.question5.renderList1":"Alipay+ (unified wallet gateway)","alipayplus.faq.config.section.question5.renderList2":"Antom (unified merchant payment platform)","alipayplus.faq.config.section.question5.renderList3":"WorldFirst (unified global accounts)","alipayplus.faq.config.section.question5.renderList4":"Bettr (inclusive and embedded finance)","alipayplus.faq.config.section.question5.answer2":"Alipay+ sits within the Ant International group and powers the cross-border mobile wallet acceptance layer.","alipayplus.faq.config.section.question6":"How do I accept Alipay+ payments at my business?","alipayplus.faq.config.section.question6.answer1":"Merchants can accept Alipay+ by integrating with an Alipay+ acquiring service provider (such as Antom, 2C2P, Multisafepay, KOMOJU or a local acquirer partners with Alipay+) — the acquirer handles onboarding, technical integration, and settlement.","alipayplus.faq.config.section.question6.answer1.option1":"Option 1: ","alipayplus.faq.config.section.question6.answer1.option2":"Option 2:","alipayplus.faq.config.section.question6.answer1.option2.desc":" large enterprise merchants can partner directly with Alipay+ for unified in-store QR payment, online cashier payment, or NFC acceptance.","alipayplus.faq.config.section.question6.answer2":"Contact Alipay+ through our website","alipayplus.faq.config.section.question7":"What are the Alipay+ merchant fees?","alipayplus.faq.config.section.question7.answer1":"Alipay+ merchant pricing is not a set rate. Fees depend on the acquiring service provider, your country and industry (MCC), transaction volume, the source wallet, and the funding method. The fee is typically structured as a service fee plus an inter-partner fee, charged per successful transaction. As a merchant, you can request a quote from your chosen Alipay+ acquirer (such as Antom or a local acquiring partner) for rates specific to your business profile.","alipayplus.faq.config.section.question7.renderList1":"The acquiring service provider","alipayplus.faq.config.section.question7.renderList2":"The merchant's country and industry (MCC)","alipayplus.faq.config.section.question7.renderList3":"Transaction volume","alipayplus.faq.config.section.question7.renderList4":"The source wallet","alipayplus.faq.config.section.question7.renderList5":"The funding method","alipayplus.faq.config.section.question7.answer2":"The fee is typically structured as a service fee plus an interpartner fee, charged per successful transaction. Merchants should request a quote from their chosen Alipay+ acquirer (such as Antom or a local acquiring partner) for rates specific to their business profile.","alipayplus.faq.config.section.question8":"In which countries and regions is Alipay+ accepted?","alipayplus.faq.config.section.question8.answer1":"Alipay+ is accepted in 220+ markets worldwide: ","alipayplus.faq.config.section.question8.renderList1":"Mainland China, Hong Kong SAR, Macao SAR","alipayplus.faq.config.section.question8.renderList2":"Japan","alipayplus.faq.config.section.question8.renderList3":"South Korea","alipayplus.faq.config.section.question8.renderList4":"Thailand","alipayplus.faq.config.section.question8.renderList5":"Malaysia","alipayplus.faq.config.section.question8.answer2":"Within each market, acceptance tends to be concentrated in areas associated with tourism:","alipayplus.faq.config.section.question9":"Is Alipay+ secure?","alipayplus.faq.config.section.question9.answer1":"Alipay+ transactions are processed through Ant International's financial-grade infrastructure with end-to-end encryption, tokenisation, real-time risk scoring, and biometric authentication at the wallet layer. ","alipayplus.faq.config.section.question9.answer2":"Ant International's risk engine draws on global fraud intelligence across 220+ markets and delivers authorisation decisions in under 500ms, with a reported fraud rate substantially below card industry averages. ","alipayplus.faq.config.section.question10":"How are refunds handled on Alipay+?","alipayplus.faq.config.section.question10.answer1":"For specific transaction or refund-related issues, consumers should contact the e-wallet or the digital payment provider through which the transaction was made.","alipayplus.faq.config.section.question10.answer2":"Refunds are initiated by the merchant through their acquiring service provider and can be full or partial. Once processed, funds return to the consumer's original home wallet in their local currency, typically within a few business days depending on the wallet and market. ","alipayplus.faq.config.section.question10.answer3":"Merchants manage refunds through their acquirer's dashboard (for example, the Antom Dashboard) or via API.","alipayplus.faq.page.desc.link":" contact information","alipayplus.faq.page.desc2":" and our team will be in touch shortly.","alipayplus.faq.config.section.question3.answer2.link":"mobile payment provider directory","alipayplus_official_website.src.config.bottom.navigation.FAQ":"FAQs","alipayplus.faq.config.section.question6.answer2.contactForm":" contact form","alipayplus.faq.config.section.question6.answer2.after":" to start onboarding.","alipayplus.faq.config.section.question8.renderList6":"Singapore","alipayplus.faq.config.section.question8.renderList7":"Indonesia","alipayplus.faq.config.section.question8.renderList8":"The Philippines","alipayplus.faq.config.section.question8.renderList9":"Vietnam","alipayplus.faq.config.section.question8.renderList10":"Australia","alipayplus.faq.config.section.question8.renderList11":"New Zealand","alipayplus.faq.config.section.question8.renderList12":"United Kingdom","alipayplus.faq.config.section.question8.renderList13":"France","alipayplus.faq.config.section.question8.renderList14":"Germany","alipayplus.faq.config.section.question8.renderList15":"Italy","alipayplus.faq.config.section.question8.renderList16":"Spain","alipayplus.faq.config.section.question8.renderList17":"United Arab Emirates","alipayplus.faq.config.section.question8.renderList18":"United States ","alipayplus.faq.config.section.question8.renderList19":"Retail","alipayplus.faq.config.section.question8.renderList20":"Duty-free","alipayplus.faq.config.section.question8.renderList21":"Hotels","alipayplus.faq.config.section.question8.renderList22":"Restaurants","alipayplus.faq.config.section.question8.renderList23":"Attractions","alipayplus.faq.config.section.question8.renderList24":"Public transport (including integration with standardised QR networks like PayPay in Japan, ZeroPay in South Korea, DuitNow in Malaysia, and SGQR in Singapore)","alipayplus_official_website.new-design.SustainabilityReportBanner.overline":"Ant International Sustainability Report 2025","alipayplus_official_website.new-design.SustainabilityReportBanner.title":"Explore Alipay+'s commitment to empowering local economies through cross-border travel","alipayplus_official_website.new-design.SustainabilityReportBanner.button":"Read the Report","alipayplus_official_website.new-design.SustainabilityReportBanner.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/05/18/hsaKngM/Homepage-SR-section-banner-Asset.png","alipayplus_official_website.new-design.SustainabilityReportBanner.hoverImage":"https://cdn.marmot-cloud.com/storage/intl_website/2026/05/15/epYOq1A/Visual.png","alipayplus.faq.config.section.question6.answer1.link":"Alipay+ acquirer directory","alipayplus.faq.config.section.question6.answer1.last":") — the acquirer handles onboarding, technical integration, and settlement.","alipayplus.faq.config.section.question3.answer3":".","iap.video.webm.Mobile.banner.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/8D4A6Gg/mobile-payment-hero-banner-mobile.webm","alipayplus.tax-refund.quickSetup.step1.title":"Open e-wallet and scan QR code","alipayplus.tax-refund.quickSetup.step2.title":"Present tax refund code for scanning","alipayplus.tax-refund.quickSetup.step2.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/FH1LPXM/step2.png","alipayplus.tax-refund.quickSetup.step3.title":"Tap “Mine” to see refund records","alipayplus.tax-refund.quickSetup.step3.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/aV3b4d1/Frame-2147229139.png","alipayplus.tax-refund.quickSetup.step4.title":"View full refund details","alipayplus.tax-refund.quickSetup.step4.image":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/18/A3jwoHL/Frame-2147229139.png","alipayplus.tax-refund.quickSetup.title":"Quick Setup for New Users","alipayplus.tax-refund.quickSetup.description":"Get started in seconds — agree to the terms and your tax refund service is ready to use.","alipayplus.tax-refund.quickSetup.step1.video":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/24/MR9XuXS/tax-refund-1.mp4"},"ko_KR":{"home_pillarPreview_solutions_title":"국경 간 결제를 위한 통합 디지털 플랫폼","home_pillarPreview_solutions_desc":"Alipay+ 하나의 플랫폼으로 전 세계의 다양한 전자지갑과 결제수단을 연결합니다 . 소비자는 Alipay+를 통해 전 세계 수백만 개의 가맹점에서 자신이 평소 사용하는 디지털 지갑이나 뱅킹 앱으로, 현지인처럼 간편하게 결제할 수 있습니다.","home_pillarPreview_digitalService_title":"결제 기술 및 디지털 전환 서비스","home_pillarPreview_digitalService_desc":"Alipay+는 다양한 산업 분야의 고객을 위해 비즈니스 운영 디지털화, 전자지갑 개발, 디지털 금융 인프라 구축, 리스크 관리 등 전방위적인 디지털 기술 솔루션을 제공합니다. 이를 통해 고객의 디지털 전환을 지원하고, 금융 포용성을 확대해 나갑니다.","home_pillarPreview_techServices_desc":"Alipay+ 전자지갑 기술은 고객이 세계적 수준의 안정성과 신뢰성을 바탕으로 전자지갑 앱을 신속하게 구축할 수 있도록 지원하는 종합 전자지갑 솔루션을 제공합니다.","home_pillarPreview_creditTech_desc":"Alipay+는 세계적 수준의 데이터 처리 기술, AI 알고리즘, 그리고 정교한 리스크 관리 역량을 바탕으로 글로벌 전자지갑과 금융기관에 고도화된 신용 기술 서비스를 제공합니다. 이를 통해 소상공인과 소비자에게 신뢰도 높은 포괄적 신용 서비스를 제공하며,고객사는 다양한 AI 모델과 대체 데이터를 활용해 생애 주기 전반에 걸친 리스크 관리 체계를 구축하고, 강력하고 유연한 신용 리스크 엔진을 완성할 수 있습니다.","home_pillarPreview_riskTech_title":"리스크 관리 기술","home_pillarPreview_riskTech_desc":"Alipay+는 계정 도용, 신용카드 부정사용, 마케팅 프로모션 남용 등 다양한 비즈니스 리스크에 대응할 수 있는 지능형 리스크 관리 기술을 제공합니다. 글로벌 금융기관은 Alipay+의 솔루션을 통해 리스크를 신속하게 식별하고 정밀한 의사결정을 수행함으로써 위험을 최소화하고 운영 효율을 높일 수 있습니다.","home_pillarPreview_techServices_title":"전자지갑 기술","home_pillarPreview_creditTech_title":"신용 기술","home_storyBrands_google_title":"Google Play는 결제 산업 분야의 혁신 기업인 Alipay+와 협력을 자랑스럽게 생각합니다. 이번 파트너십을 통해 소비자들은 당사 플랫폼에서 디지털 콘텐츠를 손쉽게 구매할 수 있으며, 개발자들은 자사 앱을 전 세계 사용자에게 안전하게 배포할 수 있게 되었습니다. 우리는 앞으로도 파트너십을 더욱 심화하고,사용자들에게 새로운 가치를 제공할 수 있는 다양한 방안을 지속적으로 모색해 나갈 예정입니다.","home_storyBrands_google_person":"Derek Lee","home_storyBrands_google_job":"리테일 및 결제 활성화 디렉터 - 동남아시아","home_storyBrands_cider_title":" Cider는 Alipay+와의 심층적인 전략적 협력을 통해동남아시아, 유럽, 미국 등 주요 시장에서 종단 간 결제 서비스를 신속하게 도입하고 지속적으로 고도화해 왔습니다. 이를 통해 지속적인 사업 확장의 견고한 기반을 마련했습니다. 또한 이번 파트너십은 결제 기반의 혁신적인 마케팅 활동이 이어져 사용자 경험과 재이용률을 한층 향상시켰습니다.","home_storyBrands_xpPen_title":"XP-Pen은 유럽과 미국을 비롯해 동남아시아, 중남미 등 전세계 20개 이상의 주요 지역에 온라인 몰을 설립하여 글로벌 비지니스를 운영하고 있습니다. 2022년 6월, XP-Pen은 Alipay+와 전략적 파트너십을 체결했습니다. Alipay+의 광범위한 해외 채널 네트워크와 사용자 친화적인 결제 시스템을 활용함으로써, 글로벌 이용자들에게 보다 다양하고 현지화된 결제 수단을 제공하고 있습니다.","home_pillarPreview_paymentModel_acq_desc":"For Acquiring Service Provider","home_pillarPreview_paymentModel_mpp_desc":"For Mobile Payment Provider","home_banner_slogan_desc":"전 세계 가맹점과 수십억 명의 모바일 사용자를 하나로 연결하는 크로스보더 결제 및 디지털화 서비스위한 통합 월렛 게이트웨이입니다","home_banner_feature_title1":"20","home_banner_feature_desc1":"소비자","home_banner_feature_title2":"50","home_banner_feature_desc2":"모바일 결제 제공자","home_banner_feature_title3":"1.5","home_banner_feature_desc3":"QR 가맹점","home_banner_feature_title4":"1.5","home_banner_feature_desc4":"NFC 가맹점","home_banner_pp_action":"Check it out","home_banner_news_title":"News","home_banner_news_action":"모든 뉴스","home_banner_contactUs_title":"시작하기","home_banner_contactUs_action":"문의하기","home_banner_contactUs_desc":"Alipay+는 더 연결된 세상을 위해 Ant International이 제공합니다","home_footer_legal":"법적 고지","home_footer_cookie":"쿠키 고지","home_header_logIn_title":"문의하기","aboutUs_learn_news":"뉴스","aboutUs_learn_lmp":"결제 방법 목록","home_header_logIn_logIn":"로그인","aboutUs_bd_title":"리더십 팀","payInChina_bannerImage_PCTitle":"중국 본토 어디서나,\n Alipay+ 가맹점에서 평소에 사용하는 전자지갑으로 결제 하세요.","payInChina_bannerImage_H5Title":"중국 본토 어디서나,\nAlipay+ 가맹점에서 평소에 사용하는 전자지갑으로 결제 하세요. ","payInChina_bannerImage_H5Text":"중국 본토 가맹점에서 쇼핑할 때(특수 상황 제외), [logo] 로고가 보이는 어디서든 휴대폰에 Alipay나 국내 전자 지갑으로 바로 결제됩니다.","payInChina_bannerImage_PCText":"중국 본토 가맹점에서 쇼핑할 때(특수 상황 제외), [logo] 로고가 보이는 어디서든 휴대폰에 Alipay나 국내 전자 지갑으로 바로 결제됩니다.","payInChina_walletLogoList_title":"아래의 e-wallet은 Alipay+ 결제 네트워크를 통해 결제가 가능합니다. ","payInChina_productAdaptor_desc_1":"Alipay+파트너 전자지갑을 실행하여 크로스보더 결제용 코드를 화면에 띄워주세요.","payInChina_productAdaptor_desc_2":"매장 직원에게 결제코드를 보여주고 스캔해주세요.","payInChina_productAdaptor_desc_3":"결제 완료","payInChina_productAdaptor_title_1":"고객 제시형 결제","payInChina_productAdaptor_desc_4":"Alipay+파트너 전자지갑으로 매장의 결제 코드를 스캔해주세요.","payInChina_productAdaptor_desc_5":"결제 금액을 입력하고 결제 승인해주세요.","payInChina_productAdaptor_desc_6":"결제 완료","payInChina_productAdaptor_title_2":"가맹점 제시형 결제","payInChina_productDescription_title_1":"간편한 디지털 결제","payInChina_productDescription_desc_1":"평소 사용하던 익숙한 전자지갑으로 번거로움 없는 결제를 경험해 보세요. 해외 결제를 위한 별도의 추가 설정*이 필요 없어, 국내에서처럼 쉽고 간편하게 결제할 수 있습니다.","payInChina_productDescription_desc_2":"*개별 전자지갑 서비스사의 정책에 따라 본인 인증, 결제 한도 설정 또는 결제 수단 제한이 있을 수 있습니다. 자세한 내용은 해당 전자지갑 고객서비스센터를 통해 확인해 주시기 바랍니다.","payInChina_productDescription_title_2":"광범위한 가맹점 커버리지","payInChina_productDescription_desc_3":"중국 본토 내 수천만 개의 가맹점에서 Alipay+결제가 가능합니다. 매장 계산대에 비치된 [logo]로고만 있다면(특수 상황 제외)바로 결제하실 수 있습니다.","payInChina_productDescription_title_3":"투명한 환율 적용","payInChina_productDescription_desc_4":"결제는 Alipay+의 외환 환율을 기준으로 처리되며, 환율은 매 영업일마다 업데이트되고 공개됩니다. Alipay+는 추가 요금을 부과하지 않습니다.","payInChina_aPlusQuestionAndAnswer_title":"Alipay+에 대한 자주 묻는 질문","payInChina_aPlusQuestionAndAnswer_question_1":"중국 본토 가맹점에서 Alipay+ 결제가 가능한지 어떻게 확인하나요?","payInChina_aPlusQuestionAndAnswer_answer_1":"중국 본토 내 매장 계산대에서 [logo]로고를 확인하시면(특수 상황 제외), 평소 사용하시던 전자지갑으로 바로 결제하실 수 있습니다.","payInChina_aPlusQuestionAndAnswer_question_2":"Alipay+를 통한 결제의 외환 환율을 어떻게 확인하나요?","payInChina_aPlusQuestionAndAnswer_answer_2":"적용 환율은 결제 페이지의 안내 문구 또는 결제 상세 내역에서 바로 확인하실 수 있습니다.","payInChina_aPlusQuestionAndAnswer_question_3":"크로스보더 결제 시 별도의 추가 요금이 발생하나요?","payInChina_aPlusQuestionAndAnswer_answer_3":"Alipay+는 추가 요금을 부과하지 않습니다.","payInChina_aPlusQuestionAndAnswer_question_4":"결제와 관련하여 추가 질문이 있을 경우 어떻게 해야 하나요?","payInChina_aPlusQuestionAndAnswer_answer_4":"사용하시는 전자지갑 고객센터에 문의하시면 도움을 받으실 수 있습니다.","payInChina_bannerText_title":"또한, 간편한 디지털 결제를 위하여\nAlipay 앱을 다운로드 받고\n해외 겸용 카드를 등록하세요.","payInChina_descriptionAndBrandList_text_1":"Alipay의 국제 버전은 중국을 방문하는 해외 여행자들이 중국 내에서 모바일 결제를 쉽게 할 수 있도록 설계되어 있습니다. 해외 사용자는 Alipay를 다운로드하고 가입 후 \"국제 버전\"을 선택한 뒤, 은행 카드를 연결하여 중국 전역에서 모바일 결제를 시작할 수 있습니다(해외 겸용 카드도 Alipay와 연동됩니다). 오프라인 상점에서 쇼핑을 하거나, 택시를 타거나, 대중교통을 이용하거나, 항공권이나 호텔을 예약하는 등, 전 세계 여행자는 모두 Alipay로 결제할 수 있습니다. 또한 Alipay의 국제 버전은 온라인 번역, 환율 변환 및 기타 서비스를 제공하여 중국에서의 여행을 더욱 즐겁게 해줍니다.","payInChina_descriptionAndBrandList_text_2":"2022년 제19회 항저우 아시안게임의 공식 결제 파트너인 Alipay는 해외 관광객들이 중국 본토에서 모바일 결제를 원활하게 이용할 수 있도록 결제 서비스를 향상시켰습니다.","payInChina_descriptionAndBrandList_text_3":"Alipay 앱을 다운로드하고 회원가입 후 주요 국제 카드사 브랜드 카드를 등록하기만 하면, 중국 전역에서 현지인처럼 자유롭고 편리한 모바일 결제 서비스를 바로 이용하실 수 있습니다.","payInChina_descriptionAndBrandList_text_4":"국제 카드사 브랜드와 연동된 안정적인 결제 환경:","payInChina_downloadAlipay_title":"Alipay를 시작하기 위한 2 steps","payInChina_downloadAlipay_firstStepDesc":"Alipay 앱을 다운로드하고, 휴대폰 번호를 입력한 후 “다음”을 눌러 등록합니다.","payInChina_downloadAlipay_firstStepTitle":"1. 앱 설치 및 회원가입","payInChina_downloadAlipay_secondStepDesc":"“지금 추가”를 눌러 페이지 안내에 따라 과정을 완료합니다.","payInChina_downloadAlipay_secondStepTitle":"2. 은행 카드 추가","payInChina_downloadAlipay_firstImgDesc":"QR 코드를 스캔하거나 검색하여 Alipay 앱을 다운로드하세요.","payInChina_aliPayQuestionAndAnswer_title":"Alipay에 대한 자주 묻는 질문","payInChina_aliPayQuestionAndAnswer_desc":"국제 브랜드사의 카드란 중국 본토 이외의 지역에서 발행된 주요 국제 브랜드사의 신용카드 및 체크카드를 의미합니다.","payInChina_aliPayQuestionAndAnswer_question_1":"Alipay로 국제 은행 카드를 사용하여 어디에서 결제할 수 있나요?","payInChina_aliPayQuestionAndAnswer_answer_1":"사용자는 Alipay계정에 국제 브랜드사의 카드를 등록하여 중국 본토 내 일상적인 결제에 사용할 수 있습니다. 단, 국제 브랜드사 카드는 개인 간 송금, 홍바오 주고받기, 자산 관리, 보험 및 기타 금융 서비스 이용은 지원되지 않습니다.","payInChina_aliPayQuestionAndAnswer_question_2":"Alipay에 등록한 국제 브랜드사 카드로 결제한 거래의 적용 환율은 어떻게 확인하나요?","payInChina_aliPayQuestionAndAnswer_answer_2":"국제 브랜드사 카드 결제 시 적용되는 환율은 해당 카드의 국제 브랜드사 및 발급 은행의 기준을 따릅니다. 자세한 내용은 이용하시는 카드의 청구서를 참고해 주세요.","payInChina_alipayCustomerServiceCard_title":"Alipay 고객센터","payInChina_alipayCustomerServiceCard_content":"궁금한 점이 있으시면 언제든지 연락주세요.","payInChina_alipayCustomerServiceCard_rightRenderList_1":"0571-2688 6000 (중국 내 전화)","payInChina_alipayCustomerServiceCard_rightRenderList_2":"+86 571 2688 6000 (해외 전화)","payInChina_alipayCustomerServiceCard_rightRenderList_3":"(영업 시간: 월-일,08:00-24:00, GMT+8)","payInChina_bannerText_title_h5":"또한, 간편한 디지털 결제를 위하여\nAlipay 앱을 다운로드 받고\n해외 겸용 카드를 등록하세요.","aboutUs_content_team_name1":"Douglas Feagin","aboutUs_content_team_desc1":"Ant International 사장","aboutUs_content_team_name2":"Toby Xu","aboutUs_content_team_desc2":"Alipay+ 글로벌 넥스트 센터 최고전략책임자 겸 총괄 대표","aboutUs_content_team_name5":"Weixiao Jiang","aboutUs_content_team_desc5":"Alipay+북아시아 및 북미 지역 총괄 대표","aboutUs_content_team_name7":"Venetia Lee","aboutUs_content_team_desc7":"AlipayHK CEO, 대중화권 총괄 대표","aboutUs_content_team_desc8":"GM of North America","home_banner_feature_suffix1":"억 명","home_pillarPreview_privacy_title":"개인정보보호 컴퓨팅","home_pillarPreview_privacy_desc":"Alipay+는 개인정보 보호 컴퓨팅(PPC) 분야의 기술 혁신을 위해 다양한 연구개발팀과 함께 수년간 지속적으로 연구를 이어오고 있으며, IPR Daily와 incoPat에 따르면 2022년 Alipay+의 개인정보 보호 연산 기술 특허 출원 건수는 총 1,152건으로, 해당 분야에서 글로벌 1위를 기록했습니다. ","mobile_payment_provider_list_title":"Alipay+ 모바일 결제 제공업체","mobile_payment_provider_list_desc":"Alipay+와 파트너십을 맺은 모바일 결제 앱들이 증가함에 따라, 국가 간 결제가 그 어느 때보다 쉽고 간편해졌습니다.","mobilePaymentProviderList_walletType_bankApp":"은행 앱","mobilePaymentProviderList_walletType_buyNowPayLater":"Buy Now Pay Later","mobilePaymentProviderList_walletType_digitalWallet":"디지털 지갑","mobilePaymentProviderList_country_Indonesia_ThePhilippines":"필리핀 & 인도네시아","mobilePaymentProviderList_country_ChineseMainland":"중국 본토","mobilePaymentProviderList_country_HongKong":"홍콩 특별행정구, 중국","mobilePaymentProviderList_country_Macao":"마카오 특별행정구, 중국","mobilePaymentProviderList_country_Malaysia":"말레이시아","mobilePaymentProviderList_country_ThePhilippines":"필리핀","mobilePaymentProviderList_country_Indonesia":"인도네시아","mobilePaymentProviderList_country_Singapore":"싱가포르","mobilePaymentProviderList_country_SouthKorea":"대한민국","mobilePaymentProviderList_country_Thailand":"태국","mobilePaymentProviderList_country_Italy":"이탈리아","mobilePaymentProviderList_country_Mongolia":"몽골","mobilePaymentProviderList_wallet_Alipay_name":"Alipay","mobilePaymentProviderList_wallet_Alipay_desc":"신뢰할 수 있는 결제 수단인 Alipay는 이제 기업과 기관, 서비스 제공업체를 위한 개방형 플랫폼으로 발전하였습니다.","mobilePaymentProviderList_wallet_AkulakuPayLater_desc":"Akulaku PayLater는 동남아시아의 선도적인 디지털 금융 플랫폼입니다. Buy Now Pay Later 솔루션으로 Akulaku PayLater는 더 유연한 결제 옵션을 제공합니다.","mobilePaymentProviderList_wallet_AlipayHK_desc":"AlipayHK는 홍콩 사용자에게 다양한 모바일 결제 서비스와 혜택, 부가가치 서비스를 제공하여 생활을 더 쉽고 편리하게 만듭니다.","mobilePaymentProviderList_wallet_Boost_desc":"Boost는 기술과 AI를 통해 수백만 명에게 금융 혜택을 제공하는 핀테크 플랫폼입니다. 주요 서비스로는 결제부터 소액 대출, 소액 보험 등이 있습니다.","mobilePaymentProviderList_wallet_BPI_desc":"필리핀 최대의 시중 은행인 필리핀은행(BPI)은 500만 명 이상의 디지털 유저 기반과 방대한 디지털 인프라를 갖추고 있습니다.","mobilePaymentProviderList_wallet_DANA_desc":"DANA는 인도네시아의 핀테크 기업으로, 현금 없는 결제 환경 조성을 통해 디지털 역량 강화와 금융 서비스 보편화를 가속화하고 있습니다.","mobilePaymentProviderList_wallet_EZ-Link_desc":"EZ-Link Wallet과 EZ-Link App을 통해 일반가맹점에서 QR코드 결제를 이용할 수 있습니다. EZ-Link는 싱가포르 대중교통 네트워크에서 주요 비접촉식 결제 시스템 중 하나입니다.","mobilePaymentProviderList_wallet_GCash_desc":"GCash는 5,500만 이상의 유저를 보유한 필리핀 최대 전자지갑으로, 공과금 납부 및 휴대폰 선불충전 등 다양한 결제 서비스를 하나의 앱에서 가능합니다.","mobilePaymentProviderList_wallet_HelloMoneybyAUB_desc":"Asia United Bank가 만든 필리핀 시장에 최적화된 HelloMoney eWallet은 보안과 속도, 효율성을 모두 갖춘 디지털 금융 서비스를 쉽게 이용할 수 있게 합니다.","mobilePaymentProviderList_wallet_KakaoPay_desc":"Kakao Pay는 한국의 카카오 Corp의 핀테크 자회사입니다. 카카오톡과 카카오페이 앱을 통해 라이프스타일 금융 플랫폼을 구축하고 있습니다.","mobilePaymentProviderList_wallet_MPay_desc":"Macau Pass에서 개발한 MPay는 마카오의 주요 모바일 결제 앱으로, 사용자가 다양한 은행 계좌나 신용 카드를 전자 지갑 계좌에 연결할 수 있게 합니다.","mobilePaymentProviderList_wallet_LINEPay_desc":"태국의 선도적인 디지털 결제 플랫폼인 LINE Pay는 800만 명의 사용자에게 외식, 쇼핑, 교통, 공과금 납부 등 일상 전반을 아우르는 라이프스타일 솔루션을 제공합니다.","mobilePaymentProviderList_wallet_Tinaba_desc":"Tinaba는 모바일 결제, 투자, 부가 서비스를 제공하는 이탈리아의 디지털 지갑입니다. 특히 유럽 디지털 지갑 중 최초로 Alipay+와 파트너십을 맺었습니다.","mobilePaymentProviderList_wallet_TrueMoney_desc":"TrueMoney Wallet은 현지 사용자들을 위한 올인원 앱으로, 휴대폰 선불 충전, 공과금 납부 등 모든 일반 결제 기능을 지원하는 생활밀착형 앱입니다.","mobilePaymentProviderList_wallet_TouchGo_desc":"Touch 'n Go eWallet는 말레이시아에서 가장 큰 전자 지갑으로, 1700만 명 이상의 사용자에게 디지털 결제 및 기술 기반 금융 서비스를 제공합니다.","mobilePaymentProviderList_wallet_BillEase_desc":"BillEase는 필리핀 1위 소비자 금융 앱, 일반 대중 및 신흥 중산층 고객을 위해 금융 서비스의 접근성을 확대하는 데 주력하고 있습니다.","mobilePaymentProviderList_wallet_ChangiPay_desc":"Changi Pay는 창이 공항과 쥬얼 창이, 그리고 온라인몰인 iShopChangi.com에서 가장 스마트한 결제 방법입니다. 쇼핑과 외식 부문의 차별화된 혜택을 제공합니다.","mobilePaymentProviderList_wallet_GrabPay_desc":"Grab Pay는 모바일로 차량 호출, 배달, 결제 서비스를 제공하는 슈퍼 앱 플랫폼입니다.","mobilePaymentProviderList_wallet_Hipay_desc":"High Payment Solutions LLC는 2018년에 설립된 몽골 핀테크 그룹 JSC의 자회사의 핀테크 회사입니다. Hipay는 그들의 모바일 애플리케이션입니다.","mobilePaymentProviderList_wallet_Maya_desc":"Maya는 필리핀 사람들이 더욱 주도적으로 자산을 관리할 수 있도록 하는 올인원 금융 플랫폼입니다. 독자적이고 통합된 금융 서비스 생태계를 기반으로 운영됩니다.","mobilePaymentProviderList_wallet_MyPB_desc":"말레이시아 대표 은행 Public Bank의 MyPB는 고객의 라이프스타일 중심의 모바일 뱅킹 앱으로, 최적의 디지털 금융 경험을 제공합니다.","mobilePaymentProviderList_wallet_NAVERPay_desc":"NAVER Pay는 방대한 빅데이터와 우수한 기술력을 기반으로, 한국을 대표하는 핀테크 서비스를 제공하는 종합 금융 플랫폼입니다.","mobilePaymentProviderList_wallet_OCBCDigital_desc":"OCBC는 Global Finance가 선정한 “세계에서 가장 안전한 50대 은행”에 지속적으로 랭크되며, The Asian Banker로부터 “싱가포르 최우수 경영 은행”으로 선정된 바 있습니다.","mobilePaymentProviderList_wallet_Toss_desc":"Toss Pay는 전 세계에서 가장 빠르게 성장하는 개인 및 가맹점용 금융 앱 중 하나입니다. 월간 활성 사용자 1,500만 명 이상을 보유하고 있으며, 통합 금융 서비스를 제공합니다.","home_footer_antInternational_url":"https://www.antglobal.com","home_footer_Antom_url":"https://www.antom.com","home_footer_WorldFirst_url":"https://www.worldfirst.com/kr/","home_footer_ANEXT_url":"https://anext.com.sg/","home_footer_contactUs_action":"문의하기","home_pillarPreview_paymentModel_merchant_desc":"For merchants","home_footer_connected_tip":"연결 유지","home_banner_action_desc":"문의하기","mobilePaymentProviderList_wallet_Doku_desc":"Doku Wallet은 인도네시아의 대중적인 결제 수단으로, 비즈니스의 다양한 요구에 충족하는 광범위한 결제 솔루션을 제공합니다.","mobilePaymentProviderList_wallet_Kredivo_desc":"Kredivo는 동남아시아에서 선도적인 디지털 금융 회사로, 사용자에게 유연한 Buy Now Pay Later 및 할부 결제 솔루션을 제공합니다.","home_banner_feature_suffix3":"억 개","aboutUs_content_team_desc9":"Alipay+ 글로벌 파워센터 총괄 대표","aboutUs_content_team_name9":"Edward Yue","iap.components.Card.ReadyToJoin":"가입하기","iap.Header.Menu.ContactUs":"문의하기","iap.json.acqp.ProductFeatures.lottie":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/CfUg9K3/acquirer1.json","iap.json.acqp.ProductDescription.lottie":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/Tc8QkY4/acquirer2.json","iap.img.Individuals.Discover.picture":"https://cdn.marmot-cloud.com/storage/2025/01/08/f1191699-9dd5-4483-ae50-e9cbccd256e2.jpg","iap.json.Mobile.lottie2":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/Y0B2Olq/mobile-payment-provider.json","iap.Contact.FormSend.LetSChat":"문의하기","iap.Contact.FormSend.LeaveYourDetailsBelowAnd":"아래에 세부 정보를 남겨주시면 곧 연락드리겠습니다.","iap.Contact.FormSend.CheckTheBoxToGive":"동의 여부에 체크해주세요 ","iap.Contact.FormSend.IConsentToAlipayContacting":"저는 위에서 제공한 개인 데이터를 사용하여 Ant International 과 그 자회사가 제품, 서비스 및 제안관련하여 연락하는 것에 동의합니다","iap.Uefa.UefaVideo.WatchNow":"지금 시청하세요","mobilePaymentProviderList_wallet_KPlus_desc":"선도적인 디지털 뱅크인 KASIKORNBANK의 K PLUS는 고객의 온라인 라이프스타일을 향상시키는 다양한 서비스를 제공하고 전문적인 자산관리까지 언제 어디서나 앱 하나로 이용가능한 플랫폼입니다.","apw.Uefa.UefaVideo.WatchNow":"지금 시청하세요","home_storyVideo_desc":"\"Alipay+를 사용하기 시작했고, 이제는 관광지에서 판매할 자신감이 생겼어요.\"

디지털화가 어떻게 Numwan이 더 많은 고객에게 자신감을 얻고 다가갈 수 있게 했는지 알아보세요.","home_storyVideo_title":"성공적인 여정:
생존에서 번영으로","home_storyVideo_video_webm":"https://cdn.marmot-cloud.com/storage/2024/06/26/AlipayPlus.webm","home_storyVideo_video_mp4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/03/g6PXKx0/AlipayPlus.mp4","iap.components.StoryVideo.WatchNow":"지금 시청하세요","aboutUs_content_team_desc10":"Alipay+유럽, 호주·뉴질랜드 지역 및 전략적 협력 총괄 대표","aboutUs_content_team_name10":"Pietro Raffaele Candela","scrollSticky.CONFIG1.bg":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/08/mAo7iVY/Mobile.png","bannerVideo.btn.ContactUs":"문의하기","acqpConfig.ProdFeature.checkout.label":"온라인 및 오프라인 매장 결제 가능","acqpConfig.ProdFeature.payment.label":"여러 결제 수단 도입을 위한 단 한번의 연동","acqpConfig.ProdFeature.settlementFile.label":"효율성을 위한 표준화된 결제 및 정산 파일","acqpConfig.Carousel.NETS.label":"당사는 Ant Group과의 협력을 통해 Alipay+를 도입하게 된 것을 매우 기쁘게 생각합니다. 이를 통해 더 넓은 고객층을 확보하여 로컬 가맹점들에게 더 많은 비즈니스 기회를 제공할 수 있게 되었습니다.","acqpConfig.Carousel.NETS.author":"로렌스 찬","acqpConfig.Carousel.NETS.position":"NETS 그룹 CEO","acqpConfig.Carousel.Nuvei.label":"당사의 목표는 글로벌 커머스의 가능성을 열어주는 최적의 결제 수단을 지속적으로 제공하여, 고객의 잠재적 고객층을 넓히고 새로운 수익원을 창출하는 것입니다. 이번 Alipay+와의 파트너십은 이러한 목표를 달성하기 위한 당사의 의지를 보여주는 또 하나의 약속입니다.","acqpConfig.Carousel.Nuvei.author":"필립 페이어","acqpConfig.Carousel.Nuvei.position":"누베이 회장 겸 CEO","acqpConfig.Carousel.BKN301.label":"Alipay+와 함께하는 모든 비즈니스 파트너는 최첨단 기술과 금융, 그리고 유통 마케팅 서비스를 제공받아 국제적인 사업 규모를 확장해 나갑니다.","acqpConfig.Carousel.BKN301.author":"스티븐 무촐리","acqpConfig.Carousel.BKN301.position":"BKN301 설립자","storyVideo_watchNow":"지금 시청하세요","mobilePaymentProviderList_wallet_Kaspi_desc":"Kaspi는 결제 플랫폼, 마켓플레이스 및 금융 상품 제공자를 원활하게 결합한 카자흐스탄 기반의 슈퍼 앱입니다.","config.global.lang.en":"Global (English)","config.global.lang.cn":"China (中文)","config.global.lang.jp":"Japan (日本語)","config.global.lang.kr":"Korea (한국어)","home.pages.PillarPreview.logo10":"https://cdn.marmot-cloud.com/storage/2025/04/09/0a086c6c-4f00-4c1f-985a-bd2b9b3aaa96.png","contactUs_formSend_header":"Let's chat","contactUs_formSend_subtitle":"Leave your details below and we'll be in touch soon.","contactUs_formSend_agreement":"I consent to Alipay+ contacting me about Alipay+ products, services, and offers using my personal data submitted above.","config.global.lang.sg":"Singapore (English)","config.global.lang.my":"Malaysia (English)","config.global.lang.ph":"Philippines (English)","config.global.lang.label.en":"EN","config.global.lang.label.cn":"CN (ZH)","config.global.lang.label.jp":"JP (JA)","config.global.lang.label.kr":"KR (KO)","config.global.lang.label.sg":"SG (EN)","config.global.lang.label.my":"MY (EN)","config.global.lang.label.ph":"PH (EN)","alipayPlus.common.core.route.AcquirerListPage.title":"Alipay+ | 서비스 제공자 인수","iap.components.Card.Content":"비즈니스 성장을도와 드리겠습니다.","contactUs_formSend_submit":"Submit","contactUs_formSend_privacy_1":"I have reviewed and acknowledged that Alipay+ may use my data in accordance with ","contactUs_formSend_privacy_2":".","contactUs_resultMsg_title":"Thank you","contactUs_resultMsg_subTitle":"We’ll be in touch soon","contactUs_resultMsg_backToHome":"Back to Home","config.pageConfig.acqpConfig.BannerVideo.title":"결제 그 이상의 가치로,\n여러분의 비즈니스를\n확장 하세요","config.pageConfig.acqpConfig.BannerVideo.content":"Alipay+를 통해 여러분의 고객은 전 세계 수십억 명의 사용자와 가맹점을 연결하는 세계 주요 결제 수단들을 단 한번의 연동으로 도입할 수 있고, 또한 고객들에게 새로운 디지털 라이프스타일 생태계로 향하는 통합 게이트웨이가 되어 줄 것입니다.","alipayPlus.mobile.carousel.lable3":"Alipay+는 TrueMoney가 전 세계 상인들과 매우 효율적인 방식으로 연결할 수 있도록 돕습니다. 하나의 계약, 하나의 통합 및 하나의 통화 표준을 통해 기술적, 운영 자원의 효율성을 극대화합니다.","alipayPlus.mobile.carousel.author3":"몬시니 나카파난","alipayPlus.mobile.carousel.position3":"Ascend Money 공동 사장 (TrueMoney Wallet 운영자)","alipayPlus.mobile.carousel.label1":"당사는 사용자들이 글로벌 브랜드에서 간편하게 결제할 수 있는 수단으로 자리 잡았습니다. 또한, Alipay+ 리워드의 다양한 프로모션을 통해 쇼핑 경험을 더욱 즐겁게 만들 수 있었습니다. 이 모든 것은 Alipay+와의 파트너십과 그들의 혁신적인 기술력 덕분에 가능했습니다.","alipayPlus.mobile.carousel.author1":"마사 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By leveraging our mini-programmes platform and the innovative Alipay+ Super App Platform, we help you foster and become a part of a new open business ecosystem.","wallet.tech.open.part.list.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/r1EBKxR/1920-1.png","wallet.tech.open.part.list.h5ImgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/bDu79IO/780-1.png","wallet.tech.open.part.list.title3":"Innovative solutions","wallet.tech.open.part.list.description3":"Alipay+ GenAI Cockpit is our AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build agentic and AI-native financial services, with enhanced efficiency, security, and flexibility.","wallet.tech.open.part.list.imgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/06/27/Tp0HHJr/1920-2.png","wallet.tech.open.part.list.h5ImgUrl3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/iN6Jgyl/780-2.png","wallet.tech.open.part.list.title":"Our solutions","wallet.tech.home.contactus.title":"Ready to build your digital wallet?","wallet.tech.home.contactus.email.prefix":"E-mail us at ","wallet.tech.home.contactus.email.text":"wallettech@ant-intl.com","wallet.tech.home.contactus.email.suffix":"or fill in your details via the button to the right.","wallet.tech.home.contactus.btn.text":"Contact us","wallet.tech.banner.backgroundImage.pc":"https://cdn.marmot-cloud.com/storage/2025/06/27/ab5f0030-eafe-4219-bf0c-76d49c13d99c.png","wallet.tech..banner.backgroundImage.h5Webp":"https://cdn.marmot-cloud.com/storage/2025/06/27/b19480bf-56c6-4e75-a419-fc11b2d9fbf1.png","wallet.tech.banner.title":"Create your future-ready digital wallet","wallet.tech.banner.description":"Connect with a rapidly growing world of digital customers. 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We’ve partnered with over 32 international payment providers, co-creating multiple leading digital payments and lifestyle apps that bring inclusive, secure, and seamless payment and digital lifestyle experiences to billions.","wallet.tech.features.item.title1":"1M TPS","wallet.tech.features.item.content1":"Transaction per second","wallet.tech.features.item.title2":"99.999%","wallet.tech.features.item.content2":"Availability and disaster recovery","wallet.tech.features.item.title3":"<1/100M","wallet.tech.features.item.content3":"Loss rate from account takeover","wallet.tech..features.item.title4":"99.99%","wallet.tech.features.item.content4":"eKYC live detection and prevention rate","wallet.tech.boxes.item.imgUrl1":"https://cdn.marmot-cloud.com/storage/2025/06/26/7d1162b9-c565-4eaa-85c9-3590f01c5a65.svg","wallet.tech.boxes.item.title1":"All-in-one platform","wallet.tech.boxes.item.description1":"Advanced one-stop solutions equipped with rich industry expertise","wallet.tech.boxes.item.imgUrl2":"https://cdn.marmot-cloud.com/storage/2025/06/26/6b4ba3d3-a2ed-46c1-ad09-6ac2ea01bb52.svg","wallet.tech.boxes.item.title2":"Innovative technology","wallet.tech.boxes.item.description2":"AI-powered suite of fintech product and tools","wallet.tech.boxes.item.imgUrl3":"https://cdn.marmot-cloud.com/storage/2025/06/26/b6a4c84f-28b7-42e8-9986-f49491d30b72.svg","wallet.tech.boxes.item.title3":"Secure and reliable","wallet.tech.boxes.item.description3":"Intelligent, real-time risk assessment and disaster recovery that guarantee customer fund security","wallet.tech.boxes.item.img4":"https://cdn.marmot-cloud.com/storage/2025/06/26/d43e2889-451c-4d43-8953-8b9f1dcd23d4.svg","wallet.tech.boxes.item.title4":"Inclusive value","wallet.tech.boxes.item.description4":"Simplified payments and digital technology that lowers barriers to financial services for untapped and unbanked audiences","wallet.tech.earth.title":"Our footprint","wallet.tech.earth.description":"Dedicated to providing global partners with innovative wallet tech solutions, a future-oriented product architecture, and technology that delivers inclusive value, empowering more SMEs to expand their reach. Alipay+ Wallet Tech has already helped supercharge leading digital wallets in Asia and beyond.","home_banner_slogan_title":"세계 주요 결제 수단을 위한 \n통합 게이트웨이","alipayplus_official_website.About.Content.WhoWeAre":"우리는 누구인가","alipayplus_official_website.About.Content.AlipayIsAUnifiedWallet":"알리페이 플러스(Alipay+)는 크로스보더 결제 및 디지털화 서비스를 제공하는 통합 월렛 게이트웨이로, 전 세계 가맹점을 수십억 명의 모바일 사용자가 이용하는 다양한 결제 수단과 연결합니다.\n","alipayplus_official_website.About.Content.title1":"소비자의 디지털 라이프스타일 지원","alipayplus_official_website.About.Content.des1":"전 세계 모바일 사용자는 해외 여행 중에도 평소 선호하는 월렛이나 뱅킹 앱을 통해 원활한 결제를 경험할 수 있습니다. 또한 다양한 리워드와 혜택, 그리고 자신이 좋아하는 결제 앱 내에서 제공되는 올인원 여행 플랫폼의 편리함 등 결제 외의 다양한 디지털 서비스를 누릴 수 있습니다.\n","alipayplus_official_website.About.Content.title2":"파트너와 가맹점의 성장을 지원","alipayplus_official_website.About.Content.des2":"우리는 파트너와 가맹점이 전 세계 수십억 명의 소비자를 손쉽게 만날 수 있도록 지원합니다. 단일 연동 기술을 통해 여러 디지털 지갑과 은행 앱의 해외 결제가 원활히 이루어집니다. 고객은 해외에서도 국내에서처럼 즉시, 안전하게 매장과 온라인에서 결제할 수 있습니다.","alipayplus_official_website.About.Content.title3":"중소기업(SME) 역량 강화","alipayplus_official_website.About.Content.des3":"중소기업도 알리페이 플러스(Alipay+)의 맞춤형 리워드 프로그램을 비롯한 디지털 도구를 활용하여 고객과의 접점을 넓히고, 새로운 수익 기회를 발굴하며, 단순한 결제를 넘어선 사업성장을 도모할 수 있습니다.","alipayplus_official_website.About.Content.title4":"AI 기반 월렛 기술","alipayplus_official_website.About.Content.des4":"알리페이 플러스(Alipay+)는 모두를 위한 금융 포용성과 접근성 확대를 지향하며, AI 기반 월렛 기술을 제공합니다. 이를 통해 월렛, 은행, 핀테크 기업, 통신사 등 결제 파트너들이 슈퍼 앱을 개발하고 AI 네이티브 금융 서비스를 구축할 수 있도록 지원합니다.","iap.Contact.FormSend.IConsentToAlipayContactingJP":"본인은 Ant International 및 그 자회사·관계사가 자사 제품, 서비스 및 혜택과 관련된 정보 제공 및 연락 목적으로 상기 제공한 개인정보를 이용하는 것에 동의합니다.","wallet.tech.CaseStudy.imgUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/Jr2K7Dq/1920-TnGD.png","wallet.tech.CaseStudy.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/bB0OWnu/1920-Gcash.png","alipayplus_official_website.[caseId].configs.Gcash.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/yxDCQkb/Gcash.png","alipayplus_official_website.[caseId].configs.tngDigital.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/FxmzBzf/Frame-2117131342.png","merchant.banner.title":"귀사의 비즈니스를 관광객 시장과 연결하는 관문","merchant.banner.description":"Alipay+는 귀사를 위한 통합 결제 게이트웨이로 글로벌 고객을 연결하는 플랫폼입니다.","merchant.banner.link.label":"문의하기","alipayPlus.common.core.route.openGraph.image.merchants":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/A4p9W3b/aplus-logo.png","alipayPlus.common.core.route.walletTech.description":"Alipay+ | Wallet Tech","consumers.solutions.title":"스마트하게 결제하고, 스마트하게 여행하세요","consumers.solutions.description":"전 세계 1.5 억 개 이상의 QR 및 1.5 억 NFC 가맹점과 50 여 개 이상의 디지털 결제 수단을 지원하는 Alipay+ 를 통해, 여행 중 쇼핑, 외식, 관광 시 해외 결제가 국내 결제처럼 간편해집니다.","consumers.solutions.mobilePayment.viewAll":"모든 모바일 결제 방법 보기","consumers.cards.title.1":"글로벌 커버리지, 독점 혜택","consumers.cards.description.1":"평소에 사용하던 전자지갑 및 은행 앱으로 전 세계 1억 개 이상의 온 ·오프라인 가맹점에서 결제하고, 동시에 다양한 전용 할인 및 프로모션 혜택을 누리세요.","consumers.cards.title.2":"투명한 환율 정책","consumers.cards.description.2":"결제 시점에 실시간 외환 환율을 확인할 수 있으며, 간편하게 국가 간 결제가 가능합니다.","consumers.cards.title.3":"실시간 세급 환급","consumers.cards.description.3":"실시간 세금 환급 기능을 통해 사용 중이신 전자지갑이나 은행 앱의 통화로 빠르고 편리하게 환급금이 지급됩니다.","consumers.cards.title.4":"스마트 여행 솔루션","consumers.cards.description.4":"AI 기술이 접목된 올인원 여행 솔루션인 Alipay+ Voyager와 함께 더욱 스마트한 여행을 즐겨보세요. 현지 지하철, 버스, 택시 등 대중교통 인프라와 결합하여 최적의 이동 편의를 제공합니다.","consumers.qa.title":"자주 묻는 질문","consumers.qa.question1":"결제 내역을 확인하거나 환불 요청이 필요한 경우에는 어떻게 하나요?","consumers.qa.answer1":"특정 거래 내역 확인이나 환불 관련 문의는 결제를 진행하신 전자지갑이나 디지털 결제 플랫폼의 고객센터로 문의해 주시기 바랍니다.","consumers.qa.question2":"Alipay+이용 시 별도의 해외 결제 수수료가 부과되나요?","consumers.qa.answer2":"아니요, Alipay+는 추가 요금을 부과하지 않습니다.","consumers.qa.question3":"중국 본토 여행 시에도 평소에 사용하던 국내 전자지갑을 그대로 사용할 수 있나요?","consumers.qa.answer3":"네, 중국 본토 전역의 수천만 개 가맹점에서 Alipay+를 이용하실 수 있습니다. 평소 사용하시던 국내 전자지갑으로 편리하게 결제하세요. 결제 시 매장 게산대에 비치된 Alipay+ logo로고를 확인해 주시기 바랍니다.자세히 알아보기.","consumers.qa.answer3.logoText":"Alipay+ logo","consumers.qa.answer3.clickText":"자세히 알아보기.","consumers.qa.question4":"Alipay와 Alipay+의 차이점은 무엇인가요?","consumers.qa.answer4":"Alipay는 중국 최대의 전자지갑으로, 결제와 라이프스타일 전반을 아우르는 올인원 슈퍼앱으로 진화한 디지털 결제 수단입니다. Alipay+는 글로벌 통합 결제 게이트웨이로, Alipay를 포함한 전 세계 다양한 모바일 결제 수단을 하나로 통합하여 제공합니다.","consumers.content.description.row1":"해당 로고가 ([logo]) 있는 곳이라면 어디든, 평소에 사용하던 전자지갑이나 은행 앱으로 전 세계 어디서든 스마트하게 결제하세요.","consumers.payInChina.productAdaptor.desc.1":"Alipay+파트너 전자지갑을 실행하여 크로스보더 결제용 코드를 화면에 띄워주세요.","consumers.payInChina.productAdaptor.desc.2":"스캔을 위해 매장 직원에게 결제코드를 보여주세요.","consumers.payInChina.productAdaptor.desc.3":"결제 완료","consumers.payInChina.productAdaptor.title.1":"고객 제시형","consumers.payInChina.productAdaptor.desc.4":"Alipay+파트너 전자지갑으로 매장의 결제 코드를 스캔하세요","consumers.payInChina.productAdaptor.desc.5":"결제 금액을 입력하고 결제 승인을 하세요","consumers.payInChina.productAdaptor.desc.6":"결제 완료","consumers.payInChina.productAdaptor.title.2":"가맹점 제시형","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourGlobalReachWith":"크로스보더 결제로 글로벌 접점 확대","alipayplus_official_website.config.pageConfig.merchantsConfig.InteroperableMobileAppPaymentsAre":"상호 운용이 가능한 모바일 앱 결제는 크로스보더 결제가 쉽고, 포용적이고, 안전한 관광과 커머스 분야에 새로운 시대를 열어줍니다. Alipay+는 QR과 NFC를 모두 지원하는 글로벌 통합 월렛 게이트웨이입니다. 비즈니스 규모와 상관없이, Alipay+는 그 어떤 플랫폼과도 비교할 수 없는 독보적인 글로벌 관광시장에서 성장할 수 있는 기회를 드립니다.","alipayplus_official_website.config.pageConfig.merchantsConfig.GlobalReach":"글로벌 접점 확대","alipayplus_official_website.config.pageConfig.merchantsConfig.WeConnectMerchantsWithOver":"당사는 가맹점에게 전 세계 20억 명 이상의 소비자들을 연결시켜드려, 유례없는 비즈니스 규모와 독보적인 고객 접근성을 제공해 드립니다.","alipayplus_official_website.config.pageConfig.merchantsConfig.SeamlessPaymentSystems":"원활한 결제 시스템","alipayplus_official_website.config.pageConfig.merchantsConfig.WeEnhanceYourEfficiencyAnd":"국가간, 모든 디바이스, 결제수단의 경계를 허무는 경제적이고 도입이 용이한 결제 역량을 통해 가맹점의 운영 효율성을 높이고 고객의 결제 편의성을 획기적으로 개선해 드립니다.","alipayplus_official_website.config.pageConfig.merchantsConfig.CustomerEngagementTechnology":"고객 참여 기술","alipayplus_official_website.config.pageConfig.merchantsConfig.OurOneStopDigitalSolutions":"원스톱 디지털 솔루션은 단순한 결제 그 이상의 가치를 제공합니다. 미니프로그램과 같은 솔루션을 통해 비즈니스의 디지털 전환을 지원하여 고객의 결제 경험을 높여드려, 고객이 어디서든 가맹점과 더욱 긴밀하게 만들어 드립니다.","alipayplus_official_website.config.pageConfig.merchantsConfig.ARewardingDigitalEcosystem":"혜택 중심의 디지털 생태계","alipayplus_official_website.config.pageConfig.merchantsConfig.WeHelpYouEmbraceInternational":"가맹점이 해외 관광객들을 적극적으로 유치할 수 있도록 도와드리겠습니다. Alipay+는 단순한 크로스보더 결제 솔루션을 넘어, 고객 맞춤형 프로모션과 종합적인 여행 솔루션이 결합된 ‘디지털 생태계로 향하는 마스터키’입니다.","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreMobilePaymentUsersConnect":"더 많은 모바일 결제 이용자가 Alipay+로 연결됩니다","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForOnlineAndIn":"온라인과 오프라인 비즈니스를 설계하세요","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourOnlineBusinessAt":"온라인 비즈니스의 비약적인 성장","alipayplus_official_website.config.pageConfig.merchantsConfig.YourCustomersPaymentExperienceIs":"구매 전환율을 높이는 데 있어 고객의 결제 경험은 무엇보다 중요합니다. Alipay+는 고객 여정을 최적화하고 더욱 매끄러운 구매 프로세스를 제공하여 가맹점의 비즈니스 성장을 도와드립니다.","alipayplus_official_website.config.pageConfig.merchantsConfig.EfficientUnifiedCheckout":"효율적인 통합 결제","alipayplus_official_website.config.pageConfig.merchantsConfig.OurUnifiedCheckoutProductSupports":"통합 결제 시스템은 다양한 결제 수단을 지원하여 고객은 사용하던 익숙한 전자지갑이나 은행 앱을 한눈에 확인하고 선택할 수 있습니다. 새로운 결제 수단을 따로 추가 연동하지 않아도 됩니다.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineCashierPayment":"온라인 캐셔 결제\n\n","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CCaBEFbc":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/GxyuS1e/merchant1.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.EDBBD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/39jrtqK/merchant2.json","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForCustomerEngagement":"고객 인게이지먼트 설계","alipayplus_official_website.config.pageConfig.merchantsConfig.BoostYourConversionRatesBy":"간소화된 정기결제 프로세스를 통해 결제 단계에서의 번거로움을 줄이고, 온라인과 오프라인 매장 어디서나 결제 시 혜택을 제공하여 구매 전환율을 높여드립니다.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineAutoDebit":"온라인 자동 이체","alipayplus_official_website.config.pageConfig.merchantsConfig.PaymentMarketing":"결제 마케팅","alipayplus_official_website.config.pageConfig.merchantsConfig.carousel.0.label":"당사는 Alipay+와 긴밀한 협력 관계를 맺고 있습니다. 그들이 여러 결제 수단을 빠르고 간편하게 통합할 수 있는 원스톱 솔루션을 제공한 덕분에, 당사가 아시아 시장에서 비즈니스를 확장하는 데 큰 도움이 되었습니다. 앞으로도 더 많은 주요 전자지갑을 추가 도입하여 아시아 고객들에게 더욱 향상된 쇼핑 경험을 제공하기를 기대합니다. ","alipayplus_official_website.config.pageConfig.merchantsConfig.XiaoleiWang":"Xiaolei WANG,","alipayplus_official_website.config.pageConfig.merchantsConfig.TechnicalDirectorCider":"Cider 기술 이사","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FFAEAca":"https://cdn.marmot-cloud.com/storage/2022/9/22/080194f6-f60a-49e4-aca5-a10346ad1b77.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.WeValueThePartnershipWith":"당사는 Alipay+와의 파트너십을 매우 가치 있게 생각합니다. 그들은 새로운 결제 솔루션과 리워드 프로그램을 영리하게 결합하여 최종 사용자에게 더 많은 혜택을 제공할 수 있게 하였으며, 이를 바탕으로 더 넓은 고객 네트워크에 도달하고 타겟팅할 수 있게 되었습니다.","alipayplus_official_website.config.pageConfig.merchantsConfig.DamienPfirsch":"데미안 피르쉬","alipayplus_official_website.config.pageConfig.merchantsConfig.ChiefCommercialOfficerAgoda":"Agoda 최고 커머스 책임자","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FbDBAD":"https://cdn.marmot-cloud.com/storage/2022/9/22/5fb6649d-100b-4559-a615-d10fec2602fb.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreCrossBorderInStore":"오프라인 크로스보더 결제 확대","alipayplus_official_website.config.pageConfig.merchantsConfig.FromCornerShopsToWorldwide":"동네 작은 상점부터 글로벌 대형 브랜드에 이르기까지, Alipay+는 광범위한 리테일 결제 경험을 제공합니다. 당사는 결제 시스템의 디지털화를 지원하고 더 많은 글로벌 모바일 결제 수단을 수용함으로써 가맹점의 경쟁력을 한층 높여드립니다.","alipayplus_official_website.config.pageConfig.merchantsConfig.QrCodePaymentsMadeEasy":"관광객을 위한 간편 QR결제","alipayplus_official_website.config.pageConfig.merchantsConfig.WeUnifyQrCodesSo":"당사는 QR코드를 통합하였기 때문에 가맹점은 Alipay+를 통해 고객이 제시하는 그 어떤 QR코드도 수용할 수 있으며, 기존 POS시스템으로도 매입사 및 국가 표준 QR까지 모두 처리가 가능합니다. 이를 통해 전 세계 관광객들은 어디를 여행하든 쉽고 편리하게 결제할 수 있습니다.","alipayplus_official_website.config.pageConfig.merchantsConfig.InStoreQrPayment":"오프라인 QR 결제","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CfdfEcCccBB":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/Q3mEdrm/merchant3.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CEDAD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/SX7rlOg/merchant4.json","alipayplus_official_website.config.pageConfig.merchantsConfig.InstantPerksThatDriveMore":"즉시 제공되는 혜택으로 더 많은 비즈니스를 촉진","alipayplus_official_website.config.pageConfig.merchantsConfig.OurDataDrivenMarketingTechnology":"당사의 데이터 기반 마케팅 기술은 고객이 결제하려고 프로모션 코드를 스캔하는 즉시 바로 사용가능한 고객 맞춤형 할인, 포인트, 사은품 등을 직접 설계할 수 있습니다. ","alipayplus_official_website.config.pageConfig.merchantsConfig.InStorePromotionCodes":"오프라인 프로모션 코드","aboutUs.banner.title":"기술로 세상을 연결하다","alipayplus_official_website.About.Content.index.0EAHON":"Alipay+는 Ant International의 주요 비즈니스 기둥 중 하나로, 다른 혁신적인 솔루션인: Antom, WorldFirst, Bettr와 함께 제공됩니다.","home_header_aboutUs_title":"문의하기","alipayplus_official_website.Contact.FormSend.index.0B2CB4":"선택해 주세요","alipayplus_official_website.Contact.FormSend.index.0HBNLE":"입력해 주세요","home.ph.banner.img.pc.2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/29/U5YR7Xf/Group-1321316683.png","alipayplus_official_website.components.ErrorModule.404.decs":"Oh no! We couldn’t find the page you’re looking for.","alipayplus_official_website.components.ErrorModule.500.decs":"Oops! Something went wrong on our side.","alipayPlus.common.core.route.consumers.description":"Alipay+ | Consumers","alipayPlus.common.core.route.openGraph.image.consumers":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/ZGc6A3Y/aplus-logo-with-zhi.png","alipayplus_official_website.components.ErrorModule.404.Back":"Back","alipayplus_official_website.components.ErrorModule.500.Refresh":"Refresh","alipayplus_official_website.components.ErrorModule.500.Back":"Back","alipayPlus.contactUs.walltForm.question":"[\n {\n \"id\":\"KBmcqLBlou\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"WbS3KcFQ2d\",\n \"rule\":\"phone\"\n }\n ]","merchant.banner.link.antom":"기업을 위한 결제 수단","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentMethods":"더 다양한 결제 수단을 받고 싶으신가요?","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentPlatform":"Antom 결제 플랫폼을 통해 300여 가지 이상의 결제 수단을 추가해 보세요.","alipayPlus.contactUs.merchant.form.question":"[\n {\n \"id\":\"I1wGJZykN\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"hrw0YBkwy\",\n \"rule\":\"phone\"\n }\n ]","alipayPlus.Mobile.banner.button.text":"문의하기","alipayplus_official_website.(global).mobile-payment-provider.content.svg.SeamlessDigitalPayments":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/y9sDwIH/seamless-digital-payments.svg","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessDigitalAndPhysicalPayments":"원활한 디지털 및 오프라인 결제","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentConvenienceFor":"사용자를 위한 편리한 크로스보더 결제 환경 조성이 당사의 최우선 과제입니다. 당사는 고객이 온라인과 오프라인 매장 어디서나 원하는 방식으로 결제할 수 있도록 지원하며, QR코드와 NFC 결제 방식을 모두 제공합니다.","alipayplus_official_website.(global).mobile-payment-provider.content.MaximiseYourReach":"한계치 극대화","alipayplus_official_website.(global).mobile-payment-provider.content.OurNfcPartnershipWithMastercard":"마스터카드와의 NFC 파트너십을 통해 전 세계 1억 5천만 개 이상의 가맹점 네트워크를 확보할 수 있습니다. 또한, 각국의 국가 표준 QR과의 파트너십은 신규 시장에서의 상호 운영성과 연결성을 강화하고 체계적인 운영 지원을 제공합니다. ","alipayplus_official_website.(global).mobile-payment-provider.content.UserGrowthEngine":"사용자 성장 동력","alipayplus_official_website.(global).mobile-payment-provider.content.OurGlobalMarketingAndGrowth":"당사의 글로벌 마케팅 및 성장 전문가들이 유저 유입, 이용, 지속 유지 과정을 가속화하여 사용자의 결제 생태계의 성과를 최적화하고 장기적인 비즈니스 성공을 뒷받침합니다.","alipayplus_official_website.(global).mobile-payment-provider.content.AiPoweredSuperAppTechnology":"AI 기반 슈퍼 앱 기술","alipayplus_official_website.(global).mobile-payment-provider.content.IntegratingYouSeamlesslyWithYour":"사용자의 디지털 일상에 자연스럽게 녹아드는 AI기술을 통해 귀사의 디지털 지갑을 업계 선도적인 슈퍼 앱으로 업그레이드하고 변모시킬 수 있습니다.","iap.video.mp4.Mobile.banner.h5":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/zt72JP9/mobile-payment-hero-banner-mobile.mp4","alipayplus_official_website.mobile-payment-provider.content.OneTimeIntegration":"단 한 번의 연동","alipayplus_official_website.mobile-payment-provider.content.WeAreTheGlobalPartner":"당사는 결제 서비스 제공업체를 위한 글로벌 파트너이자 가맹점 통합 사업자 입니다. 단 한 번의 연동만으로 독보적인 글로벌 가맹점 네트워크를 확보하여, 귀사의 비즈니스가 세계 시장으로 뻗어 나갈 수 있도록 지원합니다.","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentsPower":"크로스보더 결제의 힘","alipayplus_official_website.(global).mobile-payment-provider.content.ExpandingYourPaymentCapabilities":"결제 인프라 확장","alipayplus_official_website.(global).mobile-payment-provider.content.ByIntegratingWithAlipayYou":"Alipay+와의 연동을 통해 귀사의 사용자에게 온 · ·오프라인 매장은 물론, 전 세계 어디서나 끊김 없는 완벽한 결제 편의성을 제공할 수 있습니다.","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessPaymentTechnology":"원활한 결제 기술","alipayplus_official_website.(global).mobile-payment-provider.content.OurIndustryLeadingInnovationsEliminate":"당사의 업계 선도적인 혁신 기술은 온라인결제부터 전 세계 오프라인 매장의 QR 및 NFC결제에 이르기까지, 일회성 고객이든 단골이든 상관없이 모든 결제 과정에서 발생하는 마찰을 제거합니다.","alipayplus_official_website.(global).mobile-payment-provider.content.CashierPayment":"캐셔 결제","alipayplus_official_website.(global).mobile-payment-provider.content.AutoDebit":"자동 이체\n\n","alipayplus_official_website.(global).mobile-payment-provider.content.InStorePayment":"매장 내 결제","alipayplus_official_website.(global).mobile-payment-provider.content.RewardsTailoredToYou":"사용자 맞춤형 리워드","alipayplus_official_website.(global).mobile-payment-provider.content.SuperchargeConversionsWithRewardsIncentives":"Alipay+를 통해 고객의 결제 앱에 최적화된 리워드, 인센티브, 독점 프로모션을 제공하고 결제 전환율을 극대화하세요.","alipayplus_official_website.(global).mobile-payment-provider.content.PaymentMarketing":"결제 마케팅","alipayplus_official_website.(global).mobile-payment-provider.content.DigitalGatewayTechnology":"디지털 게이트웨이 기술","alipayplus_official_website.(global).mobile-payment-provider.content.TechToUpgradeYourPlatform":"플랫폼 업그레이드를 위한 기술","alipayplus_official_website.(global).mobile-payment-provider.content.PaymentServiceProvidersAreIncreasingly":"결제 서비스 월렛들은 점차 사용자 디지털 라이프스타일의 근간이 되고 있습니다. Alipay+는 파트너사가 기존 플랫폼을 단순한 결제 수단을 넘어, 모든 기능이 통합된 ‘올인원 디지털 슈퍼 앱’으로 업그레이드 해드립니다.","alipayplus_official_website.(global).mobile-payment-provider.content.FutureReadyDigitalTools":"미래형 디지털 도구","alipayplus_official_website.(global).mobile-payment-provider.content.BuildIndustryLeadingDigitalWallets":"최첨단 AI 기반 도구를 활용하여 업계를 선도하는 디지털 월렛과 슈퍼 앱을 구축하고, 올인원 디지털 여행 동반자를 통해 글로벌 관광 시장과 연결하세요.","alipayplus_official_website.(global).mobile-payment-provider.content.WalletTech":"디지털 지갑 테크","alipayplus_official_website.(global).acquirer.content.png.FECdEAb":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/10/Ty49XmO/BA2006CC-B3ED-4A70-8EE3-45D6830E6661.png","alipayplus_official_website.(global).acquirer.content.ContactUs":"문의하기","alipayplus_official_website.(global).acquirer.content.WhereHyperLocalisedMeets":"로컬 맞춤형 서비스와 글로벌 확장성의 만남","alipayplus_official_website.(global).acquirer.content.WithDigitalPaymentsPredictedTo":"2030년 아시아 전체 거래의 80%가 디지털 결제로 이루어질 전망으로, 크로스보더 커머스와 해외여행 시장의 기회를 잡는다는 것은, 곧 가맹점에게 QR부터 NFC, 그리고 상호 호환되는 국가 표준QR까지 전 세계 결제 수단은 물론 로컬 결제 방식까지 하나의 플랫폼으로 제공함을 의미합니다. ","alipayplus_official_website.(global).acquirer.content.ScalingInIncreasinglyCashlessEconomies":"점차 가속화되는 현금 없는 경제 속에서 비즈니스 성장을 위해서는 단순한 결제 기능을 넘어선 차별화된 가치를 제공해야 합니다. Alipay+는 가맹점에 새로운 디지털 생태계를 열어주며, 금융 앱과 슈퍼 앱을 통해 자신의 라이프스타일과 여행 니즈가 연결된 전 세계 약 20억 명 소비자와의 연결 기회를 제공합니다. ","alipayplus_official_website.(global).acquirer.content.MultiplePaymentAppsAllWithin":"여러 결제 앱을 한 번에","alipayplus_official_website.(global).acquirer.content.ViewAllMobilePaymentMethods":"모든 모바일 결제 수단 보기","alipayplus_official_website.(global).acquirer.content.PaymentSolutions":"결제 솔루션","alipayplus_official_website.(global).acquirer.content.OnboardLeadingPaymentMethodsOn":"하나의 간단한 플랫폼으로 주요 결제수단들을 도입","alipayplus_official_website.(global).acquirer.content.FromCardsAndBankingApps":" 카드와 은행 앱부터 디지털 월렛에 이르기까지, Alipay+는 각 결제 수단별로 개별 협상과 계약 체결이 필요한 번거로움을 단순화합니다. 새로운 결제 수단이 추가되더라도 매번 재연동할 필요가 없으며, 서로 다른 기술 표준, 통화, 거래 조건으로 인한 어려움을 극복할 수 있습니다.","alipayplus_official_website.(global).acquirer.content.TailorYourPaymentOfferingTo":"가맹점의 니즈에 최적화된 맞춤형 결제 제공","alipayplus_official_website.(global).acquirer.content.EveryPaymentNeedCovered":"모든 결제 니즈를 충족","alipayplus_official_website.(global).acquirer.content.AlipayHelpsYouCoverDiverse":"Alipay+는 다양하고 급변하는 결제 환경에 유연하게 대응할 수 있도록 지원하여 가맹점이 최신 디지털 결제 트랜드에 발맞춰 광범위한 글로벌 소비자와 연결될 수 있도록 합니다.","alipayplus_official_website.(global).acquirer.content.MarketingSolutions":"마케팅 솔루션","alipayplus_official_website.(global).acquirer.content.EquipYourMerchantsWithGreater":"가맹점에게 더 고도화된 디지털 마케팅 제공","alipayplus_official_website.(global).acquirer.content.StandOutFromOtherPayment":"다른 결제 서비스 업체와 차별화된 저희의 데이터 기반 마케팅 기술은 가맹점이 고객 맞춤형 프로모션을 설계할 수 있도록 지원하며, 이를 통해 더 많은 고객을 유치하고 실질적인 매출 증대를 이끌어냅니다.","alipayplus_official_website.(global).acquirer.content.DigitalSolutions":"디지털 솔루션","alipayplus_official_website.(global).acquirer.content.CustomerEngagementThatGoesBeyond":"결제 그 이상의 고객 인게이지먼트","alipayplus_official_website.(global).acquirer.content.WithAlipayOurOneStop":"Alipay+가 제공하는 원스톱 디지털 솔루션은 결제 그 이상의 가치를 창출합니다. 미니 프로그램 솔루션으로 사업 디지털화를 돕고. 선도적인 슈퍼 앱 개발로 Alipay+는 가맹점 고객들의 경험을 향상시키고, 사용자들의 디지털 라이프스타일을 연결시킵니다. 동시에, 앤드 투 앤드 여행 솔루션인 Alipay+ Voyager는 관광객의 니즈를 충족시키는 독보적인 게이트웨이가 되어줄 것입니다.","home_banner_feature_title5":"220+","home_banner_feature_desc5":"시장","home_banner_feature_suffix4":"억 이상","alipayplus_official_website.src.config.bottom.navigation.Company":"회사","alipayplus_official_website.src.config.bottom.navigation.AboutUs":"회사 소개","alipayplus_official_website.src.config.bottom.navigation.ContactUs":"문의하기","alipayplus_official_website.src.config.bottom.navigation.Partners":"비즈니스 파트너","alipayplus_official_website.src.config.bottom.navigation.AcquiringServiceProviders":"메입 서비스 제공자\n","alipayplus_official_website.src.config.bottom.navigation.MobilePaymentProviders":"모바일 결제 제공자","alipayplus_official_website.src.config.navigation.category.Consumers":"소비자","alipayplus_official_website.src.config.navigation.category.Business":"기업","alipayplus_official_website.src.config.navigation.moduleTitle.AlipayForBusiness":"기업을 위한 Alipay+","alipayplus_official_website.src.config.navigation.moduleDescription.CrossBorderPaymentsAndAi":"국경 간 결제 및 AI 기반 디지털 전환 솔루션","alipayplus_official_website.src.config.navigation.Business":"기업","alipayplus_official_website.src.config.navigation.Merchants":"가맹점","alipayplus_official_website.src.config.navigation.UnifiedGatewayForCrossBorder":"국경 간 결제를 위한 통합 게이트웨이","alipayplus_official_website.src.config.navigation.AcquiringServiceProviders":"메입 서비스 제공자\n","alipayplus_official_website.src.config.navigation.OneIntegrationForMultiplePayment":"단일 통합으로 여러 결제 앱 이용하기","alipayplus_official_website.src.config.navigation.MobilePaymentProviders":"모바일 결제 제공자\n","alipayplus_official_website.src.config.navigation.ConnectMobilePaymentAppUsers":"모바일 결제 앱 사용자를 수백만 가맹점과 연결해 가맹점","alipayplus_official_website.src.config.navigation.category.Resources":"자료","alipayplus_official_website.src.config.navigation.moduleTitle.Resources":"자료","alipayplus_official_website.src.config.navigation.moduleDescription.EverythingYouNeedToPartner":"Alipay+ 와의 협업에 필요한 모든 자료를 한 곳에서 확인하세요","alipayplus_official_website.src.config.navigation.Resources":"자료","alipayplus_official_website.src.config.navigation.category.AboutUs":"회사 소개","alipayplus_official_website.src.config.navigation.moduleTitle.AboutUs":"회사 소개","alipayplus_official_website.src.config.navigation.moduleDescription.FindOutMoreAboutAlipay":"Alipay+ 자세히 보기","alipayplus_official_website.src.config.navigation.blockTitle.WhoWeAre":"우리에 대하여","alipayplus_official_website.src.config.navigation.AboutUs":"회사 소개","alipayplus_official_website.src.config.navigation.WhoWeAre":"우리에 대하여","alipayplus_official_website.src.config.navigation.OurLeadership":"리더십 팀","alipayplus_official_website.src.config.navigation.MeetOurLeadershipTeam":"리더십 팀을 만나보세요","alipayplus_official_website.src.config.navigation.NewsAndMedia":"뉴스 및 미디어","alipayplus_official_website.src.config.navigation.AlipayNews":"Alipay+ 관련 뉴스","alipayplus_official_website.src.config.navigation.TheLatestFromAlipay":"Alipay+ 최신 뉴스","alipayplus_official_website.src.config.navigation.OurCompanyBrands":"우리 회사 브랜드","alipayplus_official_website.src.config.navigation.AntInternational":"Ant International","alipayplus_official_website.src.config.navigation.Antom":"Antom","alipayplus_official_website.src.config.navigation.Bettr":"Bettr","alipayplus_official_website.src.config.navigation.Worldfirst":"WorldFirst","alipayplus_official_website.Home.PillarPreview.svg.new1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/25/eIFX0qk/Picture-2.png","alipayplus_official_website.Home.PillarPreview.svg.new2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/25/pOIhoVr/Picture-6.png","alipayplus_official_website.Home.PillarPreview.svg.new3":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/25/44XylLA/Picture-4.png","alipayplus_official_website.Home.PillarPreview.svg.new4":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/25/5anvSor/Picture-1.png","alipayplus_official_website.Home.PillarPreview.svg.new5":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/25/3ynYPOq/Picture-5.png","alipayplus_official_website.Home.PillarPreview.svg.new6":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/25/q12Fd8q/Picture-7.png","alipayplus_official_website.Home.PillarPreview.svg.new7":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/25/vKQcsJK/Picture-3.png","alipayplus_official_website.Home.PillarPreview.svg.new8":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/25/k4bB6f9/Picture-8.png","alipayplus_official_website.Home.PillarPreview.svg.new9":"https://cdn.marmot-cloud.com/storage/intl_website/2025/11/27/QbWBqvH/Picture-9.png","mobilePaymentProviderList_wallet_ShopeePay_desc":"ShopeePay는 Monee의 모바일 지갑으로, 사용자에게 빠른 온라인 결제, 자금 이체, 그리고 가맹점 파트너 매장에서의 오프라인 결제를 위한 안전하고 신속한 방법을 제공합니다.","mobilePaymentProviderList_wallet_ShopeePay_address":"말레이시아 & 태국 & 싱가포르 & 베트남","mobilePaymentProviderList_wallet_PayPay_desc":"일본 인구 2명 중 1 명이 사용하는 PayPay 는 국내 모바일 결제 시장을 주도하며, 개인 간(P2P) 이체, 뱅킹, 자산 관리 등 다양한 금융 서비스를 앱에 통합하고 있습니다.","mobilePaymentProviderList_wallet_PayPay_address":"일본","mobilePaymentProviderList_wallet_SCBPlanetPlus_desc":"SCB Planet Plus는 태국 여행객을 위한 국경 간 전자 지갑으로, 원활한 해외 결제, 독점적인 여행 혜택, 그리고 통합된 여행 서비스를 제공합니다. 이를 통해 국제 여행을 더욱 스마트하고, 쉬우며, 보람 있게 만듭니다.","mobilePaymentProviderList_wallet_SCBPlanetPlus_address":"태국","alipayplus_official_website.src.config.navigation.Glasspay":"Alipay+ GlassPay","home.Footer.date.copyright":"Ant International 또는 자회사.\n","alipayPlus.AcqpListConfig.walletHeader.title":"Alipay+매입 파트너사","alipayPlus.AcqpListConfig.walletHeader.desc":"Alipay+의 글로벌 결제 파트너사들이 가맹점의 Alipay+신규 도입을 도와드립니다. 검증된 매입사를 통해 귀사의 결제 수단을 확대해 보세요.","alipayPlus.acqpList.search.input.placeholder":"가맹 서비스 제공업체","alipayPlus.acqpList.search.input.prefix":"빠른 검색","alipayPlus.acqpList.search.searchContent.showAll":"모든 가맹 서비스 제공업체 보기","alipayPlus.acqpList.search.searchContent.showLess":"가맹 서비스 제공업체 보기 축소","alipayPlus.acqpList.search.acqpColumn1":"가맹 서비스 제공업체","alipayPlus.acqpList.search.acqpColumn2":"홈페이지","alipayPlus.acqpList.nullContent.inputValue.noResult":"죄송합니다. 입력하신 키워드와 일치하는 서비스 제공업체 를 찾을 수 없습니다.","alipayPlus.acqpList.nullContent.system.noResult":"죄송합니다. 시스템 오류가 발생했습니다. 나중에 다시 시도해 주세요.","aboutUs_content_team_desc11":"Alipay+ 글로벌 성장 센터 총괄 ","aboutUs_content_team_name11":"Danny Chung","aboutUs.content.team.img11":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/09/PydNQMI/danny_chung.png","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.decard":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/20/TQ9p7FE/05B539A2-A843-4736-BCBB-EE9E73B08B4C.png","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.vcb":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/20/NGZakx6/71C02FA0-2F38-4F66-938C-EFA36413C2B4.png","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.idram":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/20/S46IPHA/CD0C245B-9FC7-4D7A-8F41-333E0E60D9BD.png","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.momo":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/20/2dVI2sq/AE0037F6-48B3-4C28-B1A6-68180EFEE232.png","mobilePaymentProviderList_wallet_Decard_desc":"DeCard는 현실 세계에서 스테이블코인을 원활하게 사용할 수 있도록 설계된 차세대 카드 브랜드입니다. 당사의 주력 제품인 DeCard는 일상적인 거래를 단순하고 접근하기 쉽게 만듭니다. DeCard Luminaries는 이러한 기반 위에 구축된 것으로, Web3의 비전가들을 위해 설계된 DeCard의 진화된 형태이며, 독점적인 특전, 격상된 경험, 그리고 무한한 가능성을 제공합니다.","mobilePaymentProviderList_wallet_Idram_desc":"Idram은 아르메니아의 선두적인 디지털 지갑으로, 25,000개 이상의 오프라인 매장과 1,000개 이상의 온라인 스토어에서 450개 이상의 서비스에 대한 QR 코드 결제를 제공합니다. 이는 전체 이용자의 60%가 사용할 정도로 높은 보급률을 자랑합니다. 또한 이드람은 디지털 대출, 개인 간(P2P) 이체, 기업 간(B2B) 솔루션도 제공합니다.","mobilePaymentProviderList_country_Armenia":"아르메니아","mobilePaymentProviderList_wallet_Momo_desc":"MoMo 는 베트남 전역에서 가장 큰 사용자 기반과 가맹점 네트워크를 보유한 선두적인 결제 슈퍼앱입니다. 수백만 명의 소비자와 기업에게 서비스를 제공하며 온·오프라인 결제를 원활하게 지원합니다. 모모는 베트남의 캐시리스 경제를 이끄는 핵심 동력으로, 안전하고 편리하며 널리 접근 가능한 금융 및 결제 서비스를 제공합니다.","mobilePaymentProviderList_wallet_Vcb_desc":"VCB Digibank는 베트남에서 자본금이 가장 많은 은행인 Vietcombank가 개인 고객을 위해 출시한 디지털 뱅킹 앱입니다. VCB Digibank는 수천만 명의 고객으로부터 일상적인 금융 거래를 수행하는 플랫폼으로 선택받고 있습니다.","mobilePaymentProviderList_wallet_Dtc_desc":"dtcpay는 Web2와 Web3의 세계를 연결하여 결제를 혁신하는 라이선스 보유 결제 제공 기업입니다. 이를 통해 현실 세계에서 원활하고 안전하며 확장 가능한 다중 통화 거래를 가능하게 합니다.","mobilePaymentProviderList_wallet_Uab_desc":"uabpay는 모든 계정을 하나로 통합하는 차세대 디지털 지갑입니다. 첨단 기술을 바탕으로 미얀마에서 누구에게나 원활하게 송금하고, 받으며, 결제할 수 있습니다.","mobilePaymentProviderList_country_Myanmar":"미얀마","mobilePaymentProviderList_wallet_iFast_desc":"iFAST Global Bank는 글로벌 디지털 뱅킹 및 자산 관리 플랫폼인 iFAST Corporation Ltd.의 계열사로, 영국에서 정식 인가를 받은 은행입니다. 이 은행은 개인과 기업을 위해 단일 계좌로 다중 통화 예금, 결제 서비스, 송금 솔루션 등을 이용할 수 있는 간단하고 안전한 뱅킹 솔루션을 제공합니다.","mobilePaymentProviderList_country_UnitedKingdom":"영국","mobilePaymentProviderList_wallet_Wise_desc":"Wise는 전 세계 자금을 이체하고 관리하는 최적의 방법을 만드는 글로벌 기술 기업입니다. 최소한의 수수료, 최대한의 편의성, 그리고 빠른 속도로 국제 송금, 지출, 수금이 가능합니다.","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.dtc":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/31/wUZpbeG/1769054901234-302be5d5-8bcc-4588-b961-48ff674f2ba0.png","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.ifast":"https://cdn.marmot-cloud.com/storage/intl_website/2026/03/31/S6mibL1/1774852445800-23680136-56ea-4da5-baf4-d4a55bae7e37.png","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.wise":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/01/oTsP5QV/Margin-2.svg","alipayplus.homepage.WalletPartnersShowcaseDesktop.logo.uab":"https://cdn.marmot-cloud.com/storage/intl_website/2026/04/01/h8d7Yqa/Margin-3.svg","home_banner_feature_desc6":"국가 결제망","home_banner_feature_title6":"10","home_banner_feature_suffix6":"+","alipayplus_official_website.src.config.navigation.faqs.label":"자주 묻는 질문","alipayplus_official_website.src.config.navigation.faqs.desc":"주요 문의사항 답변 보기 or 주요 문의사항에 대한 답변을 빠르게 확인하세요 ","alipayplus.faq.page.title":"자주 묻는 질문(FAQs)","alipayplus.faq.page.desc":"Alipay+ 사용에 도움이 되는 일반적인 질문입니다. 추가 지원이 필요하신 경우 ","alipayplus.faq.config.section.question1":"Alipay+는 어떤 회사인가요?","alipayplus.faq.config.section.question1.answer1":"Alipay+는 앤트 인터내셔널(Ant International)에서 운영하는 통합 크로스보더 결제 게이트웨이로, 가맹점이 단일 연동만으로 50개의 주요 모바일 월렛 및 뱅킹 앱 결제를 도입할 수 있도록 지원합니다. 2020년 출시된 Alipay+는 전 세계 220여 개 시장에 걸쳐 20억 명 이상의 소비자와 글로벌 가맹점을 연결하고 있으며, 현재 전 세계적으로 Alipay+를 통해 QR 결제를 도입하는 가맹점은 1억 5천만개 이상이며, NFC 결제를 도입하는 가맹점도 1억 5천만 이상에 달합니다.","alipayplus.faq.config.section.question1.answer2":"또한 Alipay+ 디지털 게이트웨이 제품은 AI 기반 디지털 솔루션과 맞춤형 리워드를 통해 가맹점이 더 많은 고객의 참여를 이끌어낼 수 있도록 지원합니다. 모바일 결제 제공업체는 첨단 월렛 기술과 차세대 AI 기반 핀테크 제품을 활용해 차세대 슈퍼 앱을 구축하고, 모두를 위한 원활하고 혁신적인 생태계를 조성할 수 있습니다.","alipayplus.faq.config.section.question2":"Alipay와 Alipay+의 차이점은 무엇인가요?","alipayplus.faq.config.section.question2.answer1":"Alipay는 앤트 그룹 브랜드로, 중국 본토 10억 명 이상의 소비자가 주로 사용하는 중국 디지털 월렛이자 슈퍼 앱입니다. Alipay+는 별도 제품으로, 앤트 인터내셔널이 운영하는 글로벌 월렛 게이트웨이며 Alipay를 포함한 50개의 월렛 및 모바일 결제 방식을 단일 가맹점 연동으로 통합하여 제공합니다.","alipayplus.faq.config.section.question2.answer2":"간단히 말해 Alipay는 하나의 소비자 월렛이고, Alipay+는 가맹점이 Alipay와 함께 GCash, Kakao Pay, Touch 'n Go, TrueMoney 등 다수의 결제 수단을 도입할 수 있게 하는 인프라입니다.","alipayplus.faq.config.section.question3":"Alipay+는 어떤 e월렛 및 결제 방식을 지원하나요?","alipayplus.faq.config.section.question3.answer1":"Alipay+는 전 세계 주요 모바일 결제 서비스를 제공하는50개의 월렛을 연결합니다. 주요 파트너는 다음과 같습니다.","alipayplus.faq.config.section.question3.renderList1":"Alipay (중국 본토)","alipayplus.faq.config.section.question3.renderList2":"AlipayHK (홍콩)","alipayplus.faq.config.section.question3.renderList3":"GCash (필리핀)","alipayplus.faq.config.section.question3.renderList4":"Touch 'n Go eWallet (말레이시아)","alipayplus.faq.config.section.question3.renderList5":"TrueMoney (태국)","alipayplus.faq.config.section.question3.renderList6":"Kakao Pay, Naver Pay, Toss Pay (한국)","alipayplus.faq.config.section.question3.renderList7":"DANA (인도네시아)","alipayplus.faq.config.section.question3.renderList8":"MPay (마카오)","alipayplus.faq.config.section.question3.renderList9":"Hipay (몽골)","alipayplus.faq.config.section.question3.renderList10":"Kaspi.kz (카자흐스탄)","alipayplus.faq.config.section.question3.renderList11":"OCBC Digital (싱가포르)","alipayplus.faq.config.section.question3.renderList12":"Tinaba (이탈리아)","alipayplus.faq.config.section.question3.renderList13":"MyPB by Public Bank (말레이시아)","alipayplus.faq.config.section.question3.answer2":"최신 전체 목록은 Alipay+ ","alipayplus.faq.config.section.question4":"Alipay+는 가맹점에서 어떻게 작동하나요?","alipayplus.faq.config.section.question4.answer1":"가맹점은 앤톰(Antom)과 같은 매입 서비스 제공업체를 통하거나 직접 파트너십을 맺어 Alipay+를 단 한 번만 연동하면 모든 지원 월렛의 결제를 도입할 수 있습니다. 관광객이 가맹점 QR 코드를 스캔하거나, 월렛 기능이 활성화된 스마트폰을 탭하거나, 월렛 내 Alipay+ 결제 코드를 제시하면 Alipay+는 거래를 결제한 월렛으로 라우팅하고 실시간 외환 처리를 진행하며, 매입사를 통해 가맹점이 선호하는 통화로 자금을 정산합니다.","alipayplus.faq.config.section.question4.answer2":"소비자는 평소 사용하는 앱을 통해 본국 통화로 결제하고, 가맹점은 월렛에 따라 별도의 연동 없이 통합 결제 프로세스를 제공받습니다.","alipayplus.faq.config.section.question5":"Alipay+와 앤트 인터내셔널은 동일한 법인인가요?","alipayplus.faq.config.section.question5.answer1":"아닙니다. 앤트 인터내셔널은 모회사이며, Alipay+는 그 산하 제품 브랜드 중 하나입니다. 앤트 인터내셔널은 4대 주요 브랜드를 운영합니다：","alipayplus.faq.config.section.question5.renderList1":"Alipay+ (통합 월렛 게이트웨이)","alipayplus.faq.config.section.question5.renderList2":"Antom (통합 가맹점 결제 플랫폼)","alipayplus.faq.config.section.question5.renderList3":"WorldFirst (통합 글로벌 계좌)","alipayplus.faq.config.section.question5.renderList4":"Bettr (임베디드 금융)","alipayplus.faq.config.section.question5.answer2":"Alipay+는 앤트 인터내셔널 그룹에 속하며 크로스보더 모바일 월렛 결제가 가능하도록 지원합니다. ","alipayplus.faq.config.section.question6":"내 사업체에서 Alipay+ 결제를 도입하려면 어떻게 해야 하나요?","alipayplus.faq.config.section.question6.answer1":"가맹점은 Antom, 2C2P, Multisafepay, KOMOJU와 같은 Alipay+ 매입 서비스 제공 기관과 연동하면 Alipay+ 결제를 지원할 수 있습니다. 또는 Alipay+와 제휴한 현지 매입사를 통해서도 가능합니다. 해당 매입사를 통해 가입 심사(온보딩), 기술 연동, 정산까지 모두 가능합니다.","alipayplus.faq.config.section.question6.answer2":"웹사이트 ","alipayplus.faq.config.section.question7":"Alipay+ 가맹점 수수료는 얼마인가요?","alipayplus.faq.config.section.question7.answer1":"Alipay+ 가맹점이 부담할 수수료는 단일화된 요율로 공시되지 않습니다. 수수료는 매입 서비스 제공업체, 가맹점 소재국 및 업종(MCC), 거래 규모, 소스 월렛 유형, 자금 조달 방식에 따라 결정됩니다. 수수료는 일반적으로 서비스 수수료와 파트너 간 수수료가 합산된 형태로 구성되며, 결제 성공한 거래 건당 부과됩니다. 가맹점은 선택한 Alipay+ 매입사(Antom 또는 현지 매입 파트너 등)에 문의해 자사 비즈니스 프로필에 맞게 산정된 구체적인 견적을 확인하시기 바랍니다.","alipayplus.faq.config.section.question8":"Alipay+는 어느 국가 및 지역에서 사용할 수 있나요?","alipayplus.faq.config.section.question8.answer1":"Alipay+는 전 세계 220여 개 시장에서 도입되고 있으며, 주요 커버리지는 다음과 같습니다：","alipayplus.faq.config.section.question8.renderList1":"중국 본토, 홍콩, 마카오","alipayplus.faq.config.section.question8.renderList2":"일본","alipayplus.faq.config.section.question8.renderList3":"한국","alipayplus.faq.config.section.question8.renderList4":"태국","alipayplus.faq.config.section.question8.renderList5":"말레이시아","alipayplus.faq.config.section.question8.answer2":"각 시장에서는 관광과 관련된 업종에 집중하여 도입하고 있습니다：","alipayplus.faq.config.section.question9":"Alipay+는 안전한가요?","alipayplus.faq.config.section.question9.answer1":"네. Alipay+ 거래는 앤트 인터내셔널의 금융 등급 인프라를 통해 처리되며, 종단 간 암호화, 토큰화, 실시간 위험 점수 평가 및 월렛 레이어 생체 인증 기능을 갖추고 있습니다.","alipayplus.faq.config.section.question9.answer2":"앤트 그룹의 리스크 엔진은 220여 개 이상의 시장에서 수집된 글로벌 부정거래 인텔리전스를 활용하여 500ms 이내에 승인여부를 결정하며, 보고된 부정거래 발생률은 카드 산업 평균보다 현저히 낮습니다.","alipayplus.faq.config.section.question10":"Alipay+에서 환불은 어떻게 처리되나요?","alipayplus.faq.config.section.question10.answer1":"특정 거래 또는 환불 관련 문의가 발생할 경우, 소비자는 해당 거래를 진행한 e월렛 또는 디지털 결제 제공업체에 직접 문의하셔야 합니다.","alipayplus.faq.config.section.question10.answer2":"환불은 가맹점이 매입 서비스 제공업체를 통해 신청하며 전액 또는 부분 환불이 가능합니다. 처리 완료 후 자금은 소비자의 현지 통화로 원래 결제한 월렛으로 반환되며, 일반적으로 월렛 및 시장 규정에 따라 영업일 기준 며칠 이내에 처리됩니다.","alipayplus.faq.config.section.question10.answer3":"가맹점은 매입사 대시보드(예: Antom 대시보드) 또는 API를 통해 환불을 처리합니다.","alipayplus.faq.page.desc.link":"연락처를","alipayplus.faq.page.desc2":" 남겨 주시면 담당팀에서 빠른 시일 내에 연락 드리겠습니다.","alipayplus.faq.config.section.question3.answer2.link":"모바일 결제 제공업체 디렉토리에서 ","alipayplus_official_website.src.config.bottom.navigation.FAQ":"자주 묻는 질문","alipayplus.faq.config.section.question6.answer2.contactForm":"문의 양식을","alipayplus.faq.config.section.question6.answer2.after":" 통해 Alipay+에 연락하여 온보딩을 시작하십시오.","alipayplus.faq.config.section.question8.renderList6":"싱가포르","alipayplus.faq.config.section.question8.renderList7":"인도네시아","alipayplus.faq.config.section.question8.renderList8":"필리핀","alipayplus.faq.config.section.question8.renderList9":"베트남","alipayplus.faq.config.section.question8.renderList10":"호주","alipayplus.faq.config.section.question8.renderList11":"뉴질랜드","alipayplus.faq.config.section.question8.renderList12":"영국","alipayplus.faq.config.section.question8.renderList13":"프랑스","alipayplus.faq.config.section.question8.renderList14":"독일","alipayplus.faq.config.section.question8.renderList15":"이탈리아","alipayplus.faq.config.section.question8.renderList16":"스페인","alipayplus.faq.config.section.question8.renderList17":"아랍에미리트","alipayplus.faq.config.section.question8.renderList18":"미국","alipayplus.faq.config.section.question8.renderList19":"소매-","alipayplus.faq.config.section.question8.renderList20":"면세점","alipayplus.faq.config.section.question8.renderList21":"호텔","alipayplus.faq.config.section.question8.renderList22":"식당","alipayplus.faq.config.section.question8.renderList23":"관광지","alipayplus.faq.config.section.question8.renderList24":"대중교통(일본 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We’ve partnered with over 31 international payment providers, co-creating multiple leading digital payments and lifestyle apps that bring inclusive, secure, and seamless payment and digital lifestyle experiences to billions.","wallet.tech.features.item.title1":"1M TPS","wallet.tech.features.item.content1":"Transaction per second","wallet.tech.features.item.title2":"99.999%","wallet.tech.features.item.content2":"Availability and disaster recovery","wallet.tech.features.item.title3":"<1/100M","wallet.tech.features.item.content3":"Loss rate from account takeover","wallet.tech..features.item.title4":"99.99%","wallet.tech.features.item.content4":"eKYC live detection and prevention rate","wallet.tech.boxes.item.imgUrl1":"https://cdn.marmot-cloud.com/storage/2025/06/26/7d1162b9-c565-4eaa-85c9-3590f01c5a65.svg","wallet.tech.boxes.item.title1":"All-in-one platform","wallet.tech.boxes.item.description1":"Advanced one-stop solutions equipped with rich industry expertise","wallet.tech.boxes.item.imgUrl2":"https://cdn.marmot-cloud.com/storage/2025/06/26/6b4ba3d3-a2ed-46c1-ad09-6ac2ea01bb52.svg","wallet.tech.boxes.item.title2":"Innovative technology","wallet.tech.boxes.item.description2":"AI-powered suite of fintech product and tools","wallet.tech.boxes.item.imgUrl3":"https://cdn.marmot-cloud.com/storage/2025/06/26/b6a4c84f-28b7-42e8-9986-f49491d30b72.svg","wallet.tech.boxes.item.title3":"Secure and reliable","wallet.tech.boxes.item.description3":"Intelligent, real-time risk assessment and disaster recovery that guarantee customer fund security","wallet.tech.boxes.item.img4":"https://cdn.marmot-cloud.com/storage/2025/06/26/d43e2889-451c-4d43-8953-8b9f1dcd23d4.svg","wallet.tech.boxes.item.title4":"Inclusive value","wallet.tech.boxes.item.description4":"Simplified payments and digital technology that lowers barriers to financial services for untapped and unbanked audiences","wallet.tech.earth.title":"Our footprint","wallet.tech.earth.description":"Dedicated to providing global partners with innovative wallet tech solutions, a future-oriented product architecture, and technology that delivers inclusive value, empowering more SMEs to expand their reach. Alipay+ Wallet Tech has already helped supercharge leading digital wallets in Asia and beyond.","home_banner_slogan_title":"世界中の主要決済に対応したペイメントゲートウェイ","alipayplus_official_website.About.Content.WhoWeAre":"私たちについて","alipayplus_official_website.About.Content.AlipayIsAUnifiedWallet":"Alipay+ は、クロスボーダー決済およびデジタルソリューションを提供する統合ウォレットゲートウェイとして、数十億のモバイルユーザーに利用される多様な決済手段と世界の加盟店をつなぎます。","alipayplus_official_website.About.Content.title1":"消費者のデジタルライフスタイルを支援","alipayplus_official_website.About.Content.des1":"世界中のモバイルユーザーは、海外旅行時でも、日常で使い慣れたウォレットやバンキングアプリを通じてシームレスに支払いできます。また、幅広い特典や、オールインワン型の旅行プラットフォームなど、決済にとどまらない多彩なデジタルソリューションを、お気に入りの決済アプリ内で利用できます。","alipayplus_official_website.About.Content.title2":"パートナーと加盟店の成長を推進","alipayplus_official_website.About.Content.des2":"私たちは、パートナーや商家が世界中の数十億人の消費者に簡単にサービスを提供できるようサポートします。私たちの技術は、単一の統合を通じて、複数のデジタルウォレットや銀行アプリの海外利用を円滑にします。私たちは、顧客が海外旅行中でも自宅の電子ウォレットを即座に安全に使用できるよう支援し、店舗内でもオンラインでも、自宅で使用するのと同じように簡単に利用できます。","alipayplus_official_website.About.Content.title3":"中小企業（SME）の力を引き出す","alipayplus_official_website.About.Content.des3":"加盟店もまた、Alipay+ のターゲット型の特典などのデジタルソリューションを活用することで、より多くの顧客にアプローチし、収益源を創出し、新たな成長を実現できます。","alipayplus_official_website.About.Content.title4":"AI を活用したウォレットテクノロジー","alipayplus_official_website.About.Content.des4":"Alipay+ は、すべての人が金融サービスを利用できるように取り組んでおり、ウォレット、銀行、フィンテック、通信事業者などのパートナーがスーパーアプリを開発し、AI ネイティブな金融サービスを創出できるよう、AI を搭載したウォレットテクノロジーを提供しています。","iap.Contact.FormSend.IConsentToAlipayContactingJP":"私は、Ant Internationalおよびその子会社、関連会社、提携企業が、上記に提出した私の個人データを使用して、彼らの製品、サービス、およびオファーに関する連絡を行うことに同意します。","wallet.tech.CaseStudy.imgUrl1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/Jr2K7Dq/1920-TnGD.png","wallet.tech.CaseStudy.imgUrl2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/bB0OWnu/1920-Gcash.png","alipayplus_official_website.[caseId].configs.Gcash.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/yxDCQkb/Gcash.png","alipayplus_official_website.[caseId].configs.tngDigital.cover":"https://cdn.marmot-cloud.com/storage/intl_website/2025/07/24/FxmzBzf/Frame-2117131342.png","merchant.banner.title":"Your business’ passport to tourists in your market","merchant.banner.description":"In a world where digital payments are the preferred payment method for billions of tourists, Alipay+ is your universal payment gateway and the ultimate customer engagement toolbox.","merchant.banner.link.label":"Contact us","alipayPlus.common.core.route.openGraph.image.merchants":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/A4p9W3b/aplus-logo.png","alipayPlus.common.core.route.walletTech.description":"Alipay+ | Wallet Tech","consumers.solutions.title":"Pay smart, travel smart","consumers.solutions.description":"Over 150 million QR merchants and 150 million NFC merchants globally accept Alipay+ at the checkout, through 50 digital payment methods and growing. Whether you're shopping, dining, or exploring while you travel, paying abroad is as simple as paying at home.","consumers.solutions.mobilePayment.viewAll":"View all mobile payment methods","consumers.cards.title.1":"Global coverage, exclusive deals","consumers.cards.description.1":"Pay with your home e-wallet or banking app with over 150 million online and in-store merchants and get exclusive sales, discounts, and promotions.","consumers.cards.title.2":"Transparent FX rates","consumers.cards.description.2":"Seamless cross-border payments where your real-time foreign exchange rate is displayed at the point of payment.","consumers.cards.title.3":"Instant tax refund","consumers.cards.description.3":"Our instant tax refund capability ensures you receive your tax refund quickly and conveniently, in the currency of your home e-wallet or banking app.","consumers.cards.title.4":"Smart travel solutions","consumers.cards.description.4":"Streamline your journey with Alipay+ Voyager, our AI-enabled all-in-one travel solution. And ride effortlessly with our broad integration into local transportation, including subways, buses and taxis.","consumers.qa.title":"Frequently asked questions","consumers.qa.question1":"What if I need to query a transaction, or request a refund?","consumers.qa.answer1":"For specific transaction or refund-related issues, please contact your e-wallet or the digital payment provider through which you made the transaction.","consumers.qa.question2":"Does Alipay+ charge additional fees for cross-border payments?","consumers.qa.answer2":"No, Alipay+ doesn’t charge any additional fees.","consumers.qa.question3":"Can I use my home wallet if I’m travelling to Chinese mainland?","consumers.qa.answer3":"Yes, tens of millions of merchants across the Chinese mainland accept Alipay+, enabling you to pay with your home wallet. Simply look for Alipay+ logo at checkout counters. Find out more.","consumers.qa.answer3.logoText":"Alipay+ logo","consumers.qa.answer3.clickText":"Find out more","consumers.qa.question4":"What’s the difference between Alipay and Alipay+?","consumers.content.description.row1":"Pay easily across borders with your trusted home wallet — wherever you see","consumers.payInChina.productAdaptor.desc.1":"Open a code for cross-border payment on an Alipay+ partner e-wallet","consumers.payInChina.productAdaptor.desc.2":"Present the payment code to the merchant for scanning","consumers.payInChina.productAdaptor.desc.3":"Payment completed","consumers.payInChina.productAdaptor.title.1":"Present and pay","consumers.payInChina.productAdaptor.desc.4":"Scan merchant’s payment code with an Alipay+ partner e-wallet","consumers.payInChina.productAdaptor.desc.5":"Enter the payment amount and confirm to pay","consumers.payInChina.productAdaptor.desc.6":"Payment completed","consumers.payInChina.productAdaptor.title.2":"Scan and pay","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourGlobalReachWith":"Expand your global reach with cross-border payments","alipayplus_official_website.config.pageConfig.merchantsConfig.InteroperableMobileAppPaymentsAre":"Interoperable mobile app payments are unlocking a new era of travel and commerce — one where cross-border payments are effortless, inclusive and secure. Alipay+ is a global unified wallet gateway, supporting QR and NFC. No matter the size of your business, Alipay+ unlocks global tourism growth opportunities like no other platform.","alipayplus_official_website.config.pageConfig.merchantsConfig.GlobalReach":"Global reach","alipayplus_official_website.config.pageConfig.merchantsConfig.WeConnectMerchantsWithOver":"世界20億人以上の消費者とマーチャントをつなぎ、比類のない規模と顧客アクセスを提供します。","alipayplus_official_website.config.pageConfig.merchantsConfig.SeamlessPaymentSystems":"Seamless payment systems","alipayplus_official_website.config.pageConfig.merchantsConfig.WeEnhanceYourEfficiencyAnd":"We enhance your efficiency and customer convenience with cost-effective, easy-to-integrate payments capability that spans borders, devices and payment methods.","alipayplus_official_website.config.pageConfig.merchantsConfig.CustomerEngagementTechnology":"Customer engagement technology","alipayplus_official_website.config.pageConfig.merchantsConfig.OurOneStopDigitalSolutions":"Our one-stop digital solutions go far beyond payments. By helping businesses to digitise through solutions such as mini-apps, we help you enhance consumer experiences, and deepen your connection with customers everywhere.","alipayplus_official_website.config.pageConfig.merchantsConfig.ARewardingDigitalEcosystem":"A rewarding digital ecosystem","alipayplus_official_website.config.pageConfig.merchantsConfig.WeHelpYouEmbraceInternational":"We help you embrace international travellers. Alipay+ is more than cross-border payments, it’s a passport to a digital ecosystem of tailored promotions and comprehensive travel solutions.","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreMobilePaymentUsersConnect":"More mobile payment users connect through Alipay+","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForOnlineAndIn":"Built for online and in-store businesses","alipayplus_official_website.config.pageConfig.merchantsConfig.ExpandYourOnlineBusinessAt":"Expand your online business at scale","alipayplus_official_website.config.pageConfig.merchantsConfig.YourCustomersPaymentExperienceIs":"Your customers’ payment experience is crucial when it comes to boosting conversions. Alipay+ helps you optimise your customer journey and offer a smoother purchase process.","alipayplus_official_website.config.pageConfig.merchantsConfig.EfficientUnifiedCheckout":"Efficient unified checkout","alipayplus_official_website.config.pageConfig.merchantsConfig.OurUnifiedCheckoutProductSupports":"Our unified checkout product supports multiple payment methods, so your customers can easily recognise and select their home e-wallet or banking app. There’s no need to integrate new payment methods separately.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineCashierPayment":"Online Cashier Payment","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CCaBEFbc":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/GxyuS1e/merchant1.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.EDBBD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/39jrtqK/merchant2.json","alipayplus_official_website.config.pageConfig.merchantsConfig.BuiltForCustomerEngagement":"Built for customer engagement","alipayplus_official_website.config.pageConfig.merchantsConfig.BoostYourConversionRatesBy":"Boost your conversion rates by reducing friction during the payment process with streamlined recurring payments, and provide incentives at checkout online.","alipayplus_official_website.config.pageConfig.merchantsConfig.OnlineAutoDebit":"Online Auto Debit","alipayplus_official_website.config.pageConfig.merchantsConfig.PaymentMarketing":"Payment Marketing","alipayplus_official_website.config.pageConfig.merchantsConfig.carousel.0.label":"We have great cooperation with Alipay+, as it provides a seamless one-stop solution for integrating multiple payment methods quickly and conveniently. It's quite helpful for us to expand our business in the Asian market. We look forward to onboarding more top e-wallets via Alipay+, to bring our Asian customers a better shopping experience.","alipayplus_official_website.config.pageConfig.merchantsConfig.XiaoleiWang":"Xiaolei WANG","alipayplus_official_website.config.pageConfig.merchantsConfig.TechnicalDirectorCider":"Technical Director, Cider","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FFAEAca":"https://cdn.marmot-cloud.com/storage/2022/9/22/080194f6-f60a-49e4-aca5-a10346ad1b77.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.WeValueThePartnershipWith":"We value the partnership with Alipay+ as it helps us offer more benefits to the end user through the clever integration of new payment solutions and rewards programs – allowing us to reach out to and target a wider network of customers.","alipayplus_official_website.config.pageConfig.merchantsConfig.DamienPfirsch":"Damien Pfirsch","alipayplus_official_website.config.pageConfig.merchantsConfig.ChiefCommercialOfficerAgoda":"Chief Commercial Officer, Agoda","alipayplus_official_website.config.pageConfig.merchantsConfig.svg.FbDBAD":"https://cdn.marmot-cloud.com/storage/2022/9/22/5fb6649d-100b-4559-a615-d10fec2602fb.svg","alipayplus_official_website.config.pageConfig.merchantsConfig.MoreCrossBorderInStore":"More cross-border in-store transactions","alipayplus_official_website.config.pageConfig.merchantsConfig.FromCornerShopsToWorldwide":"From corner shops to worldwide superbrands, Alipay+ brings an extensive retail payment experience. We help merchants enhance their stores by digitising payments and accommodating more global mobile payment methods.","alipayplus_official_website.config.pageConfig.merchantsConfig.QrCodePaymentsMadeEasy":"QR code payments made easy for tourists","alipayplus_official_website.config.pageConfig.merchantsConfig.WeUnifyQrCodesSo":"We unify QR codes so you can accept any QR presented by the customer via Alipay+, while your POS accommodates acquirer and National QR codes, enabling global tourists to pay with ease, wherever they travel.","alipayplus_official_website.config.pageConfig.merchantsConfig.InStoreQrPayment":"In-Store QR Payment","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CfdfEcCccBB":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/Q3mEdrm/merchant3.json","alipayplus_official_website.config.pageConfig.merchantsConfig.json.CEDAD":"https://cdn.marmot-cloud.com/storage/intl_website/2026/06/09/SX7rlOg/merchant4.json","alipayplus_official_website.config.pageConfig.merchantsConfig.InstantPerksThatDriveMore":"Instant perks that drive more business","alipayplus_official_website.config.pageConfig.merchantsConfig.OurDataDrivenMarketingTechnology":"Our data-driven marketing technology enables you to design customer-tailored discounts, points or gifts for in-store redemption at the checkout when a customer scans the promotion code.","alipayplus_official_website.config.pageConfig.merchantsConfig.InStorePromotionCodes":"In-store Promotion Codes","aboutUs.banner.title":"テクノロジーで世界をつなぐ","alipayplus_official_website.About.Content.index.0EAHON":"Alipay+は、Ant Internationalのビジネスの柱の1つであり、他の革新的なソリューションとともに提供されています：Antom、WorldFirst、Bettr。","home_header_aboutUs_title":"私たちについて","alipayplus_official_website.Contact.FormSend.index.0B2CB4":"選択してください","alipayplus_official_website.Contact.FormSend.index.0HBNLE":"入力してください","home.ph.banner.img.pc.2":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/29/U5YR7Xf/Group-1321316683.png","alipayplus_official_website.wallet-tech.configs.SuperApp.asapFeatures.features.image1":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/25/auz5lIN/iStock-1329808536.png","alipayplus_official_website.components.ErrorModule.404.decs":"Oh no! We couldn’t find the page you’re looking for.","alipayplus_official_website.components.ErrorModule.500.decs":"Oops! Something went wrong on our side.","alipayPlus.common.core.route.consumers.description":"Alipay+ | Consumers","alipayPlus.common.core.route.openGraph.image.consumers":"https://cdn.marmot-cloud.com/storage/intl_website/2025/08/01/ZGc6A3Y/aplus-logo-with-zhi.png","alipayplus_official_website.components.ErrorModule.404.Back":"Back","alipayplus_official_website.components.ErrorModule.500.Refresh":"Refresh","alipayplus_official_website.components.ErrorModule.500.Back":"Back","alipayPlus.contactUs.walltForm.question":"[\n {\n \"id\":\"aCOsBTlm0D\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"I_T2jCgy91\",\n \"rule\":\"phone\"\n }\n ]","merchant.banner.link.antom":"Payment method for businesses","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentMethods":"Want to accept more payment methods? ","alipayplus_official_website.config.pageConfig.merchantsConfig.paymentPlatform":"Add 300+ payment methods via Antom’s payments platform","alipayPlus.contactUs.merchant.form.question":"[\n {\n \"id\":\"QlMwC1C7m\",\n \"rule\":\"email\"\n },\n {\n \"id\":\"AVs_jYTWe\",\n \"rule\":\"phone\"\n }\n]","alipayPlus.Mobile.banner.button.text":"Contact us","alipayplus_official_website.(global).mobile-payment-provider.content.svg.SeamlessDigitalPayments":"https://cdn.marmot-cloud.com/storage/intl_website/2025/10/21/y9sDwIH/seamless-digital-payments.svg","alipayplus_official_website.(global).mobile-payment-provider.content.SeamlessDigitalAndPhysicalPayments":"Seamless digital and physical payments","alipayplus_official_website.(global).mobile-payment-provider.content.CrossBorderPaymentConvenienceFor":"Cross-border payment convenience for your users is our priority. 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